Payments Dive

JULY 8, 2025

In letters to Zelle’s bank owners, Sen. Elizabeth Warren and two other Democrats asked what the financial institutions are doing to protect customers using the digital payments service.

Zelle 145

Zelle Scams Digital Payments Payments 145

Open Banking Excellence

JULY 8, 2025

Open banking in the United States is rapidly evolving, driven by both market initiatives and ongoing regulatory discussions. This research, conducted at the Oxford University’s Future of Finance and Technology Research Initiative in partnership with Open Banking Excellence (OBE), provides an in-depth analysis of the current status of open banking in the U.S., contrasts it with developments in Europe and the UK, and highlights key insights for the future of open banking in the country.

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Open Banking Excellence

JULY 2, 2025

While the U.S. has taken an entirely market-led approach until now, other countries have been driven by regulatory mandates that have shaped their respective Open Banking ecosystems, such as in the UK, the European Union, Australia and Brazil. Take the UK, for example. When the UK’s antitrust regulator, the Competition and Markets Authority, imposed its Retail Banking Market Investigation Order in 2017, it helped set the tone for the UK’s regulatory approach and lay the foundations for the marke

Regulations 130

Regulations Non-Bank Rules Innovation 130

Fintech News

JULY 7, 2025

Revolut has teamed up with Ant International to let users around the world, especially overseas Chinese, send money to China in Chinese Yuan using Alipay. Transfers can be made using just the recipient’s Alipay ID, name, and address, and are processed instantly. The service is powered by Ant International’s global remittance infrastructure. This feature supports growing demand for cross-border payments into China, which remained one of the world’s top five remittance destinations in 2024, receiv

Cross-Border 100

Cross-Border Cross-Border Payments Caps On-Demand 100

Speaker: Jason Cottrell and Gireesh Sahukar

Retailers know the clock is ticking–legacy SAP Commerce support ends in 2026. Legacy platforms are becoming a liability burdened by complexity, rigidity, and mounting operational costs. But modernization isn’t just about swapping out systems, it’s about preparing for a future shaped by real-time interactions, AI powered buying assistants, and flexible commerce architecture.

AI

The Payments Association

JULY 7, 2025

Acquirers and PSPs and the 2025 consumer: Designing for diverse payment preferences 4 July 2025 by Payments Intelligence The 2025 Consumer Behaviour Report from The Payments Association delivers an urgent message to the acquiring and PSP community: the UK payments landscape is diversifying faster than many platforms are adapting. While mobile wallets and digital methods show impressive momentum, consumer behaviour remains complex, shaped by age, income, trust, and region.

Acquirers 88

Acquirers Consumer Online and Mobile Banking Payments 88

Stax

JULY 7, 2025

Building loyalty as a business means meeting your customers where they are, especially where payment options are concerned. Thanks to smartphones and secure authentication, mobile payments continue to explode in usage. In fact, the global mobile payment market was valued at US $2.67 trillion in 2024 and is projected to grow to roughly US $10.48 trillion by 2033.

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

Fintech Finance

JULY 8, 2025

The demand for embedded financial services is growing fast with 90% of small- and medium-sized businesses indicating access to financial products and services from within their software platforms is critical, according to Worldpay ® research. To meet this demand, Worldpay is expanding its Worldpay for Platforms offering to Canada and the United Kingdom, while deepening its presence in Australia.

Embedded Payments 86

Embedded Payments Payment APIs and Integration Payments Debit Card 86

The Payments Association

JULY 3, 2025

The Payments Pulse is a multipart report covering the most impactful macro trends, innovations and regulatory shifts shaping the future of cross-border payments today. Click here to download the report. Part 1  gives critical business insights into: Key trends expanding the cross-border payments economy How the ISO 20022 payments messaging standard will transform speed, data quality, and reconciliation globally.

Treasury Management 88

Treasury Management Treasury 88

The Fintech Times

JULY 4, 2025

To be successful in the digital economy, businesses must consider financial exchange (FX) related risks and costs when expanding abroad. With firms spending roughly $120billion (S$154.2billion) on cross-border transaction fees, alternatives are being sought after. According to a new report from the Project Guardian FX industry group, implementing tokenised bank liabilities and shared ledgers in cross-border payments and FX is a viable solution.

Interoperability 87

Interoperability Cross-Border Cross-Border Payments Settlement 87

Fintech News

JULY 7, 2025

Southeast Asia’s e-wallet landscape is a vibrant yet chaotic arena, shaped by rapid digital adoption, fierce competition, and an unrelenting push for financial inclusion. Digital-first players are racing to reshape customer expectations, while a broader transformation is underway to evolve from “super apps” into truly integrated “life apps.” At the heart of this transformation lies a decisive enabler: automation.

Automation 94

Automation Payment APIs and Integration Financial Inclusion Cross-Border Payments 94

Speaker: Michael Veatch, Senior Director, Implementations & Ella Aguirre, Director of Solution Consulting

Embedding payments can be a transformative step for software companies looking to enhance their platform capabilities, boost customer satisfaction, and drive long-term growth. However, the success of payments hinges on a single thing: implementation. Drawing on real-world insights and experiences, payments implementation experts Michael Veatch and Ella Aguirre will explore actionable strategies that can lead to a transparent, friction-free launch and mitigate potential challenges like technical

Payments

Payments Dive

JULY 2, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Balance, Alibaba team on BNPL

BNPL 96

BNPL Privacy B2B Settlement 96

Stax

JULY 7, 2025

In a consumer landscape where convenience is always a priority, credit card processing has become an essential mechanism for businesses to accept payments seamlessly. But behind every smooth credit card transaction is a complex system connecting various entities—most of whom take a cut out of the transaction. Traditionally, merchants would shoulder these costs in the form of credit card processing fees.

Credit Cards 88

Credit Cards Process Processors Debit Card 88

The Payments Association

JULY 9, 2025

OpenPayd, a leading provider of financial infrastructure, today announced the launch of its stablecoin infrastructure, enabling businesses to move and manage digital assets and fiat through one platform. OpenPayd is making money movement instant and seamless by connecting local and international fiat rails to all major blockchains, enabling businesses to view, hold, make, and receive payments across any digital currency and any rail globally.

Volume 88

Volume Treasury 88

Fintech Finance

JULY 8, 2025

Episode Six , a leading global technology provider of enterprise-grade card issuing and ledger infrastructure, today announced the broadening of its partnership with Monavate. The collaboration will support the UK-based modern payments and BIN sponsorship platform as it scales globally. The strengthened collaboration reinforces Episode Six’s role in powering MonavateOne., a platform that allows its clients to operate as issuer, processor, and ledger across multiple markets.

Innovation 93

Innovation Issuers Processors On-Demand 93

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Fintech News

JULY 8, 2025

Singaporean fintech firm Finmo has received authorisation from the UK Financial Conduct Authority to operate as an Electronic Money Institution (EMI), allowing it to provide payment and treasury services in the country. The license permits Finmo to issue electronic money, process domestic and international fund transfers, offer foreign exchange services, and issue IBANs.

FinTech 81

FinTech Treasury IBAN Cross-Border 81

Payments Dive

JULY 9, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Visa, Mastercard vie for Treasury role Th

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Finextra

JULY 7, 2025

Five big banks in Belgium have joined the European Payments Initiative (EPI) with the intention of rolling out the Wero digital wallet and instant account-to-account (A2A) payment application to customers in the first half of next year.

Payment Initiation 80

Payment Initiation Payments Accounts 80

The Payments Association

JULY 8, 2025

On 10 June 2025 the European Banking Authority (EBA) published an opinion (the Opinion) clarifying the interplay between the second EU Payment Services Directive (PSD2) and the EU Markets in Crypto-Assets Regulation (MiCA) in relation to crypto-asset service providers (CASPs) transacting in electronic money tokens (EMTs), which term includes most stablecoins. 1 The Opinion provides supervisory guidance to EU national competent authorities (NCAs) on the application of PSD2 to CASPs and recommen

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Payments

Fintech Finance

JULY 9, 2025

PayJunction , a leading tech-focused payments company, announced today an integration with Twilio (NYSE: TWLO), the customer engagement platform providing real-time personalized experiences, that enables businesses to easily automate and scale their phone payment operations. Through this integration, PayJunction merchants can now deploy AI-driven Interactive Voice Response (IVR) solutions that securely process payments over the phone and eliminate manual processes, saving time and money. “

AI 69

AI ISVS Payments Automation 69

Fintech News

JULY 7, 2025

Worldpay has extended its Asia Pacific presence by launching domestic acquiring capabilities in Thailand. This enables local and international merchants to process transactions in Thai baht and offer local payment methods. This addition brings Worldpay’s domestic acquiring footprint in the region to nine markets, alongside Australia, New Zealand, Singapore, Hong Kong, Japan, Malaysia, India, and South Korea.

APACS 83

APACS Alternative Payment Methods Disputes Acquirers 83

The Fintech Times

JULY 7, 2025

Spanish banking group BBVA has launched bitcoin and ether trading and custody services for retail customers through its mobile app, expanding its regulated digital asset offering across Europe. The rollout follows a regulatory filing with Spain’s National Securities Market Commission (CNMV) in March 2025 and is now available to all customers of legal age.

Stablecoins 84

Stablecoins Bitcoin Legal Regulations 84

Finextra

JULY 2, 2025

Bank of New York Mellon has given dozens of AI agent 'digital employees' their own logins and will soon provide them with email accounts.

AI 106

AI Accounts 106

Speaker: David Nisbet, Everett Zufelt, and Michaela Weber

Once upon a time, in the vast realm of online commerce, there lived a humble checkout button overlooked by many. Yet, within its humble click lay the power to transform a mere visitor into a loyal customer. 🧐 💡 Getting checkout right can mark the difference between a successful sale and an abandoned cart, yet many businesses fail to make payments a part of their commerce strategy even when it has a direct impact on revenue.

Transactions

The Payments Association

JULY 7, 2025

UK SME survey shows open banking intrigues merchants with faster, cheaper payments, but gaps in awareness and security fears slow adoption.

Security 88

Security Payments 88

Stax

JULY 2, 2025

In today’s competitive SaaS landscape, simply acquiring customers isn’t enough. The real key to sustainable growth and increased revenue lies in maximizing payment attachment – the adoption and usage of integrated payments by your existing customer base. This powerful concept moves beyond just selling software; it transforms your platform into the central hub for your customers’ financial operations, creating deeper value and unlocking significant revenue streams.

Volume 68

Volume Payments Strategy Process Payments 68

Fintech News

JULY 6, 2025

Bitstamp by Robinhood has received its Major Payment Institution license from the Monetary Authority of Singapore (MAS). The MAS license authorises Bitstamp to offer regulated digital payment token services in Singapore. The firm previously shared plans to launch its offerings in the city-state by late 2025. Robinhood completed the acquisition of Luxembourg-based Bitstamp for US$200 million in June 2025, aiming to strengthen its institutional crypto business and expand into Singapore.

ISOs 90

ISOs Payments Institute API Authorization 90

Payments Dive

JULY 7, 2025

Skip to main content CONTINUE TO SITE ➞ Dont miss tomorrows Payments industry news Let Payments Dives free newsletter keep you informed, straight from your inbox. By signing up to receive our newsletter, you agree to our Terms of Use and Privacy Policy. You can unsubscribe at anytime. Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief DailyPay lands novel funding T

Zelle 88

Zelle Privacy On-Demand Stablecoins 88

Speaker: Benjamin Woll, Tiffany Spizzo, and Jaime Santos Alcón

Enterprise commerce is at an inflection point. Rigid, monolithic platforms slow brands down, but a full replatforming is disruptive and costly. Modular architecture offers a flexible, scalable alternative - allowing enterprise brands to modernize without ripping and replacing their entire stack. Learn how a composable approach helps modernize commerce stacks while maintaining control over critical systems.

B2C

The Finance Weekly

JULY 6, 2025

Selecting FP&A software isn’t just a tech decision, it can also be a career-defining one. So picking the wrong tool? That can ruin your credibility, frustrate your team, and leave you with a costly system no one wants to use and tons of wasted hours.A study found that 61% of CFOs placed FP&A software at the top of their investment priorities.

Finance 130

Finance 130

The Fintech Times

JULY 3, 2025

Ecobank , the pan-African financial services group, is partnering with Google Cloud in a move to enhance financial services and drive digital empowerment across Africa with advanced analytics and AI. Ecobank plans to leverage technology from Google Cloud to deliver innovative payment and remittance solutions that are frictionless, secure, and universally accessible, empowering individuals and businesses across the continent and beyond.

Payment APIs and Integration 72

Payment APIs and Integration AI Agreements Financial Inclusion 72

Finextra

JULY 2, 2025

Australia's banks have begun the roll-out of a nationwide Confirmation of Payee programme to help protect customers from being tricked into sending money to criminals.

Payee 69

Payee 69

Fintech News

JULY 8, 2025

A new whitepaper titled The Future of Global Payments & Fourth Generation Payment Networks (4GPN) has been jointly released by the Thunderbird School of Global Management and fintech firm Wiseasy. The paper outlines how emerging technologies such as IoT, blockchain, cryptocurrency, and cloud computing are converging to transform the digital payments industry, with Fourth Generation Payment Networks (4GPN) playing a central role.

Payment Networks 74

Payment Networks Economy Financial Inclusion Digital Currency 74

Speaker: Becky Parisotto and John Vurdelja

Fulfillment is no longer just about getting products from point A to point B – it's about crafting seamless, scalable, customer first experiences. Flexible fulfillment strategies are more important than ever for those aiming to stay ahead and build resilience as retail enters a new era in 2025. Learn how to optimize fulfillment processes, tackle complex, multi-vendor orders, and create seamless customer experiences – from white-glove delivery for high-value items to quick-ship solutions for ever

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