Fintech Review

OCTOBER 16, 2024

However, the sustainability of these high yields often depends on several factors, including market demand and tokenomics. If the demand for the platform’s services or tokens decreases, the APYs can drop quickly. The post Yield Farming and Liquidity Mining: Assessing Risks and Rewards appeared first on Fintech Review.

Assessments 98

Assessments Risk Returns Audit 98

The Payments Association

FEBRUARY 10, 2025

Businesses must proactively assess fraud risks, implement adequate procedures, leverage technology for fraud detection, and foster a culture of compliance to avoid regulatory penalties. Compliance requires proactive fraud risk assessment, the implementation of preventive procedures, and a culture of accountability. What’s next?

Crime 88

Crime Fraud Prevention Risk Assessment Due Diligence 88

Fintech Finance

MARCH 25, 2025

Although Vietnam’s digital finance market has seen rapid growth over the last few years, many consumers still struggle to access secure and high-quality financial services due to ineffective risk assessment systems. The post Fundiin Teams up With Visa to Enhance Credit-scoring Model appeared first on FF News | Fintech Finance.

Risk Assessment 97

Risk Assessment Risk Management BNPL Best Practices 97

Fintech News

NOVEMBER 27, 2024

This collaboration integrates Elliptic’s blockchain analytics into Sumsub’s platform, providing clients with enhanced tools to screen cryptocurrency wallets, identify fraudulent activity, and assess risk in transactions. The need for such solutions is critical as blockchain-related crime continues to rise.

Crime 113

Crime Financial Crimes Travel Rule Blockchain 113

Fintech News

JULY 7, 2025

Consumers are demanding more. As these platforms integrate financial services, travel, retail, and daily lifestyle offerings into a single scalable ecosystem, automation becomes critical to delivering the frictionless, personalised experiences that users now demand.

Automation 99

Automation Payment APIs and Integration Financial Inclusion Cross-Border Payments 99

VISTA InfoSec

MARCH 28, 2024

Adhering to compliance might involve appointing a data protection officer, conducting impact assessments for new projects, and understanding the rights of individuals regarding their data. Takeaway Protecting customer data is a multifaceted challenge that demands a comprehensive and proactive approach.

Data Breach 278

Data Breach Regulatory Compliance Breach Encryption 278

The Payments Association

NOVEMBER 25, 2024

However, a pressing issue demands our collective attention: the de-risking practices that are inadvertently crippling legitimate money service businesses (MSBs) and empowering black-market alternatives. The PSR, tasked with promoting competition and innovation, has a statutory responsibility to ensure fair access to payment systems.

Risk 88

Risk Financial Crimes AML Financial Inclusion 88

Fintech Review

NOVEMBER 27, 2024

Alternative Credit Scoring Models Fintech companies use data beyond traditional credit scores, such as transaction histories, online reviews, and even social media presence, to assess risk. Tala assesses creditworthiness through smartphone data, while Kiva uses peer-to-peer lending to connect small businesses with global investors.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

VISTA InfoSec

JUNE 18, 2024

Conduct A Vulnerability Assessment Imagine your business as your house, but instead of gold jewelry, you have customer information and secret formulas on the computer. These cracks leave your fortress exposed. Vulnerability assessment allows you to understand your weaknesses before attackers exploit them. Outdated software?

Data Security 266

Data Security Security Encryption Cybersecurity 266

The Payments Association

FEBRUARY 10, 2025

Since vIBANs are often treated as extensions of master accounts rather than independent relationships, firms fail to apply appropriate risk assessment frameworks. Real-time monitoring tools must be implemented to detect suspicious patterns, while AI-driven risk assessments can help identify emerging threats in cross-border transactions.

IBAN 88

IBAN AML Master Account Due Diligence 88

Payments Dive

JULY 2, 2025

With the service, Balance assesses the risk of small and mid-sized businesses in real-time and offers instant financing at checkout to eligible merchants, according to the release. small and mid-sized merchants on the Chinese e-commerce platform Alibaba, according to a Thursday press release. division, said in the statement.

BNPL 96

BNPL Privacy B2B Settlement 96

Fintech Finance

JUNE 16, 2025

Pillar’s alternative credit-scoring model uses global credit insights and non-traditional data to solve this, assessing eligibility and helping users build a financial footprint from day one. Following the recent $53 million Series B funding led by Highland Europe, credit is the next frontier.

Underserved 72

Underserved Acquirers Credit Cards FinTech 72

The Payments Association

JUNE 16, 2025

Businesses cite a broad mix of motivations, from lower transaction fees and faster settlements to a lack of consumer demand. Still, a sector-specific evolution is shaped by education, infrastructure, and market demand, with adoption predicted to increase gradually over the next three years.

On-Demand 88

On-Demand Settlement Disputes Addressing 88

Fi911

MAY 22, 2025

This is especially important as consumers demand more clarity and accountability from financial service providers. Whether its adapting to new fraud prevention measures or meeting open finance requirements, banks and payment providers should prepare for increased compliance demands.

Payment APIs and Integration 66

Payment APIs and Integration Fraud Prevention Consumer Protection API 66

The Finance Weekly

FEBRUARY 22, 2025

Scenario Planning - Utilize AI-powered "what-if" modeling to assess financial outcomes and optimize strategies. Capacity Planning - Allocate personnel resources efficiently to meet operational demands. Demand & Supply Planning - Align supply chain operations with real-time demand forecasts. Who Its Meant For?

On-Demand 130

On-Demand Automation AI Assessments 130

Trade Credit & Liquidity Management

JUNE 25, 2025

In this data-driven economy, risk assessment demands more than simply evaluating whether a customer will pay their bills. Complex Supply Chains: With global and multi-tiered supply chains, companies need to assess not just their direct partners but also their partners’ partners.

Risk Assessment 52

Risk Assessment Regulatory Compliance Assessments Payment APIs and Integration 52

VISTA InfoSec

JUNE 19, 2024

Ransomware, a type of malware, is particularly destructive as it encrypts the victim’s data and demands a ransom for its release. Best Practices for Securing Video Communication Choose the Right Platform When evaluating different platforms, assess their security features comprehensively.

Risk 277

Risk Ransomware Phishing MFA 277

Fintech News

JANUARY 21, 2025

Artificial intelligence (AI) is also gaining traction, particularly for risk assessment and operational efficiency. Instead, open finance development is being driven by market forces, including consumer demand, fintech innovation, and competitive pressures among financial institutions. appeared first on Fintech Singapore.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Finance Weekly

DECEMBER 12, 2021

It's the most reliable way to get to the heart of your company's data demands and devise a strategy for the future. Whatever use cases the company has established, the finance professional's job is to assess the financial effect and return on investment of possible data initiatives in relation to the company's strategic objectives.

Use Case 227

Use Case Privacy Assessments Returns 227

Fintech News

JULY 2, 2025

Payment platforms , facing intense competition, have used these tools to maintain robust security while delivering the fast, frictionless experiences that customers demand. Toward a Smarter, Safer Future The evolution of fraud tactics demands a corresponding evolution in defense.

Fraud Prevention 77

Fraud Prevention Technology Checks Money Laundering 77

Fintech Review

MARCH 25, 2025

Nikos Andrikogiannopoulos, CEO of Metrika, emphasized the significance of the collaboration: “By bringing our technology together with Moody’s Ratings’ expertise in evaluating financial exposures, we demonstrated how digital asset risks can be quantified within traditional risk assessment systems.

Risk 52

Risk Assessments Risk Management Blockchain 52

Fintech News

JULY 7, 2025

Rather than evaluating businesses individually, the bank assesses an entrepreneur’s ventures as a group. OCBC Malaysia’s head of wholesale banking said a third of entrepreneurs who were offered principal loans opted into the programme, indicating strong market demand. billion across its key markets, building on the S$1.5

Non-Bank 99

Non-Bank Cash Management Assessments On-Demand 99

The Payments Association

JUNE 16, 2025

Simultaneously, it would entail trade-offs in security, user experience, and operational design that demand careful scrutiny across the industry. Key policy questions remain unresolved, including liability, privacy, and consumer demand. With only around one in eight Britons using crypto, widespread adoption is uncertain.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Fintech News

APRIL 27, 2025

Most, are on the heightened customer expectations, increasing regulatory demands, and intense competition from digital-native challengers. SaaS can help to level the playing field by allowing both incumbents and challengers to align their operations with market demands. The answer, however, is simple. The benefits are compelling.

APACS 111

APACS Compliance On-Demand Embedded Finance 111

The Finance Weekly

APRIL 25, 2022

Whether or not the worst is yet to come, organizations and government agencies (especially those responsible for critical infrastructure) must be ready for a potential escalation in cyberattacks, as well as consumer and stakeholder demands for privacy protections.

Finance 269

Finance Cybersecurity Risk Treasury 269

Fintech Finance

NOVEMBER 3, 2024

Affirm underwrites every individual transaction before making a real-time credit decision and only approves consumers following an assessment that evidences their ability to repay. Consumers demand payment choice, flexibility and transparency at checkout, and Affirm delivers all three.

Consumer 98

Consumer Economy Regulatory Compliance Payment Networks 98

The Fintech Times

NOVEMBER 22, 2024

These checks also often lack the granular, real-time insights into income and expenses that lenders need to assess customers fairly. By elevating customer experience and refining credit assessments, the use of open banking helps retailers foster stronger brand loyalty. On average, these consumers spend £1,012.55

BNPL 64

BNPL Assessments Rules Checks 64

The Payments Association

MARCH 18, 2025

Open data, in turn, enriches these offerings, enabling innovative credit scoring and risk assessment beyond traditional banking channels. By combining payment flows with broader financial datasuch as rental history, savings patterns, and income variabilitylenders can offer dynamic, real-time credit assessments.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Payments Dive

JUNE 11, 2025

However, in 2021 Shopify launched its own BNPL product, and in 2022, the company began assessing merchants a 1%-2% penalty “for every transaction processed through Sezzle or other third-party payment platforms,” according to the lawsuit. Nonetheless, Sezzle stock has jumped this year.

BNPL 78

BNPL Privacy Stablecoins On-Demand 78

The Payments Association

JUNE 16, 2025

Craig Savage Founder & CEO, FERO "There is growing consumer demand for secure payment solutions such as Pay by Bank, and merchants should be aware of this trend to remain ahead of the curve. Recent market data shows this demand is reaching a tipping point across Europe.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

Stax

DECEMBER 12, 2024

They enable secure, efficient in-store and online payment processing and offer flexible payment options that customers demand today. Merchant service accounts and how they work Merchant service providers assess your credit history, business type, and expected transaction volume during application. Mobile payment solutions.

Small Business 88

Small Business Online and Mobile Banking Volume Checks 88

Fintech News

MAY 15, 2024

Banking software company Temenos has announced a new sustainability benchmark for its cloud-native banking platform on Microsoft Azure, highlighting its efficiency in managing digital transaction demands while aiding banks in achieving sustainability goals.

On-Demand 112

On-Demand Assessments Process Regulations 112

The Payments Association

NOVEMBER 12, 2024

This urgency often leads organisations to choose vendors who claim to deploy solutions swiftly to meet compliance demands. First, assess the experience level of your development team. However, Armstrong warns that this desire for bespoke solutions can lead to miscalculation. “I have 10-14 years.

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Compliance 88

Fintech Review

JUNE 12, 2024

We explore the innovations in personalised insurance products, the role of IoT devices in data collection and risk assessment, and the challenges faced by established insurance companies integrating new technologies. On-Demand Insurance Another innovation is on-demand insurance, which allows customers to purchase coverage when needed.

Risk Assessment 96

Risk Assessment Regulatory Compliance Assessments Risk Management 96

The Finance Weekly

APRIL 12, 2022

Finance, as the governor of strategic conversations, must have a thorough awareness of the customers base demands, what motivates them to rely on your company, and what challenges you are solving for them. In this post, we'll go over a checklist of seven things a new CFO should accomplish in their first 90 days to help the company succeed.

Finance 245

Finance Process Accounts On-Demand 245

The Payments Association

MAY 3, 2025

To meet this demand, OpenPayd has expanded its licensing infrastructure to include virtual asset service provider (VASP) capabilities. Firms must build resilience, align with evolving regulations, and invest in practical innovation to stay competitive in a volatile landscape. Off-the-shelf datasets lack the necessary nuance.

Payment APIs and Integration 88

Payment APIs and Integration Cross-Border Embedded Finance Payments 88

Fintech News

NOVEMBER 6, 2024

The integration of ADVANCE.AI’s technology provides features such as real-time identity verification, fraud detection, and risk assessments, which help financial institutions meet regulatory demands securely. Brankas’ platform addresses key compliance requirements such as API standardization, authentication, and encryption.

Compliance 102

Compliance Payment APIs and Integration Fraud Detection Risk Assessment 102