The Payments Association

APRIL 22, 2025

The volume of incidents, paired with the financial losses that exceeded 340 million in 2023, underscores the sophistication and adaptability of scammers. Social Media: A Fraudsters Playground Over 50% of scams by volume occur on platforms like Facebook, Instagram, and WhatsApp, where fake profiles and deceptive ads lure victims.

Scams 88

Scams Romance Scams Crime Online and Mobile Banking 88

Fintech News

MARCH 10, 2025

While the program was successful in customer acquisition, it led to unforeseen high volumes of bill payments, necessitating adjustments to maintain program sustainability. In response, Chocolate Finance temporarily paused its instant withdrawal and card transaction services to manage the increased transaction volume effectively.

Finance 71

Finance Debit Card Business Day Volume 71

Stax

MARCH 13, 2025

Keep card networks up and running Large, global infrastructures are required to process massive volumes of transactions safely and efficiently. These categories reflect the levels of risk, transaction volumes, and other important details. Credit card companies also use them to fund rewards programs.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

The Finance Weekly

MAY 20, 2024

During bank reconciliation, companies compare their bank statements with the cash accounts in their general ledger , identifying discrepancies and making necessary adjustments for unrecorded transactions, like outstanding deposits or new bank fees. Outstanding deposits will increase the balance, while outstanding withdrawals will decrease it.

Reconciliation 130

Reconciliation Adjustments Best Practices Wire Transfer 130

Fintech News

FEBRUARY 10, 2025

But these systems still require users to set preferences, approve transactions, or manually adjust settings. Weve already seen this shift with robo-advisors, automated budgeting apps, and frictionless payments. Agentic AI fits perfectly into this new landscape by stepping beyond traditional automation.

AI 73

AI FinTech Fraud Detection Fraud Prevention 73

The Finance Weekly

JANUARY 5, 2025

They analyze spending habits and recommend adjustments to help individuals or businesses achieve their financial goals. Pros Handles high interaction volumes. These chatbots enhance security and build customer trust by alerting users in real-time. Best Finance AI Chatbots 1. Key Features Pre-built workflows for fintech use cases.

AI 130

AI Finance Automation Non-Bank 130

Stax

OCTOBER 21, 2024

Three-tiered pricing (or tiered pricing) is a popular strategy several payment processing companies use—not to be confused with the tiered pricing models (volume-based pricing, usage-based pricing, feature-based pricing, subscription-based pricing, etc.) SaaS companies use when offering their services.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

PYMNTS

AUGUST 31, 2020

These architectures rely on robust built-in automation so that [the platform can adjust capacity automatically] as volumes change,” Ramón Villarreal , global architect of financial services for Red Hat, told PYMNTS. “It

Real Time Payments 135

Real Time Payments Online and Mobile Banking Correspondent Bank SWIFT 135

PYMNTS

JULY 21, 2020

In our credit card business, loan balances, purchase volume and revenue declined year over year. This cautious behavior is an important driver of both declining volumes and our strong credit performance.”. Purchase volume likewise dropped 15 percent year over year to $82.9 Overall, Capital One reported $1.61

Credit Cards 96

Credit Cards Volume Adjustments Consumer 96

FloQast

MARCH 19, 2025

Furthermore, they adapt to business changes over time, whether its incorporating new data sources, adjusting to process updates, or adapting to changing regulatory requirements. Enhanced compliance : AI agents can be directed to scrape regulations to automatically detect changes and adjust accordingly.

AI 52

AI Accounts Fraud Detection Audit 52

The Payments Association

MARCH 17, 2025

Key areas for regulatory adjustment Enhancing market competitiveness and innovation A well-regulated payments landscape supporting innovation is important for the UKs economic growth. Adjusting control thresholds: Currently, UK regulations require pre-approval for acquisitions of control starting at 10%.

Regulations 88

Regulations Risk Stablecoins Payments 88

Fintech Review

MARCH 20, 2025

Unlike traditional trading bots that operate on pre-set conditions, Litepips dynamically adjusts to changing market structures, leveraging historical price action and pattern recognition to enhance decision-making.

Bots 52

Bots AI Automation Advisors 52

PYMNTS

JUNE 29, 2020

Despite widespread disruption in global supply chains, a new report from Medius indicates that supplier invoice and payment volumes have actually remained relatively stable this year compared to last. But some analysis suggests supplier payment strategies are in flux to better support the working capital positions of corporates.

Payments 102

Payments B2B Volume Adjustments 102

Fintech News

FEBRUARY 15, 2024

Illicit share of all cryptocurrency transaction volume, 2018-2023, Source: Chainalysis 2024 Crypto Crime Report, Chainalysis, Jan 2024 Conversely, the data reveal an increase in ransomware attacks and darknet markets, indicating challenges in cybersecurity and a resurgence in these illicit activities.

Ransomware 113

Ransomware Crime Transactions Romance Scams 113

Fintech News

FEBRUARY 15, 2024

Among the key trends outlined in the reports, the companies note a sizable decline in tech investment volumes, adjustments in valuations and a shift towards earlier stage startups. In H1 2023, Southeast Asia recorded a substantial 54% year-on-year (YoY) decline in tech investment volume which reached US$3.1

FinTech 105

FinTech Adjustments Volume Continuity 105

Evolve Payment

APRIL 18, 2024

Additionally, adjustments have been made to the performance thresholds for certain industries, such as retail and supermarkets. With modified interchange rates, the cost associated with processing credit card transactions could see a slight adjustment. What Does This Mean for My Business? How Can Evolve Payment Help?

Credit Cards 98

Credit Cards Adjustments Disputes Process 98

PYMNTS

OCTOBER 6, 2020

In July, the company reported that its online transaction volume grew 106 percent year over year during the second quarter, as the firm capitalized on a digital transformation that began long before the pandemic. . Overall, MoneyGram reported 1 cent in diluted adjusted earnings per share on $279.8 million in revenue.

Cross-Border 113

Cross-Border Adjustments Transactions Volume 113

PYMNTS

NOVEMBER 2, 2020

Total payment volume rose 36 percent to $247 billion, beating analyst estimates for $232 billion. PayPal is now reporting a run rate of approximately $1 trillion dollars in payment volume. Venmo also reported its best quarter ever in terms of payment volume — reporting a 61 percent year-on-year TPV increase to $44 billion.

Venmo 105

Venmo PayPal BNPL Volume 105

PYMNTS

JULY 29, 2020

Total payment volume rose 52 percent to $37 billion, while active users grew by 8 million to north of 60 million. Adjusted earnings per share came in at $1.07 PayPal’s total payment volume likewise hit $222 billion from $172 billion at this time last year, easily beating the $210 billion forecast by analysts. billion ($1.29

Venmo 84

Venmo PayPal Direct Deposit Adjustments 84

PYMNTS

APRIL 24, 2020

With travel bans in place and work-from-home orders implemented, business trip volume has all but plummeted to zero. But, as Reynolds noted, this doesn’t mean business expense volume has disappeared. Adjusting Oversight.

Volume 82

Volume Adjustments Automation Technology 82

PYMNTS

FEBRUARY 21, 2020

China represents roughly 10 percent of its worldwide volume but less of its profit and sales. Coca-Cola foresees that 2020 organic revenue will rise by 5 percent, while adjusted earnings per share will increase to $2.25. The company still foresees meeting its full-year targets even with the hit to its financial results in Q1.

Cybersecurity 132

Cybersecurity Mitigation Adjustments On-Demand 132

PYMNTS

SEPTEMBER 29, 2020

Target’s event, first reported by the Minneapolis Star Tribune, will feature “digital deals on thousands of items, more than double what the retailer offered last year, as it adjusts to the surge of consumers who have shifted to shopping online during the coronavirus pandemic.

On-Demand 104

On-Demand Adjustments Volume Continuity 104

FICO

MARCH 25, 2020

Home Credit , a global non-bank consumer lender, has successfully reduced its credit risk while maintaining loan volumes and keeping approval rates steady by incorporating the FICO® Score X Data to optimize its loan process in China. This type of financial inclusion is good for the consumer and good for our business.

Risk 97

Risk Financial Inclusion Point-of-Sale (POS) Risk Assessment 97

PYMNTS

DECEMBER 15, 2020

WEX foresees that the effect of the purchase on adjusted net income will be immaterial up to calendar year 2021, though it notes that "visibility remains limited due to COVID-19.". WEX lost $57.7 million, or $1.49 per share, on $382.1 million in revenue for the three months concluding on Sept. 30 in contrast to a profit of $42.4 WEX lost $57.7

B2B 101

B2B Payments Adjustments Settlement 101

The Fintech Times

MAY 2, 2025

He mentioned that payment companies like Stripe are processing substantial volumes, rivalling traditional financial giants. Keith Grose, CEO UK at Coinbase noted that 13 per cent of the UK population owns crypto, with stablecoin volume reaching over $27trillion last year.

FinTech 64

FinTech Stablecoins Legal Framework Central Bank 64

Clearly Payments

DECEMBER 2, 2024

Suitable for high-volume retail and service environments. May not support high transaction volumes efficiently. Cons Not ideal for high-volume transactions. The right choice depends on factors like the type of business, customer preferences, transaction volume, and budget. Pros Fast and secure transactions.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Fintech Review

FEBRUARY 20, 2025

These tools process large volumes of real-time market data, identifying trends and patterns that may go unnoticed by traders. Unlike conventional automated trading systems, AI models dynamically adjust trading strategies by continuously analyzing historical and live market data.

AI 52

AI Adjustments Returns Volume 52

PYMNTS

APRIL 30, 2020

Visa posted fiscal second-quarter results that showed a precipitous falloff in cross-border volumes late in the quarter amid the coronavirus pandemic, alongside what it termed a “significant deterioration” in spending that was evident in March. In terms of headline numbers, adjusted earnings were $1.38 Revenues, at about $5.9

Transactions 89

Transactions Cross-Border Volume Contactless Payments 89

Stax

APRIL 17, 2025

You should get access to inventory trends reports to identify fast-moving and slow-selling products so you can adjust stock levels accordingly. Your sales volume and customer flow also determine the kind of POS software you need. A high-volume store needs a robust system that can handle multiple transactions simultaneously.

Online and Mobile Banking 88

Online and Mobile Banking CRM Point-of-Sale (POS) Debit Card 88

PYMNTS

JANUARY 30, 2020

PayPal put on a strong finish to 2019, managing to beat analyst estimates nearly across the board in terms of revenue, active usership and total payments volume processed. In Q4 of 2019, PayPal saw adjusted earnings per share rise to $.86 69 at the same time last year, and ahead of forecasts of $.83. Revenue came in at $4.96

PayPal 85

PayPal Venmo Volume Cross-Border Payments 85

PYMNTS

AUGUST 17, 2020

The Commerce Department released July’s retail sales last week, showing an increase in seasonally adjusted retail spending – up 1.2 Analysts reported that physical retail sales, seasonally adjusted, were up 2.7 Using Census data, the trailing 12 months of non-adjusted physical retail sales show a decline of 1.9

Economy 134

Economy Adjustments Consumer Product 134

PYMNTS

DECEMBER 7, 2020

What's more, according to Pero, banks aren't always able to forecast into the future, meaning they can fail to take seasonal fluctuations into account and adjust their financing offering dynamically as capital demands rise and fall. Traditional lenders look at the past," he said. They're not looking at the future.".

Finance 142

Finance Small Business Underwriting B2C 142

Fintech Finance

SEPTEMBER 26, 2024

Airwallex recently announced it surpassed $100 billion in annual processing volume and achieved an annual run rate of nearly $500 million. With flexible integration options from Trulioo, including a modern API and a hosted image-capture SDK, Airwallex can quickly adjust its verification workflows to comply with evolving regulations.

Fraud Prevention 98

Fraud Prevention Verification Payment APIs and Integration Compliance 98

PYMNTS

NOVEMBER 13, 2020

Grocery and food delivery has become an increasingly important part of Gojek’s business during the pandemic, having grown six-fold in total volume, according to Bloomberg. That number hit 900,000 at the end of September, approaching double the 500,000 food vendors on Gojek’s platform at the start of the year.

NOV 88

NOV Payroll Adjustments Volume 88

Clearly Payments

FEBRUARY 7, 2024

These metrics provide valuable insights into various aspects of payment processing, including transaction volume, customer behavior, and financial health. Transaction Volume (aka Total Sales) Transaction volume is a fundamental metric that measures the total number of transactions processed within a specific timeframe.

Process 98

Process PCI DSS Processing Costs Settlement 98

PYMNTS

AUGUST 5, 2020

Adjusted earnings per share were 18 cents. And Square’s gross payments volume in Q2 dipped 15 percent year over year. Instead, Square Capital loan volume was driven by the Paycheck Protection Program, which provided $873 million to more than 80,000 small businesses. Square saw its shares skyrocket Tuesday (Aug.

Tax Refunds 87

Tax Refunds Small Business Shutdown Venmo 87

PYMNTS

MAY 8, 2020

Drill down into the numbers, and the term “falling off a cliff” comes to mind, as healthy transaction and sales volumes at key merchant customers faced massive headwinds — and only now are starting to show a bounce off their nadirs. Eventually retail and restaurants stabilized at 30 percent volume declines year over year in April.

PayPal 98

PayPal Online and Mobile Banking Volume Point-of-Sale (POS) 98