Finovate

FEBRUARY 4, 2025

Giving the end user direct access to send payments instantly using FedNow marks a huge milestone in our efforts to enable a harmonious payments experience for our clients and the customers they serve.”

FedNow 59

FedNow Federal Reserve Push-to-Card Enrollments 59

The Fintech Times

JULY 16, 2025

“This transaction demonstrates our commitment to remaining at the forefront of digital identity innovation, constantly striving to offer our customers still more effective tools to fight fraud while improving digitisation journeys for their end users.”

Verification 45

Verification Acquirers End User Governance 45

The Fintech Times

NOVEMBER 16, 2024

“Our focus should be on targeted improvements that deliver tangible benefits to end-users while maintaining the stability and reliability that our existing payment infrastructure provides.” “The UK was a trailblazer in open banking, but progress has significantly stalled in recent years.

Returns 64

Returns Innovation Risk FinTech 64

Finextra

JULY 21, 2025

Home Announcements Payments LHV becomes first UK bank to join RT1 platform directly External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Payment APIs and Integration 52

Payment APIs and Integration Cross-Border Cross-Border Payments Correspondent Bank 52

Finextra

JULY 16, 2025

If a user clicking on a link is enough to take down an organization, it means that secure email gateways, URL filtering, endpoint detection, VPNs, firewalls, DLP, network segmentation, etc., Faulting the end user camouflages a more profound reality: our defense-in-depth is not deep enough. have all been outsmarted.

Security 71

Security Payment APIs and Integration Risk Management Stablecoins 71

Finextra

JUNE 5, 2025

Without insight into the end-user experience, problems often go undetected until they escalate into serious disruption. External This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. It expresses the views and opinions of the author.

Compliance 52

Compliance Product Finance Payment APIs and Integration 52

PYMNTS

NOVEMBER 21, 2018

By its very nature, the market of cross-border payments presents a significant opportunity for financial authorities around the world to collaborate as they make it easier for money to move between each others’ markets. Payments infrastructure[s] have rapidly improved over the last few years.

Authorization 49

Authorization Cross-Border Payments Correspondent Bank Cross-Border 49

The Fintech Times

FEBRUARY 26, 2024

.” Consumers will not see big changes Anish Kapoor, CEO, AccessPay Looking at the impact of CBDCs from a consumer’s perspective, Anish Kapoor , CEO, AccessPay , the bank Integration-as-a-Service provider, did not think users would notice a radical transformation.

Cross-Border Payments 145

Cross-Border Payments Cross-Border Digital Currency Central Bank 145

Fintech News

MARCH 6, 2024

This framework benefits not only service providers but also end users by promoting wider accessibility and faster implementation of security solutions. The project adheres to the GSMA Open Gateway framework, a global standard designed to ensure seamless integration and widespread adoption across various mobile networks.

Scams 111

Scams API Mitigation Phishing 111

The Paypers

NOVEMBER 23, 2021

Identity verification company Trulioo has announced it received authorisation from the German Commission for the Protections of Minors in the Media to verify the ages of end users looking to access age-restricted online content.

Authorization 46

Authorization End User Verification 46

Fintech Finance

JULY 2, 2024

This is part of Swiss4’s recently launched application that combines financial services and high-end lifestyle management, the first of its kind in Switzerland. With Marqeta’s platform, Swiss4 can swiftly design and introduce novel payment features, continually enhancing the end user experience.

Embedded Finance 97

Embedded Finance Non-Bank SWIFT End User 97

PYMNTS

AUGUST 13, 2020

PAAY said its EMV 3DS offering lets merchants decrease chargeback costs, bolster authorization rates and maintain compliance as they provide an easy as well as frictionless experience for users. PAAY also announced that it had appointed Adam Gluck to be the company’s first chief product officer (CPO) and chief technology officer (CTO).

EMV 99

EMV Technology Authentication Visa 99

PYMNTS

APRIL 2, 2019

The APIs are used to share bank data among various financial industry players and should, ultimately, spur competition and new product development that benefits the end user. They all do consent and authorization in different ways,” he explained to PYMNTS. is authorized in the U.K.

Online and Mobile Banking 66

Online and Mobile Banking Authorization API End User 66

PYMNTS

JANUARY 14, 2021

The Saudi Arabian Monetary Authority (SAMA) is introducing an open banking policy to advance digital innovation in the financial services sector. Saudi Arabia’s central bank said the plan is for open banking to go live in the first half of 2022.

Innovation 90

Innovation Financial Inclusion Central Bank Participant 90

Fintech News

FEBRUARY 19, 2024

Rohit highlighted key trends including forward-looking regulatory regimes, such as the Monetary Authority of Singapore (MAS), which enables tech players to operate under regulatory oversight, fostering innovation and competition. Visa Cross-Border Solutions navigates technology and regulatory frameworks to overcome these hurdles.

Cross-Border 119

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 119

Fintech Finance

JULY 1, 2024

In recent months, the ECB has agreed on the technical features required to guarantee that online digital euro transactions will provide an even higher privacy standards than current digital payment solutions, while still ensuring robust end-user protection against fraud.

Legal Framework 98

Legal Framework Money Laundering Online and Mobile Banking Central Bank 98

PYMNTS

APRIL 20, 2020

Earlier this year, Basware announced updates to its Basware Purchase software in order to allow clients more spend visibility and better user adoption. The company said the improved version implements two unique layers of user authorization — simplified and restricted — specifically made for end users who are not procurement experts.

Process 72

Process End User Automation Volume 72

PYMNTS

MARCH 9, 2018

The solution is designed for treasury and FinTech applications, OANDA noted, and aims to enhance those apps’ ability to enhance cash flow, reduce FX risk exposure and increase FX visibility to end users. “As

API 70

API Cross-Border End User Treasury 70

PYMNTS

FEBRUARY 20, 2020

The APIs let programs, perhaps with disparate functions, talk to one another, exchange data and offer up enhanced, centralized information and services to end users. APIs hold a special appeal, then, in helping construct the seamless experience that merchants and other stakeholders need to deliver to end users.

API 69

API End User Legal Interoperability 69

Open Banking Excellence

NOVEMBER 14, 2023

In Singapore, the Monetary Authority has taken inspiration from the regulatory landscape here which enabled innovation here in the UK and EU. Whether evolution or revolution, the future of finance promises exciting possibilities for both industry players and end-users alike. The post Evolution or Revolution?

Non-Bank 130

Non-Bank Rules Authentication Regulations 130

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

PYMNTS

AUGUST 20, 2020

. “We thoughtfully selected this diverse group with industry experts from across the full spectrum of the payments ecosystem including financial institutions, payment network operators, technology providers, and business end users,” said FPC Board Chair Michael Bilski in a statement.

RTP 101

RTP Phixius FPC NACHA 101

PYMNTS

JANUARY 30, 2020

The Finnish electronic invoicing and source-to-pay firm Basware has launched an updated edition of Basware Purchase to help its business clients boost user adoption while achieving 100 percent spend visibility and increasing return on investment (ROI), the company announced on Thursday (Jan.

End User 52

End User Blocks Agreements Returns 52

The Fintech Times

JUNE 20, 2024

The Indonesian Financial Services Authority (OJK) has strengthened regulations on consumer and public protection in the financial services sector this year. Similarly, the Hong Kong Monetary Authority (HKMA) updated anti-money laundering and counter-terrorist financing guidelines in May 2023 to enhance safeguards.

Compliance 59

Compliance Process APACS Money Laundering 59

PYMNTS

FEBRUARY 19, 2020

According to Shultz, all of the components of the payments ecosystem must work together to develop real-time payment products and services, with an emphasis on easy onboarding and an elevated end-user experience for corporates and small businesses. “There is less time to apply traditional fraud techniques,” said Shultz.

Real Time Payments 114

Real Time Payments Visa Payer Payments 114

PYMNTS

DECEMBER 19, 2019

But in markets such as Russia , complexity reigns, and merchants must grapple with data storage laws, unfamiliar payment rails and the payment preferences of their targeted end users. Goodenough told PYMNTS that authorization rates have been lower than transactions processed domestically. “If

Digital Payments 52

Digital Payments Cross-Border Cross-Border Settlement Online and Mobile Banking 52

The Fintech Times

APRIL 22, 2024

The key to Web3 development focuses on providing a user-friendly interface and experience for decentralised applications. It’s common for end-users to interact with Web3 applications instead of the blockchain directly. Institutional investors are entering the industry, driving regulation at speed.

Finance 130

Finance Blockchain Cryptocurrency Regulations 130

PYMNTS

APRIL 18, 2018

On Monday (April 16), a Russian court made it easier for the government to block Telegram after its creators refused to turn over access to its users’ encrypted messages. In 2016, the Kremlin supported an anti-terrorism law that required authorities to be given backdoor access to encrypted applications. Petersburg last year.

Blocks 43

Blocks Encryption Authorization Addressing 43

PYMNTS

AUGUST 14, 2018

The focus is on DirectID users, who can now connect to major U.K. The combination means that the end users will be able to manually adjust their portfolios and view simulated results. banks, spanning HSBC and Lloyds Banking Group, among others. push comes even as the U.K. stock markets.

FinTech 75

FinTech API Cross-Border Bots 75

Fintech Finance

JANUARY 31, 2024

The move means PXP Financial can manage a GooglePay integration, in both web and native applications, as well as securely process transactions by decrypting the payment data and authorizing with acquirer directly. GooglePay is a fast, simple way to pay on sites, in apps, and in stores using the cards saved to the users’ Google account.

Service Provider 52

Service Provider Payment Service Provider (PSP) Alternative Payment Methods Gateways 52

PYMNTS

OCTOBER 22, 2018

According to the release, the interactions are done in real time, and the end users are able to navigate, select and apply for new credit cards with instant approval. They can use the digital card instantly for online commerce and manage the card using mobile devices.

Credit Cards 51

Credit Cards Online and Mobile Banking Card Issuer End User 51

PYMNTS

JANUARY 22, 2020

In tandem with this new era of data sharing, India is creating the Data Protection Authority , which will be tasked with rulemaking and deciding which companies are covered by the new data protection laws and which are exempt. And once the law is official in India, the country will take its place alongside the U.K. and Australia.

Laws 56

Laws Payments Data Non-Bank End User 56

The Fintech Times

SEPTEMBER 9, 2024

Research author Matthew Purnell remarked: “VRPs provide a service not easily replicable beyond A2A, boosting A2A’s potential. An A2A-specific solution where customers connect authorised payment providers to their bank account, VRPs facilitate agreed recurring payments on the customer’s behalf, within set limits.

Research 59

Research Transactions Instant Payments FedNow 59

PYMNTS

NOVEMBER 24, 2020

Bank is now a part of the Akoya Data Access Network, which aims to provide end users with greater control over their data and the third-party platforms with which they share it. In a statement, U.S.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

PYMNTS

DECEMBER 4, 2019

As has been noted by The Wall Street Journal, the People’s Bank of China (PBoC) and government authorities (through the Shanghai office of China’s financial regulator) have said that they will continue a crackdown on exchanges that has stretched out over two years. Those firms will help distribute the cryptocurrency to end users.

Digital Currency 55

Digital Currency Bitcoin Money Laundering Cryptocurrency 55

The Fintech Times

JULY 3, 2024

By using the Marqeta platform, Swiss4 hopes to swiftly design and introduce novel payment features, continually enhancing the end-user experience. The news comes shortly after Swiss4 launched an application combining financial services and high-end lifestyle management, the first of its kind in Switzerland.

Embedded Finance 59

Embedded Finance Payments Non-Bank BNPL 59

PYMNTS

FEBRUARY 6, 2020

The latest offering, which streamlines recharging efforts, does a few things concurrently: It helps keeps individuals in India using their mobile devices, which in turn keeps them transacting over these same devices, which in turn cements relationships between end users and, well, Google, of course.

Digital Payments 71

Digital Payments Federal Reserve Payments FedNow 71