Clearly Payments

NOVEMBER 13, 2024

This article provides an overview of what BINs are, how they work, and why they are important in payment processing. Building a Strong Business Case : Acquiring banks will assess the payment processor’s business plan, compliance procedures, and financial stability. What is a Bank Identification Number (BIN)?

Process 104

Process Processors Payments Compliance 104

The Payments Association

AUGUST 20, 2024

This article explores innovative strategies that can transform KYB (Know Your Business) checks from a routine compliance requirement into a strategic asset for Payment Service Providers (PSPs) in the Asia-Pacific region. Read more

Procedures 88

Procedures Checks Compliance Service Provider 88

The Payments Association

JUNE 9, 2025

RT2: Renewed real-time gross settlement marks transformation for UK payment providers 9 June 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Where the previous RTGS operated as a single system requiring complex restart procedures for recovery, RT2 introduces significant architectural improvements.

ISO 20022 88

ISO 20022 Payment APIs and Integration ISOs Interoperability 88

Trade Credit & Liquidity Management

APRIL 2, 2025

(Photo by Melinda Gimpel on Unsplash ) There is an efficient, inexpensive, and out-of-court option available for resolving and relaunching an insolvent business operation under Article 9 of the Uniform Commercial Code. The problem is that they are bound by laws and bureaucratic procedures that make efficient liquidation an impossibility.

UCC 40

UCC Returns Mitigation Best Practices 40

The Paypers

JUNE 17, 2025

However, the speed of the procedure is dictated by the payment rails technology, which is integrated into a financial institution’s network.

Cross-Border 46

Cross-Border Payment APIs and Integration CBDC Financial Crimes 46

VISTA InfoSec

AUGUST 22, 2023

This article delves into the intersection of GDPR and biometric data, with a focus on privacy concerns and regulatory compliance requirements. Nevertheless, specific exceptions detailed in Article 9 (2) provide flexibility to this prohibition. The AEPD reduced the initial fine of €3,150,000 due to voluntary payment.

Privacy 130

Privacy Legal Compliance Best Practices 130

Clearly Payments

NOVEMBER 18, 2024

This article outlines how to structure your chargeback management team, define roles, implement processes, select the right software, and adhere to best practices. Operational Best Practices Standardized Procedures : Develop a chargeback handbook outlining workflows, templates, and escalation protocols.

PCI DSS 59

PCI DSS Address Verification System (AVS) Disputes Card Network Rules 59

Fi911

JUNE 9, 2025

Institutions need clear escalation procedures that bypass normal channels. Success requires combining technical controls, human awareness, and operational procedures. Regular reviews of vendor communication patterns, automated alerts for banking changes, and periodic security assessments help identify problems before losses occur.

Email Compromise 52

Email Compromise Business Email Compromise Compromise Law Enforcement 52

Cardfellow

JUNE 14, 2025

In this article, I’ll go over the most common payment timeframes and whether it’s worth it to pay for faster settlement. You may also see it referred to as “funding,” but a few different things can be called funding, so it’s easiest for this article to refer to settlement. What is settlement?

Settlement 52

Settlement Processors Credit Cards Process 52

The Paypers

JUNE 8, 2025

The firm has been granted the authorisation by the Brazilian Central Bank, aiming to accelerate its development process, as well as its commitment to the local market and the procedure of offering improved opportunities in the competitive environment.

Payments Institute 46

Payments Institute Central Bank Payments Cybersecurity 46

Trade Credit & Liquidity Management

JUNE 11, 2025

But in practice, many MCA funders either ignore reconciliation requests altogether or use procedural hurdles to render the right meaningless. “MCA funders will claim the right exists, but then impose layers of opaque documentation requirements and tight procedural deadlines. For secured lenders, this matters.

Reconciliation 52

Reconciliation UCC Legal Adjustments 52

Stax

NOVEMBER 14, 2024

This article on the best credit card processing companies providing payment processing services will help you reach a better understanding of credit card processing. There are also risk holds—a routine procedure that most companies experience within the first few weeks of processing with a new merchant services account.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

The Payments Association

FEBRUARY 10, 2025

Navigating AML obligations in the age of virtual IBANs February 10 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? Strengthening KYC procedures is critical, ensuring that verification extends beyond master account holders to individual vIBAN end users. Why is it important?

IBAN 88

IBAN AML Master Account Due Diligence 88

Trade Credit & Liquidity Management

JUNE 2, 2025

Look for ways to adapt procedures to support sales without compromising risk standards. Help us grow the Trade Credit & Liquidity Management community by sharing this Article. Flexible Judgement: Apply sound judgment when rules seem too rigid. Is this post helpful?

Liquidity Management 52

Liquidity Management Risk Mitigation Risk Assessments 52

PYMNTS

NOVEMBER 11, 2020

If their assessment finds that the third country’s law hampers the effectiveness of the Article 46 GDPR transfer tool they use or plan to use, the board recommends that exporters find and implement supplementary measures. The board identified five main Article 46 GDPR transfer tools.

Compliance 81

Compliance Procedures Authorization Assessments 81

The Payments Association

APRIL 8, 2025

SNEAK PEEK: Fraud unveiled: Key takeaways from merchant roundtable discussion January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? We try to educate guests, but theres always pushback when standard procedure to protect our revenue is perceived as a hassle, she said. Why is it important?

Fraud Detection 88

Fraud Detection Fraud Prevention Scams Participant 88

Payment Savvy

NOVEMBER 10, 2021

What is the skip tracing procedure? You may also follow us on LinkedIn if you’re interested in keeping up with our weekly articles. As a result, there is no means to inform the consumer about the debt and offer them an opportunity to pay it off before it damages their credit score.

Procedures 98

Procedures Checks Payment Solutions Addressing 98

The Paypers

JUNE 16, 2025

It has cleared a procedural obstacle but still requires full approval in both the House and Senate before becoming law. A legislative proposal known as the Genius Act is currently under Senate review. The bill seeks to establish a regulatory framework that would allow private companies to issue stablecoins.

Stablecoins 36

Stablecoins Payments CBDC Financial Crimes 36

The Paypers

JUNE 26, 2025

In addition, this divestiture is expected to enable Yodlee to accelerate its growth process and continue the procedure of supporting clients under STGs stewardship. Following this announcement, the transaction is set to close in Q3 2025, currently subject to customary closing conditions.

Stablecoins 36

Stablecoins Cross-Border On-Demand Procedures 36

Stax

MAY 5, 2025

In this article, we will cover the ins and outs of payment gateways, why it’s wise to integrate one with your app, and how to actually do it. Although the exact procedure may differ according to the chosen provider, typically, businesses first need to set up a merchant account with a payment processor.

Payment Gateways 88

Payment Gateways Gateways Payment APIs and Integration Multi-Currency 88

The Payments Association

JANUARY 22, 2025

These advancements significantly benefit travellers regarding check-in procedures and security control, while airlines and airports benefit from operational efficiencies and cost reductions. For more expert insights on how digital IDs are being navigated on the world stage, read our article by senior industry adviser David Marsh.

Security 88

Security Online and Mobile Banking Credential Verification 88

Stax

MARCH 18, 2025

This article dives into what a payment processing system is, how it works, and its benefits. A typical payment processing procedure involves multiple parties, including the merchant, customer, payment processor, payment gateway, issuing bank, acquiring bank, and card networks. But selecting a good payment solution can be overwhelming.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Fi911

DECEMBER 3, 2024

How to Deploy Velocity Limits Successfully For successful implementation of velocity limits, it is recommended for merchants to follow an organised procedure.

Checks 52

Checks Fraud Prevention Account Takeovers Fraud Detection 52

The Paypers

JUNE 12, 2025

The product will focus on this process without navigating between different systems, while also eliminating manual steps and the procedure of working off spreadsheets.

Money Laundering 41

Money Laundering AI AML Financial Crimes 41

Nanonets

MAY 22, 2023

In this article, we will walk through the necessary steps to set up effective financial controls at a startup and how automation and technology can help. Financial controls are the procedures, policies, and means by which an organization monitors and manages its revenues, costs, budgets, cash flow, and other financial aspects.

Automation 98

Automation Procedures Audit Process 98

Neopay

JULY 18, 2024

The EBA also published Guidelines on risk-based AML/CFT supervisors of crypto-asset service providers (CASPs) and Guidelines crypto-asset service providers to effectively manage their exposure to ML/TF risks, and is currently finalising the work on Guidelines on internal policies, procedures and controls to comply with restrictive measures that (..)

Travel Rule 52

Travel Rule Money Laundering Rules Finance 52

VISTA InfoSec

FEBRUARY 28, 2024

In our ongoing series of articles on the Payment Card Industry Data Security Standard (PCI DSS), we’ve been examining each requirement in detail. Changes Core Focus Limiting database access to programmatic methods (apps, stored procedures) and database administrators. Requirement v3.2.1 (8.7)

PCI DSS 130

PCI DSS Best Practices Authentication Rules 130

Stax

JANUARY 8, 2024

This article will help your business’s stakeholders understand the various risk factors to watch out for as well as the different types of risk management strategies to employ. The potential impact of failed or inadequate internal systems, processes, procedures, etc. This requires sound underwriting policies and procedures.

Risk Management 88

Risk Management Risk Money Laundering Mitigation 88

VISTA InfoSec

NOVEMBER 12, 2024

Todays article is focused on PCI DSS compliance for SaaS (Software as a Service) companies. This includes preparing for potential threats, training staff on response procedures, and regularly testing the response plan ( Requirements 12.10.1 and 10.2 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

VISTA InfoSec

NOVEMBER 12, 2024

Todays article is focused on PCI DSS compliance for SaaS (Software as a Service) companies. This includes preparing for potential threats, training staff on response procedures, and regularly testing the response plan ( Requirements 12.10.1 and 10.2 ).

PCI DSS 130

PCI DSS Compliance Encryption Audit 130

The Payments Association

JANUARY 3, 2025

Fraud unveiled: Key takeaways from merchant roundtable discussion January 3 2025 by Payments Intelligence LinkedIn Email X WhatsApp Whats the article about? We try to educate guests, but theres always pushback when standard procedure to protect our revenue is perceived as a hassle, she said. Why is it important?

Fraud Detection 88

Fraud Detection Fraud Prevention Participant Financial Crimes 88

Neopay

NOVEMBER 27, 2023

They also detail the procedures all these providers should put in place to manage a transfer of funds or a transfer of crypto-assets that lacks the required information.

Money Laundering 52

Money Laundering Consulting Finance Travel Rule 52

Stax

DECEMBER 4, 2023

In this article, we’ll discuss everything you need to know about ensuring AML compliance as a payment facilitator (or PayFac). TL;DR An anti-money laundering (AML) program is a set of laws and procedures that seek to uncover attempts to disguise illicit money as legitimate. Let’s get started. But training can’t be a one-off practice.

Money Laundering 88

Money Laundering Compliance AML Due Diligence 88

The Paypers

JUNE 18, 2025

However, additional legislation is still required to set out accreditation procedures for fintechs and establish unified standards for financial institutions to follow. This legislation tasked the Financial Consumer Agency of Canada (FCAC) with developing and overseeing the Open Banking framework.

CBDC 36

CBDC Government Governance Third-Party Service Provider 36

Fi911

MAY 22, 2024

In this article, we will delve into the topic of credit card payment reversals. Different types of payment reversals exist, each with distinct procedures and implications. When merchants accept credit card or debit card payments, the hope is that the funds from that sale will remain in their account as revenue.

Payer 104

Payer Address Verification System (AVS) Disputes Payee 104

VISTA InfoSec

JULY 5, 2023

This widely accepted set of policies and procedures is designed to enhance the security of credit, debit, and cash card transactions, while also protecting cardholders from the misuse of their personal information. We have published a comprehensive article on the topic.

PCI DSS 130

PCI DSS Compliance Data Breach Breach 130

VISTA InfoSec

FEBRUARY 13, 2024

The aim of this article is to lay out key cybersecurity tips that are instrumental in safeguarding both the public and private sectors in Singapore from digital threats. It underscores the importance of a well-structured and dynamic approach to cyber defence, especially in a world where digital threats are constantly evolving.

Cybersecurity 130

Cybersecurity Audit Best Practices Mitigation 130