The Fintech Times

DECEMBER 31, 2023

In 2024, payment experts foresee increased demand for instant payments, greater use of alternative payment methods, simplified mobile-friendly payments, user-focused and secure payment practices, automation of payment processes, and heightened reliance on data analysis and AI. .”

Global Payments 124

Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 124

Fintech Finance

OCTOBER 9, 2024

.” Key report insights at a glance Payment trends (H1 2024 vs. H1 2023 transactional data) Global eCommerce transaction volumes experienced 7% growth, led by an 8% increase in travel volumes and a 3% increase in ticketing.

BNPL 98

BNPL Volume Alternative Payment Methods AI 98

The Payments Association

DECEMBER 11, 2024

Digital wallets will continue to grow in prevalence More than four in five (82%) respondents flagged this as a major trend shaping the payments industry. There are a plethora of digital wallets for consumers to choose from in each market, and new alternative payment methods (APMs) are being introduced frequently.

Payments Trends 88

Payments Trends Fraud Prevention Instant Payments Payments 88

PYMNTS

DECEMBER 15, 2020

Paysafe , an integrated payments platform, has launched Paysafecash in the U.S. to help offer an alternative payment method for those looking to transact online, according to a press release. Many of them don't want to share finance information online or simply don't need an account, the release stated.

Online and Mobile Banking 72

Online and Mobile Banking Alternative Payment Methods Federal Reserve Payments 72

Fi911

APRIL 10, 2024

For issues like expired cards or insufficient funds, merchants might need to contact the customer to update their payment information or ensure sufficient funds are available. Offering alternative payment methods can also be a viable strategy to complete the transaction without significant delays. The short answer is “no.”

Disputes 105

Disputes Alternative Payment Methods Fraud Detection Transactions 105

The Fintech Times

APRIL 8, 2024

CAWL will offer all-in-one payment solutions combining acceptance and acquisition and integrating value-added services specific to each business sector: industry-vertical offerings to simplify merchants’ lives and enable them to focus on developing their businesses.

Multi-Currency 64

Multi-Currency Alternative Payment Methods Value Added Service Payments 64

PYMNTS

NOVEMBER 19, 2020

In the announcement, Rapyd identified a growing number of alternative payment methods, including real-time payment networks, that increase demand for fraud mitigation capabilities without forcing customers to change the method with which they make a payment.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

Finovate

JANUARY 11, 2024

Optty’s platform integrates with 115+ of the most popular alternative payment methods in the world. And a new partnership between open banking platform Link Money and payments platform Optty will help more merchants and customers take advantage of it. Pay by bank is one of the biggest trends in fintech.

Payment APIs and Integration 64

Payment APIs and Integration Alternative Payment Methods Payments Credit Cards 64

Fintech Finance

JANUARY 10, 2024

With credit card fees and incidents of fraud on the rise, merchants are seeking credit card alternatives for a more seamless and less expensive way to accept payments. “Optty stands for payment inclusivity and choice,” said Natasha Zurnamer, Founder and CEO of Optty.

Alternative Payment Methods 52

Alternative Payment Methods Credit Cards Mitigation Volume 52

Fintech Review

DECEMBER 3, 2024

Frameworks governing digital assets seek to mitigate risks while enabling the integration of blockchain-based payments. Effective regulation is thus crucial for sustaining trust and driving progress in payment solutions. Emerging Payment Technologies Technological advancements continue to reshape the payment landscape.

Payment Solutions 97

Payment Solutions Payments Contactless Payments Online and Mobile Banking 97

PYMNTS

OCTOBER 16, 2020

Many of the more traditional companies have run into growth constraints, said Wideman, as “hastily built” payment stacks have proved both inflexible and costly to scale. The need to move quickly to mitigate risk and meet specific requirements of the business has further driven interest in partnerships to get to those goal lines faster.”.

Payments 75

Payments Alternative Payment Methods Gateways On-Demand 75

Fintech Finance

APRIL 8, 2024

It will offer all-in-one payment solutions combining acceptance and acquisition and integrating value-added services specific to each business sector: industry-vertical offerings that will simplify merchants’ lives and allow them to focus on what’s essential, the development of their business.

Multi-Currency 52

Multi-Currency Alternative Payment Methods Value Added Service Payments 52

Fintech Finance

APRIL 16, 2025

Recurly Compass integrates conversational AI to help companies identify new opportunities and mitigate risks in real time, ensuring continuous and strategic growth. In addition, the integrations expand our alternative payment method (APMs) and one-click payment offerings, enabling businesses to cater to diverse customer preferences worldwide.

Product 52

Product Alternative Payment Methods AI PayPal 52

The Fintech Times

MARCH 26, 2024

This shift is propelling an increase in low-value payment transactions, effectively displacing cash from the equation. Another key trend is the rise of P2P payments. Alternative payment methods and e-wallets are revolutionising how people transact, providing near real-time fund transfers.

Innovation 59

Innovation Alternative Payment Methods Payments SWIFT 59

PYMNTS

JUNE 8, 2020

These adjustments to SCA are designed to mitigate COVID-19’s effects, but they could also have a more far-reaching impact on open banking. SCA Changes Could Lead to Long-Term Payment Shifts. Regulators are also keeping an eye on how consumers prefer to pay, with the use of alternative payment methods rising in the EU and U.K.

Contactless Payments 60

Contactless Payments Finance Authentication Regulations 60

Clearly Payments

FEBRUARY 12, 2024

Startups attempt to compete with and even displace Visa and MasterCard: Companies have been attempting to displace Visa and Mastercard and disrupt the traditional payment landscape.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

PYMNTS

DECEMBER 20, 2016

The first data point — 61 percent — reflects the number of these respondents, ages 25 to 30, who would rather use payment cards instead of cash when buying items at unattended terminals. Keegan said that three biggest factors driving this payment preference are convenience, control and choice.

Retail Payments 43

Retail Payments Security Alternative Payment Methods Payments 43

Nanonets

MAY 8, 2024

    Consistent Reconciliation : Routine payment reconciliation ensures a regular cadence. Division of duties : Errors and fraud can be mitigated by dividing responsibilities. This proactive approach empowers businesses to swiftly identify and rectify errors or inconsistencies, maintaining the integrity of financial data.

Reconciliation 52

Reconciliation Settlement Alternative Payment Methods SWIFT 52

EBizCharge

AUGUST 22, 2024

Card decline codes often vary by payment processor and card company, such as American Express or Visa. It’s essential to be aware of various credit card decline codes since they can dictate whether to resubmit a transaction or an alternative payment method is necessary.

Credit Cards 52

Credit Cards Card Issuer Issuers Point-of-Sale (POS) 52

Clearly Payments

MARCH 18, 2024

Credit cards offer the advantage of chargeback options and fraud protection , mitigating these concerns. Beyond cash and credit cards, a multitude of alternative payment methods are gaining traction, catering to diverse consumer needs and preferences.

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

FICO

DECEMBER 20, 2022

Financial institutions (FIs) are not letting fraud trends like scams fade into background noise, but fraud awareness is rising among customers and both the banks and customers are eager to mitigate as much as possible. Alternative Payments Methods Will Grow Faster than Debit — and Scammers Will Rejoice.

Digital Payments 52

Digital Payments Scams BNPL ACH 52

Payment Savvy

DECEMBER 2, 2022

Sometimes it might be an outage that affects your whole region or even a country, and there isn’t much you can do in this scenario except offer alternative payment methods and wait for an update. Offer alternative payment methods. You can also implement something called wireless payment processing.

Credit Cards 52

Credit Cards Process Processors Alternative Payment Methods 52

Stax

JANUARY 10, 2024

In some cases, surcharging can encourage customers to use alternative payment methods that incur lower fees for the merchant, such as cash, debit cards, or ACH. This can result in an overall reduction in the average cost of processing payments. By implementing a surcharge, the merchant (i.e.

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

Payment Savvy

JUNE 12, 2023

There is no solution here other than exploring alternative payment methods while the payer goes through the process of verification (which obviously isn’t going to happen during the point of transaction). However, after completing identity verification , users are eligible to send up to $60,000 USD per week.

Venmo 52

Venmo Payments Payer Card Issuer 52

Clearly Payments

FEBRUARY 8, 2024

Moreover, by establishing rules for payment networks and financial institutions, regulation mitigates systemic risks and fosters fair competition, thereby enhancing market efficiency. Regulations mandate robust data security practices and require prompt notification of data breaches to affected parties.

Regulations 105

Regulations Electronic Fund Transfer Act (EFTA) Federal Reserve Electronic Funds Transfer (EFT) 105

The Payments Association

FEBRUARY 17, 2025

Smart routing: Directs payments through the most efficient and cost-effective acquiring channels, increasing approval rates and lowering transaction fees. Chargeback & fraud management: Identifies and manages high-risk transactions in real-time, helping forex platforms mitigate fraud and chargeback exposure.

Fraud Prevention 88

Fraud Prevention RTP Settlement Payments 88

Clearly Payments

DECEMBER 3, 2024

This article explores the most common reasons credit cards are declined and provides estimated statistics for each, and offers actionable tips to mitigate their impact. Solution for Merchants : Encourage alternate payment methods : If possible, suggest splitting payments across multiple cards or using a different payment method.

Credit Cards 52

Credit Cards Address Verification System (AVS) Card Issuer Alternative Payment Methods 52

The Payments Association

DECEMBER 2, 2024

“Global regulations around national and international payment services are expected to adapt to the rapid digitalisation of financial services and the increasing prominence and use of digital wallets and alternative payment methods. What emerging initiatives could foster inclusion over the next decade?

Cross-Border 88

Cross-Border Payments Compliance Regulations 88

The Fintech Times

APRIL 11, 2025

Embedded Finance is also being deployed to service payments for higher-value goods, so ensuring a safe, secure customer experience is essential to help mitigate potential fraud risks or basket abandonment from genuine consumers. This can help to mitigate the risk of defaults and help ensure affordability.

Embedded Finance 64

Embedded Finance Finance Payment APIs and Integration BNPL 64

EBizCharge

FEBRUARY 13, 2025

Payment gateways often provide specific chargeback reason codes to inform merchants of the underlying dispute issues, helping them address and resolve disputes more efficiently. Customer support and service Reliable customer support is crucial for resolving payment processing issues quickly and mitigating service interruptions.

Processors 52

Processors Duplicate Payment Gateways Disputes 52