The Fintech Times

MARCH 6, 2024

The regulatory tides may be changing in the US, as the Office of the Comptroller of the Currency (OCC) suggests banks should be doing more to manage risks related to partnering with fintech firms.

OCC 69

OCC FinTech Non-Bank Regulations 69

FICO

SEPTEMBER 30, 2022

She is a top advisor to Fortune 500 companies on responsible artificial intelligence strategy and data innovation practices and serves on several boards advising startups, universities, and other non-profits. Cortnie is also the CEO and founder of AI Truth, a non-profit organization dedicated to responsible creation and use of AI.

Non-Bank 52

Non-Bank Financial Inclusion AI Advisors 52

Fintech News

DECEMBER 13, 2023

The city-state hosts some of ASEAN’s biggest and largest fintech companies; it continuously attracts the lion’s share of fintech funding across the region; and its well-established banking sector has shown commitment to adopting and integrating emerging technologies.

FinTech 113

FinTech Web 3.0 Payment APIs and Integration APACS 113

Fintech News

OCTOBER 28, 2024

It enables financial institutions, especially those without core banking systems or with systems lacking API integration, to manage bulk transactions. Hakeem’s in-house developed loan management system offers detailed analytics and insights into customer behaviour, ensuring effective loan recovery. ThitsaWorks Pte.

AI 108

AI FinTech Innovation Payment APIs and Integration 108

FICO

DECEMBER 8, 2022

Leveraging FICO Resilience Index to refine credit risk management decisions during benign economic phases defends against dramatic swings in delinquency rates and provides for a more consistent portfolio risk management approach over time. Of course, credit risk management is only one aspect of portfolio health.

Addressing 52

Addressing Risk Credit Limit Risk Management 52

Stax

JANUARY 31, 2024

Visa interchange rates are the fees charged by Visa to process transactions between issuing banks and merchants. Visa sets these rates, and they’re non-negotiable for merchants. They cover the costs of managing the network, ensuring security, and facilitating the transfer of funds between banks.

Credit Cards 88

Credit Cards Push-to-Card Processors Debit Card 88

Global Fintech & Digital Assets

DECEMBER 11, 2023

Governance The covered entity’s board or senior governing body is tasked with oversight, funding, and maintenance of the company’s cybersecurity risk management program. Covered entities must also retain for five years all documentation supporting a certification of compliance or acknowledgement of non-compliance and remedial efforts.

Cybersecurity 59

Cybersecurity Multifactor Authentication Risk Assessment MFA 59

CB Insights

OCTOBER 6, 2017

While this technology has the potential to reduce manual labor, it faces regulatory challenges and still requires a human driver for non-highway driving. Although trucking is thought to be at high risk of automation, this is unlikely to happen widely in the next decade due to regulatory challenges. NEWS AND MEDIA.

AI 69

AI Risk Automation On-Demand 69

PYMNTS

OCTOBER 1, 2018

Both the Securities and Exchange Commission (SEC) and the Department of Justice (DOJ) have officially ended a two-year investigation of LendingClub, its subsidiary LC Advisors (LCA), its founder and former CEO Renaud Laplanche and its former CFO Carrie Dolan. On Friday (Sept. The SEC Finding. The Rundown on the Run-up to the Decisions.

P2P 54

P2P Origination Underwriting Returns 54

Nanonets

APRIL 26, 2023

PDF → Excel Convert PDF bank statements to Excel  Try for Free In today's fast-paced business world, faster loan approvals and lending processes are a key goal both for lenders and people applying for loans. Robo-advisors can help automate the process of financial advice and recommendations to borrowers.

Underwriting 52

Underwriting Automation Fraud Detection Risk 52

FICO

JANUARY 19, 2023

The unprecedented level of financial support during the past two years has created an expectation among consumers and businesses that banks and other institutions will continue to provide help, support and forbearance, as and when they are adversely impacted financially. The challenge will be further exacerbated as an estimated 1.4

Risk 52

Risk Non-Bank Credit Risk Continuity 52

Nanonets

FEBRUARY 15, 2024

Documentation: Negotiations result in a Supply Agreement , which outlines the terms of the purchase, including pricing, delivery schedule, payment terms, warranty, and penalties for non-compliance. Outcome: Including these standards in contracts resulted in a 30% reduction in non-compliant parts within the first six months.

Finance 52

Finance RFP Agreements Automation 52

Fintech Labs Insights

APRIL 13, 2016

Wealth management platform. Data for B2B analytics & risk management. Payment processing system for non-profits. Tags: Traders, investing, robo-advisor, stocks, automation. Here are the fintech deals by size from 2 April to 8 April 2016: Home Link (Lianjia). Online & offline real estate broker.

Online and Mobile Banking 20

Online and Mobile Banking FinTech Advisors Underwriting 20

Fintech Labs Insights

NOVEMBER 18, 2015

Alpha Payments Cloud’s AlphaHub offers banks, merchants and payment & risk product vendors unlimited vendor access and orchestration, using a single integration. Asseco Poland offers customers a tailored and satisfying banking experience for both internet and mobile banking systems.

Payment APIs and Integration 31

Payment APIs and Integration Non-Bank Multi-Currency Risk 31

Fintech Labs Insights

NOVEMBER 18, 2014

In late summer, I published a two-part post detailing the most important retail banking projects for next year ( here and here ). So in semi-prioritized order, here are six myths that continue to hamper the strategic planning of retail banks (at least in the United States). My wife loved Blockbuster. It took an hour!

Online and Mobile Banking 30

Online and Mobile Banking Non-Bank P2P Consumer 30

Fintech Labs Insights

MAY 19, 2016

Digital banking company. Virtual assistant banking services. Crowdfunding solution for non-profits. Tags: Investors, advisors, traders, investing, data analytics, information, news. Source: Crunchbase. Latest round: $56 million Debt (from Goldman Sachs). Total raised: $154.3 million ($98.3 HQ: Sao Paulo, Brazil.

FinTech 18

FinTech Debit Card Underwriting Non-Bank 18

Fintech Labs Insights

SEPTEMBER 1, 2015

Market segments include insurance, banks, telecom, utilities, and property management. Advisor Software is a Cloud provider of sophisticated wealth management and digital investment advice APIs and apps for financial services enterprises. It is currently deployed at 20+ retail banks with over 500m transactions a year.

Online and Mobile Banking 28

Online and Mobile Banking Card Issuer Credit Union Issuers 28

Nanonets

FEBRUARY 13, 2024

Insurance : Adequate insurance coverage is non-negotiable for protecting your business. Integrate Bank Accounts and Credit Cards : Many accounting software solutions offer the ability to link your business bank accounts and credit cards directly, allowing for real-time tracking of expenses and seamless reconciliation.

IRS 52

IRS Automation Adjustments Audit 52

Fintech Labs Insights

JULY 14, 2016

Bento for Business landed $7 million for its digital business banking platform. Bank operating system. Digital business banking platform. Risk Focus. Risk management for capital markets. Document and data management for mortgage companies. Buzz Points grabbed $1.8 Latest round: $17.7 CrowdFlower.

Underwriting 15

Underwriting FinTech Online and Mobile Banking Debit Card 15

Finovate

JANUARY 24, 2025

In this week’s edition of Finovate Global , we caught up with Maya Shabi, Senior Risk Strategist with EverC , a firm that provides tech-driven risk management solutions for ecommerce companies. In terms of new open banking regulations, what are your expectations?

Regulations 72

Regulations FinTech BNPL Cross-Border 72

The Payments Association

APRIL 14, 2025

Key developments include progress on stablecoin regulation with draft legislation anticipated, advancements in open banking and variable recurring payments (VRPs), outcomes from the PSR's review on card fees, and the introduction of buy now pay later (BNPL) legislation in Parliament.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

The Payments Association

JANUARY 31, 2025

Fact Sheet ) The Working Group will be chaired by David Sacks, the special advisor for AI and Crypto. Notably, US banking regulators (e.g., ’ against digital asset companies (see below, Other Key Developments in Crypto ) and the FRBs refusal to permit Custodia Bank to open a master account.

Stablecoins 88

Stablecoins Office of the Comptroller of the Currency Treasury FDIC 88