Fintech Finance

MARCH 12, 2025

Boost 100 was specifically designed to address this need by empowering enterprise buyers to pay 100% of their suppliers by card regardless of how each of their suppliers prefers to get paid. Cross-border payments are no longer just a financial transaction they’re the bridges that connect our global digital economy, said Dean M.

Cross-Border Payments 82

Cross-Border Payments Cross-Border Payment Solutions Commercial Card 82

PYMNTS

JUNE 13, 2019

Commercial card issuer and payment processor Comdata is integrating its functionality into the invoice-to-pay platform Billtrust to enable joint customers to pay their vendors electronically.

Payment Networks 59

Payment Networks B2B Card Issuer Payments 59

Fintech Finance

OCTOBER 2, 2024

Cardlay , a pioneering Danish fintech company, and Visa , a global leader in digital payments, are excited to announce a collaboration aimed at setting new standards for fast and efficient spend management for commercial cards issuers and their clients.

Commercial Card 97

Commercial Card Card Issuer Issuers Embedded Finance 97

The Fintech Times

MARCH 15, 2025

. “By combining our expertise in commercial card optimisation with TransferMate’s robust global payout infrastructure, we’re creating a more powerful, seamless payment experience while maintaining the highest levels of regulatory compliance and security that our customers expect.

Cross-Border Payments 59

Cross-Border Payments Cross-Border Payment Solutions B2B 59

Stax

DECEMBER 20, 2023

Set rate processing Subscription rate processing TL;DR Interchange fees are not collected by your payment processor or bank; they go directly to the card-issuing banks. Interchange fees vary significantly depending on the card issuer, the issuing bank, type of transaction and/or merchant type. World (USD): 1.90% +$0.02

Credit Cards 167

Credit Cards Debit Card Processors Non-Bank 167

CB Insights

JUNE 7, 2021

Although Marqeta doesn’t explicitly address the disruptive potential of cryptocurrencies in the payments processing space, it may need to consider adding these services to compete with big payment players already entering the market. . The post Modern Card Issuer Marqeta Is Going Public.

Issuers 73

Issuers Card Issuer Payment APIs and Integration Innovation 73

Stax

MARCH 13, 2025

Encourage the use of credit and debit cards About 80% of interchange fees go to issuing banks, which incentivizes them to encourage their customers to adopt debit and credit card payments. This is a win-win situation for issuing banks and credit card payment networks. of the transaction value plus $0.10

Debit Card 88

Debit Card Credit Cards Processors Processing Costs 88

Finovate

OCTOBER 2, 2024

Cardlay Payments Solutions has inked a partnership with Visa. The collaboration combines Cardlay’s spend management technology with Visa’s payment network, data capabilities, and market position to drive innovation in spend management for commercial card issuers and their customers.

Card Issuer 59

Card Issuer Commercial Card Issuers Payment Solutions 59

FICO

MAY 31, 2022

Elo, one of the largest and most innovative payment providers in Brazil, has used FICO® Falcon® Fraud Manager to reduce fraud by 30 percent for card issuers using its payment network. Reducing fraud during an e-commerce boom.

Payment Networks 52

Payment Networks Fraud Detection Fraud Prevention Issuers 52

PYMNTS

OCTOBER 19, 2018

To open its EMV® Secure Remote Commerce (SRC) specification for public comment for a 45-day period, secure payments enabler EMVCo has issued a draft version of the specification called version 0.9. which will be released next year, the company said in an announcement.

EMV 70

EMV Security Card Issuer Issuers 70

Electronic Payments Coalition

MARCH 26, 2024

Merchants will also receive a host of other technical benefits that could have never been reached with legislation drafted by individuals who simply do not understand the intricacies of our global payment networks. The Durbin-Marshall bill has had no debate, no legitimate hearing and continues to be unnecessary. merchant locations.

Agreements 52

Agreements Payment Networks Settlement Credit Cards 52

The Payments Association

NOVEMBER 19, 2024

Many businesses dive into card production without recognising that creating a card means coordinating with an issuer, payment network, acquirer, and, often, multiple service providers. Reducing complexity: Streamline partnerships Launching a card product requires collaboration with multiple parties.

Product 88

Product Push-to-Card Card Issuer Issuers 88

Clearly Payments

FEBRUARY 12, 2024

At the forefront of payment industry, particularly in credit cards, are two giants: Visa and Mastercard. As the world’s leading payment networks , Visa and Mastercard play a pivotal role in shaping the landscape of electronic payments on a global scale. UnionPay has 32% of the global credit card market.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Stax

AUGUST 20, 2024

The merchant’s website will initiate a 3DS request with the customer’s card issuer on the payment page. This is the first step of the process, and it is handled directly between the merchant and the payment processor. This means the card issuer would be responsible for any losses instead of the merchant.

Authentication 88

Authentication Security Card Issuer Payment APIs and Integration 88

Fintech Finance

FEBRUARY 20, 2024

This all-stock transaction unites two of the nation’s leading credit card issuers, setting the stage for the creation of a robust payments network capable of competing on a global scale.

Credit Cards 52

Credit Cards Acquirers Card Issuer Payment Networks 52

PYMNTS

JANUARY 8, 2019

“Card networks shall get the card issuers/acquirers, their service providers and any other entity involved in payment transaction chain, certified in respect of changes done for processing tokenized card transactions by them,” the bank said.

Point-of-Sale (POS) 56

Point-of-Sale (POS) Card Issuer Payments Credit Cards 56

PYMNTS

DECEMBER 7, 2016

Long before American Express was a credit card issuer and a closed loop payments network, it was in the business of moving mail (and other things) quickly from one coast to the other. These days, American Express mostly confines itself to moving money through its closed loop network.

Acquirers 90

Acquirers Online and Mobile Banking Zelle Push-to-Card 90

PYMNTS

JUNE 7, 2019

As for EMVCo, it spent last year acquiring feedback from across the payment ecosystem on the specifications. The organization wants to allow merchants, payment networks and card issuers, among other payment industry participants, to contribute to version 1.0. or its EMV 3-D Secure SDK specification.

EMV 58

EMV Card Issuer Issuers Security 58

Cardfellow

JUNE 14, 2025

The second stage is the payment stage, where the wallet operator provides money to the business. With a staged wallet, the card issuer or card network doesn’t necessarily know what type of card was used or other useful information. The wallet essentially acts as a middleman. Source: NFC World.

Credit Cards 52

Credit Cards PayPal Visa Issuers 52

Finovate

AUGUST 6, 2024

Banks, insurance companies, NBFCs, individuals, CXOs, CDOs, CIOs, asset management companies, payment providers, and SMEs. TodayPay TodayPay is the world’s first instant payments network and inventor of Refunds as a Service, giving merchants an alternative payment method to issue instant refunds to customers.

Credit Union 52

Credit Union OFAC Alternative Payment Methods Database 52

Electronic Payments Coalition

OCTOBER 16, 2023

Merchants and retailers prefer to accept credit cards because their customers spend more when using a credit card and accepting credit cards is cheaper than handling cash.

Credit Cards 40

Credit Cards Push-to-Card Card Issuer Cybersecurity 40

PYMNTS

JULY 16, 2020

Commercial card innovation continues to make big waves in the accounts payable (AP) department, as corporates and card issuers alike explore new ways to drive business spend on cards beyond business trips or ad-hoc purchases. Privacy.com Sets Sights On Business Cards.

Commercial Card 64

Commercial Card Payment APIs and Integration Value Added Service B2B 64

The Paypers

JUNE 13, 2019

(The Paypers) Billtrust has announced that B2B payments processor and commercial card issuer, Comdata , has joined Business Payments Network (BPN), enabling their buyer customers to send payments to suppliers on BPN.

Card Issuer 28

Card Issuer Commercial Card Processors Issuers 28

Stax

JANUARY 10, 2024

The exact rate can vary based on several factors, including the type of card used (debit or credit), the card brand (Visa, MasterCard, etc.), the merchant’s business type, and the terms of the merchant’s agreement with their payment processor. Q: Why are credit card processing fees so high?

Credit Cards 88

Credit Cards Processors Debit Card Processing Costs 88

PYMNTS

JUNE 23, 2016

Amex will also limit the number of counterfeit fraud chargebacks to a total of 10 per card account. Under these new policies, the card issuer, instead of the merchant, will cover the liability for the additional counterfeit fraud transaction disputed from a card account after those 10 chargebacks.

EMV 45

EMV Chip Cards CHIPS Disputes 45

PYMNTS

APRIL 21, 2016

Where consumers go, companies that support commerce have no choice but to follow, and when those consumers choose to go global with their purchases, the decision has been made for credit card issuers.

Credit Cards 40

Credit Cards Card Issuer Issuers Compliance 40

PYMNTS

MAY 3, 2018

percent of each credit card transaction plus 30 cents, which is shared among Amazon, card issuers and payment networks, according to a report. Amazon Pays Merchants To Use Amazon Pay. Online merchants using Amazon’s service have paid about 2.9

Card Issuer 40

Card Issuer Issuers Credit Cards Origination 40

Fintech Finance

APRIL 24, 2024

The world’s largest card-linked installment platform, powering thousands of merchants and millions of shoppers, Splitit unveils FI-PayLater. Splitit will unlock its extensive merchant network to banks and card issuers (FIs) that wish to offer installment plans to existing customers, directly at the merchant checkout.

BNPL 52

BNPL Issuers Payment APIs and Integration Card Issuer 52

PYMNTS

APRIL 1, 2020

Major worldwide credit card networks turned their attention to the debit market in the 2000s, however, and acquired PIN networks to gain footholds in the growing space. These larger operators sometimes made deals with card issuers, under which the latter would agree to only route payments over the former’s networks.

Debit Card 56

Debit Card Electronic Funds Transfer (EFT) Debit Transaction Federal Reserve 56

PYMNTS

MAY 28, 2018

Amazon is rethinking returns, routers have been overrun by Russians and credit card issuers may not yet be betting on sports gambling, regardless of what the Supreme Court says. Backers of the state’s gambling initiatives want the credit card issuers to allow it. Amazon’s Returns Reset.

Returns 40

Returns Card Issuer Issuers Credit Cards 40

Stax

MAY 7, 2024

For example, the interchange fees for online transactions may be higher due to the higher risk of credit card fraud. Interchange fees are set by credit card issuers, such as Bank of America, Citi, or Chase, and are adjusted every year in April and October. Can merchants pass credit card processing fees to customers?

Credit Cards 88

Credit Cards Process Processors Online and Mobile Banking 88

Stax

NOVEMBER 13, 2023

Authentication: The payment terminal validates the transaction by sending the payment details to the payment network (such as the card issuer—e.g. Secure transaction: The payment network verifies the transaction details, ensuring sufficient funds and confirming the transaction’s authenticity.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

Finovate

MAY 10, 2024

Banked and NAB Promote A2A Payments in Australia A new partnership between international payments network Banked and National Australia Bank will make it easier for merchants in Australia to adopt account-to-account (A2A) payments solutions. Visit our FinovateSpring hub to register. million.

Non-Bank 59

Non-Bank Payments Agreements Payment Solutions 59

PYMNTS

MAY 7, 2018

percent of each credit card transaction plus 30 cents, which is shared among Amazon, card issuers and payment networks. According to Bloomberg, online merchants using Amazon’s service have paid about 2.9 Amazon has declined to comment, and it is unknown how many retailers have received the offer for discounts.

Push-to-Card 53

Push-to-Card Online and Mobile Banking Wire Transfer Credit Cards 53

Stax

JANUARY 31, 2024

If your company accepts credit card payments ( which it should ), chances are, you’re going to be affected by Visa’s interchange rates. Visa is one of the biggest payment networks in the world, with ~4.2B cards currently in use. So it’s virtually impossible for a business to not accept Visa cards.

Credit Cards 88

Credit Cards Push-to-Card Processors Transactions 88

PYMNTS

MAY 6, 2019

The notion that Facebook is going to launch and ignite a global payments network, at scale, based on its own branded cryptocurrency and achieve global merchant and consumer acceptance is as likely as the predictions a decade ago that bitcoin and blockchain would, by now, become the internet of money.

Online and Mobile Banking 83

Online and Mobile Banking PayPal Blockchain Innovation 83

Stax

APRIL 18, 2024

Average Credit Card Processing Fees Based on 2021 data from Visa, Mastercard and Discover, and American Express, the average credit card processing fees are currently: Payment network average credit card processing fees Visa: 1.29% + $0.05 What Do You Need When Processing Credit Cards? to 2.54% + $0.10

Credit Cards 88

Credit Cards Process Online and Mobile Banking Processors 88