The Fintech Times

JANUARY 28, 2025

Unlike traditional banks and financial service providers, which are often constrained by legacy systems and processes, fintechs are often more flexible – enabling them to quickly build solutions that better support underserved communities. . For example, it shouldnt determine who we hire off the back of an info dump from CVs.

Service Provider

Fintech Finance

JULY 29, 2025

Mollie, one of Europe’s fastest-growing payment service providers, today announces the launch of its own Model Context Protocol (MCP) Server – a new tool that makes it easier for merchants to integrate Mollie into their AI applications, simplifying workflows, improving efficiency, and reducing the need for technical know-how.

AI

Fintech News

NOVEMBER 10, 2024

The payment ecosystem is grappling with a rapidly evolving fraud landscape, characterized by a sharp rise in purchase return authorization (PRA) attacks, increasingly sophisticated ransomware schemes and the growing misuse of artificial intelligence (AI) by cybercriminals, a new report by Visa Payment Fraud Disruption (PFD) says.

Ransomware

Fintech Finance

JULY 16, 2025

Antom Copilot AI Agent has been significantly upgraded by Ant International to expand its role in merchant payment automation. This intelligent solution now powers onboarding, risk configuration, chargeback support, and payment integration—strengthening its place as a leading AI-driven financial service tool. Antom Copilot 2.0

AI

The Fintech Times

FEBRUARY 28, 2025

A couple of years after its initial boom, artificial intelligence (AI) still remains a huge buzzword in the fintech industry, as every firm looks at a new way of integrating the tech into its infrastructure to gain a competitive edge. However, AI isn’t a problem-free solution.

AI

Fintech Finance

MARCH 7, 2025

Skyfire , the worlds only payment network built for the AI Agent economy, has announced its exit from Beta and the official rollout of its full-featured payments infrastructure, introducing a suite of powerful features designed to enable frictionless, autonomous transactions for AI-driven economies.

Payment Networks

Fintech Finance

JULY 23, 2025

Praxis Tech , a leading Payment Orchestration company, today announced AI Smart Routing, a new feature that helps merchants improve their payment success rates. If the first provider can’t process it, the payment gets sent to alternative providers in turn to maximize approval chances.

AI

Fintech Finance

OCTOBER 30, 2024

Klarna , the AI-powered global payments network and shopping assistant has expanded their partnership with Worldpay , a global industry leading payment services provider, to enable thousands of new merchants to offer Klarna to their customers. Worldpay is one of the world’s largest payment service providers, processing $2.3

BNPL

Payments Dive

JULY 2, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Processors lean on AI to fight fraud Payments players are urging Washington policymakers to leave artificial intelligence less regulated so they can use it to fight fraud.

Processors

The Fintech Times

FEBRUARY 19, 2025

As the DIFC aims to bolster economic growth in Dubai, as well as position the city as the financial services capital of the Middle East, it oversaw a significant uptake in job creation from technology companies – expanding to 46,078, up 10 per cent.

AI

Bank Automation

DECEMBER 4, 2024

London-based brokerage service provider TP ICAP is joining forces with Amazon Web Services to build AI-driven solutions as well as data and analytics services, according to a Dec. 3 release from AWS.

AI

The Fintech Times

JULY 10, 2025

As real-time payments take off, set to make up one in three transactions worldwide by 2030, a new whitepaper from RS2, a global payments technology provider, warns the industry is falling behind where it matters most: fee settlement. It proposes an AI-driven approach that promises smarter routing, dynamic pricing and enhanced fraud detection.

Real Time Payments

The Fintech Times

FEBRUARY 26, 2025

Small and mid-sized businesses (SMBs) are suffering from a continuing onslaught of cyberattacks as threat actors adopt more efficient targeting and AI-driven attacks, according to a new report from cybersecurity firm SonicWall. In fact, AI automation tools are lowering barriers for entry, while increasing attack complexity.

Automation

Fintech News

MARCH 24, 2025

Crypto fraud rate, %, Source: State of the Crypto Industry 2025, Sumsub, Feb 2025 According to the report, these results can largely be attributed to advancements in fraud prevention technologies, with innovations like biometrics checks and artificial intelligence (AI)-backed automation significantly enhancing security and fraud detection.

APACS

Bank Automation

AUGUST 1, 2025

Nasdaq Verafin is adding agentic AI capabilities to its AI-driven anti-money laundering solutions, in an effort to streamline its fight against fraud.

Money Laundering

The Payments Association

JULY 23, 2025

In the current ever-evolving global payments environment, payment service providers (PSPs) face growing pressure to bring on network partners—like banks, wallets, and financial institutions—quickly, securely, and in full compliance with regulations. What was once a routine back-office task has become a vital strategy for growth.

ISO 20022

Fintech Finance

JANUARY 8, 2025

The new identity reflects their mission to make payments simpler and better for businesses, where cutting-edge innovation meets AI and future-proof technology. An ecosystem of connected products and services, providing everything a business needs, all accessible from a single platform.

Global Payments

Finovate

DECEMBER 4, 2024

As chargeback volumes are projected to rise 42% by 2026, Justt’s AI-driven tools offer merchants an automated way to handle cases such as friendly fraud. Justt , an Israel-based company leveraging AI to automate the chargeback process, unveiled some major platform upgrades this week.

Disputes

Bank Automation

MAY 23, 2025

Teachers Federal Credit Union has reduced its loan decision time by 75% with deployment of Corridor Platforms gen AI-powered underwriting tool.

Credit Union

Stax

APRIL 3, 2025

Some offer hands-off support from the payment gateway provider while others require regular maintenance and support. That said, lets dive into the different types of eCommerce payment solutions: Hosted payment gateways Hosted payment gateways are provided by a payment service provider (PSP).

Payment Solutions

The Fintech Times

FEBRUARY 6, 2025

Nebraska’s Department of Banking and Finance has approved an application from blockchain-based financial service provider Telcoin to become the state’s first Digital Asset Depository Institution. The post Telcoin Bank Steps Closer to Becoming the First Regulated Crypto Bank in the US appeared first on The Fintech Times.

Regulations

Fintech News

JANUARY 12, 2025

Robo-advisors leverage artificial intelligence (AI) and algorithms to provide tailored digital financial planning and investment services at low cost According to the report, 40% of individuals under 35 years old in Singapore are now using robo-advisory services.

FinTech

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). AI is proving itself a powerful ally, but it must be paired with transparent processes and human oversight.

Financial Crimes

The Fintech Times

NOVEMBER 16, 2024

Digital wallets, open banking and instant bank transfers are set to become the main forces transforming the payments landscape in the coming year, according to new research by payabl , the European financial service provider. Lesser-discussed trends include embedded finance (13 per cent) and sustainable payments (eight per cent).

Fraud Prevention

Finextra

JUNE 27, 2025

That means corporates and their payment service providers have big databases filled with customer and counterparty addresses in an unstructured format. They can also use AI-based address validation software to help automate the process. All of which need updating to meet compliance.

Addressing

Fintech Finance

NOVEMBER 19, 2024

Klarna , the AI powered global payments network and shopping assistant, will soon be available on Google Pay. With 85 million active consumers, and over 600,000 merchants, Klarna is a continuously expanding commerce network and the most popular global BNPL provider. Starting next year, Google Pay users in the U.S.

BNPL

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. You will receive your payment in full, while the customer will repay the loan in interest-free installments (but there are associated fees) to the credit provider.

Online Payment Processing

Finovate

APRIL 8, 2025

The acquisition expands Ripple’s offerings beyond payments into trading, custody, and lending services, providing financial institutions the infrastructure they need for crypto adoption. Instead, it will likely be built on blockchain and driven by AI. Ripple will acquire Hidden Road for $1.25

Cross-Border Payments

The Fintech Times

NOVEMBER 14, 2024

To make this transition easier, RedCompass Labs has launched its AI solution engineered to accelerate payments transformation: AnalystAccelerator.ai. Each business analyst is paired with an AI agent, which utilises regulatory and project-specific documentation. This helped the bank to get back on track to meet the regulatory deadlines.

ISO 20022

Fintech News

JANUARY 22, 2025

Antom , a leading merchant payment and digitisation services provider under Ant International, is tackling this complexity head-on. Additionally, Antom empowers merchants to customise operations and refine customer targeting with AI-driven and privacy-computing tools.

Payment APIs and Integration

Fintech News

APRIL 24, 2025

6 Fintech Unicorns in Singapore Singapore’s fintech unicorns consist of companies spanning diverse verticals, including digital payments, insurtech, blockchain and AI-driven finance. Company Valuation ($) Segment Advance Intelligence Group 2 billion AI-driven fintech and digital lending bolttech 2.1 billion payments Coda 2.5

FinTech

The Payments Association

MAY 16, 2025

Traditionally, payment orchestration platforms were designed to serve a straightforward function: routing transactions between merchants and various payment service providers (PSPs). Modern payment orchestration platforms now serve as strategic infrastructureoptimising performance, compliance, and customer experience at scale.

Transactions

Fintech Finance

NOVEMBER 14, 2024

one of Europe’s leading financial services providers, reveals digital wallets and Open Banking as pivotal forces set to transform the payments landscape in 2025. 65% of merchants plan to invest in artificial intelligence (AI) over the next 12 months, recognising its role in real-time fraud detection and improved payment performance.

Payment APIs and Integration

Bank Automation

FEBRUARY 5, 2025

Financial services providers are leaning into agentic AI in 2025 as they look to reduce costs and improve efficiency.

AI

Finovate

JULY 21, 2025

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. The company’s payment API orchestrates instant payouts, using AI to predict the availability of funds within an account and pre-authorize transactions.

Acquirers

Fintech Finance

JULY 15, 2025

myTU , an AI-native, cloud-first digital bank, today announced the successful onboarding of Visa Direct and Mastercard Cross-Border Services into its payments infrastructure. As an AI-native business, myTU delivers long-term operational stability.

Cross-Border

Stax

MARCH 18, 2025

Funds are settled and deposited into the merchant account – Once the transaction has been approved, the funds are deducted from the customers account and deposited into the merchant account or payment service provider account after settlement. Security is the core of any payment processing system.

Process