Fintech Finance

JULY 2, 2025

Offering installments has enabled the company to cater to a Brazilian preference and habit of splitting payments — both consumers and businesses — and overcome challenges related to lower purchasing power in emerging markets compared with more developed economies.

B2B 52

B2B Payments Cross-Border Credit Cards 52

Fintech Finance

DECEMBER 17, 2024

The Digital Future Forum highlighted the evolving preferences and behaviors of Vietnamese consumers. Increasingly drawn to international travel, luxury purchases, and digital transactions, Vietnamese consumers are part of a strong trend towards experiential consumption.

Payments Trends 97

Payments Trends Cross-Border AI Payments 97

Finextra

JUNE 11, 2025

No longer just a fintech novelty, it is a cornerstone of the new digital economy—driving shifts in consumer behaviour, altering merchant ecosystems, and compelling banks and PSPs to rethink their roles. Visibility vs. Velocity: Financial Awareness in the Digital Age Digital payments introduce both clarity and opacity in consumer finance.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

Fintech News

JANUARY 26, 2025

This shiftis not merely a matter of convenience; it is emblematic of an increasingly complex convergence between state-of-the-art technology, consumer desires for seamlessness, and the regions particular socio-economic landscape. Open banking APIs has the potential bolster B2B payments in the region.

Payments Trends 128

Payments Trends Payment APIs and Integration Embedded Finance Cross-Border 128

Payments Dive

JUNE 10, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Fiserv CEO embraces stablecoins The processor is developing an infrastructure that would let its merchant customers make use of the digital assets, Mike Lyons said.

Stablecoins 180

Stablecoins Cryptocurrency Cross-Border Payments Cross-Border 180

Tearsheet

JANUARY 9, 2025

However, B2B transactions in embedded payments are more challenging and don’t flow as easily as B2C ones. B2B is anything but seamless, Daniel Artin, Head of Fintech Partnerships at Boost Payment Solutions told PYMNTS. While B2B embedded payment solutions are making progress, some hurdles remain: 1.

Embedded Payments 59

Embedded Payments B2C B2B Payment APIs and Integration 59

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.

Process 105

Process ISOs Credit Cards Online and Mobile Banking 105

Clearly Payments

JANUARY 15, 2025

Customer Expectations In 2024, around 82% of American consumers preferred to pay by card, digital wallet , or other electronic means, according to a Federal Reserve survey. Example: For B2B and B2G (government) transactions, providing additional data like invoice numbers and purchase order info can lower your rates.

Process 105

Process Processors Gateways Push-to-Card 105

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

Fintech News

APRIL 29, 2025

The initiative aims to enable secure, seamless transactions through generative AI agents across consumer and business platforms. It also plans to collaborate with other AI platforms and tech providers such as IBM, whose watsonx Orchestrate product will help support B2B applications.

Visa 86

Visa AI Credential Contactless Payments 86

Finextra

JUNE 10, 2025

As consumers express interest in paying with digital assets, businesses see a means of gaining a larger customer base. A Shift in Retail Payments Consumer desire to use crypto at checkout is growing fast. Worldpay forecasts that crypto spending worldwide will more than double by 2030, from $16 billion to $38 billion.

Settlement 52

Settlement Gateways Payments BNPL 52

Fintech Finance

OCTOBER 29, 2024

Visa is an early mover in virtual card push-to-wallet, recognizing the importance of creating seamless, digitally native B2B payment experiences that mirror the consumer ones we have all come to expect.

Push-to-Card 98

Push-to-Card B2B Payment Solutions Economy 98

The Fintech Times

JUNE 20, 2025

Corporates with large merchant networks are set to greatly benefit from the latest partnership between Toqio , the B2B platform for building and orchestrating embedded finance solutions, and Adyen , the global fintech platform for businesses.

Embedded Finance 45

Embedded Finance Finance Large Merchants Embedded Payments 45

Payments Dive

JUNE 30, 2025

The long-running antitrust cases date to 2005 when merchants sued Visa and Mastercard over alleged violations with respect to setting the interchange rates that retailers, restaurateurs and other merchants pay when consumers use a Visa or Mastercard-branded card. You can unsubscribe at anytime. By Lynne Marek • Aug. By Lynne Marek • Aug.

Visa 120

Visa Settlement Push-to-Card Privacy 120

Fintech Finance

JANUARY 7, 2025

Its global network reaches more than 1 million consumers worldwide, spread across over 160 countries. The new STICPAY features come at a time when cross-border transactions are increasing rapidly, with FXC Intelligence estimates putting the consumer-to-consumer market size at US$1.8 trillion in 2023.

Cross-Border Payments 96

Cross-Border Payments Cross-Border Payment Gateways Gateways 96

The Fintech Times

JULY 1, 2025

MPS powers secure, real-time fund movement in B2B, B2C, and embedded finance contexts. By enriching transactions with contextual data, real-time insights, and loyalty features, it aims to transform routine payments into value-added experiences that drive customer satisfaction and retention.

Mobile Payments 59

Mobile Payments API Payment Solutions Embedded Finance 59

Finextra

JUNE 14, 2025

The company operates a massive global network that quietly powers transactions for billions of consumers and millions of businesses, across over 210 countries and territories. In an era where digital payments are surging and new technologies like artificial intelligence are redefining commerce, Mastercard’s role has never been more crucial.

Visa 52

Visa Gateways AI Value Added Service 52

Fintech Finance

MARCH 7, 2025

The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. How do consumer payment preferences vary across Latin American countries, and why? trillion by 2027. Mexico 6.4.

Digital Payments 96

Digital Payments Payments Debit Card Online and Mobile Banking 96

Fintech Finance

APRIL 7, 2025

” “At Mastercard, we believe in the power of collaboration to build a robust infrastructure and drive positive change that not only benefits businesses and consumers but also contributes to a more inclusive and sustainable future for Egypt.

Visa 85

Visa Digital Payments Payment Solutions Payments 85

Fintech News

DECEMBER 19, 2024

While this is exciting for consumers, who enjoy greater convenience, it also translates into growing complexity for merchants, who must navigate an increasingly complex and fragmented landscape in which payment preferences vary widely from country to country from Alipay in China to UPI in India and e-wallets like DANA and GoPay in Indonesia.

APACS 111

APACS Payments Alternative Payment Methods Credit Cards 111

Clearly Payments

JULY 12, 2025

Conversely, slowdowns in GDP can signal tighter consumer spending, lower business investment, and reduced demand for financial services. Because GDP drives consumer spending, business investment, and ecommerce activity, all of which generate payment transactions. Why does this matter for the payments industry? In 2020, U.S.

Payments 66

Payments Volume ACH On-Demand 66

Fintech Finance

JUNE 16, 2025

This latest research from Visa’s Money Travels series highlights consumer expectations for speed, security, and low fees when transferring funds across borders. “As digital remittances become more prevalent, transparency and customer satisfaction will be essential to meet evolving consumer expectations.”

Stablecoins 59

Stablecoins Checks Privacy Security 59

Tearsheet

FEBRUARY 20, 2025

Launched earlier in 2024, this B2B solution brings all technology and transaction touchpoints under one provider: J.P. An example of the banks embedded banking solutions is JPM Payments partnership with SalonCentric, LOrals B2B marketplace. Take, for instance, JPM Payments full-stack omnichannel solution. Morgan Payments.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

Fintech News

APRIL 23, 2025

Its offerings span consumer lending, credit cards, payments, remittances, wealth management, and B2B services. Yanan Wu, Surfin provides digital financial solutions for unbanked and underbanked communities in emerging markets.

Cross-Border 92

Cross-Border Underserved Credit Cards B2B 92

Stax

MARCH 13, 2025

A survey by Forbes Advisor also revealed that 33% of consumers prefer to use credit cards as they’re safer than carrying cash. To improve the payment experience for consumers, card networks must innovate and incorporate the latest technologies. However, this convenience comes at a cost, mainly for businesses.

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Finextra

JUNE 13, 2025

The Rise of Payment Tokenisation To address this growing threat, an additional and effective approach is gaining traction in B2B payments security: payment tokenisation. 08 May See all Opinions from James More expert opinions Neil O'Connor CTO, Experian Consumer Services at Experian London Tech Week 2025: Spotlight on the U.K.’s

Data Security 59

Data Security Payments Data Security ISO 20022 59

Fintech Finance

JANUARY 16, 2025

Guavapay’s flagship products, MyGuava (B2C) and MyGuava Business (B2B) payment apps offer users to open accounts in over 20 currencies, including GBP, USD, and EUR. With these accounts, users can send local and international real-time payments at competitive fees.

Innovation 98

Innovation Technology Multi-Currency Payment APIs and Integration 98

The Fintech Times

JUNE 25, 2025

Global B2B payment provider p ayabl. ” Consumer attitudes to the checkout While on stage at Reflect Festival, Oliveira shared findings from a survey of over 1,000 consumers to uncover their attitudes towards different checkout experiences, and understand their ideal checkout characteristics, as well as their non-negotiables.

Global Payments 59

Global Payments Payments Settlement Product 59

Fintech Finance

MAY 20, 2025

Beyond fraud, more than half of respondents (57 per cent) said faster, more efficient payments should be a key focus for the new regulator, alongside consumer protection (49 per cent). “With the flexibility provided by APIs and embedded finance, B2B payment providers can now manage licences and compliance on their behalf.

Risk 96

Risk Finance Embedded Finance Security 96

Fintech Finance

APRIL 3, 2025

And for merchants, this opens up new opportunities to reach millions of Nigerian digital consumers and collaborate with us to build reward-driven experiences that boost loyalty and sales.” ” Alongside the standard debit card, PalmPay is also rolling out PalmPay Premium, a new reward scheme and card designed for high-volume users.

Debit Card 52

Debit Card Payment APIs and Integration FinTech Online and Mobile Banking 52

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI billion Razorpay, founded in 2014, simplifies B2B digital payments with its API-based payment gateway for businesses. billion insurtech Matrixport 1.05

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

The Fintech Times

MARCH 4, 2025

But this will only happen once consumers see the benefits of using a technology like this, and have a desire to acquire it. There is a lot of space for innovation in the B2B sector. In Brazil there are extremely high levels of phone and internet penetration – this is not always the case in places like Mexico and Colombia.

Real Time Payments 64

Real Time Payments Financial Inclusion Cross-Border Central Bank 64

The Fintech Times

DECEMBER 20, 2024

Taking a step towards achieving this goal, it has partnered with Boost , the business-to-business (B2B) commerce platform, to drive the growth of firms operating in last-mile fast-moving consumer goods (FMCG) distribution networks.

Visa 59

Visa Small Business Economy Finance 59

Payments Dive

JUNE 20, 2025

Deep Dive Opinion Library Events Press Releases Topics Sign up Search Sign up Search Retail Banking Restaurants Regulations & Policy Risk Technology B2B An article from Dive Brief Tensec raises $12M to boost growth Meanwhile, other cross-border payment firms have raised millions in recent weeks to bolster their international expansion.

Cross-Border Payments 88

Cross-Border Payments Cross-Border Privacy Settlement 88

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. million consumers reported fraud incidents last year, roughly the same as in 2023, according to the FTC. You can unsubscribe at anytime. Registered in England and Wales. TechTarget, Inc.s

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

Stax

JUNE 23, 2025

Automation and efficiency By automating ACH payment processing, businesses can eliminate time-consuming manual processes like uploading CSV files or logging into a bank portal. Q: Can ACH API be used for B2B transactions? Q: What are the advantages of integrating ACH API into my business? Q: Can ACH API handle employee payroll?

ACH 88

ACH API Payment APIs and Integration ACH Network 88