EBizCharge

MARCH 20, 2025

This requires configuring API keys and setting up payment processing rules. Next, configure the payment settings by defining accepted payment methods, processing fees, and invoice-matching rules to align with your business operations. Once installed, the gateway should appear as a payment option within Sage.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Payments 52

The Payments Association

JULY 18, 2025

Willem Wellinghoff Chief compliance officer and UK chair, Ecommpay “The incoming FCA CASS/Safeguarding rules will require significant preparation from payment firms, with stricter audit obligations and a tighter compliance framework. However, other proposals, such as the end-state safeguarding rules, could throttle some business models.

Regulations 88

Regulations Payments Payment APIs and Integration Legal 88

Payments Dive

JULY 14, 2025

But the real costs, such as failed payments, delayed settlements, disputes, chargebacks and manual interventions, hide in plain sight. Fees aren’t the problem. Friction is. It’s easy to track fees. They’re predictable and quantifiable. Every time a customer struggles to pay or an agent has to intervene (i.e. friction), costs climb.

Payments 163

Payments Privacy Settlement Reconciliation 163

Trade Credit & Liquidity Management

JUNE 10, 2025

For higher-risk opportunities that provide good margins, manage risk by using off-the-shelf alternatives such as guarantees or security agreements to reduce your exposure. Better credit decisions come from clear visibility of a customer’s outstanding balance, payment trends, promises, and dispute history.

Disputes 52

Disputes Risk Risk Assessment Liquidity Management 52

PYMNTS

SEPTEMBER 12, 2018

One year after news surfaced that blockchain companies Ripple Labs and R3 HoldCo were engaged in a legal dispute, the lawsuit has been resolved, according to a press release issued this week. Ripple’s filing wanted the court to rule the contracts invalid, reports said at the time.

Disputes 51

Disputes Legal Settlement Blockchain 51

Payment Savvy

MAY 11, 2023

Visa has a set of rules and regulations that govern the use of its payment network, and these rules and regulations are subject to change from time to time. In this article, we will discuss the recent visa rule changes and how they impact you. Merchants who accept Visa payments must comply with the Visa merchant rules.

Rules 52

Rules PCI DSS Disputes Payment Networks 52

PYMNTS

NOVEMBER 26, 2019

Businesses depend on the public services tax revenues pay for: roads that facilitate deliveries, courts where firms resolve legal disputes and regulators that help protect businesses from fraud. Wayfair ruling have made tax compliance challenges highly visible. This resulted in the Streamlined Sales and Use Tax Agreement (SSUTA). .

Agreements 56

Agreements Laws Legal Compliance 56

NFCW

JULY 17, 2024

“The European Commission has made commitments offered by Apple legally binding under EU antitrust rules,” the official announcement says. “The European Commission has made commitments offered by Apple legally binding under EU antitrust rules,” the official announcement says.

Payment Service Provider (PSP) 120

Payment Service Provider (PSP) Use Case Legal Agreements 120

Electronic Payments Coalition

MARCH 26, 2024

EPC STATEMENT: WASHINGTON – Electronic Payments Coalition (EPC) Executive Chairman Richard Hunt issued the following statement regarding the impact the interchange lawsuit agreement between U.S. Congress should put an end to the ill-advised Durbin-Marshall mandates and let the agreement merchants reached stand on its own.”

Agreements 52

Agreements Payment Networks Settlement Credit Cards 52

Fintech Review

JUNE 25, 2024

Smart Contracts: Automating Financial Agreements Smart contracts represent a pivotal advancement facilitated by blockchain technology. These self-executing contracts enable automated verification, execution, and enforcement of agreements without intermediaries. The implications for fintech are profound.

Blockchain 95

Blockchain Technology Innovation Cross-Border 95

Finovate

SEPTEMBER 18, 2024

Adding to the confusion, the dispute is ongoing in court, and because Synapse is a fintech and is thus unregulated, regulatory bodies are unable to protect consumers, many of whom are still missing their funds. The regulatory body is currently taking public comment on the rule.

Rules 52

Rules FDIC Non-Bank Money Laundering 52

PYMNTS

JULY 31, 2020

In the last 24 hours, disputes over executive retention pay and an asset transfer have been settled. The high-stakes negotiations reached a tentative agreement on Thursday (July 30) over Neiman Marcus’ business plan and a settlement in the dispute over the transfer of its Munich-based MyTheresa business, the newspaper reported.

Settlement 78

Settlement Disputes Caps Rules 78

PYMNTS

NOVEMBER 25, 2019

The Supreme Court ruling has started the ball rolling for states and municipalities to tax eCommerce – specifically, out-of-state firms and online marketplaces. But there have already been disputes making their way through the courts, as detailed in the latest Next-Gen Sales Tax Tracker. South Dakota vs. Wayfair was only the beginning.

Consumer 60

Consumer Disputes Agreements Rules 60

PYMNTS

OCTOBER 12, 2020

9) that over 130 nations have consented to a framework to bring forward international business taxation rules for discourse by the G20 finance ministers this week, Reuters reported. With a unanimous agreement on a blueprint for reforming the global corporate tax code we have taken a major step forward,” Scholz said, according to Reuters.

Disputes 56

Disputes Regulations Laws Rules 56

PYMNTS

MAY 6, 2016

The CFPB is moving toward a rule change that will make it much easier for consumers — or more specifically groups of consumers — to take banks and other financial institutions to court as part of class action lawsuits. The new rules got its first official public hearing yesterday. It’s official.

Rules 41

Rules CFPB Agreements Laws 41

Fi911

FEBRUARY 14, 2024

Cardholders have the right to dispute purchases in cases of fraud, misuse, or errors. No further percentage of monthly sales is withheld during the agreement period. Renegotiating Merchant Reserves There is no hard-and-fast rule for when merchants should be allowed to renegotiate their reserve requirements.

Risk Management 105

Risk Management Risk Accounts Processors 105

PYMNTS

JULY 11, 2017

The Consumer Financial Protection Bureau (CFPB) has handed down a controversial ruling stating companies cannot opt to use arbitration clauses in their contracts with consumers in a manner that keeps consumers from joining class action lawsuits. The rule begins applying to agreements and contracts 180 days later. .

CFPB 40

CFPB Rules Consumer Financial Protection Bureau (CFPB) Credit Cards 40

PYMNTS

NOVEMBER 22, 2019

Wayfair ruling allowed counties, states and municipalities to pass laws to tax out-of-state sellers and the eCommerce marketplaces that serve them, but the ruling did not disclose specifications on what such laws must look like. The state does not have its own tax policy, so towns and cities are setting their own individual tax rules.

Laws 63

Laws Compliance Rules Governance 63

The Payments Association

MAY 16, 2025

Merchants continue to face elevated abandonment rates, soft declines, and disputes linked to poor SCA execution, particularly for recurring transactions, mobile checkout, and low-value exemptions. New rules could mandate pricing changes or new disclosure requirements under consumer law. to 1.15% for debit and from 0.3% for credit.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Nanonets

NOVEMBER 14, 2023

It is used when there is a pre-established contract or agreement with the supplier regarding the price of the goods. Rules for Self-invoicing The adoption of self-invoicing entails adherence to a set of rules to ensure a smooth and compliant financial processes: Legal Validity: Every self-billing agreement must stand on solid legal ground.

Agreements 52

Agreements Disputes Compliance Legal 52

PYMNTS

FEBRUARY 14, 2020

Central bank governors, as well as finance ministers, of the 20 biggest economies of the world — the G20 — meet in Riyadh later this month to talk about work on the tax rules by the Organisation for Economic Cooperation and Development (OECD), among other topics. “We which is no longer part of the European Union. “We over the matter.

Disputes 56

Disputes Non-Bank Central Bank Economy 56

PYMNTS

JULY 20, 2018

Toys R Us has come to a settlement agreement with some groups of creditors, including vendors, to resolve its disputes related to its bankruptcy proceedings. Vendors and other creditors can opt out of the agreement.

Settlement 40

Settlement Disputes Legal Agreements 40

PYMNTS

MAY 26, 2016

Curve said American Express had doubts about how it handles disputes like refunds and chargebacks. American Express and Curve said they could re-enter an agreement at a later time. Reports said American Express asked Curve to stop processing transactions for them because it lacked confidence in Curve’s customer service.

Rules 40

Rules Small Business Commercial Card Payer 40

PYMNTS

JUNE 12, 2019

The guidelines by the two industries differ in the way licensing fees get calculated, and the rules for using patented tech. Even through the guidelines are voluntary, no broader agreement means that disputes can arise rapidly.

Disputes 46

Disputes Legal Agreements Participant 46

PYMNTS

JANUARY 27, 2020

In recent weeks, both New York and California have sought more authority over debt collection, even as the CFPB mulls rule changes that would make it easier for debt collectors to be in contact with companies and individuals via phone, text and email. An agreement among OECD countries would spur France to end its national digital tax. “We

CFPB 71

CFPB Consumer Financial Protection Bureau (CFPB) UDAAP Laws 71

PYMNTS

NOVEMBER 2, 2020

23) to include Article 12B, an amendment, to its model agreement. The streaming firm said in a statement per Techwire Asia that it is for governments to come up with the regulations on tax and, and while it follows the applicable rules, those don’t require a company create a local office or to locally install servers. each month.

Regulations 85

Regulations Compliance Laws Governance 85

Neopay

NOVEMBER 27, 2023

However, for open banking to take off for retail and P2P payments, the report says that consumer protections need to be improved with a minimum form of dispute resolution. On protecting consumers, the review suggests the PSR conduct a review of the new APP fraud rules after 12 months and more ambitious government targets beyond 2024.

P2P 52

P2P Push-to-Card Consumer Protection Visa 52

Stax

SEPTEMBER 19, 2024

Once a customer is satisfied with your quote, a proposal will be crafted, terms will be negotiated, and a final contract agreement will be prepared that spells out the terms of the sale or service to be provided. It can also lead to improved cash flow, greater revenues, higher lead close rates, and fewer customer disputes.

Process 88

Process Automation RFP Disputes 88

Stax

NOVEMBER 15, 2023

This markup can be a fixed fee per transaction or a percentage of the total amount, depending on your processing agreement. Additional fees Generally, processors toss in other fees, like monthly statement fees, gateway fees, or chargeback fees if customers dispute a transaction. Can you decrease interchange fees? (Do

Credit Cards 88

Credit Cards Processors Assessments Non-Bank 88

Nanonets

NOVEMBER 19, 2023

It could involve issuing or receiving credit or debit memos, adjusting the invoice amount, or even disputing the invoice before it is settled. It reduces disputes and delays, thus preventing late fees and other financial complications. The disputed amount is withheld until the issue is resolved. Let’s look at an example.

Settlement 52

Settlement Disputes Payment APIs and Integration Accounts 52

Nanonets

SEPTEMBER 15, 2024

These AI-powered tools extract data accurately, validate the extracted information, flag discrepancies, route documents for approval based on custom rules, and finally export it to downstream business software. All parties rely on rate confirmations to resolve any disputes that may arise during or after the shipment. The result?

Automation 52

Automation Process Disputes AI 52

PYMNTS

JULY 16, 2018

Rules And Regulations . Despite this distinction, the rules and regulations surrounding their uses are much closer to those of debit cards than of their reloadable prepaid counterparts. Payroll card issuers are also required to disclose their fee structures and customer dispute resolution process, but reloadable card issuers are not.

Payroll 42

Payroll Card Issuer Debit Card Push-to-Card 42

PYMNTS

AUGUST 14, 2018

There is a broad consensus that clear, reasonable and transparent rules are good for everyone involved. On the other hand, how those regulations should be written, who should be writing them and how restrictive they should be are all very contentious topics, where board agreement is rare. New Rules in Ohio. As of this week, U.S.

CFPB 40

CFPB Rules Laws Regulations 40

PYMNTS

SEPTEMBER 20, 2018

Requirements around the recording of digital data — for instance, newer rules on Hours of Service records and electronic recording of drivers’ hours worked — have industry players adopting tools to maintain compliance. Regulations are driving the trucking and logistics industry to adopt cutting-edge technologies.

Accounts 63

Accounts Automation Regulations Risk 63

PYMNTS

OCTOBER 28, 2019

The dispute continues over exactly what kinds of companies and activities qualify for new eCommerce sales taxes, and it’s having repercussions for online retail giants. The latest Next-Gen Sales Tax Tracker explores these issues and whether new rules favor the eBays of the world or small to medium-sized businesses (SMBs).

Rules 41

Rules Laws Disputes Compliance 41

EBizCharge

JUNE 28, 2024

It’s essential to check with legal counsel or financial advisors to align with the latest legal standards and avoid potential penalties or customer disputes. Credit card (CC) surcharges are subject to different rules than those for debit cards. Here is a quick look at some factors that can determine the legality of surcharging.

Credit Cards 52

Credit Cards Legal Debit Card Best Practices 52

Stax

MAY 7, 2024

Processing fees vary depending on the service provider, the agreement between the merchant and the processor, the type of credit card used (debit, credit, corporate, rewards, etc), and the type of transaction (online, dipped, swiped, or keyed in). How do chargebacks affect processing fees?

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88