The Payments Association

JANUARY 13, 2025

The introduction of the Digital Assets Bill and the Financial Conduct Authority (FCA)s ongoing efforts to regulate cryptoassets demonstrates the regulator’s intentions to further define just how digital assets are governed and traded.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

SEPTEMBER 24, 2024

The government is producing a much needed National Payments Vision and Strategy (NPV&S), that reflects its recognition of the systemic importance of payments to the UK authorities and how its leadership must give rise to a new era for payments. Prioritise initiatives and decide on investment programmes.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

The Fintech Times

OCTOBER 3, 2024

To make sure more people have access to these services, the government of Papua New Guinea has been putting a focus on financial inclusion. It was established to act as the industry’s apex organisation for coordinating, advocating and monitoring all financial inclusion activities in the country.

Financial Inclusion 52

Financial Inclusion Financial Literacy Government Governance 52

The Payments Association

MARCH 18, 2025

But these opportunities are accompanied by mounting risks around data governance, security, and regulatory fragmentation. Open data extends beyond regulated financial data-sharing to non-banking datasets, such as telecom, utility, e-commerce, and social data, creating new layers of insight but also new risks. reached $1.1

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Innovative Payments Association

JANUARY 14, 2025

Proposals to repeal existing regulations through the Congressional Review Act (CRA), calls to eliminate the Consumer Financial Protection Bureau (CFPB), and other deregulatory measures suggest significant changes may be on the horizon. However, industry leaders must temper their expectations.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB FDIC Consumer Protection 52

Clearly Payments

MARCH 11, 2024

Recognizing the potential risks and opportunities associated with cryptocurrencies, Canadian regulatory bodies have been proactive in developing frameworks to govern their use. Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

Fintech News

FEBRUARY 26, 2024

The commitment to financial inclusion is particularly pronounced in emerging markets and developing economies (EMDEs), where fintech firms are actively extending financial products and services to segments historically neglected by traditional financial institutions.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. It competes with the official Chinese Digital Yuan, which has seen more widespread adoption in China due to government promotion and integration into domestic financial systems.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

Fintech Review

JULY 24, 2024

This has significantly increased financial inclusion, empowering millions who previously had no access to banking services. In Ghana, MTN Mobile Money has become a vital financial tool. Governments need to create supportive regulatory frameworks that balance innovation with consumer protection.

FinTech 105

FinTech Online and Mobile Banking Financial Literacy Financial Inclusion 105

Electronic Transactions Association

JANUARY 16, 2025

These products and services are safe, highly secure, and promote financial inclusion by allowing consumers and small businesses including lowandmoderate income consumers who have historically not had full access to the financial system to conduct their everyday financial transactions.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

Fintech News

JANUARY 21, 2025

The Financial Services Authority ( OJK ) of Indonesia has issued a new regulation to govern Alternative Credit Ratings (PKA), also known as Innovative Credit Scoring (ICS). This move aims to promote financial innovation and inclusion in the country while ensuring the OJK maintains a strong supervisory role over these new providers.

Regulations 90

Regulations Consumer Protection Compliance Government 90

The Payments Association

NOVEMBER 13, 2024

Chief among these is the current patchwork of regulations governing blockchain and digital assets worldwide. It will also help cement critical consumer protections necessary to give users the confidence to engage in new products and services.

Blockchain 88

Blockchain Use Case Financial Inclusion Stablecoins 88

Fintech News

APRIL 8, 2024

The show will bring together over 3,000 senior decision-makers and 200+ speakers, sponsors, and exhibitors, and address key industry themes such as financial inclusion, sustainability, cybersecurity, and regulatory frameworks.

FinTech 117

FinTech Cross-Border APACS Participant 117

The Fintech Times

OCTOBER 29, 2024

In fact, its Personal Data Protection Bill is yet to be formalised as law. SBP oversees digital payments and consumer protection, while the SECP focuses on the investment and securities-related elements of the local fintech landscape. A gender divide also appears to exist regarding financial inclusion.

FinTech 59

FinTech Financial Inclusion Consumer Protection Transactions 59

Fintech News

APRIL 12, 2024

This growth is attributed to several factors, including supportive government policies aimed at fostering economic expansion, a population that embraces mobile technology, and a substantial number of opportunities for industry involvement.

APACS 125

APACS FinTech Innovation Finance 125

Fintech Review

APRIL 11, 2025

Green and Ethical Fintech Green fintech solutions allow users to track carbon footprints, invest in sustainable assets, or support climate goals through financial choices. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets. Consumer protection is a top priority.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Clearly Payments

FEBRUARY 12, 2024

Authorities implement regulations to ensure fair pricing practices and protect merchants and consumers from excessive fees. Moreover, stringent data protection and privacy regulations, such as the GDPR and PCI DSS , govern how Visa and Mastercard handle sensitive financial data.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Fintech News

DECEMBER 19, 2023

At the same time, adaptive regulations are acting as a facilitator for the fintech industry, providing frameworks that balance innovation with consumer protection and financial stability, all the while encouraging innovation in the banking sector and fostering competition in the sector.

FinTech 128

FinTech Web 3.0 Participant AI 128

Fintech News

FEBRUARY 10, 2025

Governments and financial regulators are introducing guidelines to ensure that AI-driven lending practices are transparent, fair, and compliant with consumer protection laws. Regulatory measures are also playing a crucial role in shaping the ethical use of AI in credit scoring.

AI 85

AI Assessments Mitigation Regulations 85

The Fintech Times

FEBRUARY 3, 2024

This gives some clarity to the industry, suggesting that should a Labour government come to power, many of the initiatives already in motion, to unlock capital and to bring about consolidation, would continue. A Labour government will work with regulators and industry to develop the roadmap for open finance.

Finance 59

Finance FinTech Regulations Financial Inclusion 59

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. The Financial Conduct Authority’ s (FCA’s) new rules mean that firms selling financial products now have to meet much higher standards.

Consumer 111

Consumer Financial Literacy Regulations AI 111

PYMNTS

JULY 1, 2019

Jorn Lambert, executive vice president of digital solutions at Mastercard, believes those looking to create a payment infrastructure that supports Libra must clearly understand who controls and governs it. One strategy in that effort is to get a jump on system governance with the assistance of regulators. . “We

Financial Inclusion 40

Financial Inclusion Online and Mobile Banking Blockchain Visa 40

The Fintech Times

APRIL 23, 2024

For instance, on the Pathways stage in the afternoon, we delved into ‘The Magic of Wealth Management Among the Gen Zs’ which saw Yada Piyajomkwan from Ajaib and Mehnaz Rabbani from the BRAC Insititute of Governance and Development in a fireside chat.

Payment APIs and Integration 59

Payment APIs and Integration Cross-Border Cross-Border Payments CBDC 59

The Fintech Times

MARCH 5, 2024

Governments and regulatory bodies are actively supporting initiatives aimed at increasing financial inclusion. They are implementing policies and regulations that promote innovation while ensuring consumer protection and financial stability. What’s the best mistake you’ve ever made?

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

FICO

DECEMBER 20, 2021

For years, I have talked about the need for action by the FCC or Members of Congress to clear up the gray areas related to the Telephone Consumer Protection Act (TCPA). Financial Inclusion Policy Proposals Will Continue to Promote the Promise of Alternative Data.

CFPB 52

CFPB Financial Inclusion OCC Rules 52

The Fintech Times

APRIL 15, 2024

Fintech can drive financial inclusion, support businesses and grow our economy.” ” Iana Dimitrova , CEO at OpenPayd , added: “In the last couple of years, we have seen an awful lot of focus on consumer protection, consumer duty and APP fraud. That is over $40billion.

FinTech 64

FinTech Digital Currency Addressing Use Case 64

PYMNTS

JULY 22, 2019

“The size of Facebook’s network means it could be essentially, immediately and systemically important,” Powell said, further noting “Libra raises serious concerns regarding privacy, money laundering, consumer protection, financial stability. These are concerns that should be thoroughly and publicly addressed.”. What’s Next .

Money Laundering 57

Money Laundering Federal Reserve Privacy Innovation 57

Clearly Payments

NOVEMBER 28, 2023

The regulatory landscape has also become increasingly complex, with governments introducing a barrage of new measures aimed at preventing systemic risks and protecting consumers. To harness the opportunities presented by these transformative technologies, financial institutions must be adept at mitigating associated risks.

Digital Currency 52

Digital Currency Central Bank AI Consumer Protection 52

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. Governments and regulatory bodies aim to increase financial inclusion and make services accessible to all. This opens the door to financial inclusion, benefiting both customers and financial institutions.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105

The Payments Association

MAY 20, 2025

True financial inclusion depends on bridging digital exclusion while allowing for natural market evolution. This dual focusa “digital inclusion bridge”is essential as the UK continues its transition to a more digital economy. We cannot afford to leave anyone behind or take the risk of a two-tier economy.

Treasury 88

Treasury Financial Inclusion Push-to-Card Innovation 88

The Fintech Times

JANUARY 24, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

Financial Inclusion 59

Financial Inclusion Due Diligence FinTech Risk Management 59

Clearly Payments

JANUARY 8, 2025

Other key factors include: Consumer Protection : Most credit cards come with fraud protection and the ability to dispute charges, building trust among users. Financial Inclusion : Cryptocurrencies offer an alternative financial system for the unbanked population, particularly in developing countries.

Credit Cards 105

Credit Cards Cryptocurrency Cross-Border Volume 105

Fintech Review

JANUARY 14, 2025

The Integration of Open Banking Open banking enables customers to share their financial data securely with authorised third-party providers. This creates new opportunities for innovation and personalisation in financial services. Governments and regulators across the globe are promoting open banking initiatives.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

The Payments Association

DECEMBER 2, 2024

With an increasing push from regulators worldwide to enhance financial inclusion, achieving interoperability among payment systems and digital wallets will become a priority. Effective collaboration and ongoing dialogue among firms, regulatory bodies, and governments are crucial for achieving successful outcomes in this field.

Payments 88

Payments Cross-Border Regulations Compliance 88

The Payments Association

NOVEMBER 18, 2024

It addresses the potential of De-Fi to enhance financial inclusion and efficiency, while also discussing the challenges of integrating these systems within existing regulatory frameworks. The technology is particularly appealing for its potential to increase financial inclusion and empower unbanked populations like Sierra Leone.

Stablecoins 88

Stablecoins Distributed Ledger Technology (DLT) Digital Currency Caps 88

The Fintech Times

JANUARY 18, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits. Collaboration with governments and NGOs can help fintechs expand their reach responsibly and effectively.”

FinTech 59

FinTech Financial Inclusion Underserved Cybersecurity 59

The Payments Association

JANUARY 14, 2025

On the 19th of November in London, The Payments Association hosted a workshop as part of its Financial Crime 360 conference, focusing on a newly-emerging but pressing topic of fraud within open banking. The session convened industry leaders, fraud prevention experts, and stakeholders from diverse financial sectors.

Fraud Prevention 88

Fraud Prevention Financial Crimes Crime Participant 88