FICO

MAY 9, 2023

Average card spending has increased month-on-month and year-on-year. The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80% of UK card issuers.

Credit Cards 59

Credit Cards Advisors Card Issuer Consulting 59

FICO

MAY 30, 2022

These card performance figures are part of the data shared with subscribers of the FICO® Benchmark Reporting Service produced by FICO® Advisors, the business consulting arm of FICO®. The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers.

Credit Cards 52

Credit Cards Card Issuer Payments Advisors 52

FICO

MARCH 23, 2023

The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers. January saw inflation slightly pegged back compared to the end of 2022; retail sales also improved marginally in the new year.

Credit Cards 52

Credit Cards Payments Advisors Card Issuer 52

FICO

FEBRUARY 22, 2023

The data sample comes from client finance reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80% of UK card issuers. For comparison with other regions, see FICO's analysis of Q4 card trends in Canada and the United States.

Credit Cards 52

Credit Cards Push-to-Card Advisors Card Issuer 52

FICO

JANUARY 24, 2023

FICO’s latest market report of UK card trends suggests that consumers managed their credit card debt to keep lines of credit open for the festive season as spend increased month on month. The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers.

Credit Cards 52

Credit Cards Consumer Payments Advisors 52

FICO

JUNE 7, 2022

FICO® Advisors regularly monitor in-depth data reported by Canada’s leading credit card issuers. These credit card performance figures represent a national sample of approximately 38 million consumer accounts from FICO client reports generated by the FICO® TRIAD® Customer Manager and Adaptive Control System solutions.

Credit Cards 52

Credit Cards Advisors Best Practices Issuers 52

FICO

APRIL 27, 2022

These card performance figures are part of the data shared with subscribers of the FICO® Benchmark Reporting Service produced by FICO® Advisors, the business consulting arm of FICO®. The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers.

Card Issuer 52

Card Issuer Credit Cards Advisors Issuers 52

FICO

APRIL 19, 2023

The data sample comes from client reports generated by the  FICO® TRIAD® Customer Manager  solution in use by some 80 percent of UK card issuers.

Credit Cards 52

Credit Cards Accounts Risk Management Risk 52

FICO

SEPTEMBER 13, 2022

These card performance figures are part of the data shared with subscribers of the FICO® Benchmark Reporting Service produced by FICO® Advisors, the business consulting arm of FICO. The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers.

Credit Cards 52

Credit Cards Advisors Issuers Consulting 52

FICO

JULY 27, 2021

This is an excellent time for banks, lenders and card issuers to ensure they continually interact with customers to better understand their genuine financial position — especially if household incomes are likely to take a hit later in the year. Improving Customer Outcomes. by Bruce Curry.

Card Issuer 52

Card Issuer Payroll Advisors Treasury 52

FICO

AUGUST 16, 2022

The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. at the end of Q2, and the US household debt surpassing $16 trillion for the first time ever, it leaves issuers wondering where the credit card market is headed.

Credit Cards 52

Credit Cards Federal Reserve Issuers Advisors 52

FICO

JUNE 27, 2023

Our latest data on UK credit card trends shows financial volatility and higher levels of credit card spend, compared to 2022 – with monthly spend up by 6.7 The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers. percent in April.

Credit Cards 52

Credit Cards Card Issuer Consulting Accounts 52

FICO

JUNE 1, 2023

The following card performance metrics help us understand the impact of the macro environment on the credit card industry at an aggregate level. These figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution.

Credit Cards 52

Credit Cards Federal Reserve Tax Refunds Returns 52

Stax

JANUARY 31, 2024

Interchange rates are the fees charged by credit card networks (like Visa, Mastercard, American Express, and Discover) to facilitate card transactions between merchants and banks. The card issuers periodically update their interchange rates using the following factors.

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

FICO

JUNE 16, 2022

The following credit card performance figures represent a national sample of approximately 130 million accounts that comprise FICO® Advisors’ Risk Benchmarking solution. Leanne Marshall is a Senior Strategy Consultant with FICO Advisors for North American Credit Risk Lifecycle Practice. Leanne Marshall.

Credit Cards 52

Credit Cards Push-to-Card CHIPS Credit Limit 52

FICO

AUGUST 23, 2021

The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers. 130 million cards are included in the US and 38 million in Canada. Issuers wishing to subscribe to this service can contact staceywest@fico.com. by Stacey West.

Credit Cards 52

Credit Cards Payments Issuers Government 52

FICO

AUGUST 18, 2021

The data sample comes from client reports generated by the FICO® TRIAD® Customer Manager solution in use by some 80 percent of UK card issuers. 130 million cards are included in the US and 38 million in Canada. Issuers wishing to subscribe to this service can contact me at staceywest@fico.com. by Stacey West.

Credit Cards 52

Credit Cards Issuers Risk Accounts 52

FICO

MAY 18, 2021

But the ongoing extensions also offer a timely opportunity for banks and card issuers to ensure they continually interact with customers to better understand their genuine financial position — especially if household incomes take a hit later in the year. Tailored Treatments Drive Cash Flow. To find out more, contact us.

Card Issuer 52

Card Issuer Issuers Credit Risk Advisors 52