PYMNTS

OCTOBER 12, 2020

Haymond said that’s altered the digital payments landscape, with the industry having to keep up with rapidly digitizing consumers and merchants. Consumers’ digital shift means customer expectations for their card issuers are higher than they’ve ever been. Building Better Together For a Digitally Shifted Future .

Card Issuer 93

Card Issuer Visa Issuers Payment APIs and Integration 93

Stax

JUNE 24, 2025

Consumers are increasingly gravitating towards cashless payment options, including debit card and credit card payments, as well as online payments, contactless payments , and mobile credit card processing services. A smooth, secure payment experience builds customer trust.

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Finextra

JUNE 18, 2025

Our goal was clear: overcome the fragmentation that plagued international merchants, who had to maintain different payment solutions for each country, leading to operational complexity and significant costs.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

CB Insights

JUNE 7, 2021

Marqeta , a cloud-based open API platform for modern card issuing and transaction processing, recently filed its S-1 in preparation for its shares to start trading publicly in June. Marqeta allows businesses to offer payment card products to customers without having to deal directly with a traditional bank. First name.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

Finovate

JANUARY 14, 2025

Push provisioning enables payment card data to be securely sent or “pushed” from the card issuer or financial institution directly to a digital wallet. This, according to NASA FCU, has led to quantifiable gains in member satisfaction and digital engagement.

Credit Union 65

Credit Union Push-to-Card Technology Payment APIs and Integration 65

Fintech Review

MAY 10, 2025

Marqeta is not just another payments company. By offering flexible, developer-friendly infrastructure, Marqeta empowers companies to launch, control, and manage customisable payment cards at scale. At the time, legacy card systems were slow, rigid, opaque, and deeply unsuited to app-based, on-demand businesses.

Payment APIs and Integration 52

Payment APIs and Integration Embedded Finance API Regulatory Compliance 52

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. In this article, you will discover all you should know about credit card payment processing for small businesses.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

PYMNTS

MARCH 19, 2018

Whether friendly fraud or genuine fraud, for merchants and card issuers, the impact is growing and comes with a host of negative consequences for the entire ecosystem — especially customers. Cards stay active, rather than being canceled, and merchants get the dual benefit of avoiding chargebacks while preserving transaction revenues.

Card Issuer 61

Card Issuer API Disputes Issuers 61

PYMNTS

APRIL 29, 2020

TransferWise Integrates With Mambu. German banking platform Mambu has announced a collaboration with TransferWise to enhance banks’ cross-border payments and foreign exchange management operations, the companies recently revealed. Tribe Payments Plans Open Banking Module. Surecomp Wields Open Banking For Trade Finance.

Payment APIs and Integration 95

Payment APIs and Integration FinTech Cross-Border Cross-Border Payments 95

Fintech News

JUNE 12, 2024

“By leveraging real-time customer data for personalised offerings, financial institutions can develop value-driven products integrated into customers’ daily routines, boosting satisfaction and cultivating stronger loyalty in the digital landscape,” explained Mike.

Credit Cards 107

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 107

PYMNTS

OCTOBER 7, 2019

Those opportunities have grown, too, as corporates embrace digitization, the cloud and electronic payments. In the expense management realm, that means deploying functionality that can integrate across platforms and take an API-first strategy to product development. Commercial Cards’ Role in Data Integration.

API 51

API Remote Deposit Capture Payment APIs and Integration Commercial Card 51

Stax

SEPTEMBER 17, 2024

A payment gateway is a must-have for online stores. In fact, research from 2023 shows that 69% of Americans said they’ve used a digital payment method in the past 3 months when making a purchase. And the best way for online businesses to start accepting payments is with a payment gateway.

Payment Gateways 88

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 88

Stax

AUGUST 20, 2024

Regardless of what you call it, all of these systems are based around the same underlying technology, and they each provide an extra layer of security when processing online payments. 3D Secure Authentication ensures that the person making the purchase is verified as the actual owner of the debit or credit card being used.

Authentication 88

Authentication Security Card Issuer Payment APIs and Integration 88

PYMNTS

JULY 19, 2018

American Express has filed for a blockchain-based proof of payment technology, and Santander U.K. American Express , the world’s largest card issuer based on purchase volume, has moved ahead with the latest in a series of blockchain agreements that it hopes will position the company as a leader in this new transaction technology.

API 46

API Payment APIs and Integration FinTech Blockchain 46

Stax

AUGUST 29, 2024

The dominance of cashless commerce means only businesses that ensure the seamless processing of in-store and online credit and debit card payments will remain competitive. The question is: how do payment service providers work and how can you choose the right one for your business?

Payment Service Provider (PSP) 88

Payment Service Provider (PSP) Service Provider Payment Gateways Online and Mobile Banking 88

PYMNTS

SEPTEMBER 30, 2020

The corporate card can have a home in the digital wallet thanks to collaborations and technology platforms designed for card issuers. FinTech firm Nium has teamed with Southeast Asia neo-bank Aspire to enable a mobile payments feature with its cards. Nium Teams With Aspire, Volopay. Nium Teams With Aspire, Volopay.

Innovation 77

Innovation Card Issuer Debit Card PayPal 77

PYMNTS

JANUARY 20, 2021

Ryan Frere, executive vice president and general manager of B2B for Flywire , believes that embedded finance in B2B is key to payments optimization in 2021. We are seeing payments become an inextricable and largely invisible part of customers’ experiences with different product or service providers. Apple iTunes is another.

Embedded Payments 70

Embedded Payments Ubiquitous Embedded Finance Multi-Currency 70

Finovate

APRIL 16, 2024

The Supplier Enablement tool recruits suppliers to accept virtual card payments instead of checks by allowing card issuers to access the right ERP data. Paper checks were invented in 1762, and yet we can’t seem to completely eradicate the antiquated payment technology. Morgan commercial clients.

Checks 52

Checks Product Payment APIs and Integration Card Issuer 52

The Payments Association

MAY 12, 2025

As digital payments outpace plastic, UK banks must modernise card infrastructure or risk losing relevance to faster, cloud-native challengers. billion debit-card payments and logged 9.6 Over 98% of the population held debit cards for daily payments. Debit-card payments reached 24.5

Debit Card 88

Debit Card Payment APIs and Integration Online and Mobile Banking Processors 88

Stax

JANUARY 17, 2024

Automated Clearing House (ACH) payments are a type of electronic bank-to-bank payment system in the US. Unlike payments facilitated by card networks like Visa or Mastercard, ACH payments are managed by a body called the National Automated Clearing House Association (NACHA). Let’s get started.

ACH 88

ACH Facilitators ISVS Payment APIs and Integration 88

PYMNTS

MARCH 1, 2019

Linking financial institutions and corporates with its Banking-as-a-Service platform, ONPEX enables FIs to deploy cloud-based account and payment technology to digitize operations and enhance their cross-border corporate payment offerings. growth trajectory, particularly in the healthcare and public sectors.

Returns 75

Returns B2B Security Payment APIs and Integration 75

PYMNTS

MAY 5, 2017

Visa , the credit card issuer, announced Thursday (May 4) that it will help its financial institution partners create customized digital card management services for their customers. To help give consumers more visibility and control, Visa is creating capabilities that will complement several existing Visa functionalities.

Card Services 56

Card Services Issuers Payment APIs and Integration Online and Mobile Banking 56

Fintech News

SEPTEMBER 4, 2024

This year, the startup raised US$6 million in seed funding and secured a license from the Bangko Sentral ng Pilipinas (BSP) to operate as a non-bank credit card issuer. HitPay (Singapore) HitPay illustration, Source: HitPay Founded in 2016, HitPay is a versatile payment platform based in Singapore, specifically designed for SMEs.

FinTech 114

FinTech Cross-Border Payment APIs and Integration Credit Cards 114

CB Insights

FEBRUARY 13, 2020

As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. Specifically, the Collisons aimed to more seamlessly connect online businesses and payment processors, allowing more businesses to accept online payments.

Online and Mobile Banking 98

Online and Mobile Banking Payment APIs and Integration Payments Push-to-Card 98

PYMNTS

JULY 16, 2020

Commercial card innovation continues to make big waves in the accounts payable (AP) department, as corporates and card issuers alike explore new ways to drive business spend on cards beyond business trips or ad-hoc purchases. American Express commercial cards have been a staple for many corporates over the years.

Commercial Card 64

Commercial Card Payment APIs and Integration Value Added Service B2B 64

Fintech Review

NOVEMBER 20, 2024

Knot AccountUpdater enables card issuers using Knot’s CardSwitcher™ product to update cardholder details—including card information, name, address, and phone number—across Knot-connected merchants with a single API call, requiring no effort from the cardholder.

Transactions 52

Transactions Payment APIs and Integration Card Issuer Issuers 52

Stax

MARCH 14, 2024

During the 2020s, almost all businesses will have been looking at b2b payments processing solutions to meet changing consumer needs. Online and contactless adoption multiplied, and digital payments rose. consumers using two or more types of digital payment methods increased by 8%. Learn More What are B2B Payments?

B2B 88

B2B Process B2C Credit Cards 88

PYMNTS

APRIL 15, 2020

While small- to medium-sized businesses (SMBs) continue to hustle to secure portions of various federal coronavirus relief funding, the commercial card industry is finding itself in a position to support SMBs and their cash flow needs, too. Boost Finds A Surge In Corporate Card Interest. WEX Reorganizes Corporate Payments Team.

Commercial Card 62

Commercial Card Payment APIs and Integration Card Issuer Multi-Currency 62

PYMNTS

JANUARY 3, 2020

Grade schools and colleges could use a massive textbook dedicated to payments – their own. Many schools get an F when it comes to payments, but the culprit might actually be the infernal “paper jam.” The writing is on the whiteboard: School’s out for paper payments. In Q3 2019, credit card issuer JCB International Co.,

Faster Payments 52

Faster Payments Payment APIs and Integration Payments Push-to-Card 52

Fintech Finance

DECEMBER 6, 2023

Conferma Pay and Mastercard have expanded their partnership to enable mobile virtual card payments. Mastercard’s commercial bank clients that are enrolled with select digital wallet providers will now be able to offer the convenience of contactless virtual card payments to their corporate customers using Conferma Pay.

Visa 52

Visa Online and Mobile Banking Payment APIs and Integration Reconciliation 52

PYMNTS

JULY 6, 2020

The COVID-19 pandemic has changed how consumers buy goods, and some of these new payment behaviors could continue well after the crisis ends. Customers are also looking for options like digital and card-not-present (CNP) transactions that allow them to make eCommerce purchases as smoothly and seamlessly as possible. . percent of U.S.

Transactions 52

Transactions Card Issuer Push-to-Card Contactless Payments 52

Exact Payments

AUGUST 23, 2023

As important as financial tools are to companies, equally important is the ability to accept B2B payments within an application. Embedded payments allow your clients to accept payments from their customers without leaving the application — greatly reducing friction around billing, subscriptions, and renewals.

Embedded Payments 52

Embedded Payments B2B Accounts ISVS 52

Nanonets

NOVEMBER 15, 2023

Payment processors are financial institutions that help merchants accept credit, debit and other forms of electronic payments. In addition, some payment processors offer merchant services such as fraud prevention, customer management tools and reporting. The processor then settles the transaction with the card issuer.

Processors 52

Processors Office of the Comptroller of the Currency Payment APIs and Integration Debit Card 52

Segpay

MARCH 6, 2025

Subscription payment processing is a game-changer for businesses seeking predictable, sustainable revenue. This guide explores the key components of subscription payment services , providing actionable insights on setting up and managing recurring payments efficiently to maximize revenue and improve the customer experience.

Process 40

Process Payment APIs and Integration Payments Gateways 40

M2P Fintech

AUGUST 8, 2023

crore* credit cards in circulation, a substantial jump from 7.5 But only 5%** of the population has a formal credit card. This is a huge opportunity for credit card issuers. Seamless Integration: Smooth collaboration with other systems and technologies for a cohesive banking experience. Currently, there are 8.5

Credit Cards 52

Credit Cards Payment APIs and Integration Issuers API 52

Fintech Finance

APRIL 24, 2024

The world’s largest card-linked installment platform, powering thousands of merchants and millions of shoppers, Splitit unveils FI-PayLater. Splitit will unlock its extensive merchant network to banks and card issuers (FIs) that wish to offer installment plans to existing customers, directly at the merchant checkout.

BNPL 52

BNPL Issuers Payment APIs and Integration Card Issuer 52

Fintech News

JUNE 12, 2024

The emergence of Cards-as-a-Service (CaaS) offers a transformative solution that can help credit cards adapt and thrive in this new era. Cards-as-a-Service allows for business to roll out their own payment card offerings such as debit cards and credit without the usual challenges that comes with it.

Credit Cards 52

Credit Cards Payment APIs and Integration Card Issuer Non-Bank 52