Fintech News

APRIL 13, 2025

Founded in 1998 and based in Noida, the company focuses on merchant commerceproviding POS terminals, Buy Now Pay Later (BNPL) services, and digital credit tools tailored for retailers across India and Southeast Asia. Pine Labs USD $1.32 Billion Pine Labs has long been a quiet workhorse in Indias fintech scene.

FinTech

Finextra

JULY 13, 2025

As Monzo put it, Flex lets you “pay later for pretty much anything” – unlike other BNPL services limited to certain merchants. In September 2021, Monzo unveiled Monzo Flex , a “buy now, pay later” style credit option allowing users to spread purchases over installments.

Payment APIs and Integration

PYMNTS

OCTOBER 7, 2020

In today’s top news, Oracle and Swift team up to provide fast cross-border payments, and House Democrats are advocating for big changes to Big Tech. Plus, Macy’s invests in buy now, pay later (BNPL) provider Klarna. Oracle, SWIFT Add Fast Cross-Border Payments For SMBs. Macy's Invests In BNPL Firm Klarna. Macy’s Inc.

SWIFT

Fintech Finance

JUNE 19, 2024

This compares to 14% saying the same for Buy Now Pay Later (BNPL) and 7% for crypto. The post Open Banking Could Become a Mainstream Payment Method in 5 Years Time Surpassing BNPL, emerchantpay Research Finds appeared first on Fintech Finance.

BNPL

PYMNTS

MAY 21, 2020

The following Deep Dive will examine installment payments’ growing popularity during the pandemic and detail how current financial insecurities may push the Buy Now Pay Later (BNPL) industry forward. BNPL options turn single large purchases into several smaller transactions, often without interest if paid off quickly.

BNPL

PYMNTS

OCTOBER 22, 2020

Consumers are increasingly choosing BNPL options at the point of sale or checkout to the extent that its availability determines whether or not they ever even get that far with a merchant. Founded in Australia, BNPL startup Afterpay has rapidly grown into one of the best-known names in the game on the global stage in the past 24 months.

BNPL

PYMNTS

SEPTEMBER 30, 2020

The latest Buy Now, Pay Later Tracker ® examines how trends are therefore leading many luxury merchants to turn to flexible payment solutions such as buy now, pay later (BNPL) plans as greater numbers of younger consumers — and consumers in general — move online. OAK + FORT On Navigating Changing Consumer Behaviors With BNPL.

BNPL

Fintech Finance

SEPTEMBER 5, 2024

Buy now, pay later (BNPL) has become one of Brazil’s most popular financial services, with nearly 71% of Brazilian consumers regularly making installment purchases according to the Brazilian credit bureau Serasa Experian. The post PayPal Ventures Leads Ume’s $15 Million Series A Funding Round appeared first on FF News | Fintech Finance.

PayPal

Fintech News

MAY 20, 2024

Attendees can expect to gain a clearer understanding of the realities of the BNPL industry, insights into the strategies BNPL providers employ to build trust, drive responsible growth, and navigate regulatory changes. Moderating the session will be Tristan Chiappini, VP APAC and Managing Director at PPRO.

FinTech

PYMNTS

DECEMBER 2, 2020

In today’s top news, SWIFT launched gpi instant for real-time cross border payments, and Revolut introduced an early payday option for U.K. SWIFT gpi Instant Goes Live In The UK. Belgium-headquartered payments solution provider SWIFT is introducing a new service for real-time cross-border payments and transfers called gpi Instant.

SWIFT

Clearly Payments

DECEMBER 18, 2023

Buy Now, Pay Later (BNPL) Services Growth Buy Now, Pay Later (BNPL) services, exemplified by platforms like Affirm and Afterpay, are reshaping how consumers approach payments. payment landscape: Real-time Payments: Services like Zelle and The Clearing House RTP system are gaining traction for their swift and convenient fund transfers.

Payments Trends

Clearly Payments

JANUARY 25, 2024

The demand for swift and touchless transactions has propelled online purchases to new heights, while the rise of contactless tap-and-pay options and “Buy Now, Pay Later” (BNPL) schemes is offering consumers enticing flexibility. of businesses relying on them in the third quarter of 2023, as reported by Statistics Canada.

Process

PYMNTS

DECEMBER 14, 2020

Individuals are still paying for purchases using the fastest and most convenient methods available to them, but what they consider to be swift and easy to use is shifting. Consumers do not always choose the same payment methods, Gaines said, even for the same types of purchases. for example.

Consumer

PYMNTS

DECEMBER 17, 2020

In today’s top payments news around the world, British FinTech GoCardless has landed $95 million in a Series F funding round, while Australian buy now, pay later (BNPL) firm Openpay has officially launched in the U.S. BNPL Provider Openpay Launches In US. UK FinTech GoCardless Raises $95 Million Led By Bain.

BNPL

Fintech News

JUNE 12, 2024

” CaaS enables access to various payment services, such as virtual or hybrid cards, connections to digital wallets, and Buy-Now-Pay-Later (BNPL) capabilities, without significant additional development. This faster time to market is essential in an increasingly competitive landscape where consumer preferences are rapidly evolving.

Credit Cards

Fintech News

FEBRUARY 21, 2024

New fintech companies leverage SaaS for swift product launches without significant initial infrastructure investments or compliance-related delays. Software as a service (SaaS) is a significant part of the global software market, making up one-third of it, and is making an impact across various industries, including payments.

Payment APIs and Integration

PYMNTS

DECEMBER 8, 2020

Capital One Halts BNPL Transactions On Its Credit Cards. Capital One Financial Corp is putting a stop to buy now, pay later (BNPL) transactions on its credit cards, calling the dealings “risky for customers and the banks that serve them.”. The company, which was valued at $4.8 Synctera Brings 'FinTech As A Service' To Community Banks.

Rules

PYMNTS

OCTOBER 21, 2020

Customers are also searching for online experiences that have been tailored to their exact needs, which could necessitate offering buy now, pay later (BNPL) methods or other emerging payment options at checkout. Customers are shopping online more often and are more frequently opting for contactless payment methods in stores, for example.

Payments

The Fintech Times

JULY 3, 2024

Digital banking firm Swiss4 is leveraging a payment platform provided by Marqeta , the card issuing platform and embedded finance solutions provider, to provide real-time and personalised digital payment services for its customers.

Embedded Finance

Fintech Finance

DECEMBER 9, 2024

AGENDA HIGHLIGHTS: The Next Generation of Payments Enhancing Convenient and Secure Access to Financial Services The Next Digital Revolution Global Mobile Wallets and Super-apps Blockchain and Cryptocurrency Adoption Cross-Border Payment Innovations The Future of Financial Crime Levels of Connection – 2.0

Office of the Comptroller of the Currency

PYMNTS

JANUARY 1, 2021

Buy now, pay later (BNPL) solutions hold promise in alleviating some of these issues, but many retailers are still taking hands-off approaches to dealing with pandemic-related shifts in consumers’ spending habits. “I We need to push the government to do more to reach those places where neither of those is an option.”.

Economy

PYMNTS

OCTOBER 12, 2020

Herman Miller recently relaunched its online site for furniture retailer Design Within Reach (DWR), for example, complete with support for more traditional credit and debit payments as well as implementing buy now, pay later (BNPL) installment payment plans. “We

Automation

Clearly Payments

NOVEMBER 21, 2023

The year 2024 is anticipated to witness a surge in contactless payments, as the ease and swiftness of these transactions become even more deeply ingra ined in the daily routines of Canadians. Among Canadian merchants, a survey indicated that 34% are aware of BNPL services, with 8% having utilized at least one BNPL service.

Payments Trends

Payment Savvy

MAY 10, 2024

BNPL Features Shop Pay integrates “Buy Now, Pay Later” (BNPL) options, providing customers with greater flexibility and affordability. With BNPL, customers can split their purchases into manageable installments, spreading the cost over time without incurring interest fees. Shop Pay is compatible with many languages.

BNPL

Fintech News

JUNE 12, 2024

” CaaS enables access to various payment services, such as virtual or hybrid cards, connections to digital wallets, and Buy-Now-Pay-Later (BNPL) capabilities, without significant additional development. This faster time to market is essential in an increasingly competitive landscape where consumer preferences are rapidly evolving.

Credit Cards

FICO

AUGUST 10, 2022

But a crucial challenge to existing affordability assessments has been the huge spike in ‘buy now, pay later’ loans (BNPL). Tue, 07/02/2019 - 02:45. by Matt Cox. expand_less Back To Top. Wed, 08/10/2022 - 11:55. It is one of the biggest challenges lenders face over the next few years.

Assessments

The Fintech Times

FEBRUARY 20, 2024

LaFleche, formerly of SWIFT, Temenos and Fiserv , offers strategic insights into market dynamics. Adyen, the financial technology platform, and Billie, the B2B payments innovator, have joined forces to let Adyen’s customers enable B2B BNPL payments services.

FinTech

Fintech Finance

FEBRUARY 7, 2024

The Lending Hub for banks also enables swift merchant onboarding and integration for bank lending partners, allowing them to offer various financing options to merchants and their customers at scale. “We

Product

M2P Fintech

FEBRUARY 25, 2025

Buy Now Pay Later (BNPL) Loans Buy Now, Pay Later (BNPL) loans offer consumers the flexibility to make purchases immediately and pay in installments, often with zero or low interest. M2Ps BNPL loans offer a fully scalable, compliant, and flexible platform for banks, fintechs, and NBFCs. Schedule a demo with us today.

Payment APIs and Integration

M2P Fintech

AUGUST 8, 2023

Faster Time-to-Market: Swift launch of new credit card products and features for a competitive edge. Quick launch SDKs Pre-built tools and codes that reduce development time and allow swift integration of new features and customization are quick-launch Software Development Kits (SDKs).

Credit Cards

The Fintech Times

FEBRUARY 19, 2024

Having discussed the myths , hype and usage of buy now pay later (BNPL), we now turn our focus to cross-border payments. For years, banks and payment providers have had to rely on SWIFT in Europe to transfer funds which can be costly and time-consuming. This is especially true if fees are ultra-high and settlement periods are lengthy.

Cross-Border Payments

M2P Fintech

MARCH 28, 2024

Automated Clearing House (ACH) The ACH is a central system for electronic fund transfers, facilitating swift, secure, and cost-effective movement of funds between financial institutions. These loans include term loans, credit cards, BNPL , and auto loans. Both utilize the central Aadhaar data repository for their functions.

FinTech

The Fintech Times

APRIL 23, 2024

This approach contrasts with traditional, time-consuming, and costly bespoke integrations, offering a swift, cost-effective method to onboard hundreds of merchants. . “These platforms, operating at the API layer, enable rapid and seamless integration of a wide array of financial services into e-commerce platforms.

Embedded Finance

The Fintech Times

MAY 19, 2025

The UK Government has brought in new regulations for the buy now pay later (BNPL) industry to ensure it is in line with other credit products. Customers choosing to make payments through BNPL will now need to pass an affordability check. Over 10 million consumers now use the payment method. .”

BNPL

The Payments Association

FEBRUARY 17, 2025

These expectations arent just reserved for swift, bespoke customer support. That is why it is no surprise that digital wallet transactions will surpass $16 trillion in 2028 or that the buy now pay later (BNPL) market will reach $167.58 billion by 2032.

Transactions

Fintech News

MAY 4, 2025

You add items to your cart, and at checkout, you expect options credit and debit cards, digital wallets, Buy Now Pay Later (BNPL) instalment plans, QR code payments, direct bank transfers and perhaps even a one-click purchase using facial recognition.

APACS