PYMNTS

JANUARY 26, 2021

marked its third anniversary of adopting its open banking framework, making it the leading market to drive the concept of unlocking customers’ bank account data for integration with third-party solution providers. The partnership, which will see the bank adopting its B2B payments platform to finance trade of its corporate customers.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

DECEMBER 1, 2019

Small business accountants have said they are now forced to manually transfer data between payroll and human resources solution providers Gusto and Zenefits after the two companies abruptly ended their application programming interface (API) integration, AccountingToday reported.

Disputes 81

Disputes API Security Payroll 81

PYMNTS

SEPTEMBER 23, 2020

In the journey to improve the payments experience, sometimes the best user experience (UX) is an unnoticeable one. Key to achieving this goal is data integration, yet in markets where open banking frameworks aren't as advanced as jurisdictions like the U.K., A Better Payments Experience. Making Payments Invisible.

Non-Bank 126

Non-Bank Payment APIs and Integration Debit Card Push-to-Card 126

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

PYMNTS

DECEMBER 3, 2020

While FinTech innovators continue to drive competition with a focus on product functionality and an optimal end user experience, businesses are often forced to use outdated tools, according to Frank Dux , managing director of CoCoNet. The Drive To Upgrade. It can be much easier for banks to buy out-of-the-box solutions," he said.

Payment APIs and Integration 105

Payment APIs and Integration End User B2B API 105

PYMNTS

APRIL 16, 2018

Foursquare is offering small businesses (SMBs) and startups access to its geolocation API, according to VentureBeat reports on Friday (April 13). Now, Foursquare is extending this service to SMBs via its Places API for Startups.

API 74

API On-Demand End User B2B 74

Fintech Finance

JULY 9, 2024

Through its wire transfer API, Galileo connects fintechs partnering with Community Federal Savings Bank (“CFSB”) with Fedwire via sponsor bank CFSB. This service is in high demand for businesses and consumers that need immediate and secure transactions, for example, large transactions such as a home sale, tuition payments or vendor payments.

Wire Transfer 97

Wire Transfer Wires Wire FedWire 97

The Payments Association

NOVEMBER 20, 2024

Companies that fail to integrate financial services into their ecosystems risk falling behind. Embedded consumer payments have already proven the transformative power of embedded finance, streamlining transactions, boosting conversions, and fueling revenue growth. This isn’t a peripheral add-on; it’s the future of commerce.

Embedded Finance 88

Embedded Finance Use Case B2B Finance 88

PYMNTS

DECEMBER 26, 2018

Rather, banks around the globe began to understand the potential value in opening up customer data to third-party players, and with more bank APIs emerging in 2018, the year saw a surge in data sharing. Finserv Embraces The API. “I I think for our industry, APIs are a very positive innovation,” said Hubert J.P.

B2B 70

B2B Payment APIs and Integration API Small Business 70

Fintech News

FEBRUARY 19, 2024

The conversation delved into the transformation journey of Currencycloud into Visa Cross-Border Solutions , a foreign exchange and cross-border payments solution within Visa, and how it addresses the challenges of cross-border payments in today’s fintech landscape.

Cross-Border 117

Cross-Border Cross-Border Payments Multi-Currency Payment APIs and Integration 117

PYMNTS

AUGUST 20, 2020

The coronavirus pandemic was an unanticipated disruption for every business, but for organizations that remain mired in paper, it became what Dave Robertson , managing director of payment advisory services at Deluxe , described as “the ultimate stress test.” A Gradual Process. Killing Friction With Data.

Payment APIs and Integration 104

Payment APIs and Integration Automation B2B API 104

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

PYMNTS

MARCH 9, 2018

Foreign exchange solutions company OANDA is enhancing its application programming interface (API) that opens up its foreign exchange (FX) technology to third-party apps. The company announced news on Thursday (March 8) that its Exchange Rates API has been updated to include real-time FX rates.

API 70

API Cross-Border End User Treasury 70

PYMNTS

JANUARY 15, 2021

Investors continue to fuel the growth of the B2B technology startup community with another busy week in funding. In total, investors placed nearly $600 million for firms in the B2B payments, T&E, financial management and other B2B spaces. B2B payments FinTech Qolo has announced a $3.8

Embedded Finance 67

Embedded Finance B2B Finance Payment APIs and Integration 67

PYMNTS

FEBRUARY 28, 2020

As B2B FinTech firms continue working to break down silos, and ease the numerous friction points of the B2B payments process for both buyer and seller, the opportunities for data integration are vast. “This combination increases data accuracy, and shortens payment cycles.”

Automation 83

Automation Payment APIs and Integration B2B Accounts 83

Tearsheet

OCTOBER 2, 2024

Morgan have recently announced a partnership aimed at facilitating the transition from checks to digital payments for major banks in the United States. This collaboration has resulted in the launch of Codat’s new Supplier Enablement API product, designed to increase virtual card usage, with J.P. Stephen Markwell, J.P.

B2B 59

B2B Checks Payment APIs and Integration Push-to-Card 59

PYMNTS

JANUARY 12, 2021

These days, with the emergence of the cloud, open banking and application programming interfaces (APIs, the moniker “as-a-Service” applies to pretty much any business function that is now able to be outsourced to a third party. Technology brings the concept of flexible payments into reality. Flexibility is Key.

Payment APIs and Integration 61

Payment APIs and Integration Payments B2B Money Laundering 61

PYMNTS

DECEMBER 30, 2020

And a simple approach, said Shields, involves a clickable app that provides the benefits of automation and integration with service providers. And FIs want to service as many of their customers as possible with integrated, embedded solutions, regardless of the ERP or accounting system the corporate client uses. Many-To-Many Markets .

Payment APIs and Integration 97

Payment APIs and Integration Treasury Reconciliation API 97

PYMNTS

DECEMBER 8, 2020

million in a funding round to go toward the startup's goal of providing a way for third parties to integrate banking services through an application programming interface (API), according to a report from TechCrunch. Unit has raised $18.6

Payment APIs and Integration 60

Payment APIs and Integration End User API Checks 60

PYMNTS

JANUARY 27, 2021

The concept of embedded banking has opened up a new frontier for financial service providers to drive holistic, elevated experiences for end-users. But the continued evolution of FinTech has made integration far more accessible, and today, it’s up to those FinTech providers to facilitate connectivity.

Payment APIs and Integration 115

Payment APIs and Integration On-Demand End User Treasury 115

PYMNTS

AUGUST 20, 2020

New research says businesses are eager to make the leap into real-time payments (RTP) — and to embrace new payment rails in their effort. A new survey from Citizens Bank says businesses are jumping into the real-time payments opportunity. Faster Payments Council Announces Board Advisory Group. This week, the U.S.

RTP 101

RTP Phixius FPC Payment APIs and Integration 101

PYMNTS

SEPTEMBER 7, 2018

For businesses, slow payments are more than a simple headache. When payments are not delivered on time, they can harm a company’s finances and can put a strain on business relationships. Given the stakes, it’s little wonder why real-time disbursements technology is gaining popularity in the B2B payments space.

B2B 40

B2B Payment APIs and Integration Real Time Payments Online and Mobile Banking 40

PYMNTS

APRIL 17, 2020

Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. Connecting Accounting to Payments. Further, APIs can facilitate collection of this data in real time throughout the day, rather than overnight or at periodic times during the month.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead. ThinCats Links Up With Open Banking FinTech Salt Edge. In the U.K.,

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business FinTech 88

CB Insights

NOVEMBER 21, 2019

Companies in this subcategory (1) provide technology to accounting and tax, bookkeeping, and expense management players, or (2) leverage technology to provide these services directly to end-users. APIs) directly to end-users. HR, payroll, and benefits.

FinTech 93

FinTech End User Online and Mobile Banking Payment APIs and Integration 93

PYMNTS

MARCH 2, 2020

FinTech innovation has opened the floodgates for a stream of new platforms and products designed to help small businesses and corporates more efficiently manage money and make payments. Bridging the Payments Divide. Payments, and more specifically, initiating a transaction, can be a bit more difficult to accomplish.

Accounts 56

Accounts Innovation Payment APIs and Integration Payments 56

PYMNTS

JANUARY 21, 2020

While Open Banking initiatives and data integrations between banks and FinTech firms have begun to target corporate and small business (SMB) end users, new research out of the U.K. HSBC Targets Treasurers With APIs. In an announcement , HSBC revealed the launch of its Treasury APIs for corporate clients across 27 markets.

Continuity 60

Continuity Payment APIs and Integration FinTech Small Business 60

PYMNTS

AUGUST 14, 2018

A bit wider in scope, the August edition of the B2B API Tracker took note that banking APIs are “becoming especially prevalent” in the U.K. Among the more recent initiatives bowing in that region is Metrobank’s introduction of a designer portal that will let third parties create services that will rest on top of bank APIs.

FinTech 75

FinTech API Cross-Border Bots 75

PYMNTS

FEBRUARY 3, 2020

That means financial functions beyond banking are taking advantage of application programming interface (API) data integrations, with productivity gains particularly large for business end-users of these products and services. Unlocking Data, Unlocking Opportunities.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

PYMNTS

JULY 4, 2018

The B2B payments market is already enjoying a solid year, thanks to some of the biggest names in payments and FinTech taking a solid stance in the space. PYMNTS takes a look back at some of the most popular B2B payments stories of the year so far. Mastercard Sent Steps Into B2B. Visa Buys Fraedom.

B2B 40

B2B Payment APIs and Integration Push-to-Card Visa 40

PYMNTS

JANUARY 17, 2018

Banks’ existing offerings have also been plagued by “very low enrichment of data,” Juul added, “and on top of this, a low focus on the ‘digital end-user experience.'” APIs Add Fuel. ” That’s not to say that corporates should shift away from their banks altogether, however.

FinTech 74

FinTech Payment APIs and Integration Push-to-Card API 74

PYMNTS

NOVEMBER 15, 2018

Banks face a new challenge in the open banking age: How do they best use application program interfaces (APIs) to collaborate with FinTech firms and deliver new services to clients? The API economy offers traditional banks several opportunities for innovation. An API-Based Plan For The Future. Connecting Cores To The Cloud.

Payment APIs and Integration 76

Payment APIs and Integration API Innovation Regulations 76

PYMNTS

MARCH 16, 2018

The financial services industry’s sudden support for application programming interfaces (APIs) has people talking about the power of data sharing. s Open Banking initiative encourage API development and adoption, with industry players acknowledging the technology’s ability to efficiently comply with data sharing rules.

Treasury 53

Treasury Payment APIs and Integration API Treasury Management 53

PYMNTS

JUNE 12, 2019

It’s another story in the financial services community, of course, where banks and FinTech firms have accelerated their embrace of the application program interface (API) to open up data and unlock new product development opportunities for end users — from individual consumers to multinational corporates.

Overlay Service 54

Overlay Service Payment APIs and Integration Payer B2B 54

PYMNTS

OCTOBER 29, 2020

The solution, which secured about 20,000 SMBs to pilot the technology in the last year, provides deposit account and payment solutions that aim to compete with traditional banks that, as CEO and Co-founder Eyal Lifshitz described, "nickel-and-dime" businesses. Its APIs also support account verification and payment capabilities.

CFPB 81

CFPB Consumer Financial Protection Bureau (CFPB) Payment APIs and Integration Financial Crimes 81

PYMNTS

NOVEMBER 13, 2019

Paying suppliers in the ways they prefer, and through tech-driven platforms, means buyers cement strong supplier relationships by helping their critical business partners streamline payment receipt and reconciliation, which are still major pain points for most organizations. Security, of course, remains a critical concern.

Automation 46

Automation API Payment APIs and Integration Email Compromise 46

Fintech Finance

MAY 2, 2024

Orum , the simplest API for fast, reliable payments, today announced the launch of No Code Verify, which helps businesses and institutions determine whether a bank account is open and valid before initiating payments — all without integrating an API.

Verification 52

Verification Payment APIs and Integration Same Day ACH Accounts 52