My Payment Savvy

AUGUST 10, 2025

Looking for ways to cut processing costs? Running a subscription service, dealing with high-risk transactions, or just wanting more control over your payment processing? Do the math on a $500 subscription payment – that’s the difference between paying $2 and paying $20 in processing fees.

Alternative Payment Methods

EBizCharge

MAY 1, 2025

If the dispute is resolved in favor of the customer, the merchant is charged a fee to cover the processing cost of reversing the transaction. These higher data levels are primarily available to B2B and B2G (business-to-government) merchants that process corporate, purchasing, or government cards.

Credit Cards

Cardfellow

JULY 16, 2025

Markup is the only component of cost that you can negotiate, and that’s where you want to focus. ” Need a refresher on processing costs? Check out our guide to credit card processing. The lowest markup will typically result in the lowest cost. For B2C businesses, focusing on markup is the way to go.

Credit Cards

EBizCharge

JUNE 19, 2025

Whether you’re a retailer, restaurant or B2B company, understanding these models can help protect your bottom line. Use Case and Business Types Surcharging is great for businesses that rely on credit card payments and manage high-value transactions, where processing fees can eat into profit margins. What is a Credit Card Surcharge?

Credit Cards

Stax

JUNE 23, 2025

Businesses use ACH API integration to lower payment processing costs, streamline high-volume or recurring payments, and improve payment status visibility. An ACH API is a type of application programming interface that enables businesses to initiate, process, and track ACH payments electronically through the ACH network.

ACH

EBizCharge

JUNE 17, 2025

As payment processing costs continue to rise, many businesses are looking for ways to offset these fees. Two popular options—credit card surcharges and convenience fees —can help recover some of these costs. Used by merchants who want to keep prices competitive without absorbing card processing costs.

Credit Cards

Stax

APRIL 10, 2025

ACH transfers are particularly popular among businesses that deal in high transaction volumes because of much lower processing fees than card payments. Its a good fit for payroll processing and large bill payments between B2B businesses.

Small Business

EBizCharge

JUNE 23, 2025

For B2B businesses dealing with large transactions and thin margins, those fees add up quickly. That’s where a payment processing integration like EBizCharge comes in. It works alongside QuickBooks to simplify the surcharge process, make things compliant, and save you money without changing how you already do business.

Credit Cards

Stax

MARCH 27, 2025

They share several key characteristics, including: Cost-effective and reliable digital transactions ACH and EFT both enable direct bank-to-bank transfers, reducing the costs and security issues associated with cash and checks. You want to save on transfer fees for business-to-business (B2B) payments.

ACH

EBizCharge

JUNE 12, 2025

While merchant accounts can offer numerous benefits, Canadian businesses may still face some obstacles when processing payments. 7 common payment processing challenges for merchants Canadian merchants may encounter several challenges when it comes to processing payments and managing financial operations.

Process

EBizCharge

JULY 3, 2025

Businesses often use surcharging to recover costs on high-ticket transactions where the processing fees would otherwise eat into profits. Partial cost recovery: Surcharging helps offset costs but doesn’t eliminate your payment processing costs entirely. Is QuickBooks surcharging right for your business?

Credit Cards

The Fintech Times

FEBRUARY 20, 2025

The new partnership looks to fast-track adoption by providing Fabrick’s B2B and B2C customers with the ability to accept and offer open banking-enabled A2A payments. Real-time Pay by Bank delivers substantial benefits over traditional payment methods, eliminating intermediaries to reduce processing costs and increase cash flow.

User Authentication

EBizCharge

JUNE 23, 2025

You’ll also see it more in B2B settings, where invoice sizes are larger and the cost of processing is more painful. The courts have generally sided with merchants who argue they should be able to recoup processing costs. If you’ve been asking, “is it legal to add a credit card surcharge?”

Credit Cards

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. But what about in the business-to-business (B2B) sector? Industry data shows that the B2B payments landscape is rather diverse. Learn More What are B2B Payments?

B2B

Paystand

MARCH 20, 2025

Optimize B2B credit card processing with lower fees, faster payments, and better security. Discover cost-saving strategies and modern payment solutions.

Credit Cards

PYMNTS

MARCH 8, 2019

This week’s B2B Venture Capital roundup shows FIs are placing funding with their FinTech partners, too, including Nationwide and HSBC U.K., investing money in B2B FinTechs disrupting their industries. In total, more than $732 million was raised by B2B FinTechs this week. 10x Future Technologies.

B2B

Finovate

APRIL 15, 2024

HighRadius is launching a B2B payments platform. The new platform will have three main components to help businesses lower costs: Payment Gateway, Surcharge Management, and Interchange Fee Optimizer. Treasury Management software company HighRadius announced plans late last week to launch a B2B payments platform.

B2B

PYMNTS

DECEMBER 10, 2020

This is highlighting companies’ needs to reduce accounts payable (AP) and accounts receivable (AR) processes’ costs as well as to support daily expenditures for remote workforces. B2B businesses have historically been slower to adopt digital innovations than the consumer sector. Reshaping Business Payments .

B2B

Trade Credit & Liquidity Management

MAY 15, 2025

From a Press Release dated May 7, 2025, New York, NY Balance , a leading B2B financial infrastructure platform, has launched "Instant Bank Connection," a new feature powered by Real-Time Payment (RTP) rails. This innovation streamlines the setup and processing of ACH payments for business buyers and merchants.

B2B

EBizCharge

JANUARY 12, 2024

EBizCharge is honored to be a Winter 2024 Leader in B2B Payments, as this is a testament to its powerful payment software, robust suite of customized payment integrations and services, and innovative product enhancements.

B2B

Tearsheet

OCTOBER 2, 2024

Morgan as an early adopter for its B2B virtual card offering. To discuss this development and its implications for the B2B payments sector, we spoke with two key figures: Stephen Markwell, Head of Product Strategy and FinTech Partnerships for Global Banking at J.P. This partnership comes at a significant time for B2B payments.

B2B

PYMNTS

SEPTEMBER 26, 2019

B2B Ripe For Disruption. “We payments market is ripe for disruption,” he told Webster, and that’s especially true in the B2B space. He noted that roughly 50 percent to 70 percent of B2B payment volumes are still paid by check. would prefer to receive their B2B payments via ACH debit. We see that the overall U.S.

ACH

EBizCharge

MAY 3, 2024

EBizCharge is honored to be a Spring 2024 Leader in B2B Payments, as this is a testament to its powerful payment software, robust suite of customized payment integrations and services, and innovative product enhancements. For more information, visit [link].

B2B

Evolve Payment

JULY 22, 2024

For B2B businesses, quick cash inflows are essential to maintaining smooth operations and making strategic decisions. If you are not accepting credit cards from your B2B clients, you are missing a significant opportunity. This practice, known as surcharging , ensures that you are not bearing the processing costs.

Process

PYMNTS

JANUARY 2, 2019

” B2B payments is another area of corporate finance that some analysts expect blockchain to disrupt in a major way. Dun & Bradstreet research published in November found one-fifth of professionals surveyed said they have already implemented blockchain technology for B2B payments.

Blockchain

Nanonets

AUGUST 21, 2023

B2B payment automation involves everything from the automation of capturing and processing invoices to making payments to vendors and reconciling those payments in your books. B2B payment automation is a game-changer for businesses of all sizes. B2B payment automation is a game-changer for businesses of all sizes.

B2B

PYMNTS

SEPTEMBER 18, 2017

Manual processes are expensive for small businesses, in both time and money. Taking time to crunch numbers or hand-pick data is a waste for SMB owners, for sure. But a new report from cloud accounting firm Sage has put a price tag on this burden: a whopping $600 billion for firms across the globe. Canada, U.K.

Processing Costs

PYMNTS

JUNE 16, 2020

This concerted push toward standardization to reduce processing costs takes on a new urgency as the pandemic has exposed some glaring weaknesses among legacy back-end systems and organizational structures at financial institutions (FIs).

ISO 20022

PYMNTS

AUGUST 9, 2018

8) that it has integrated B2B payments capabilities into its product offering. The solution eliminates the manual processing costs of cutting paper checks, Basware said, as well as streamlines and automates accounts payable processes. It has also partnered with WEX to facilitate B2B payments.

B2B

PYMNTS

JUNE 4, 2020

B2B payments are rife with frictions, including high processing costs, slow transaction times and industry players’ reluctance to embrace electronic payments in lieu of paper checks. Ensuring such payments are secure from bad actors is a priority for the banks that process them. Benefits Of APIs . API security.

API

PYMNTS

MARCH 3, 2020

Founded in 2009 and headquartered in Melville, New York, MerchantPro Express is an independent sales organization (ISO) that offers the latest processing services, point-of-sale (POS) equipment and merchant cash advances. We could not be more thrilled to join the Fiserv family.

Acquirers

PYMNTS

SEPTEMBER 26, 2018

For years, B2B FinTech players have pressed businesses to adopt electronic payments. The majority reported having already adopted document imaging and scanning processes, and automated data capture tools in the AP function as well. However, adopting electronic payments is only the beginning.

Accounts

PYMNTS

APRIL 1, 2019

Last year, Basware revealed that it had integrated B2B payment capabilities into its product offering NetworkPay. The tool supports check, ACH, virtual card and wire payments for corporate users through a unified platform to eliminate the manual processing costs of cutting paper checks.

Wire

PYMNTS

NOVEMBER 15, 2018

B2B FinTech solution providers are currently working on reducing the friction associated with implementing their solutions into enterprise back offices. One of the biggest hurdles in B2B FinTech adoption and digital transformation is convincing the higher-ups that such investments are necessary.

Accounts

Clearly Payments

MAY 1, 2025

Manufacturing & Distribution Tariffs on raw materials, machinery, and parts increase operating costs across the supply chain. Payment implications include: Larger B2B invoices, often triggering higher interchange fees. A shift toward ACH or wire transfers to manage processing costs.

Credit Cards

Evolve Payment

JUNE 8, 2023

What About Commercial Cards for B2B Transactions? Some merchants hesitate to offer credit cards as a payment method for their B2B clients because of the high processing fees. B2B Merchants Get Paid Faster With Credit Cards A B2B credit card transaction is an extremely fast payment method.

Credit Cards

EBizCharge

MARCH 14, 2024

The FinTech Breakthrough Awards recognize companies in a variety of fields, including B2B and consumer payments, lending, investments, banking, decentralized finance, and more. The FinTech Breakthrough Awards highlight innovative products, solutions, and companies that go above and beyond to break through the FinTech industry.

Credit Cards