Fintech Finance

JULY 4, 2024

SecurityTech company Giesecke+Devrient (G+D) is making digital payments independent of online connectivity. The token-based payment solution G+D Filia® Unplugged enables consecutive, secure offline payment transactions anytime and anywhere, bridging the gap between seamless online and offline payments without a reliable internet connection.

Digital Payments 98

Digital Payments Online and Mobile Banking Central Bank Financial Inclusion 98

The Payments Association

JANUARY 21, 2025

Decentralisation, through DeFi and CBDCs, is driving financial innovation, addressing challenges like financial crime and cybersecurity, and meeting growing demand for secure, efficient solutions. The report also notes a shift in consumer preferences, with rising adoption of digital wallets, mobile POS payments, and BNPL services.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Fintech Times

MARCH 27, 2025

Moniepoint , a Nigeria-based fintech offering an all-in-one banking, credit, and cross-border payment solution for African businesses and their customers, is on a mission to help businesses and individuals digitise their operations. to provide infrastructure and payment solutions for banks and financial institutions.

FinTech 59

FinTech Financial Inclusion Cross-Border Payments Online and Mobile Banking 59

PYMNTS

JULY 26, 2020

of India (NPCI) that facilitates inter-bank transactions, has propelled the growth of online payments, the Financial Times (FT) reported. UPI was established by the central bank and is owned by a group of local lenders. Its proponents insist UPI has revolutionized financial inclusion in the county of 1.4

Volume 123

Volume Digital Payments Transactions Online and Mobile Banking 123

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? CEO Linda Yaccarino framed the move as a leap forward, but the real story is bigger: tech giants are no longer just facilitating payments, theyre actively reshaping the financial industry.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

PYMNTS

JUNE 30, 2020

Sherrod Brown (D-Ohio) asked, “Why on earth would we trust big tech with our banking system?”. After all, it takes days to settle retail bank transfers. dollar would offer a seamless way to integrate with existing banking and payment functions, distributing funds to digital wallets. But Giancarlo said a digital U.S.

Stablecoins 124

Stablecoins Financial Inclusion Online and Mobile Banking Federal Reserve 124

Finovate

MAY 2, 2025

Hyperdesk – San Francisco, California and Mexico City, Mexico Founded in 2025, Hyperdesk provides an AI-powered search engine that helps credit unions and community banks grow their loans and deposits by better engaging with local businesses. Karen Elliott is CEO. Eric Yez is Founder and CEO. Polish fintech BidFinance raised 1.6

Online and Mobile Banking 64

Online and Mobile Banking Cross-Border Payments Cross-Border API 64

The Fintech Times

MARCH 18, 2025

Ralf Germer, CEO and co-founder, PagBrasil Pix has been a giant windfall for Brazil and is now responsible for 90 per cent of bank transactions in Brazil. Through this collaboration, Bancard will offer this service to banks in Paraguay, enhancing convenience and financial accessibility for Paraguayan travellers.

Online and Mobile Banking 64

Online and Mobile Banking Central Bank Cross-Border Instant Payments 64

The Fintech Times

MARCH 14, 2024

Not so many years ago, Filipinos had to visit bank branches or ATMs to transfer money and manage their accounts. A complex set of geographic and institutional barriers, including the fragmentation of Filipinos across over 7,000 islands, and low levels of financial literacy, are also hampering the use of financial services.

Online and Mobile Banking 115

Online and Mobile Banking Financial Inclusion Encryption Financial Literacy 115

The Payments Association

JUNE 3, 2025

Moreover, as super apps and embedded ecosystems gain traction in emerging markets, tokenisation offers a scalable security model that can flex with the complexity of multi-role, multi-wallet environments, notes Venkat Srinivasan, sales & go-to-market, banking and payments products, at Thales.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Fintech News

MARCH 6, 2024

Are digital first banks in Asia poised to lead a disruptive charge against well-entrenched, established commercial banks? In the traditional banking sphere globally, but especially true in Asia, there is a considerable proportion of unbanked and underbanked populations who lack complete or any access to banking services.

Online and Mobile Banking 136

Online and Mobile Banking Debit Card Non-Bank Push-to-Card 136

The Fintech Times

NOVEMBER 9, 2024

Back in 2012, Sri Lanka had the highest financial inclusion rate in South Asia with two-thirds of its population having access to formal financial accounts. It was also exploring the idea of public input on the prospect and thoughts on open banking. Could fintech be the catalyst it needs to see a revival?

Economy 96

Economy Online and Mobile Banking Central Bank Financial Inclusion 96

PYMNTS

SEPTEMBER 21, 2020

Women, refugees, the poor and the young had historically had low inclusion in Jordan’s banking system because there’s no good onboarding process for them – but mobile-phone penetration runs deep across Jordanian society, even among critically underbanked segments. Building Better Payments And Banking Services .

Online and Mobile Banking 102

Online and Mobile Banking Financial Inclusion Interoperability Participant 102

PYMNTS

JULY 2, 2020

During the pandemic, we have seen continued demand for our offline mobile money agency, and online digital payment, which remain core of our business,” the company said in a statement, according to Bloomberg. OPay was formed a year earlier than that, in 2018, as a way for mobile customers to send and receive money.

Online and Mobile Banking 79

Online and Mobile Banking Central Bank Government Governance 79

The Fintech Times

JANUARY 15, 2025

Uganda is rapidly emerging as a key player in the fintech and financial services sector within Africa, buoyed by innovations in mobile money and digital banking. With Kampala as its capital and financial hub, the country is working through various economic challenges, including health crises as well as strict lockdowns.

Online and Mobile Banking 59

Online and Mobile Banking Financial Inclusion Non-Bank FinTech 59

Finovate

SEPTEMBER 20, 2024

Before that, we were talking about Ireland’s Central Bank and its search for top fintech talent, new investment in mobile payments in the Philippines , and the pace of digital transformation in India’s financial services sector. You joined TBC a few years after the bank expanded to Uzbekistan.

Innovation 122

Innovation FinTech Online and Mobile Banking On-Demand 122

PYMNTS

SEPTEMBER 15, 2020

Scotland-based Tesco Bank has announced that it’s the first financial institution (FI) in the United Kingdom to introduce technology that allows its 2.6 Tesco Bank ’s purpose is to help … shoppers manage their money a little better every day,” said Sigga Sigurdardottir, Tesco’s chief customer officer, in a statement.

Credit Cards 56

Credit Cards Digital Payments Central Bank Online and Mobile Banking 56

PYMNTS

OCTOBER 22, 2020

Although lower costs and increased availability of new peer-to-peer (P2P) payment systems have allowed more first-time users to enjoy the ease and benefits of the banking system, the fact remains that 1.7 The fact that more telecom companies are now offering basic mobile payment services is also helping to bridge the unbanked gap.

P2P 82

P2P Underserved Online and Mobile Banking Payments 82

Fintech Finance

OCTOBER 4, 2024

The context and challenges of each impact the means, not the end, because the result of this digital revolution is very similar in all these regions: economic development, financial inclusion, and innovation,” says Juliana Etcheverry , Director of Country Growth – Latin America at EBANX.

Consumer 98

Consumer Online and Mobile Banking Credit Cards Economy 98

Fintech News

JANUARY 21, 2025

Embedded finance refers to the integration of financial services directly into non-financial platforms, eliminating traditional barriers to transactions and enhancing user convenience. Beyond offering convenience, super apps also play a crucial role in addressing financial inclusion challenges.

Stablecoins 109

Stablecoins FinTech Embedded Finance Financial Inclusion 109

Fintech Finance

FEBRUARY 28, 2025

MTN Group Fintech, in partnership with Paysky , has officially launched Market by MoMo , a groundbreaking e-commerce platform designed to provide Ugandan Merchants and consumers with a seamless online marketplace experience.

Financial Inclusion 72

Financial Inclusion Online and Mobile Banking FinTech Central Bank 72

Fintech News

JULY 23, 2024

The list, produced by CNBC in collaboration with market research firm Statista, highlights the world’s top 250 fintech companies across eight market categories: payments, wealthtech, business process solutions, neobanking, alternative finance, financial planning, digital assets and banking solutions. billion (US$4.4

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

PYMNTS

DECEMBER 19, 2019

To that end, on a grand stage, in payments it is the BRICS that may shape – at least in part – how mobile payments evolve. Drilling down a bit, and as reported in March, through the Russian publication Izvestia, the joint efforts could see the creation of an online wallet that would unite the payment systems of each of those countries.

Mobile Payments 52

Mobile Payments Online and Mobile Banking Cross-Border Payments 52

The Fintech Times

OCTOBER 25, 2024

The first event was the introduction of the Unified Payments Interface (UPI) by the National Payments Corporation of India (NPCI), a nonprofit organisation backed by India’s central bank and leading banks. In 2014, only 53 per cent of adults in India had bank accounts, but by 2021, this figure had risen to 78 per cent.

Digital Payments 59

Digital Payments FinTech Online and Mobile Banking Financial Inclusion 59

PYMNTS

DECEMBER 19, 2019

To that end, on a grand stage, in payments it is the BRICS that may shape – at least in part – how mobile payments evolve. Drilling down a bit, and as reported in March, through the Russian publication Izvestia, the joint efforts could see the creation of an online wallet that would unite the payment systems of each of those countries.

Mobile Payments 52

Mobile Payments Online and Mobile Banking Cross-Border Payments 52

Finovate

MARCH 7, 2025

As a proliferation of payment options promises to streamline banking and commerce, regulators, fintechs, and financial services companies are looking for ways to make sure that the challenges to these new payment optionsfrom technical complexity to new forms of fraud and financial crimeare met. million to support SMEs in Chile.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Fintech Times

JUNE 18, 2024

As of April 2023, there were 1,000 active fintechs in Latin America (LatAm) with a vast majority focusing on financial inclusion, tackling the issue of 70 per cent of the population not having access to formal financial services. What are some payment trends we’re seeing in Brazil?

Payments 64

Payments Financial Inclusion Online and Mobile Banking Central Bank 64

Clearly Payments

MARCH 18, 2024

They’re also big fans of mobile wallets. billion mobile wallet users worldwide, with Gen Z and Millennials leading the pack. Baby Boomers (born 1946-1964): They still rely on cash quite a bit, according to a study by the Federal Reserve Bank of Boston. A report by Juniper Research predicts that by 2024, there will be 4.6

Credit Cards 105

Credit Cards Federal Reserve FedNow Online and Mobile Banking 105

PYMNTS

JUNE 18, 2019

Several social impact organizations and NGOs, Women’s World Bank and Kiva, to name two, have also signed on as Founding Members and are part of the 28 included in today’s announcement. billion people in the world without access to a bank account the ability to have one at no or low cost. New Mission?

Payments 98

Payments Online and Mobile Banking Cross-Border Financial Inclusion 98

PYMNTS

NOVEMBER 22, 2018

million ATMs across India, per data from the Reserve Bank of India (RBI). These requirements were never anticipated by the industry participants at the time of signing contracts with the banks. The estimate is courtesy of the Confederation of ATM Industry (CATMi), which focuses on the domestic ATM industry. The Opportunity Ahead.

ATM 75

ATM Digital Payments Payments Financial Inclusion 75

The Fintech Times

OCTOBER 4, 2024

“India has recently achieved unprecedented levels of financial inclusion and is actively promoting the adoption and growth of the online sector,” explains Rashmi Satpute , country director of India at EBANX. Including mobile money, APMs will represent around 63 per cent of African digital commerce by 2025.

Consumer 52

Consumer Online and Mobile Banking Instant Payments Financial Inclusion 52

The Fintech Times

JULY 5, 2024

Filia Unplugged ensures consecutive, secure offline digital payment transactions at any time and place and bridges the gap between seamless online and offline payments without reliable internet connectivity. “Offline payments are the missing link in the digital payment sphere.

Digital Payments 52

Digital Payments Transactions Online and Mobile Banking CBDC 52

The Fintech Times

SEPTEMBER 10, 2024

In 2024, China’s fintech landscape is playing an increasingly central role in its economic development, as the country continues to solidify its position as the world’s second-largest economy. China’s economy is diverse, with leadership across various sectors, including manufacturing, agriculture, and financial services.

FinTech 59

FinTech Online and Mobile Banking Economy Digital Currency 59

Wharton Fintech

FEBRUARY 26, 2024

Next big acceleration was mobile, because suddenly you could be online all the time, and being online was always with you. We saw a progressive shift from people interacting physically to first, e-commerce: things coming online, people buying that way. Afterwards, you could fully move to things like e-commerce.

Visa 130

Visa Technology Payments Encryption 130

PYMNTS

AUGUST 29, 2018

Despite being home to Africa’s biggest mobile phone market, Nigeria is seeing a decline in banked adults. The government in Nigeria has prevented network operators from applying for mobile money licenses that would enable consumers to make cash transfers without having a bank account.

Financial Inclusion 40

Financial Inclusion Central Bank Processors Agreements 40

The Fintech Times

FEBRUARY 19, 2024

Digital and mobile payments have become the predominant payment methods, leading many to believe that cash is on the verge of extinction. The integration of digital payment options, such as mobile, contactless and online payments, has become a cornerstone of modern commerce.

Financial Inclusion 59

Financial Inclusion Online and Mobile Banking Digital Currency Economy 59

Clearly Payments

FEBRUARY 18, 2025

With four out of five smartphone users now opting for mobile payments over traditional cards, businesses that fail to support digital wallets risk losing sales and customer loyalty. Market Share 92% of all mobile wallet transactions Number of Users (U.S.) smartphone owners utilized proximity mobile payment services.

Online and Mobile Banking 59

Online and Mobile Banking PayPal Contactless Payments Credit Cards 59