Stax

AUGUST 22, 2024

PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks. Major risk factors for PayFacs include fraudulent transactions, merchant credit risk, regulatory compliance, and operational risks.

Risk Management 88

Risk Management Risk Regulatory Compliance Due Diligence 88

FICO

JANUARY 3, 2017

Chief among your interests were analytic innovation, credit risk, regulatory compliance, customer experience and mobile payments. Here’s a recap of our top 10 most popular posts published in 2016: US Credit Quality Rising … The Beat Goes On – Ethan Dornhelm shares FICO research showing how US consumer credit quality continues to climb.

Posting 53

Posting AML Money Laundering Regulatory Compliance 53

Segpay

DECEMBER 22, 2023

Acquirers don’t love lifetime memberships because they are a big credit risk for them. Tipping can pose a credit risk, especially for new merchants with no previous processing experience. Each acquirer or payment service provider has their own risk policies and are governed by different regulatory bodies.

Money Laundering 103

Money Laundering Acquirers Processors Underwriting 103

Finovate

AUGUST 20, 2024

BankShift harmonizes brands with banking technology, enabling community banks and credit unions to seamlessly embed their digital banking ecosystems within a brand’s app to create new revenue streams.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

FICO

FEBRUARY 13, 2020

5 Reasons Why AML is More Important Than Ever in 2019. Liz gives tips to help combat this problem such as layering your fraud controls, fight identity fraud across the customer lifecycle, and address the continuum of credit risk and fraud. Check out the top 5 fraud blog posts which garnered the most views in 2019.

Money Laundering 52

Money Laundering Posting Financial Crimes Crime 52

Trade Credit & Liquidity Management

MAY 27, 2025

More Details on Key Players Traditional Credit Reporting Agencies Dun & Bradstreet ( www.dnb.com ): Provides business credit reports and analytics that aid in assessing the financial health and creditworthiness of companies. For more information, click here. For more information, click here. For more information, click here.

Fraud Prevention 52

Fraud Prevention Fraud Detection Verification Risk Assessment 52

PYMNTS

OCTOBER 11, 2017

In fact, in a recent check-in with PYMNTS, Cooke listed four ways that working through a middleman like nanopay can reduce risks and costs for banks facilitating cross-border transactions. First, a middleman removes the credit risk. Third, it reduces the anti-money laundering (AML) risk. dollars in the process.

Cross-Border 40

Cross-Border Correspondent Bank Cross-Border Payments Correspondent 40

Nanonets

APRIL 5, 2023

Credit risk managers, credit policymakers, and legal resources may have the expertise, but reviewing documents and assessing creditworthiness can still be tedious and error-prone. Despite having a team of experts, making accurate lending decisions while minimizing risk remains a challenge.

Automation 52

Automation Process Risk Assessment Assessments 52

M2P Fintech

DECEMBER 14, 2024

As regulations such as KYC (Know Your Customer) and AML (Anti-Money Laundering) become more stringent, it is crucial for lenders to continuously enhance their compliance efforts to avoid legal repercussions and maintain customer trust.

Origination 52

Origination Payment APIs and Integration Assessments Compliance 52

PYMNTS

JUNE 4, 2018

Among critical issues the AI Express program was designed to address are: anti-money laundering, fraud risk management, cybersecurity, credit risk prediction and operational efficiencies. AI Express’ capability is built directly into the multi-layered security strategy of the Mastercard network.

Visa 48

Visa AI Money Laundering Credit Risk 48

FICO

MARCH 24, 2021

To launch this new product, the lender will identify the marketing strategy and credit risk criteria applicable to this digitally savvy millennial & iGen customer personas.

Credit Cards 59

Credit Cards Volume Process Fed 59

FICO

DECEMBER 12, 2022

This patented technology can provide insight in investigating payment card fraud, detecting cyber security threats, credit risk, and identifying money laundering activities. . This is relevant to enabling Humble AI and Responsible AI strategies, and has been used in FICO® Falcon® Fraud Manager and various credit risk models.

Money Laundering 52

Money Laundering Fraud Detection AI Financial Crimes 52

The Payments Association

MAY 16, 2025

But in a regulated environment, merchants must take care to ensure their role in credit journeys is compliant, particularly where incentives, cross-selling, or deferred payments are offered. Next steps/action required: Map your full BNPL journey, identifying promotional copy, placement, and partner responsibilities.

Regulations 88

Regulations ISO 20022 Cross-Border Legal 88

Fintech Labs Insights

JUNE 16, 2016

“These projects require agility and speed. The PDP completes critical customer projects in days and weeks.” ” Founded in 2007 and headquartered in Montclair, New Jersey, Pendo Systems demonstrated its BasisPoint technology at FinovateAsia 2012 in Singapore , and was a winner at the Innotribe New York showcase last summer.

AI 19

AI Database AML Credit Risk 19

CB Insights

FEBRUARY 13, 2020

Payments companies assumed risk for losses associated with chargebacks, fraud, KYC, or AML, while also providing support, dispute management, and reporting. Additionally, as Stripe moves into new product verticals like lending and corporate cards, it exposes itself to credit risk and an uncertain interest rate environment.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

Fintech Labs Insights

JUNE 23, 2020

Uses open-bank data to evaluate credit risk before onboarding customers. Analytics for bank account mining, invoice aggregation and KYC/AML. Streamlines the contract review process for in-house legal teams. . Recommends the most effective content for deals. Helps consumers organize, store, share and update critical information.

Debit Card 15

Debit Card FinTech Online and Mobile Banking Database 15

Fintech Labs Insights

JUNE 23, 2020

Uses open-bank data to evaluate credit risk before onboarding customers. Analytics for bank account mining, invoice aggregation and KYC/AML. Streamlines the contract review process for in-house legal teams. . Recommends the most effective content for deals. Helps consumers organize, store, share and update critical information.

FinTech 15

FinTech Debit Card Online and Mobile Banking Database 15

Fintech Labs Insights

JULY 16, 2015

Thetaray helps financial institutions with fraud detection and credit risk reduction by using its anomaly detection algorithm that leverages big data analytics in real time. Soundpays ‘ universal mobile wallet enables users to pay online, in-store and on TV with a single app that uses sound waves to initiate a transaction.

Online and Mobile Banking 26

Online and Mobile Banking Payment APIs and Integration Advisors Push-to-Card 26

Fintech Labs Insights

AUGUST 1, 2016

Full Profile uses the blockchain and smart contracts for real-time settlement and reporting of physical agri-commodities to help farmers, buyers, banks and government counter party and credit risk exposures.

Payment APIs and Integration 20

Payment APIs and Integration Online and Mobile Banking API Advisors 20

PYMNTS

JANUARY 21, 2021

“Both the impact of climate change itself and policies to address it could have major impacts, creating stranded assets, generating large changes in asset prices, credit risks and so forth that could affect the financial system. These are very real risks.”.

Treasury 112

Treasury Law Enforcement Federal Reserve AML 112

FICO

MAY 17, 2019

For those of you familiar with the credit bureaus, you know that derogatory information such as late payments, collections, or charge offs are legally required to be purged from your record after 7 years and cannot be used in credit risk decisioning. Address the continuum of credit risk and fraud.

FBI 75

FBI Credit Risk Identity Theft Law Enforcement 75

PYMNTS

SEPTEMBER 26, 2019

But when talking about risk and risk management in the payments game, Webster and Jha noted, the picture is actually a lot wider. Payments is in some sense a risk management business end to end. Take, for example, anti-money laundering (AML) and know your customer (KYC) fraud — or just good old-fashioned cybercrime.

AI 63

AI Rules Risk Visa 63

Fintech News

APRIL 24, 2025

At UnionDigital Bank , AI is the core engine driving how they scale faster, assess credit risk better, and move toward hyper-personalised user engagement. Its like having a well-informed assistant at your side, ensuring clients get sharp, accurate insights every time. Today, theyre pushing into more complex spaces.

AI 122

AI Bots Fraud Detection Money Laundering 122

Finovate

APRIL 22, 2025

Founded in 2011, Feedzai is a risk operations platform specializing in identity verification, fraud prevention, and financial crime detection. The deal highlights a growing interest in data orchestration and AI-driven risk management. “Were thrilled to join Feedzai to bring AI and data together at scale for our customers.

Acquirers 52

Acquirers Fraud Prevention Fraud Detection Risk Management 52

M2P Fintech

APRIL 29, 2025

Irregularities in Credit Risk Assessment- Credit risk assessment is critical in microfinance to ensure that loans are extended to creditworthy borrowers. Enhancing the customer experience through improved communication, flexible loan products, and accessible digital channels can significantly reduce customer churn.

Technology 52

Technology Assessments Risk Assessment Compliance 52