Stax

JULY 7, 2025

TL;DR Mobile payment services allow merchants to accept payments from consumers using mobile devices. To choose the right mobile service provider, merchants should consider fees, integrations, security, and customer support. What are Mobile Payment Services? Are there monthly service charges or hardware rental fees?

Mobile Payments 88

Mobile Payments Online and Mobile Banking Debit Card Credit Cards 88

Stax

MAY 6, 2025

Both dipping and tapping require an EMV chip card that generates a unique one-time code for every transaction. Each association has its own interchange fee, so knowing what these fees are and how they are handled by your merchant service provider will help ease any potential confusion. That adds an extra layer of security.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

PYMNTS

DECEMBER 9, 2016

The merchant, along with managed service providers, in turn, can monitor and react to data in real time, tailoring rewards and other programs to help boost revenues. The technology, once in place (using Intel processors), allows for the transference of data from terminal to bank servers, bypassing system memory and merchant hardware.

CHIPS 74

CHIPS MSPS Breach Data Breach 74

Stax

JUNE 8, 2025

No – requires a payment processor to complete transactions Yes – for in-person transactions; needs a gateway for CNP transactions Provided By Often bundled with eCommerce platforms (e.g., Shopify Payments, PayPal, Stripe) Often provided by banks or payment service providers (e.g.,

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88

Bank Automation

NOVEMBER 22, 2023

Chip-making behemoth Nvidia’s earnings for its fiscal third quarter were driven by a rise in data center demand, deepening relationships with cloud service providers and high demand for its GPU chips, Chief Financial Officer Colette Kress said during the company’s fiscal third quarter earnings call Tuesday.

CHIPS 80

CHIPS AI Service Provider 80

PYMNTS

JULY 6, 2017

Valitor, a Fintech payment service company announced Wednesday (July 5) the acquisition of Chip & PIN Solutions, a U.K. card-based payment provider. The acquisition of Chip & PIN Solutions is another highly strategic move for Valitor. added David Maisey, founder and CEO of Chip & PIN. businesses.

CHIPS 40

CHIPS Acquirers International Payments Payment Solutions 40

The Payments Association

JUNE 16, 2025

Retailers and service providers may favour synchronous models to mitigate payment disputes. The experiment explored multiple countermeasures, chief among them being the use of Secure Elements: tamper-resistant chips that store cryptographic keys and transaction data on user devices. This distinction has real-world implications.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

PYMNTS

JANUARY 18, 2021

The card was created in partnership with Mastercard as well as PayCenter and payment services provider petaFuel , the report stated. Infineon will work on managing and issuing the employee ID cards, which will be compliant with the EMV standard for the chip-based payments and readers used around the world, according to the report.

Visa 108

Visa Payments EMV Contactless Payments 108

The Payments Association

NOVEMBER 18, 2024

” The two camps The two main categories of service providers in the changing landscape of merchant relationships are the traditional banks and the fintech or merchant service providers. Revenue in the U.S. fintech sector surpassed $39 billion in 2023 and is forecast to reach $70.5 billion by 2028.

FinTech 88

FinTech Online and Mobile Banking Acquirers Fraud Prevention 88

Stax

OCTOBER 21, 2024

As beneficial as credit card processing is for small businesses, you’ll have to work with a payment service provider and their fees can be tricky to navigate. Then, payment service providers determine the price levels for each of these. That’s over $10 trillion in transactions.

Credit Cards 88

Credit Cards Process Processors Processing Costs 88

The Fintech Times

JULY 17, 2024

In order not to face heavy fines, Apple has allowed its rivals access to its tap-and-go payments technology through its NFC chip, free of charge. Ivo Gueorguiev, co-founder and executive chairman of Paynetics According to Ivo Gueorguiev , co-founder at Paynetics , the payments service provider, probably not.

Card Issuer 116

Card Issuer Payments Contactless Payments CHIPS 116

Stax

MARCH 5, 2025

Enjoy Industry-Grade Security Reliable online merchant account services providers offer their services without putting your customers security at risk. They also often provide the actual equipment you need to accept credit card payments, like the point of sales (POS) terminal.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

PYMNTS

JANUARY 8, 2020

Credit card payments are increasingly enabled via EMV chips rather than magnetic stripes, but these methods frequently suffer from a lack of diligent digital identity verification. A multitude of security issues continue to plague the space, however, despite this optimistic future of digital identity.

EMV 67

EMV Chip Cards Verification CHIPS 67

PYMNTS

OCTOBER 21, 2020

percent/30 cents per chip/swiped transaction, and higher for online payments. The point of sale, then, is fast becoming the new point of competition between a traditional FI and a slew of FinTechs and service providers. Square and PayPal do not have monthly fees, but levy fees of 2.6 percent/10 cents and 2.9

Point-of-Sale (POS) 122

Point-of-Sale (POS) Push-to-Card PayPal Volume 122

PYMNTS

NOVEMBER 22, 2016

The company also said the Verifone Engage family of devices are now available to small and medium business across Germany via InterCard, a network service provider which Verifone bought in 2015. Verifone’s V200c accepts all payment types, including NFC/contactless , mobile wallets, mobile pay and EMV chip cards.

Chip Cards 69

Chip Cards Contactless Payments EMV CHIPS 69

Evolve Payment

NOVEMBER 19, 2024

Ecommerce transactions don’t have EMV (an acronym for Europay, Mastercard, and Visa, but really just means the chip on your credit card) capabilities, so they are especially vulnerable. Not applicable to service providers. Not applicable to service providers. Not applicable to service providers.

PCI DSS 94

PCI DSS Compliance Processors Breach 94

PYMNTS

OCTOBER 22, 2020

Mitek also contends that its new, NFC-enhanced digital identity verification solution will also provide an easier and more intuitive experience for customers of banks and other financial institutions while also helping to thwart fraud.

Verification 53

Verification Technology CHIPS Authentication 53

Finovate

MAY 2, 2024

Cloud banking services provider Blend raised $150 million in new funding from PE firm Haveli Investments. Cloud banking services provider Blend has secured an investment of $150 million from technology-focused private equity firm Haveli Investments.

Credit Union 64

Credit Union CHIPS Service Provider Agreements 64

Fintech Finance

JUNE 25, 2024

Driven by the belief that consumers deserve the freedom to choose to use any object they want to pay or for identification, MuchBetter’s ring is powered by an award-winning IoT platform that provides an end-to-end service to securely deliver data into everyday wearables and turn them into tokenised wearables.

Contactless Payments 98

Contactless Payments Payments Visa CHIPS 98

PYMNTS

SEPTEMBER 4, 2018

The second Payment Services Directive — known as PSD2 — has come into effect in Europe, with a September 2019 deadline of payment service providers being able to adhere to regulatory technical standards regarding security and functionality. Indeed, new payment regulations seem to be pushing payment cards toward the future.

Chip Cards 44

Chip Cards CHIPS Push-to-Card Payments 44

PYMNTS

OCTOBER 20, 2016

The updated Clover Go app version also provides support for the new contactless, chip and swipe reader and a bundle plan for Clover merchants for all-in-one Clover Go without a new merchant ID or an upgrade to the register plan. chip migration? EMV Infiltrating The Hearts and Minds Of The U.S. Population.

Payment APIs and Integration 65

Payment APIs and Integration Online and Mobile Banking EMV Chip Cards 65

Stax

NOVEMBER 13, 2023

EMV chip card technology had a good two decades or so, beginning in the mid-’90s. The customer’s payment information is securely stored in the NFC chip and transmitted to the merchant’s terminal. It’s universally compatible Unlike the chip card and magnetic stripe, NFC technology is standardized.

Contactless Payments 88

Contactless Payments Push-to-Card Online and Mobile Banking Encryption 88

PYMNTS

OCTOBER 13, 2016

PYMNTS recently caught up with Chip Hull, vice president of FedEx Cross Border, the eCommerce technology subsidiary of FedEx that has access to more than 220 countries and territories, to discuss the logistical challenges involved with planning and operating during the busy holiday shopping season. About The Tracker.

Cross-Border 73

Cross-Border Cross-Border Payments CHIPS Service Center 73

Finovate

MARCH 18, 2024

GoCardless anticipates that acquiring Nuapay will expand the availability and influence of GoCardless’ services through partners and intermediaries, including Independent Software Vendors (ISVs) and Payment Service Providers (PSPs).

Accounts 69

Accounts Acquirers FinTech ISVS 69

PYMNTS

APRIL 24, 2018

The solution, Azure Sphere, includes three elements: a new microcontroller unit chip, a customized Linux-based operating system and a turnkey cloud security service. In the quest to protect unsecured IoT devices, Microsoft recently announced a new security solution intended for microcontroller unit-powered IoT devices.

CHIPS 79

CHIPS Security Automation Use Case 79

Clearly Payments

DECEMBER 2, 2024

Suitable for high-volume retail and service environments. Accepts contactless and EMV chip cards , which are more secure than magnetic stripes. to 3% per transaction , depending on the provider. Ensure the system supports modern features like contactless payments, mobile wallets, and EMV chip cards.

Credit Cards 105

Credit Cards Payment Gateways Gateways Point-of-Sale (POS) 105

Clearly Payments

MARCH 22, 2024

When a user holds their NFC-enabled smartphone near a payment terminal, the NFC chip in the phone communicates with the terminal to complete the transaction. This technology is the backbone of popular payment services like Apple Pay, Google Pay, and Samsung Pay.

Contactless Payments 105

Contactless Payments Online and Mobile Banking Mobile Payments Payments 105

Fintech Finance

MARCH 15, 2024

The acquisition will significantly scale GoCardless’ indirect channel proposition, consolidating its position as a key payment provider to existing and new customer segments including Independent Software Vendors (ISVs) and Payment Service Providers (PSPs).

Agreements 52

Agreements Acquirers ISVS Real Time Payments 52

Fintech News

JULY 3, 2024

Top e-wallets in Vietnam by penetration rate (%), Source: The Connected Consumer Q4 2022, Decision Labs, Feb 2023 It also reflects the popularity of digital finance platforms in Vietnam, which has intensified competition among service providers.

Finance 117

Finance Online and Mobile Banking Micro-Entry Non-Bank 117

PYMNTS

JUNE 20, 2018

Perhaps not since the adoption of chip and PIN payments has there existed so much potential for disruption in the point-of-sale market. That’s how Andrew Byrne, chief operating officer at London-based payment services firm myPOS , told it during a recent interview with PYMNTS. As well, the growth of the gig economy in the U.K.

Value Added Service 54

Value Added Service CHIPS Chip Cards Service Provider 54

PYMNTS

FEBRUARY 23, 2016

retailers are able to process chip-card transactions. According to a survey by the same research group — taken shortly before the liability shift went into effect in the fall — only 27 percent were going to be ready to go with chip card processing as of Oct. According to the report, only 37 percent of U.S.

EMV 41

EMV CHIPS Chip Cards Push-to-Card 41

Stax

JULY 7, 2025

This way, the business can recover the fees that would otherwise chip away at their margins. Payment processor fees: Payment processors, such as merchant service providers or independent sales organizations, facilitate credit card transactions. We’ll get to the finer details of surcharging later on.)

Credit Cards 88

Credit Cards Process Processors Debit Card 88

PYMNTS

JANUARY 20, 2020

Samsung makes more computer chips, displays and phones than any other company worldwide, but has seen its earnings drop for the past five quarters. Last week , Samsung acquired network services provider TeleWorld Solutions (TWS). The company is working to create new growth drivers. 11 Unpacked event in San Francisco.

CHIPS 52

CHIPS Returns Acquirers Research 52

Stax

APRIL 30, 2024

Whether you’re a freelance service provider, a cafe owner, or a retailer, card payments are king, and your credit card processing account is where you hold power to manage and control your fees. ” There is a total lack of transparency for anyone wanting to research and compare Riverside against other providers.

Online and Mobile Banking 88

Online and Mobile Banking Payment APIs and Integration Payments Credit Cards 88

PYMNTS

DECEMBER 13, 2016

We are not just a service provider for our clients,” said Graff. “We Since EMV launched and chip technology has made it harder to defraud card-present transactions, fraudsters are moving over into card-not-present transactions. That’s really what is driving the absolute need for a fraud service.

Cross-Border 59

Cross-Border Push-to-Card EMV CHIPS 59

The Payments Association

NOVEMBER 19, 2024

Many businesses dive into card production without recognising that creating a card means coordinating with an issuer, payment network, acquirer, and, often, multiple service providers. Getting started: Laying the foundation The first question to ask isn’t about design or the physical card but rather the larger infrastructure.

Product 88

Product Push-to-Card Card Issuer Issuers 88

Stax

MARCH 15, 2024

EMV Standards: EMV (Europay, Mastercard, and Visa) standards govern the technology used in chip-enabled payment credit and debit cards and terminals. That’s why when shopping around for merchant services providers, you must choose a payment platform that makes security a top priority.

Process 88

Process Security PCI DSS Encryption 88