Fintech Labs Insights

NOVEMBER 1, 2024

It’s a great time to shop for a new checking account for your small business. Since Q4 is generally a slow period for new accounts, many banks scouting for new business accounts with giant bonuses. We were surprised to see $900 offered by US Bank * when they contacted us last week.

NOV 15

NOV Small Business Checks Accounts 15

PYMNTS

NOVEMBER 2, 2018

Payroll technology firm ADP is strengthening its integration into Intuit ‘s QuickBooks platform, the company said Thursday (Nov. That deal sees employees able to access their wages more quickly, with Ingo providing push payment technology for workers to use their mobile phones to cash checks or load funds to ADP payroll cards.

Payroll 62

Payroll Cross-Border Push-to-Card Small Business 62

Fintech Labs Insights

APRIL 22, 2025

Digital Lenders: Year Founded Prior to 2008 >>> 6 | 2008 to 2011 >>> 7 | 2012 to 2015 >>> 13 | 2016 to 2019 >>> 7 | 2020 or later >>> 4 Resources : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses?

Small Business 29

Small Business NOV Acquirers Origination 29

PYMNTS

NOVEMBER 19, 2019

Small business online lending platform BlueVine announced a $102.5 million funding round and plans to expand its presence in the small and medium-sized business (SMB) banking market. In a press release Tuesday (Nov. The platform will also connect businesses to the BlueVine Business Debit Mastercard.

Small Business 43

Small Business Security Checks Underserved 43

PYMNTS

NOVEMBER 18, 2020

Although PYMNTS/Ingo data found that fewer than 10 percent of consumers would rather receive checks than instant payments, checks are often the only option for corporate payouts, insurance disbursements or payroll payouts. The last thing any customer really wants is a check, especially not now.

Instant Payments 87

Instant Payments Treasury Visa Payments 87

PYMNTS

NOVEMBER 4, 2020

And, oh yes, gross dollar volumes — and some insight into how small businesses are faring amid the great digital shift, and in brick-and-mortar locations. We’re likely to see some of the same narrative play out on Thursday (Nov. To that end, in anticipating Square’s results, the Street sees revenues of $2.1 5) after the bell.

Bitcoin 83

Bitcoin Volume Direct Deposit NOV 83

PYMNTS

NOVEMBER 19, 2020

Today in B2B payments: Visa collaborates to open up small business banking data, while Mastercard drives commercial card adoption across the MEA region. Plus, American Express eyes social media shoutouts for small firms, Veem launches a domestic B2B payments tool and Billtrust embraces machine learning. 18) press release.

B2B 52

B2B Visa Commercial Card NOV 52

PYMNTS

NOVEMBER 19, 2019

Small business banking provider BlueVine announced Tuesday (Nov. California-based BlueVine offers a suite of products for business owners including BlueVine Business Checking, Line of Credit, Term Loan, and Invoice Factoring. 19) it has raised $102.5 million in a Series F round of equity financing.

Small Business 40

Small Business Underserved NOV Checks 40

PYMNTS

NOVEMBER 15, 2016

Reports Monday (Nov. Citing “industry sources,” reports said, despite the payments challenges, small businesses are largely applauding the anti-counterfeiting efforts. SMEs that pay their suppliers are also challenged, though industry players say the companies that pay vendors via check are not facing problems.

Payroll 57

Payroll Payments Checks NOV 57

PYMNTS

DECEMBER 30, 2016

SMEs in India will have more time to pay off their loan debts as the nation looks to ease small businesses’ cash crunch following demonetization. Reports this week said the Reserve Bank of India (RBI) has extended standing special allowances for small business borrowers of outstanding loans. “On

Money Laundering 40

Money Laundering NOV Small Business B2B 40

Fintech Labs Insights

OCTOBER 1, 2024

In addition, Expensify (founded in 2008), went public in Nov 2021 and was worth nearly $5 billion before falling to its sub-$200 million value now. The intelligent way to create and pay bills, send invoices, manage expenses, control budgets, and access the credit your business needs to grow—all on one platform.

Small Business 29

Small Business Credit Cards Acquirers Processors 29

Fintech Labs Insights

FEBRUARY 13, 2025

However, when it comes to trusting someone with your money, many small business owners prefer to deal with companies embedded in the local economy, even if it means not getting the latest online banking features or the best interest rate. The list below are the biggest national brands offering small business banking services.

Small Business 15

Small Business Credit Cards Federal Reserve Online and Mobile Banking 15

Fintech Labs Insights

APRIL 24, 2025

In addition, Expensify (founded in 2008), went public in Nov 2021 and was worth nearly $5 billion before falling to $300 now. Below is a list of the 19 challenger business credit cards currently active in the United States. 103 reviews, unchanged since Nov 24) 5. 21,000 18 17 (t) Profit (was Swipedom ) 5 25 Apr 25 2019 NYC $1.5

Small Business 19

Small Business Credit Cards NOV Acquirers 19

PYMNTS

NOVEMBER 2, 2017

small business (SMB) owners and freelancers are speaking out about their late B2B payments experiences in a new report by the Associated Press published Wednesday (Nov. It’s understandable for a nonprofit arts company, but I need the checks to come in so I can stay in business, too,” he said. “I On average, U.S.

B2B 40

B2B Small Business Payments NOV 40

PYMNTS

NOVEMBER 1, 2019

legislators are calling for a mandatory 24-hour waiting period on all first-time payments between bank accounts as a way to reduce fraud, Reuters reported on Friday (Nov. financial institutions signed a voluntary code to refund consumers and small business victims for fraud schemes. In May , a group of U.K.

Regulations 42

Regulations Treasury Payments NOV 42

Fintech Labs Insights

NOVEMBER 22, 2021

But we still haven’t seen a breakout small business bank. The digital small biz lenders are grabbing share, Kabbage, Square, Paypal, Amazon, Brex, etc. But there is not yet a place where small businesses flock to get deposit, payment, and financing needs met in a single interface. 22 Nov ’21. 22 Nov ’21.

Small Business 15

Small Business NOV PayPal Credit Cards 15

Fintech Labs Insights

NOVEMBER 22, 2021

But we still haven’t seen a breakout small business bank. The digital small biz lenders are grabbing share, Kabbage, Square, Paypal, Amazon, Brex, etc. But there is not yet a place where small businesses flock to get deposit, payment, and financing needs met in a single interface. 22 Nov ’21. 22 Nov ’21.

Small Business 15

Small Business NOV PayPal Credit Cards 15

Finextra

JUNE 5, 2025

Affordability frameworks must evolve Checks must be proportionate and verifiable, with models recalibrated to reflect customer circumstances. Prepare for registration Ensure that internal records, model documentation, and business models are clearly aligned with regulatory expectations.

BNPL 52

BNPL Regulations Payment APIs and Integration Compliance 52

Fintech Labs Insights

JANUARY 5, 2022

. There is a small business owner in one of every 3 US households. It’s a market ripe for newcomers, but until 10 years ago, there were no pure-play small-business financial challengers. There are thousands of business banking options for small businesses. Free checks. can replace Bill.com).

Checks 15

Checks Wire Wires ACH 15

Fintech Labs Insights

NOVEMBER 10, 2023

Centered around deposit and debit/charge card services Predominantly focused on consumers Primarily digitally delivered (rules out Wells Fargo, BofA, and the majority of traditional banks*) Founded since 1999 Do you run a small business :?Looking Looking for small business resources?

NOV 15

NOV Consumer Online and Mobile Banking Small Business 15

Fintech Labs Insights

FEBRUARY 10, 2025

With risk-free rates in the 4% range, even a business with $50k in reserve (throwing off $175/mo pre-tax) has an incentive to sweep that out of a non-interest checking account. Are we about to see a rush of fintech startups serving the interest-sensitive small business market? Maybe, maybe not.

Small Business 15

Small Business Treasury FDIC Accounts 15

Fintech Labs Insights

MAY 2, 2023

Event details, dates and prices are up-to-date at the time of publication but always check here for the latest. For the most part, financial technology event planners are organizing in-person gatherings, often with a virtual option. We expect the calendar to expand as we progress through the year. 100+ speakers.

FinTech 29

FinTech NOV Embedded Finance Advisors 29

Fintech Labs Insights

JUNE 29, 2023

Block/Square FAB Score = 5,130 (up 600) – HQ: San Francisco – Founded: 2009 – Went public Nov 2015 ( NYSE:SQ ) at $2.9B The post Top 9 Online Digital Payment Processors for Small Businesses (SMB): June 2023 first appeared on Fintech Labs SMB Center. including $6.5B 12,000 reviews) 2.

Small Business 15

Small Business Processors Digital Payments Online and Mobile Banking 15

Fintech Labs Insights

NOVEMBER 18, 2020

It’s been a busy fall in the virtual fintech events/conference business with many earlier shows delayed until Q4 in the hopes, alas, that COVID would be tamed by now. We know you can’t possibly have used up your 2020 events budget, so check out one or more of the following events.

NOV 15

NOV FinTech Small Business Checks 15

Fintech Labs Insights

JUNE 27, 2023

Business Insider At least 7 out of 10 small businesses (SMB) lack basic business insurance coverage in one or more critical areas. NEW : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? 14 reviews) Founders: Inaki Berenguer, Rashmi Melgiri 14.

Small Business 15

Small Business Online and Mobile Banking Acquirers Processors 15

Fintech Labs Insights

MAY 19, 2025

Related: Top 13 DeFi, Blockchain and Crypto Conferences in 2025 The Top 18 Accounting Conferences & Events in 2025 The 37 Biggest Fintech Conferences, Events & Trade Shows in 2025 Related Stories SMB Banking: Deep Dive on Ramp Top 40 Small Business Checking Account Bonuses, up to $2,500 (Nov 2024) Top 10 Digital Challenger Banks for Youth/Teens (..)

NOV 15

NOV Small Business Blockchain Checks 15

Fintech Labs Insights

DECEMBER 8, 2022

Event details, dates, and prices are up-to-date at the time of publication but always check here for the latest. For the most part, insurance event planners are organizing in-person gatherings, often with a virtual option. We expect the insurance tech event calendar to expand as we progress through the year. Insurtech Connect (ITC) Europe.

NOV 15

NOV Small Business FinTech Innovation 15

PYMNTS

NOVEMBER 6, 2019

Working with TransferWise , which provides tech services for international transactions, GoCardless launched on Wednesday (Nov. GoCardless works with 50,000 businesses around the world, varying in size from large corporations to small businesses. Global Debit Network. B2B Potential.

B2C 40

B2C B2B Cross-Border ACH 40

Fintech Labs Insights

JANUARY 17, 2025

Money and cash flow are the lifeblood of a small business. Lets get started HQ: Singapore | Founded: 2015 | Total Funding $902M | Website visits: 1,700,000 month More : Looking for digital banks, lenders, payment providers, insurance or digital accounting for small businesses? 262 reviews, up 5 since Sep 24) 7.

Small Business 12

Small Business Payments Acquirers NOV 12

Fintech Labs Insights

JANUARY 24, 2025

Small Businesses (SMB) in Jan 2025 Top 19 Online Digital Corporate Credit Cards for Small Businesses (Jan 2025) Related Stories SMB Cards & Spend Management Profile: Divvy (Bill.com) The 14 Biggest Payments & Card Industry Conferences & Events in 2023 SMB Challenger Bank Mercury Adds Clever “Merchant Cards”

Product 12

Product FinTech Online and Mobile Banking Credit Union 12

Fintech Labs Insights

JANUARY 31, 2022

5-min demo (21 Nov 2021). And they are doing it on the backs of a crypto exchange, it’s just plain old small-business payments, not known for their high margins or fast growth. paper check (free). Check it out yourself with its excellent interactive demo. Accounts payable. charge to any credit/debit card (2.9%

Debit Card 15

Debit Card ACH Payments Small Business 15

Fintech Labs Insights

JULY 26, 2024

Event details are up-to-date at the time of publication but always check with the event for the latest information. These are the biggest and best events in the financial services space for technologists, product managers, developers, marketers and C-Suite execs at both financial institutions and fintech firms.

AI 15

AI FinTech NOV Small Business 15

Fintech Labs Insights

FEBRUARY 22, 2022

Nov 2021 round. Nov 2021 round. Nov 2021 estimate. SMB Crypto: Should small businesses issue social tokens (or membership NFTs)? Cayman Islands. Circle Internet Financial. July 2021 SPAC (proposed). Fireblocks. Jan 2022 round. Infrastructure. Dec 2021 round. Blockchain.com. Mar 2021 round. Chainalysis. MobileCoin.

FinTech 15

FinTech NOV NFTs Bitcoin 15

Fintech Labs Insights

MAY 3, 2023

Event details, dates, and prices are up-to-date at the time of publication but always check here for the latest. For the most part, insurance event planners are organizing in-person gatherings, often with a virtual option. We expect the insurance tech event calendar to expand as we progress through the year.

NOV 15

NOV Advisors Push-to-Card FinTech 15

Fintech Labs Insights

NOVEMBER 23, 2020

Certain types of businesses have thrived in the pandemic economy. Check and double-check. Reference: – Geekwire (23 Nov 2020). Full disclosure : I’m considering making a small angel investment in Secure. Related: Fintech Events: The 14 Remaining Conferences in 2020 (Nov/Dec). Remote services?

Ubiquitous 15

Ubiquitous Security FinTech NOV 15

Fintech Labs Insights

APRIL 12, 2024

Innovations from 1995 to 2014 (with launch dates) Note: Ranking as of Jan 2014 Wells Fargo is first in the world to offer Web-statement access (launched May 1995) Security First Network Bank launches first full-service Internet bank brand (Oct 1995, disbanded 2002) PayPal launches first online optimized payment system (Nov 1999, bought by eBay in 2003) (..)

Online and Mobile Banking 15

Online and Mobile Banking Innovation FinTech NOV 15

Fintech Labs Insights

AUGUST 23, 2024

Event details are up-to-date at the time of publication, but always check with the event for the latest information. The 39 Largest Corporate Client/User Events in Financial Services Technology Top 25 Online Digital Accounting Services for Small Business (SMB): Aug 2024 Related Stories How Have the Finovate Best of Show Winners Fared?

Credit Union 15

Credit Union NOV NACHA Audit 15