The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. Electronic forms of authentication and identification help individuals to access these services smoothly and quickly.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Fintech Times

DECEMBER 24, 2024

BR-DGE offers our clients more than 400 payment methods and partner solutions through one API integration, enabling them to tap into improved transaction conversions and implement value-added services like personalised checkouts and smart transaction routing.

Payment APIs and Integration 59

Payment APIs and Integration On-Demand Acquirers Value Added Service 59

PYMNTS

NOVEMBER 23, 2020

Visa said its acquisition of YellowPepper, in turn, could help to reduce the cost by issuers and processors to launch new financial services, as well as paring back on the amount of time needed.

Payment APIs and Integration 133

Payment APIs and Integration Push-to-Card FinTech Cross-Border 133

Segpay

FEBRUARY 7, 2024

Payment service providers benefit from payment orchestration by gaining flexibility, efficiency, and adaptability in managing diverse payment methods. It helps PSPs offer value-added services (VAS) to their merchants and helps them stay ahead of the competition in the ever-evolving payments industry.

Payments Trends 110

Payments Trends Metaverse Digital Payments Payments 110

PYMNTS

OCTOBER 23, 2019

This means authenticating a consumer has turned into something of a tricky and delicate process. Two-factor authentication leveraging SMS (texting) is billed as more effective and slightly less irritating to consumers than passwords — but as an authentication method , it is increasingly not up to the task.

Authentication 48

Authentication Transactions Consumer Value Added Service 48

Fintech Finance

JULY 23, 2024

Through this partnership, Network will offer a variety of payment products and services including debit, credit and prepaid card hosting and processing as well as e-Commerce. The bank will also have access to a host of value-added services such as card fraud prevention, 3D Secure authentication, and card control solutions.

Digital Payments 97

Digital Payments Fraud Prevention Financial Inclusion Gateways 97

Fintech Finance

AUGUST 12, 2024

The platform’s features, such as tokenization and biometric authentication, enhance transaction security while offering users a convenient way to pay with their mobile phones. .” Samsung Pay adheres to global payment security standards and regulations, ensuring bank compliance and reducing compliance risks and potential penalties.

Digital Payments 98

Digital Payments Central Bank Contactless Payments Payments 98

The Fintech Times

JULY 24, 2024

Through this partnership, Network will offer a variety of payment products and services including debit, credit and prepaid card hosting and processing as well as e-commerce. The bank will also have access to a host of value-added services such as card fraud prevention, 3D secure authentication, and card control solutions.

Product 64

Product Fraud Prevention Value Added Service Financial Inclusion 64

The Fintech Times

MARCH 8, 2024

Through this partnership, Network will offer a variety of payment products and services including credit and prepaid card hosting and processing. The bank will also have access to a host of value-added services such as card fraud prevention , 3D secure authentication, and card control solutions.

Financial Inclusion 59

Financial Inclusion Fraud Prevention Value Added Service Gateways 59

Fintech News

APRIL 28, 2024

By leveraging, advanced technologies such as cloud computing, AI/ML, biometric authentication, anomaly detection algorithms, and real-time monitoring systems, banks can enhance their fraud detection capabilities, identify suspicious patterns, and mitigate risks more effectively.

AI 116

AI Innovation Financial Crimes Crime 116

PYMNTS

JANUARY 14, 2020

On a conference call with investors following the announcement, Visa CEO Al Kelly said that “Plaid opens up new market opportunities by significantly expanding Visa’s network capabilities,” adding that Plaid provides “a terrific platform for extending” Visa’s integrated payment solutions and value-added services.

FinTech 63

FinTech Payment APIs and Integration Value Added Service Cross-Border 63

The Fintech Times

DECEMBER 31, 2023

“Moreover, the emergence of the next generation of open banking payment solutions, some of which facilitate instant payments along with a range of value-added services, will also play a significant role. With our easy-to-use solution, users can pay directly from their bank account using their bank authentication.

Global Payments 124

Global Payments Online and Mobile Banking Alternative Payment Methods Instant Payments 124

Segpay

APRIL 16, 2024

This is most likely due to the EU requiring that businesses adopt SCA tools like 3DS to authenticate transactions for digital payments. Provide Exceptional Customer Service: Offer prompt and responsive customer support to address inquiries, complaints, and disputes effectively, reducing the likelihood of chargebacks.

Disputes 52

Disputes Address Verification System (AVS) Fraud Prevention Fraud Detection 52

PYMNTS

JUNE 8, 2016

The first transaction between Signicat , a digital identity service for banks, and CWBI , an Italian software provider, as part of the MyBank Identity Verification Pilot, took place on Tuesday (June 7).

Verification 40

Verification Value Added Service Authentication Regulations 40

PYMNTS

JUNE 20, 2018

But as Byrne told it, that older technology lacks the capability to handle value-added services, which are becoming more important for POS and payments products. Other value-added services also help POS service providers win over customers, including those with legacy systems.

Value Added Service 54

Value Added Service CHIPS Chip Cards Service Provider 54

Stax

AUGUST 20, 2024

As users conduct more transactions on a platform, a business can leverage the increased activity to introduce more value-added services and financial products, such as loyalty programs and personal credit solutions. Businesses can earn from both the sale of goods and services and transactions with applicable customer fees.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

M2P Fintech

JULY 28, 2023

Access Control Server (ACS) With our ACS system, banks can benefit from enhanced authentication measures that include two-factor authentication. Reconciliation Integrating with Recon360 , our standalone product enables seamless end-to-end reconciliation for transactions, payments, and value-added services.

Debit Card 52

Debit Card Payment APIs and Integration Reconciliation Online and Mobile Banking 52

FICO

AUGUST 23, 2021

There is an untapped opportunity to build financial literacy, empower those just beginning their banking lives, incentive or gamify good behaviors to promote financial wellness, and engage this demographic with value-added services. Intuitive but flexible customer journeys are required. CANADA FINDINGS: [link].

Accounts 52

Accounts Financial Literacy Value Added Service Research 52

Clearly Payments

AUGUST 1, 2024

This increased competition has benefited merchants by providing them with more choices and better terms for payment processing services. The EU’s Payment Services Directive 2 (PSD2) has also played a role in enhancing security and fostering innovation in online payments by promoting the use of strong customer authentication (SCA).

Process 52

Process Online and Mobile Banking Fraud Prevention Payments 52

PYMNTS

AUGUST 8, 2018

“Statistics indicate that consumers still trust their banks more than, for example, tech companies when it comes to their financial lives,” said Richard Bailey, SVP of engineering at Entersekt , a South Africa-based FinTech firm that focuses on mobile authentication and app security software.

FinTech 41

FinTech Community Banks Consumer Origination 41

PYMNTS

AUGUST 16, 2018

The move toward digital signatures in banking comes amid the current opportunity for FIs, in these early days of PSD2, to “leverage their relations with their clients by offering strong customer authentication to third-party providers above and beyond what is required by regulation,” the BBVA paper said. “By

Value Added Service 40

Value Added Service Economy Process Authentication 40

PYMNTS

OCTOBER 19, 2016

Passwords are still needed for authentication, but they can be entered with head movements, by touching or by staring at a virtual display for a couple of seconds. Ant Financial Services Group operates China’s largest online payments service, Alipay, and has over 450 million daily users.

Technology 70

Technology Value Added Service Consumer Participant 70

Stax

FEBRUARY 28, 2024

But this isn’t sufficient for enterprise-level SaaS companies that want to offer payment processing to their own customers as a value-added service. To add an extra layer of security, implement strong password policies and multifactor authentication for user access.

Payment APIs and Integration 88

Payment APIs and Integration Automation PCI DSS Best Practices 88

PYMNTS

APRIL 22, 2016

As cybercriminals become increasingly sophisticated, pure reliance on user authentication is no longer enough to keep the barbarians out of the gates. Regardless of the company, its industry, its customers or location, online fraud remains top of mind. PYMNTS: Where do you look for innovative ideas and why?

EMV 40

EMV Online and Mobile Banking Fraud Detection Processors 40

PYMNTS

JUNE 29, 2017

I would also expect that Apple will embrace other forms of biometric authentication in line with the trajectory of the EMV standard. And I anticipate they will make a play in offering merchant-driven payment acceptance, opening opportunities to add further value through strategic partnerships.

Push-to-Card 60

Push-to-Card Innovation Transactions Consumer 60

CB Insights

FEBRUARY 13, 2020

Stripe is powering online commerce for merchants of all sizes through its suite of payment services APIs. Additionally, Stripe offers value-added services like fraud prevention and analytics to save customers money. Goal 1: Broadly enable Online Commerce. Online & offline payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

PYMNTS

DECEMBER 11, 2018

“We’ve seen startups and tech vendors making efforts here,” he added. And the spread of cashierless checkout efforts comes amid advances in mobile payments and commerce, the use of QR codes and the rise of biometrics for consumer authentication and secure transactions. percent innovating to improve business analytics.

Online and Mobile Banking 68

Online and Mobile Banking Blockchain Venmo P2P 68

The Fintech Times

APRIL 1, 2025

Banks working toward open banking compliance often struggle to build secure authentication flows between third-party providers (TPPs) and their web and mobile apps, resulting in millions of IT dollars spent in building and maintaining these solutions.

Compliance 59

Compliance Regulatory Compliance Value Added Service API 59