Fintech Finance

JULY 9, 2025

Through this integration, PayJunction merchants can now deploy AI-driven Interactive Voice Response (IVR) solutions that securely process payments over the phone and eliminate manual processes, saving time and money. Research shows that customer satisfaction increases by more than 1.6

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Finextra

JULY 7, 2025

Within this article, we analyze how AI’s adoption in 2024 impacted key areas of digital CX, highlighting global trends as well as specific insights from major markets like the US and UK. Overall, banks that deployed AI at scale in 2024 reported significant improvements in digital channel usage and customer feedback.

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AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

Finextra

JUNE 30, 2025

Across the globe, countries are embracing AI at vastly different speeds, with Asia and the Middle East taking the lead in enterprise adoption, while the U.S. and UK scale up their generative AI pilots. and UK scale up their generative AI pilots. AI adoption—including generative AI—varies significantly by country and region.

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AI Finance Fraud Detection Use Case 69

Fintech News

APRIL 3, 2025

Arta Finance has launched Arta AI , an artificial intelligence-powered tool aimed at helping users manage their wealth through a digital interface. The platform enables clients to engage with a suite of AI agents for portfolio analysis, investment planning, and financial insights. or What should my portfolio look like?

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Bank Automation

APRIL 3, 2025

Nearly 75% of banks are actively exploring the deployment of gen AI technologies according to a Temenos report published today.

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Fintech News

JUNE 9, 2025

Sumsub has introduced a significant AI-powered update to its Case Management system. Developed with input from financial crime teams and Sumsub’s existing clients, the update incorporates AI tools and automation features intended to support real-time decision-making. A notable addition is Summy, Sumsub’s AI assistant.

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Finextra

JULY 9, 2025

Home News Sustainable Clarity AI buys sustainability fintech ecolytiq Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Clarity AI buys sustainability fintech ecolytiq Clarity AI has acquired fellow sustainability fintech ecolytiq.

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Finextra

JUNE 25, 2025

In a world of instant expectations, rising digital risk, and hypercompetition, AI is not a future concept,it’s the present differentiator. Here’s how AI is redefining payments at every layer of the stack. AI optimises behind-the-scenes decisioning to avoid this pain. But fraud doesn’t wait, and neither can protection.

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The Fintech Times

FEBRUARY 26, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. The role of the CFO, for example, will be transformed over the next decade, thanks to AI.

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Bank Automation

MAY 9, 2025

Agentic AI is becoming commonplace in financial services as tech providers emerge with end-to-end agentic frameworks.

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AI Automation Research Posting 80

Fintech News

FEBRUARY 4, 2025

Singapores banking sector is facing an unprecedented challenge as client attrition due to slow and inefficient onboarding practices has reached record levels, according to new research by Fenergo. 38% of respondents indicated plans to implement AI to enhance operational efficiency, while 30% aim to improve data accuracy with AI-powered tools.

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The Fintech Times

APRIL 10, 2025

Artificial intelligence (AI) is helping organisations take their offerings to the next level, and reflecting on how it has done so over the last few years for itself, the US based financial institution, Bank of America has revealed that AI is now embedded across multiple business lines and areas including global technology, operations and training.

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AI Online and Mobile Banking Professional Development Payroll 59

Fintech Finance

JULY 8, 2025

Research on RS2 acquirer fee models shows that acquirers lose up to $3.65 RS2’s AI-powered transaction routing and fee engine dynamically calculates interchange and scheme fees before submission, enabling optimal routing and pricing in real-time. Smart, AI-led fee and routing optimization transforms how providers compete and grow.”

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Acquirers Research Fraud Detection Cross-Border 52

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Processors lean on AI to fight fraud Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

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The Fintech Times

JUNE 30, 2025

While the concept of personalisation remains popular, new research reveals that young people’s trust in how banks and other financial institutions use their personal data is low, highlighting a major challenge for the financial industry to overcome. Trust in AI also varies sharply by age.

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Finextra

JUNE 13, 2025

Instead of scaling with people or piecemeal software, today’s most advanced fintechs are scaling with context-aware AI infrastructure, enabling autonomous agents to operate with memory, relevance, and the ability to adapt across time. The new generation of AI agents are far more capable.

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Fintech Finance

JULY 11, 2025

Ramp AI Finance Automation officially launches with a new set of AI agents that are meant to make the work of finance teams easier. Ramp’s AI agents act on data instantly, giving finance teams a co-pilot for real-time operations by suggesting actions and pointing out problems.

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Automation AI Finance Audit 52

Finextra

JULY 8, 2025

Home News Startups Former Monzo alumni raise $13 million for AI chatbot startup Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. The firm launched Otto, its first AI agent, in November.

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AI Payment APIs and Integration Money Laundering Privacy 59

Fintech News

JUNE 12, 2025

Global analytics software firm FICO has been named a leader in The Forrester Wave: AI Decisioning Platforms, Q2 2025 report. According to Forrester, AI decisioning platforms “transform how organisations operationalise both human intelligence and AI at scale, enabling faster, more accurate decisions across complex business processes.”

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AI Regulatory Compliance Innovation Use Case 77

Finextra

JUNE 27, 2025

So let me state upfront, I work in AI for a (mostly) FinTech vendor, and yes, we’re all talking about agentic AI. Earlier this year, I mentioned agentic AI in a 2026 predictions blog. Thats even with his firm selling agentic AI research. What Is Agentic AI—Really? Since then, the noise has only grown louder.

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AI Payment APIs and Integration Multi-Currency PCI DSS 64

The Fintech Times

JUNE 3, 2025

From the widespread use of AI and crypto in SMB payment systems to growing consumer appetite for real-time earned wage access (EWA) and biometric payments,Marqetassixth annual State of Payments report reveals that the UK is redefining both how money moves and what consumers expect from payments.

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Finextra

JUNE 23, 2025

In this blog I share some insights on how we at AdviceRobo do this so you can learn from it and build your own infrastructure of trust with AI. As the world accelerates toward an AI-first economy, one truth is becoming inescapable: no digital transformation will succeed without the right infrastructure.

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AI Finance Payment APIs and Integration Embedded Finance 52

Finextra

JUNE 19, 2025

Home News Ai Cube buys AI operational risk provider Acin Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Cube buys AI operational risk provider Acin London-based RegTech Cube has acquired operational risk AI and technology provider Acin.

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Risk AI Payment APIs and Integration Regs 59

The Fintech Times

JUNE 30, 2025

Singapore-based personalisation platform for banks, Moneythor , has launched a new ‘AI Suite’, in a move to help banks build deeper and profitable relationships with their customers. Our new AI suite builds upon this ‘muscle memory’ with the addition of generative, conversational and agentic AI capabilities,” adds Frick.

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Fintech News

JUNE 18, 2025

It uses a patented technology that combines randomised colour sequences and AI-driven analysis to confirm the presence of a real human in real time during identity verification. The company’s multi-layered defense strategy includes liveness detection, AI-based fraud detection, anti-spoofing tools, and connected intelligence.

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The Fintech Times

JANUARY 22, 2025

In its latest research, the firm uncovers how consumer spending on apps has evolved in the past year. AI soars once again However, in 2024 AI Chatbots stole the show. Time spent in AI apps like Character AI and ChatGPT nearly eclipsed 7.7 Time spent in AI apps like Character AI and ChatGPT nearly eclipsed 7.7

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AI Consumer Non-Bank Cryptocurrency 59

Fintech Finance

APRIL 24, 2025

New research from RedCompass Labs shows that RTP and FedNow’s rising transaction limits are making instant payments significantly more attractive for U.S. Other fraud-fighting measures like AI (40%), real-time fraud detection (39%), and multi-factor authentication (35%) are also gaining traction.

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Transaction Limits RTP FedNow Instant Payments 84

Finextra

JUNE 11, 2025

Home Announcements Ai Dataiku releases AI blueprint for bank deployment External This content is provided by an external author without editing by Finextra. Home Announcements Ai Dataiku releases AI blueprint for bank deployment External This content is provided by an external author without editing by Finextra.

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AI Payment APIs and Integration Authorization Fraud Detection 52

Finovate

JULY 11, 2025

Clarity AI has announced its acquisition of Sustainability-as-a-Service fintech ecolytiq. The acquisition will add to Clarity AI’s suite of sustainability solutions and enhance the firm’s ability to embed sustainability intelligence into financial decision-making. Terms of the transaction were not disclosed.

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Finextra

JUNE 17, 2025

As of June 17, 2025, AMZN’s stock has exhibited robust performance, driven by its strategic investments in artificial intelligence (AI), cloud infrastructure, and operational efficiencies. Additionally, Amazon’s partnership with Roku, announced on June 16, 2025, to create the “largest authenticated Connected TV (CTV) footprint” in the U.S.

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AI Payment APIs and Integration Online and Mobile Banking Authorization 80

Finovate

JULY 7, 2025

Decentralized biometrics solutions company Anonybit announced a partnership with AI-native no-code platform SmartUp. Courtesy of the partnership, the two companies are introducing what they call the first privacy-preserving digital identity solution for AI agents. This is the foundation for the next generation of secure enterprise AI.”

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Fintech Finance

FEBRUARY 28, 2025

We believe this ability will prove particularly important in the coming years, as stablecoins, AI, and other forces reshape the landscape. Stripe has invested in AI models that are delivering significant revenue and performance uplifts for its users. The associated transformation is still early.

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Volume AI Stablecoins Payments 52

Fintech News

JUNE 11, 2025

At the centre of this threat is Grey Nickel , a sophisticated cybercriminal group using deepfakes, synthetic identities, and AI-powered attack tools to breach banks, crypto exchanges, and digital payment platforms. In Southeast Asia, AI-powered deepfake crimes saw a 600% surge in online mentions in the first half of 2024 alone.

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Crime Deepfake AI APACS 64

The Fintech Times

FEBRUARY 26, 2025

Small and mid-sized businesses (SMBs) are suffering from a continuing onslaught of cyberattacks as threat actors adopt more efficient targeting and AI-driven attacks, according to a new report from cybersecurity firm SonicWall. In fact, AI automation tools are lowering barriers for entry, while increasing attack complexity.

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Automation AI Ransomware Email Compromise 59

Finextra

JUNE 12, 2025

Home News Payments Payrails raises $32 million Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community.

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Privacy Research API Reconciliation 115

Finextra

JUNE 19, 2025

Payment infrastructure startup Polar raises $10 million Polar, a fintech startup building payment infrastructure for AI-native SaaS companies, has raised a $10 million Seed round. Average online sales have grown more than 120% month-on-month for the past six months, with customers including Bolt AI, Midday, OpenPanel and Repo Prompt.

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Payment APIs and Integration Payments API Payee 83

Finextra

JUNE 24, 2025

Home News Wealth Quinn raises $11m for AI-powered financial advice platform Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Quinns platform uses AI to help FIs grow the market that has access to financial planning and advice services.

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AI Payment APIs and Integration Advisors Multi-Currency 71