The Payments Association

MARCH 19, 2025

The financial world is moving toward real-time payments, embedded finance, open banking, AI, robot process automation (RPA), and global interoperabilitybut outdated technology is slowing banks down, creating higher security risks, compliance challenges, and operational inefficiencies.

Payment APIs and Integration

The Fintech Times

MARCH 14, 2025

However, following the partnership between Yooro and Tokeny , inefficiencies traditionally experienced in the market will be removed through fully digital, interoperable, and compliant solutions. Tokenisation fundamentally changes this paradigm by allowing assets to move freely while maintaining compliance through programmable rules.

Interoperability

The Payments Association

JUNE 3, 2025

As Nilixa Devlukia, CEO at Payments Solved, observes, these projects illustrate the benefits of shared infrastructure, adding that technical standards are beneficial to building interoperable CBDCs that function seamlessly across borders and jurisdictions.

CBDC

The Payments Association

JULY 7, 2025

This isn’t just a social observation; it’s a compliance flag. Enhance fraud prevention beyond check-box compliance. Plan for interoperability: your infrastructure must serve both early adopters and laggards. Inclusion is no longer a CSR talking point.

Acquirers

The Fintech Times

MARCH 25, 2025

The new collaboration will see projects under ADGM s Registration Authority leverage Chainlinks technical expertise, industry insights, and a suite of advanced services to maximise the utility of tokenised assets while ensuring regulatory compliance. Why Chainlink?

Interoperability

The Fintech Times

JULY 17, 2025

But the real story is in the infrastructure behind it: licensing, interoperability and a deep commitment to making cross-border payments work for everyone – not just the biggest players. This purpose is rooted in facilitating inclusion and interoperability. At TerraPay, compliance has always been at the centre stage.

Cross-Border

Fintech Finance

JANUARY 21, 2025

In the architecture of the VOP scheme, the EDS enables reachability and interoperability between VOP scheme participants. This agreement marks a significant milestone in advancing the VOP scheme, ensuring greater security and interoperability in payments across Europe.

SWIFT

Finextra

JUNE 24, 2025

These solutions are already widely adopted and focus on enabling technical interoperability between existing mobile wallets, offering fast and integrated payment experiences within their local banking ecosystems. Wero, in contrast, offers a unified architecture, designed for full interoperability and scale across Europe.

Agreements

The Fintech Times

JULY 3, 2025

“By combining Ripple Payments with OpenPayd’s rail-agnostic and fully interoperable fiat infrastructure, we are delivering a unified platform that bridges traditional finance and blockchain. ” RLUSD supports a wide range of use cases, including cross-border payments, global treasury management, and access to US dollar liquidity.

Cross-Border Payments

The Payments Association

OCTOBER 28, 2024

“The ability to quickly adapt to changing regulations and market conditions has also become a critical differentiator, as payment processors navigate an increasingly complex compliance landscape. Agility and adaptability are no longer nice-to-have traits, but essential capabilities for modern payment processing platforms. ”

Process

Finextra

JUNE 26, 2025

These compliance standards aren’t just check boxes; they are tools that protect your business and build confidence. Most importantly, you’ll see how the right digital payment solution can make compliance simpler and more effective. Why compliance matters in digital payment processing Staying compliant isn’t a choice. The result?

PCI DSS

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. Why is it important? What’s next?

Legal

Fintech News

JUNE 16, 2025

The pilot also helped identify what kinds of rulebooks, service-level agreements, and compliance processes need to be in place. We also provide the compliance, data, and security frameworks that are needed for cross-border activities. That’s a critical foundation for any network that aims to scale across countries.

Cross-Border Payments

The Payments Association

JANUARY 21, 2025

Payments providers will need to prioritise interoperability and compliance to unlock growth while addressing security and volatility concerns. AI is revolutionising fraud detection, compliance, and personalisation, while tokenisation enhances e-commerce security. User numbers are set to approach 3.9

Payments Trends

Fintech News

JANUARY 13, 2025

The region witnessed the emergence of only one new unicorn: Polyhedra Network , an infrastructure provider for web3 interoperability. With governments in SEA grappling to balance innovation with consumer protection, fintech firms must navigate a complex web of compliance requirements.

FinTech

Fintech News

MAY 5, 2025

Designed for interoperability, the platform supports a range of use casesfrom remittances and merchant payouts to treasury and wallet operations. The company is also a member of the Global Finance and Technology Network (GFTN).

Cross-Border Payments

The Payments Association

JANUARY 15, 2025

Swift drives global interoperability and innovation, aligning with the UK’s National Payments Vision to enhance seamless, secure payments. This is an example of how the scale of the Swift network can be leveraged to interoperate market infrastructures to enhance the user experience.

SWIFT

The Fintech Times

NOVEMBER 6, 2024

Ant International is also working with StraitsX to enable the efficiency and interoperability of payments made via PBM through the Whale platform, Ant International’s treasury management solution. “Based on our biometrics study, close to seven in 10 Singapore consumers see this as a secure way to pay. .

Product

The Payments Association

MARCH 19, 2025

The rapid adoption of digital wallets has introduced a complex web of regulatory considerations, ranging from data privacy and cybersecurity to anti-money laundering (AML) compliance and cross-border transaction governance. Adopt multi-factor authentication (MFA) and biometric verification to reduce fraud risks.

Digital Payments

Fintech News

JUNE 24, 2025

It is designed to help institutions localise solutions, shorten time to market, reduce operational costs, and improve user experience, while meeting compliance ahead of SBV deadlines. The joint platform will support automated payment flows, API lifecycle management, third-party partner integration, consent frameworks, and data security.

Payment APIs and Integration

Fintech News

NOVEMBER 3, 2024

GL1 will define control principles, develop specifications, and ensure “compliance by design” to align governance and risk management practices. This includes programmable compliance, which automates regulatory checks.

CBDC

Finextra

JUNE 11, 2025

Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation. Data Governance: As wallets become data-rich ecosystems, compliance with GDPR, PSD3, and future AI regulations will be mission-critical.

Consumer

The Payments Association

JUNE 24, 2025

The payments sector as an enabler and influencer of sustainability goals: Beyond compliance and consumer trends, the payments industry can play a pivotal role in advancing sustainability goals. This also enables more precise ESG investment decisions and enhanced consumer engagement.

Innovation

Stax

JANUARY 28, 2025

Interoperability with your existing software tools and apps: the payment processing platform must be interoperable with your existing software tools, like CRM (Customer Relationship Management), inventory management, POS (Point of Sale), and accounting software.

Payment APIs and Integration

The Payments Association

JUNE 11, 2025

Fraud is no longer just a technical problem—it’s a product, compliance, and strategic issue embedded in the business model. Regulation is reshaping the landscape UK legislation is increasing corporate liability and tightening compliance expectations. Compliance is becoming a competitive differentiator.

Risk

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Job titles span executive leadership, compliance management, risk oversight, and technical implementation roles.

Financial Crimes

Finextra

JUNE 18, 2025

Interoperability across multiple domestic and international card schemes without cobadging constraints. nexo integrates and configures brand selection flows in full compliance with regulatory obligations and with guidelines from the European Payments Stakeholders Group (EPSG) , as specified in the SEPA Cards Standardisation Volume (Book).

ISO 20022

The Fintech Times

JANUARY 23, 2025

. “For instance, in Mexico, were working with local fintechs and other organisations including The Peoples Clearinghouse and The Mexican Association of Credit Unions of the Social Sector (AMUCSS) on an initiative that will introduce an interoperable, real-time payment pathway between the US and 140 rural community banks.

FinTech

Fintech Finance

JUNE 9, 2025

PEM has numerous workstreams all aimed at driving competition, innovation, financial inclusion and addressing fraud and risk in an open, interoperable system. Attestation of Compliance (AoC) for both South Africa and Nigeria. As a further display of commitment to the region, PayU GPO received PCI DSS v4.0.1

PCI DSS

The Fintech Times

DECEMBER 18, 2024

This centralisation has allowed various players to achieve compliance with the current EU regulatory framework, helping clients being active players in the open-banking and open-finance ecosystem. This will allow them to create innovative products that improve user experience beyond the mandatory services.

Finance

Fintech News

DECEMBER 9, 2024

Crucially, this initiative is critical for establishing a robust and interoperable ecosystem, where tokenised assets can be traded securely and efficiently across different jurisdictions. GL1 is not merely a technological endeavour; it also addresses the crucial aspects of governance, risk management, and compliance.

Cryptocurrency

Fintech Finance

MAY 2, 2025

Rain provides backend infrastructure – APIs, compliance layers and settlement logic – that enables fintechs and wallets to build and launch stablecoin-linked card programs. Rain’s technology stack allows for card transactions on the Visa network to be interoperable with stablecoins across multiple blockchains.

Credit Cards

The Payments Association

MAY 28, 2025

Regulatory frameworks will inevitably follow, converting whats currently best practice into compliance requirements. Merchants no longer need to handle or store sensitive payment data, dramatically reducing both their compliance burden and vulnerability to breaches. Instead, a complex orchestration occurs between token requesters (e.g.

Credential

The Payments Association

FEBRUARY 17, 2025

AI plays a crucial role in fraud detection and compliance, ensuring that financial inclusion does not come at the cost of security. By facilitating secure data sharing and interoperability between financial service providers, open banking fosters competition, innovation, and greater accessibility for consumers worldwide.

Innovation

The Payments Association

MAY 3, 2025

What matters is delivering whats critical to the customerwhether thats speed, interoperability, or something else entirely. However, the most immediate benefits have come in compliance. But many new digital asset firms are led by technologists, not compliance professionals. Compliance was seen as a blocker, not a foundation.

Payment APIs and Integration

Finextra

JUNE 2, 2025

Developers globally are composing new financial products at a frenetic pace, precisely because the protocols are open and interoperable. Open Banking achieved interoperability by establishing common API standards (for example, the UK’s Open Banking Implementation Entity set standard formats for data and secure connections).

Finance

Fintech News

APRIL 24, 2025

HashKey focuses on regulatory compliance, security, and innovation. With a focus on technology, compliance, and transparency, Dianrong’s platform uses data-driven insights to create lending and borrowing solutions tailored to specific industries needs. BharatPe Valuation: $2.85 PayU Valuation: $5.2

FinTech