Fintech News

JANUARY 13, 2025

AI-Powered Automation: Streamlining Spend Management Source: Shutterstock SMEs handle hundreds of invoices monthly. According to a study by Levvel Research, a staggering 86% of SMEs still rely on manual processing invoices globally. This is where Artificial intelligence (AI) becomes important. AI can be a game-changer here.

AI

Fintech Finance

APRIL 24, 2025

New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. The report also reveals significant concerns around fraud. “Our latest research shows strong demand for instant payments and growing pressure on banks to deliver.

Transaction Limits

Fintech News

JUNE 18, 2025

The new solution builds on the recently launched in-house Jumio Liveness and is designed to enhance protection against sophisticated identity fraud tactics, including deepfakes and injection attacks. Bala Kumar “Attackers are using tools that were once confined to research labs.

Deepfake

Fintech Finance

JULY 8, 2025

Research on RS2 acquirer fee models shows that acquirers lose up to $3.65 RS2’s AI-powered transaction routing and fee engine dynamically calculates interchange and scheme fees before submission, enabling optimal routing and pricing in real-time. Real-time fraud detection using fee anomaly tracking and contextual risk scoring.

Acquirers

The Fintech Times

JUNE 3, 2025

From the widespread use of AI and crypto in SMB payment systems to growing consumer appetite for real-time earned wage access (EWA) and biometric payments,Marqetassixth annual State of Payments report reveals that the UK is redefining both how money moves and what consumers expect from payments.

Research

Fintech News

APRIL 25, 2025

Banking and insurance, as well as cryptocurrency ranked among the top five most targeted sectors in 2024, with fraud rates of 2.7% More than two-thirds (69%) of the companies polled reported an increase in fraud attempts over the year, reflecting booming identity fraud activity. of total fraud attempts.

Deepfake

Neopay

JANUARY 22, 2025

Fraudsters are exploiting GenAI tools such as large language models (LLMs), voice cloning, and deepfakes to carry out increasingly sophisticated scams that are harder to detect and prevent. Impersonation fraud: Voice cloning technology allows scammers to convincingly impersonate family members, colleagues, or business executives.

AI

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider. Lesser-discussed trends include embedded finance (13 per cent) and sustainable payments (eight per cent).

Fraud Prevention

Stax

APRIL 3, 2025

Fraud detection – Fraud detection and prevention measures identify and block any fraudulent activities in the payment system. Digital goods & services – Businesses that sell ebooks, software, and online courses should consider processors that support instant payouts and fraud detection.

Payment Solutions

Finextra

JUNE 11, 2025

for card details), and promotes robust fraud detection and resolution mechanisms. Future Vision: Increased use of AI and machine learning for real-time fraud detection and prevention. Enhanced Security and Resilience: Policy: RBI continually updates security guidelines, emphasizes tokenization (e.g.,

Financial Inclusion

Finovate

APRIL 9, 2025

. “Our solution helps Security Bank deliver the experience their customers expect, while maintaining the highest standards of security and fraud prevention.” The technology combines robust security features with advanced fraud detection capabilities including as deepfake detection.

Security

The Payments Association

JULY 23, 2025

While banks pursue incremental digital improvements, Visa and Mastercard have launched platforms enabling AI agents to conduct transactions autonomously. Instead of evaluating individual transactions at the point of sale, financial institutions must now assess and manage risk at the moment of token provisioning for AI agents.

Payment APIs and Integration

The Payments Association

JULY 15, 2025

Geographically, the research spans six continents, with robust representation from the UK’s financial centres (London, Edinburgh, Manchester) and meaningful participation from the United States (4%), Ireland (2.7%), and major European markets including Germany, Netherlands, and France.

Financial Crimes

Fintech Finance

APRIL 1, 2025

The paper entitled How to Solve Banks’ Legacy System Challenges While Controlling Risk suggests that this unnecessary expense is hindering innovation and digital transformation and presents a groundbreaking AI-enabled solution that allows banks to modernize without excessive risk.

ISO 20022

Finextra

JUNE 24, 2025

GENIUS Act Clears the Way for Stablecoin-Powered Embedded Finance 23 June Parminder Saini CEO at Triple Minds Understanding the Role and Benefits of Introducing Brokers in Forex Trading 19 June Mathieu Altwegg SVP Head of Product and Solutions Europe at Visa Open Banking Won’t Work Without Trust.

Agreements

Fintech News

JULY 14, 2025

Financial services firms globally are accelerating their adoption of cloud technologies, focusing on long-term agility, resilience, and innovation rather than cost-cutting, according to new research by the London Stock Exchange Group (LSEG).

APACS

The Payments Association

DECEMBER 18, 2024

” Andy Watson, chief people and transformation officer, notes, “2025 will likely be the year of AI agents. Anthropic launched its AI agent Computer Use in October 2024, and OpenAIs new AI agent, codenamed ‘Operator,’ is set to launch early next year.

Cross-Border

The Payments Association

JUNE 16, 2025

The research examines how digital transformation and shifting customer expectations are transforming payment strategy into a key differentiator in customer experience and business growth. 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues.

Innovation

Finextra

JULY 2, 2025

How Technology Helps New technologies like Artificial Intelligence (AI) are helping improve payment experiences. AI can detect fraud, fill in customer details quickly, and recommend payment options based on past behavior. Safe and Transparent Customers want to know their money and data are safe.

Online and Mobile Banking

The Fintech Times

APRIL 2, 2025

WhatsApp prides itself on the security of its encrypted messages, however, according to new research from Revolut, the global fintech with 11 million UK customers and 50 million globally, UK consumers are losing an average of 2,437 from scams originating on the communications platform.

Scams

Stax

MARCH 11, 2025

Online reviews Your research will tell you a lot about each provider. To make your case, you must first do your research and develop a winning negotiation approach. Such a business owner can also research the offers of other PSPs to identify cheaper alternatives. The login attempt may even be blocked entirely.

Online Payment Processing

Finextra

JULY 3, 2025

What you must consider Check if the provider offers real-time reporting, fraud detection tools, and regulatory support. Transparency in cross-border payments is also critical. Customers want to know what fees they pay and when the money will arrive. These features protect your users and simplify your audits.

eWallet

Finextra

JUNE 13, 2025

Based on industry research and expert insights, here are five pivotal trends redefining mobile banking. AI-Powered Personalisation How Does AI Elevate User Experience? According to Gartner, global AI software spending is projected to reach £241 billion by 2025, with banking leading adoption.

Mobile Banking

The Fintech Times

DECEMBER 9, 2024

. “Payments are increasingly becoming the foundation of customer relationships, driving the rise of platforms that unify cloud-based infrastructure and AI-powered data insights. ” AIs impact on fintech this year is undeniable. Where do you see it driving innovation? At Money20/20 in Las Vegas, leaders from J.P.

Payment APIs and Integration

Finextra

JUNE 14, 2025

It’s innovating in areas like open banking, real-time bank transfers, and even AI-driven payments. The company leverages its network data and infrastructure to provide fraud detection tools, credit decisioning analytics, loyalty program services, consulting, and more. It expresses the views and opinions of the author.

Visa

EBizCharge

JANUARY 14, 2025

Fraud detection and prevention are critical features of a payment gateway. To properly evaluate payment gateway providers, merchants should conduct thorough research, participate in demos and trials, assess vendor reputation, and review customer support options for each. Thus, AI-powered fraud detection is on the rise.

Payment Gateways

Stax

MARCH 18, 2025

Measures such as encryption, tokenization, and fraud detection are vital for protecting payment transactions from cyber threats, fraud, and data breaches. While theres a level of digital fraud risk, most digital payment processing systems have robust security measures, such as encryption, tokenization, and fraud detection.

Process

Finextra

JULY 10, 2025

Overly Aggressive Fraud Filters Fraud detection systems designed to protect merchants can sometimes be too strict, resulting in legitimate transactions being flagged and declined. If these steps fail to load properly, are confusing, or the customer abandons them, the transaction will be declined or left incomplete.

Transactions

Finextra

JUNE 11, 2025

Home Announcements Ai Dataiku releases AI blueprint for bank deployment External This content is provided by an external author without editing by Finextra. Home Announcements Ai Dataiku releases AI blueprint for bank deployment External This content is provided by an external author without editing by Finextra.

AI

Finextra

JUNE 18, 2025

Joseph Elias Phillips, co-founder and Co-CEO of Payabl, says the new funding will be directed to product development, with a focus on AI-driven features. “We’re fortunate to be experiencing rapid growth at a time when AI is poised to revolutionize the financial services industry," he says.

Payment APIs and Integration

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. As AI adoption grows, fintechs will depend increasingly on machine learning for hyper-personalised services.

FinTech

Finextra

JUNE 25, 2025

The sandbox will also apply international ISO20022 standards and the opportunity to test the extended data fields supported for fraud detection and other advancements. Peter Reynolds, EVP, Mastercard real time payments says: “Account-to-account payments in the UK are already an enormous part of the UK’s financial landscape.

Instant Payments

Finextra

JULY 21, 2025

Cloud-native services enable advanced capabilities—real-time fraud detection, predictive analytics, and automated compliance monitoring—that would require significant investment to develop internally on legacy infrastructure. 12 hours 1 David Fagleman Director at Enryo Have UK payments reached 'peak digital'?

Payment APIs and Integration

Finextra

JUNE 18, 2025

Legacy systems are limited in their ability to handle this type of fraud due to outdated architectures, fragmented data, and reliance on rigid rule-based detection. Tracking fraud is another major headache. The same research found that not all FIs track whether the fraud is first-party or third-party.

Issuers

Finextra

JULY 14, 2025

What Financial Institutions Must Do To address these challenges, banks and credit unions should proactively adjust their fraud detection models to better recognize refund patterns and first-time credits. payments landscape. payments landscape. It expresses the views and opinions of the author.

ACH

The Paypers

JUNE 20, 2025

The funding arrives less than a year after its previous raise and is intended to scale product development, particularly in the areas of AI integration and operational infrastructure. Payabli plans to allocate the funds toward strengthening its go-to-market strategy, customer success operations, and development of AI-driven features.

Embedded Payments

The Fintech Times

MARCH 31, 2025

The nefarious activities that underpin illicit flows, such as elder abuse, fraud scams, human trafficking, drug trafficking, and terrorist financing, have serious economic and societal impacts across Europe and beyond.

Cross-Border