The Payments Association

APRIL 28, 2025

Key insights from the PAY360 2025 survey on current challenges and opportunities in the payments sector. It highlights how industry leaders are prioritising AI, cross-border payments, and digital currencies while grappling with regulatory, technological, and customer demands. Why is it important? What’s next?

Cross-Border Payments

Finextra

JUNE 14, 2025

It’s innovating in areas like open banking, real-time bank transfers, and even AI-driven payments. In short, Mastercard is no longer just a payments processor; it’s becoming a broad fintech solutions provider.

Visa

Fintech News

APRIL 24, 2025

6 Fintech Unicorns in Singapore Singapore’s fintech unicorns consist of companies spanning diverse verticals, including digital payments, insurtech, blockchain and AI-driven finance. Company Valuation ($) Segment Advance Intelligence Group 2 billion AI-driven fintech and digital lending bolttech 2.1 bolttech Valuation: $2.1

FinTech

The Payments Association

MARCH 19, 2025

Innovation comes from tech, but to develop truly innovative products, we need to invest in research and development (R&D), he tells Payments Review. While the future of payments is closely tied to AI, Remi points out that only large companies can fully leverage this technology.

Digital Payments

Fintech Finance

FEBRUARY 24, 2025

In the GCC in particular, the pace of e-commerce growth is surpassing that of the US and major European economies , fueled by a rapidly evolving digital payments ecosystem. It will also aim to leverage cutting-edge AI and machine learning to drive fraud prevention and maximize approval rates.

Fraud Detection

Finextra

JUNE 29, 2025

Global non-cash commercial payments will grow at a CAGR of 11.3% 60% of corporate banks agree that cross-border real-time payments infrastructure brings a revenue opportunity. 56% of commercial clients are taking international/cross-border B2B payment services from fintechs.

Cross-Border Payments

Payments Dive

JULY 16, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Why small banks may shun Zelle The peer-to-peer payment network charges comparatively higher transaction rates, but also offers the potential for new customers, consultants say.

Zelle

Finextra

JULY 29, 2025

Home News Payments FIS to integrate with Circle for USDC payments Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

Payment APIs and Integration

The Fintech Times

MARCH 12, 2025

. “While consolidating oversight under the FCA might reduce complexity for businesses, there is a real risk that payment security and fraud prevention may receive less dedicated focus.” The PSR played a crucial role in ensuring that payment networks evolved in a way that prioritised resilience, competition and innovation.

FinTech

Tom Groenfeldt

APRIL 16, 2025

Subscribe To Newsletters The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt Follow Author Share Save Comment Innovation Enterprise Tech The Clearing House Sees Growth In Its Real-Time Payments (RTP) By Tom Groenfeldt , Contributor. All Rights Reserved. Even so, the U.S

Real Time Payments

Finovate

JULY 18, 2025

Skarlett will leverage the proceeds of its latest capital infusion to launch its own tailor-made financial solutions for adults over the age of 60 and to invest in AI to enhance the customer experience with more personalized recommendations. South African fintech Stitch has acquired digital payments company Efficacy Payments.

Cash Management

Finovate

JUNE 10, 2024

Earlier this year, we looked at how the drive for real-time payments in the West could benefit from studying the successes of India’s real-time payments network , UPI. Last month, NIPL announced that it was working to bring a UPI-type payment system to Namibia.

Real Time Payments

PYMNTS

AUGUST 12, 2019

It’s also not why the Fed decided to enter the real-time payments fray. The Real-Time Payday Reality. Innovations using card network debit rails, AI and machine learning are even democratizing pay advances for workers with a steady income and employment history. It’s a pretty bold claim.

Real Time Payments

Fintech Finance

APRIL 24, 2024

Transactions could carry far more information that would enable far greater security; although for this to be fully employed, banks will almost certainly have to uplift their fraud engines and consider the adoption of deep learning AI models.

ISO 20022

PYMNTS

DECEMBER 20, 2017

In a recent interview with PYMNTS, Chris Ward, executive vice president and head of product management for PNC Financial Services Group — one of the first banks to offer real-time payments to personal and business banking customers alike — said he believes the technology could be a game-changer in the U.S. Getting faster….

AI

Fintech News

AUGUST 13, 2024

While the region is leading advancements in instant payment systems, the panel highlighted emerging challenges, particularly the heightened risks of fraud, and emphasized the critical role of data analytics and artificial intelligence (AI) in mitigating these threats.

Cross-Border Payments

PYMNTS

JULY 31, 2019

Blockchain and AI to the Rescue. Recent developments in artificial intelligence (AI) and machine learning (ML) have made more solutions possible without causing slowdowns. Rather than relying on cumbersome human analysis, AI allows firms to process thousands of transactions per day, resulting in faster, stronger networks.

Cross-Border Payments

PYMNTS

MARCH 17, 2020

The Need For Standardization In Cross-Border Payment Processing. Getting to a seamless flow of payments, done globally with speed, is made even more difficult by the lack of standardization across payment networks and systems, as payments infrastructure and processes can differ significantly from country to country.

Cross-Border

PYMNTS

OCTOBER 28, 2019

27), “… any customer whose utility is a member of the Paymentus Instant Payment Network (up to 700 billers) can soon use Alexa to get bill notifications as well as proactively find out when their next bill is due by asking Alexa.”. Jumio’s New AI Tool Verifies Identity In Real Time.

Real Time Payments

The Fintech Times

DECEMBER 21, 2023

The payments industry is undergoing a profound transformation, driven by technological advancements and shifting market dynamics. With real-time global payment networks spanning hundreds of currencies and numerous countries, the sector is poised for significant changes.

Cross-Border

PYMNTS

JANUARY 22, 2021

Westlake spent a month and a half testing use cases and troubleshooting fraud scenarios before it was well aware that immediate payments could bring reduced administrative costs, rapid speeds and 24/7 year-round availability, but such transactions are also nearly irreversible, adding complexity. What if that happens?’

RTP

The Fintech Times

FEBRUARY 27, 2024

With so much potential for different technologies to leave a mark on the paytech industry, we reached out to industry experts to find out what they believe will become the next big payment trend. He explains: “AI is the next big payment trend. ” The post Which Next Big Payment Trend Will Hit the Paytech World?

Payments Trends

Finovate

OCTOBER 16, 2024

Transaction validation in real time Firms may have difficulty validating incoming payments instantly, especially considering the need to check for insufficient funds and fraud, plus ensure compliance, all in real time. Additionally, they should enhance their AML compliance systems to conduct rapid checks.

FedNow

The Fintech Times

JUNE 13, 2024

Real-time revolution: How MENA is leading the rise of instant payments Mostafa Menessy, co-founder and CTO of fintech solution provider Paymob The MENA region is emerging as a global leader in instant payments, driven by rapid technological adoption, strategic government initiatives, and a robust increase in digital payment transactions.

Instant Payments

The Fintech Times

JULY 11, 2024

Thunes , a global money movement company, welcomes LianLian Global, a Chinese e-commerce cross-border payment service provider, to its global network. It offers an insight into the potential of AI at home and at work.

FinTech

The Fintech Times

DECEMBER 26, 2023

These include fintech, SaaS and cloud, e-commerce enablers, B2B marketplaces, and AI. In the first quarter of 2023, PIX transactions exceeded the combined total of credit and debit card transactions for the first time. It applies a thesis-driven investing approach across several B2B technology verticals.

B2B

FICO

DECEMBER 12, 2022

Network International & FICO Bring MEA Enterprise Fraud Detection. With FICO Falcon Fraud Manager, Network International uses AI and machine learning technology to score transactions across a rapidly expanding array of payment options. Network International Rolls Out FICO AI Fraud Analytics in MEA.

Fraud Detection

PYMNTS

OCTOBER 6, 2017

nanopay: Bringing Speed, Security To Cross-Border Digital Payments. Frictionless payments firm nanopay maintains a payment platform facilitating business-to-business (B2B) payment solutions and real-time payment tracking, “almost like UPS tracks parcels,” said Laurence Cooke, nanopay’s founder and CEO.

Online and Mobile Banking

Wharton Fintech

OCTOBER 30, 2023

For example, this was the verbatim conversation I had with one of our customers as recently as yesterday, “Narmi, we fully believe in FedNow and real-time payments. There’s absolutely no question that it is the future of payments in this country.” But it’s a new payment network at the same time.

API

Fintech News

FEBRUARY 23, 2025

Global payments infrastructure provider Nium has expanded its real-time payment network to include Australia. This enables businesses to process instant cross-border payments to Australian bank accounts and PayIDs. said Alexandra Johnson, Chief Payments Officer at Nium.

Instant Payments

Fintech News

FEBRUARY 12, 2025

The AI-powered solution, designed to track illicit financial activities within payment networks, is being deployed in the countrys real-time payments system, making it the second market to implement TRACE after the United Kingdom. So far, 36 domestic banks have joined the initiative.

Money Laundering

The Fintech Times

APRIL 3, 2025

Investors in the round include Aidan Corbett, CEO of Wayflyer, Nick Mullen from Happy Stack Ventures, and Henry De Zoete, former AI advisor to the UK Prime Minister. This funding injection will fuel TaxZaps expansion into the UK market, offering more people an affordable, fast and AI-driven alternative to traditional accountants.

FinTech