The Payments Association

JULY 19, 2025

The UK government’s 2025 National Risk Assessment (NRA) , published this month, confirms that the risk classification for e-money institutions (EMIs) has been elevated for both money laundering (ML) and terrorist financing (TF). This marks a significant shift from the 2020 assessment, in which EMIs were rated as “medium” risk.

Money Laundering

FloQast

JANUARY 22, 2025

Its what enables thousands of accounting teams worldwide to automate complex processes, reduce compliance burdens, and stay audit-ready. Comprehensive Gap Assessment One of the first steps was analyzing our existing controls through the lens of ISO 42001s requirements. At FloQast, our method is deliberate and cautious.

ISOs

Fintech News

FEBRUARY 10, 2025

It could enable self-optimising financial assistants, adaptive credit assessments, and proactive compliance monitoring, making financial services more intelligent, efficient, and inclusive. On another point, Agentic AI is advancing far quicker than regulatory frameworks can keep up.

AI

The Payments Association

JANUARY 22, 2025

Olga Robertson, CASS and safeguarding regulations SME, will discuss whos affected, the audit implications, why the industry is seeing such seismic regulatory change and what firms can expect over the upcoming months. Register here

Assessments

The Payments Association

FEBRUARY 10, 2025

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. What’s next?

Crime

The Payments Association

FEBRUARY 10, 2025

Partnering with regional providers, leveraging AI for fraud detection, and conducting regular audits will ensure compliance, transparency, and operational excellence. Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks.

IBAN

Cardfellow

MAY 10, 2025

Specifically, Level 1 processors must have their processes and systems audited by Qualified Security Assessors (QSAs) to ensure they meet PCI requirements. Specifically, Level 1 processors must have their processes and systems audited by Qualified Security Assessors (QSAs) to ensure they meet PCI requirements.

Processors

Fi911

FEBRUARY 26, 2025

Requirements : Annual on-site audit by a Qualified Security Assessor (QSA), quarterly network scans. Requirements : Completion of a Self-Assessment Questionnaire (SAQ) and quarterly external scans. Regularly Test Security Systems and Processes : Conduct routine penetration tests and vulnerability assessments.

PCI DSS

Fi911

MAY 22, 2025

Assess Technology Readiness Audit your technology infrastructure to assess its readiness for API improvements, real-time fraud monitoring, and open finance integration. Consider partnerships with RegTech providers to fill gaps and simplify compliance.

Payment APIs and Integration

Clearly Payments

APRIL 8, 2025

A payment consultant assesses your current payment infrastructure and identifies the best path forward. This leads to technical debt, fragmented customer experiences, and difficulty integrating new technologies.

Consulting

Finextra

JULY 24, 2025

Evaluate your existing infrastructure and gaps Before you implement anything new, you must assess what you already have. Conduct a full infrastructure audit You should start by reviewing your core banking systems. You also need strong audit trails, user verification, and data privacy controls. Are they compatible with APIs?

Digital Payments

Stax

NOVEMBER 21, 2024

To find the cheapest credit card processing company for your business, you have to assess your industry, specific business needs, the transaction fees of each provider, and the contract terms on offer.

Credit Cards

EBizCharge

MARCH 11, 2025

These fees typically include interchange fees, which go to the card-issuing bank, assessment fees charged by the card networks, and payment processor fees for handling the transaction. Monitor and audit processing fees regularly: Regularly review your processing fees to ensure they remain competitive.

Processing Costs

Fi911

JUNE 9, 2025

These systems create audit trails and reduce successful impersonation attempts. Regular reviews of vendor communication patterns, automated alerts for banking changes, and periodic security assessments help identify problems before losses occur. Continuous monitoring catches compromises early.

Email Compromise

Fintech Review

JANUARY 30, 2025

According to the document, companies operating with information and communication technologies must develop, describe and maintain a risk management system that includes: constant monitoring, vulnerability assessment, response and stabilization. Incident reporting. Theres no clear requirement on this point.

Regulations

The Fintech Times

JANUARY 31, 2025

B Corp is a rigorous assessment that verifies companies have met high standards of social and environmental performance, transparency, and accountability: theres absolutely no room for mere box-ticking. Independent organisations provide audits or certifications to help support these claims through partnership.”

FinTech

Cardfellow

JULY 16, 2025

How to Avoid Padded Interchange Make sure that you’re getting interchange plus with true pass-through pricing, where interchange and assessments are passed to you at cost. Additionally, CardFellow audits your processing statements to ensure that processors don’t overcharge you.

Credit Cards

M2P Fintech

APRIL 11, 2025

Key Proposals in the RBI’s Draft Guidelines Standardized Gold Valuation Lenders must use a transparent and uniform method for valuing pledged gold, with valuation done by certified personnel and subject to periodic audits. Purity checks must be documented and auditable.

Due Diligence

Stax

JUNE 17, 2025

Complete the bank’s vetting process Once a bank agrees to sponsor you, they’ll conduct a thorough review, which may include: Auditing your business plan and operations Reviewing compliance and risk management procedures Conducting interviews or site visits Verifying your ability to support merchants and manage payment risk 4.

ISOs

Trade Credit & Liquidity Management

AUGUST 1, 2025

Integrated into the Experian Ascend Platform and leveraging ValidMind technology, the assistant automates model validation, enhances auditability and transparency, and supports regulatory compliance with guidelines such as SR 11-7 (US) and SS1/23 (UK).

Risk Management

The Payments Association

JANUARY 13, 2025

This will also include verifying the legitimacy of assets, auditing their technical infrastructure, and assessing market risks simultaneously. PSPs will also be required to align their compliance programmes with the FCAs new standards for disclosures , transparency, and consumer protection.

Legal

Fintech Weekly

JUNE 8, 2025

Beyond being a regulatory matter, auditing your API security at least once annually is a good idea, as the security landscape changes frequently. Consider hiring a penetration tester or third-party auditing firm to assess your platform’s API security regularly.

API

Fintech Finance

MARCH 3, 2025

Issued by Ernst & Young (EY), a leading independent auditing firm, the SOC 2 Type II certification is a rigorous assessment for operating effectiveness of a service providers internal controls. The audit firm will conduct annual reviews, and Antom will continue its recertification process.

Fraud Prevention

M2P Fintech

MARCH 24, 2025

“One-click” loans become reality through instant credit assessments. Data Analytics: Making Informed Decisions Data is now the lifeblood of modern loan management, empowering lenders with insights to assess creditworthiness, predict risk, and personalize loan terms. AI is poised to revolutionize loan origination.

Payment APIs and Integration

Finovate

JANUARY 22, 2025

“This collaboration aims to eliminate administrative burdens, ensure consistent and auditable decision-making, and ultimately enhance the customer experience.” A user-friendly portal and an API ensure easy and scalable integration into institutions’ current systems.

Verification

Stax

JUNE 23, 2025

APIs can also facilitate transaction logging for better tracking and audit readiness. You must assess your average transaction values and volumes to choose the most cost-effective solution. Improved security and compliance ACH APIs often come with built-in tools for bank account verification, access control, and secure API access.

ACH

The Payments Association

JUNE 11, 2025

Integration with multiple data providers enhances fraud analysis across UK market conditions, creating comprehensive risk assessment capabilities that scale with platform growth. However, technology alone cannot solve the platform risk paradox.

Risk

Finextra

JULY 28, 2025

The allure of AI – promising breakthroughs in predictive analytics for risk assessment, automated customer support, and advanced fraud prevention – has prompted substantial capital allocation across the sector. A critical risk lies in the potential for AI models to inherit and perpetuate biases present in their training data.

AI

The Payments Association

JULY 18, 2025

Willem Wellinghoff Chief compliance officer and UK chair, Ecommpay “The incoming FCA CASS/Safeguarding rules will require significant preparation from payment firms, with stricter audit obligations and a tighter compliance framework. Firms should act swiftly to meet the new standards.

Regulations

Finextra

JULY 7, 2025

AI and Edge Computing: How to Power Data-Driven Finance Artificial Intelligence (AI) is revolutionising fintech through real-time fraud detection, automated trading and risk assessment. But these use cases generate vast volumes of data that require near-instantaneous processing.

FinTech

Fintech News

JULY 22, 2025

And by their assessment, stablecoins fall short on all three. In Singapore, the Monetary Authority of Singapore (MAS) finalised its regulatory framework as early as in 2023 , requiring single-currency stablecoins to be backed 1:1 by low-risk assets and mandating redemption rights and independent audits.

Stablecoins

FloQast

FEBRUARY 19, 2025

He brings over 13 years of experience, providing clients with business and technology audits, as well as providing control design assessment and process improvement services. Xavier has led numerous SOX and Internal Audit engagements for clients ranging from start-ups to Fortune 500 companies throughout his career at CFGI.

Advisors

EBizCharge

JUNE 16, 2025

Before you even look at providers, take a moment to audit your current setup. Review the provider’s uptime record, understand their approach to incident response, and assess the quality of their customer support. So, how do you find the right provider for your business? Start by evaluating your business’s needs.

Payment APIs and Integration

Fintech News

JULY 1, 2025

The study assessed the outcomes for an organisation that had adopted the solution, based on an interview with a decision-maker. Rule updates became easier to manage without technical support, and audit preparation was also completed 90% faster.

AML

EBizCharge

JANUARY 16, 2025

It also aids in matching transactions to specific accounts during financial audits. Fraud detection and risk assessment: MCCs assist fraud detection and risk assessment operations by flagging suspicious transactions. This categorization simplifies record-keeping and helps identify which business types contribute most to revenue.

Credit Cards

Innovative Payments Association

JULY 22, 2025

Key session topics: How federal and state regulators define third-party oversight expectations Building scalable oversight programs for evolving partnerships Common oversight pitfalls and how to avoid them The role of due diligence, audits, and risk assessments Strategies to maintain flexibility while meeting regulatory demands ​ If you team (..)

Boot Camp

Finextra

JUNE 23, 2025

AdviceRobo has pioneered the use of psychometric data, behavioral analytics, and alternative data to assess risk far beyond FICO scores. Explainability as core infrastructure AI in finance must be auditable, not a black box. And with response times as fast as 0.03 seconds, these agents feel instantaneous to both lenders and borrowers.

AI