The Fintech Times

APRIL 17, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 111

Embedded Finance Economy Finance Financial Inclusion 111

Finextra

JUNE 6, 2025

By 2028, the number of users of BNPL services (Buy Now, Pay Later) is predicted to double to 670 million, an explosive 107% growth compared to 2024. PayPal’s BNPL solution, Pay in 4, incorporates sophisticated fraud prevention technology and machine learning models to assess creditworthiness quickly. on an annual basis to reach US$560.1

BNPL 52

BNPL Technology Payment APIs and Integration AI 52

Stax

AUGUST 20, 2024

And it’s all thanks to embedded finance and embedded fintech. Embedded finance isn’t entirely a new concept. Airline credit cards, payment plans for costly items, and car rental insurance are forms of embedded finance that have been around for a while. Everything is done under one platform.

Embedded Finance 88

Embedded Finance Finance FinTech Payment APIs and Integration 88

Fintech Finance

NOVEMBER 14, 2024

Other methods that merchants anticipate will become more popular include QR code payments (33%), BNPL options (25%), cryptocurrencies (21%) and CBDCs (11%). Other notable trends that are making an impact include open banking (35%), BNPL (27%), and cross-border payments (25%).

Payment APIs and Integration 98

Payment APIs and Integration Regulatory Compliance Fraud Prevention Cross-Border Payments 98

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? The evolution of open banking into open finance, examining regional regulatory approaches and adoption trends. Why is it important?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

The Payments Association

JUNE 3, 2025

Tokenisation is now a core enabler of secure, interoperable digital paymentspowering embedded finance, asset tokenisation, and evolving identity flows. The growing prevalence of digital wallets, embedded finance, and increasingly complex payment ecosystems means tokenisation is no longer a tactical upgrade but a strategic imperative.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

Fintech News

APRIL 23, 2024

Southeast Asia’s SME digital finance platform Funding Societies has partnered with SGeBIZ, a provider of digital procurement, payment, and sourcing solutions, to introduce embedded finance solutions for SMEs in Singapore.

BNPL 117

BNPL Embedded Finance Best Practices Reconciliation 117

Finextra

FEBRUARY 23, 2024

Amid continuing economic uncertainties, consumers are taking advantage of a raft of emerging technol.

Embedded Finance 113

Embedded Finance BNPL Finance Continuity 113

Fintech News

MARCH 3, 2024

B2B embedded finance startup Fairbanc has secured US$13.3 million in debt financing from digital lending arm of Pegadaian, a subsidiary of Bank Rakyat Indonesia. Debt Financing appeared first on Fintech Singapore. Founded in 2019 by Mir Haque, a Wharton School alum, Fairbanchad previously raised US$4.8

Finance 117

Finance BNPL Embedded Finance Gateways 117

The Fintech Times

APRIL 30, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 69

Embedded Finance Finance Payment APIs and Integration Processors 69

The Fintech Times

APRIL 29, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 64

Embedded Finance Financial Inclusion Finance Alternative Payment Methods 64

The Fintech Times

APRIL 27, 2024

Funding Societies , the unified SME digital finance platform in Southeast Asia, has entered a strategic partnership with Singapore E-Business (SGeBIZ), a digital procurement, payment and sourcing platform provider, to bring B2B embedded finance solutions to businesses in Singapore.

Embedded Finance 59

Embedded Finance Finance BNPL B2B 59

The Fintech Times

OCTOBER 26, 2024

Across two packed days, we delved into discussions ranging from open banking advancements to the potential of embedded finance, with an underlying theme of transforming the financial sector in ways that align with the Kingdom’s Vision 2030. Standardising APIs and data-sharing practices was also flagged as crucial for further progress.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration API 59

Finezza

AUGUST 25, 2024

All this has been made possible by embedded finance, which allows the integration of financial services into non-financial services. Its ecosystem is anticipated to grow at a […] The post Embedded Finance: Security Challenges and Some Emerging Solutions appeared first on Finezza Blog.

Embedded Finance 52

Embedded Finance Finance Security Non-Bank 52

The Paypers

JUNE 9, 2025

The move allowed Mondu and Lemonway to tailor payment processes for a B2B marketplace, as well as integrate the former’s BNPL services with Lemonway’s safe payment handling. A few months before this announcement, Mondu teamed up with Payin3 and Lemonway to improve its presence and B2B payment options in Europe.

Acquirers 74

Acquirers Payment Service Provider (PSP) BNPL Cybersecurity 74

Fintech News

APRIL 24, 2025

From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Atome Financial specialises in consumer financing, ADVANCE.AI billion insurtech Matrixport 1.05 billion payments Coda 2.5

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Finance 138

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

National Merchants Association

JUNE 28, 2022

In simple terms, embedded finance is financial/banking services by a non-financial/banking services provider. In reality, embedded finance could mean there’s an ample opportunity for financial institutions that are ready to leverage it. However, this is far from the extent of embedded financing’s future.

Embedded Finance 52

Embedded Finance Finance Non-Bank Risk 52

Finextra

JUNE 2, 2025

All of a sudden, your personal finance app can pull in your bank data and give you a unified view of your finances, or initiate a payment on your behalf – things that were near impossible in the past without your bank’s direct involvement. Open Finance says: why not? Crucially, Open Banking was just the opening act.

Finance 52

Finance Payment APIs and Integration API Regulations 52

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes.

FinTech 135

FinTech Embedded Finance BNPL On-Demand 135

Fintech Review

MAY 10, 2025

In this Marqeta review , we explore how the company operates, the problems it solves, its role in embedded finance , and the challenges ahead. This mission continues to expand, as embedded finance reshapes expectations around how companies integrate financial services into daily operations.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

The Fintech Times

APRIL 23, 2024

This April, The Fintech Times is focusing on all things embedded finance, the integration of financial services into non-financial products and services. As the space rapidly develops, we look to highlight the latest developments, initiatives and challenges embedded finance has to offer and overcome across the globe.

Embedded Finance 59

Embedded Finance Finance Payment APIs and Integration Governance 59

The Fintech Times

APRIL 13, 2025

Focusing on the launch of a ‘pay later’ feature, Francis and Polly explored how other buy now, pay later (BNPL) entities might fare in Brazil, given that they may gravitate towards using something they already know. Following this, the conversation turned to embedded banking and embedded finance following a new partnership.

Embedded Finance 51

Embedded Finance Central Bank BNPL Finance 51

Finovate

MAY 14, 2025

These member-driven organizations face competition from larger rivals in the banking industry, as well as new entrants from technology and retail who are leveraging embedded finance to offer a widening range of financial services, including payments and lending.

Credit Union 64

Credit Union Payment APIs and Integration Embedded Finance Automation 64

Finovate

DECEMBER 4, 2023

” Here is how the AI responded: Predicting the exact trends for 2024 is speculative, but here are potential emerging trends in fintech: Embedded Finance : Further integration of financial services into non-financial platforms like e-commerce, SaaS, and marketplaces. Embedded finance ChatGPT was spot on. and the U.K.

Metaverse 130

Metaverse FinTech Embedded Finance AI 130

Fintech Finance

OCTOBER 28, 2024

Branch, a key innovation partner, plans to integrate the solution into its payments app for W-2 and 1099 workers, enabling their end users to easily access BNPL loan options catered to their individual needs. Marqeta Flex is poised to bring even further syndication to the BNPL space.

BNPL 88

BNPL Card Issuer Issuers Embedded Finance 88

Finovate

SEPTEMBER 27, 2024

The two entities will work together to help newcomers from countries including Australia, India, Kenya, Mexico, and Nigeria to leverage their credit history from their home country to help them access higher credit limits when applying online for financing in Canada. HSBC launched new financing plan for SMEs in Hong Kong.

Embedded Finance 64

Embedded Finance Finance Payroll Online and Mobile Banking 64

The Paypers

FEBRUARY 28, 2024

Propel has announced the launch of its Embedded Finance offering, with a BNPL feature that will provide accessible financial options for African users.

Embedded Finance 41

Embedded Finance Finance BNPL 41

Finovate

MARCH 22, 2024

This week’s edition of Finovate Global features the latest fintech news from Germany, where investors are backing innovations in embedded finance, payments companies are taking advantage of open banking, and the green shoots of crypto spring are growing ever more apparent. million (€2.1 million) in seed funding.

Embedded Finance 64

Embedded Finance Finance Payment APIs and Integration IBAN 64

Fintech Finance

JULY 26, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today announced it is working with Visa and Affirm to offer the Visa Flexible Credential, a single card product that can toggle between payment methods, putting the power of choice in the hands of the consumer.

Credential 98

Credential Processors Issuers BNPL 98

Finovate

DECEMBER 14, 2023

Check out the videos below to delve into topics such as embedded finance, BNPL, regtech, automation, decentralized finance, generative AI, the metaverse, and open banking. We talked with eight experts to glean their insights on a range of current industry trends.

Metaverse 119

Metaverse FinTech Embedded Finance Credit Union 119

Fintech Review

APRIL 15, 2025

This article explores the top methods, the technology powering them, and how digital tools give users a clearer view of their finances. Buy Now Pay Later for Household Bills Buy Now Pay Later (BNPL) services are no longer just for shopping. Providers like Klarna and newer players offer BNPL options through apps and billing portals.

Online and Mobile Banking 52

Online and Mobile Banking Payment APIs and Integration BNPL Embedded Payments 52

Finextra

OCTOBER 28, 2024

Marqeta (NASDAQ: MQ), the global modern card issuing platform that enables embedded finance solutions for the world’s innovators, today unveiled its Marqeta Flex solution at Money20/20, an innovative new solution that revolutionizes the way BNPL payment options can be delivered inside payment apps and wallets, surfacing them at the moment of need within (..)

BNPL 52

BNPL Embedded Finance Innovation Finance 52

The Fintech Times

MARCH 24, 2025

” Pine Labs, a fintech firm specialising in online payments and in-store digital payment solutions, affordability solutions, and embedded finance solutions, offers credit processing and a full-stack issuing technology platform to enable merchants to issue, process, distribute, as well as manage their physical and digital prepaid instruments.

Payment Gateways 59

Payment Gateways Gateways Embedded Finance Payments 59

Fintech News

FEBRUARY 20, 2024

David Chen, previously CEO of the Buy Now, Pay Later (BNPL) firm Atome , has stepped down to join Indonesia’s GoTo Financial as Head of Consumer Lending. This suite includes the BNPL platform Atome, SaaS enterprise solutions provider ADVANCE.AI, and Ginee, an omnichannel ecommerce merchant services platform.

Consumer 113

Consumer BNPL Embedded Finance B2B 113

The Fintech Times

NOVEMBER 16, 2024

Lesser-discussed trends include embedded finance (13 per cent) and sustainable payments (eight per cent). Fifty-nine per cent of respondents noted that consumer demand for convenience is the top driver of innovation, followed by advances in technology (52 per cent) and regulatory changes (49 per cent).

Fraud Prevention 59

Fraud Prevention Compliance Regulatory Compliance AI 59