Fintech Review

MAY 14, 2025

The financial industry is heavily regulated, for good reason. Safeguards protect consumers, ensure market stability, and maintain trust. However, strict regulations can sometimes stifle innovation, especially for fintech startups trying to disrupt the status quo. This is where the concept or regulatory sandbox comes in.

Innovation 52

Innovation FinTech Regulations Cross-Border 52

The Payments Association

JANUARY 13, 2025

It addresses how evolving regulations shape the digital asset landscape, influencing innovation, compliance, and global competitiveness. PSPs must adapt by enhancing compliance, leveraging new frameworks for innovation, and collaborating to shape practical regulatory solutions. This could slow innovation and hike costs.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

MARCH 3, 2025

The Manifesto , Creating the Conditions to support Growth and Innovation in Payments, describes the 66 policies recommended by the 216 payments professionals working across financial crime, regulation, open banking, ESG, cross-border payments, digital currencies and financial inclusion.

Governance 80

Governance Government Innovation Cross-Border Payments 80

Innovative Payments Association

JANUARY 14, 2025

With a new administration and the 119th Congress taking office, the Innovative Payments Association (IPA) is doubling down on its commitment to advocate for clear policies and promote innovation in financial services. These innovations have brought more people into the mainstream financial system than ever before.

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) CFPB FDIC Consumer Protection 52

Fintech Finance

SEPTEMBER 24, 2024

The Payments Association , the most influential community in payments, has today launched The Payments Manifesto 2025: creating conditions to support growth and innovation in payments. Include strategic change programmes aligned with key priorities, including independent oversight, regulatory effectiveness, innovation, and risk management.

Cross-Border Payments 95

Cross-Border Payments Financial Inclusion Cross-Border Payments 95

Fintech News

FEBRUARY 26, 2024

This period of upheaval has catalysed a significant transformation within the sector, with fintech firms adapting to and capitalising on the changing landscape of consumer demands and regulatory environments. Yet, despite these challenges, the fintech industry continues to innovate and adapt, seeking new avenues for growth and development.

FinTech 143

FinTech Consumer Financial Inclusion On-Demand 143

Clearly Payments

MARCH 11, 2024

Canada, known for its somewhat progressive stance towards financial innovation, has been aware and monitoring this transformative technology. Focus on Consumer Protection: The government seems more focused on consumer protection and staying informed about the evolving crypto landscape.

Cryptocurrency 104

Cryptocurrency Consumer Protection Financial Inclusion Payments 104

The Fintech Times

OCTOBER 3, 2024

To make sure more people have access to these services, the government of Papua New Guinea has been putting a focus on financial inclusion. It was established to act as the industry’s apex organisation for coordinating, advocating and monitoring all financial inclusion activities in the country.

Financial Inclusion 52

Financial Inclusion Financial Literacy Government Governance 52

The Payments Association

MARCH 18, 2025

Open finance is transforming financial services by enabling broader data-sharing, fostering competition, and driving innovation in payments and financial products. Europe is driving regulatory-first frameworks, while Asia is spearheading market-led innovation. Why is it important? What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Electronic Transactions Association

JANUARY 16, 2025

These products and services are safe, highly secure, and promote financial inclusion by allowing consumers and small businesses including lowandmoderate income consumers who have historically not had full access to the financial system to conduct their everyday financial transactions.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

Fintech Review

JULY 24, 2024

In emerging markets, fintech is profoundly transforming financial services. These markets, often characterised by underdeveloped financial infrastructure , benefit significantly from fintech innovations. This article delves into how fintech is reshaping financial services in these regions.

FinTech 105

FinTech Online and Mobile Banking Financial Literacy Financial Inclusion 105

Fintech Finance

FEBRUARY 12, 2025

Ant International , a leading global digital payment, digitisation and financial technology provider, has opened a new office location in the central business district of Al-Olaya, Riyadh, Kingdom of Saudi Arabia (KSA), following its successful technical certification as a Payment Technical Service Provider (PTSP) from Saudi Central Bank (SAMA).

Payment Gateways 59

Payment Gateways Acquirers Debit Card Digital Payments 59

The Payments Association

NOVEMBER 13, 2024

The Web3 future is quickly taking shape, primarily driven by innovative leaps in financial services. Having begun a decade ago with crypto payments, Web3 technology is now powering financial innovations that seem to be multiplying at light speed, like BlackRock’s first tokenised fund and the first BTC and ETH Spot ETFs.

Blockchain 88

Blockchain Use Case Financial Inclusion Stablecoins 88

Fintech News

DECEMBER 13, 2024

This trend highlights efforts to enhance monetary sovereignty, boost financial inclusion, and modernise payment systems in an increasingly digital world. Similarly, the Philippine central bank has launched a peso stablecoin pilot to explore its potential for financial inclusion and cross-border remittances.

Stablecoins 109

Stablecoins Cross-Border Cross-Border Payments Caps 109

PYMNTS

APRIL 16, 2019

Among the most recent headlines, in Asia this past week, the Monetary Authority of Singapore (MAS) and the National Bank of Cambodia have signed a memorandum of understanding (MOU), that Business Times said will boost partnerships on FinTech and financial services innovation.

Federal Reserve 84

Federal Reserve Cross-Border FinTech Payment APIs and Integration 84

Fintech News

MARCH 4, 2024

The event’s three themes—Integration, Virtualisation, and Eastward Expansion—explore the future of finance, celebrating innovation in Southeast Asia. Chetna Sinha “I am honored to stand on the vibrant stage of Money20/20 ASIA, where innovation and financial inclusivity converge.

APACS 116

APACS SARS Financial Inclusion FinTech 116

Fintech News

APRIL 8, 2024

The show will bring together over 3,000 senior decision-makers and 200+ speakers, sponsors, and exhibitors, and address key industry themes such as financial inclusion, sustainability, cybersecurity, and regulatory frameworks. Virtualization, heralding the future of finance, will take center stage.

FinTech 117

FinTech Cross-Border APACS Participant 117

The Fintech Times

MAY 20, 2024

In the letter signed by 59 organisations, they explain how the legislation could help accelerate the growth of blockchain technology and digital assets, foster financial inclusion and help better protect national security.

Financial Inclusion 78

Financial Inclusion Consumer Protection Economy Mitigation 78

Fintech News

JANUARY 21, 2025

The Financial Services Authority ( OJK ) of Indonesia has issued a new regulation to govern Alternative Credit Ratings (PKA), also known as Innovative Credit Scoring (ICS). This move aims to promote financial innovation and inclusion in the country while ensuring the OJK maintains a strong supervisory role over these new providers.

Regulations 90

Regulations Consumer Protection Compliance Government 90

Fintech News

APRIL 28, 2024

Day 3 explored topics like Web3 developments, Malaysia’s fintech journey, and fostering financial inclusion in Asia. TOPOS RemiNet is an open remittance network leveraging blockchain technology to facilitate fast and cost-effective cross-border payments, enhancing global financial inclusivity.

Payment APIs and Integration 117

Payment APIs and Integration Cross-Border Cross-Border Payments Financial Inclusion 117

Fintech Review

APRIL 11, 2025

Banks acquire or partner with fintech startups to accelerate innovation. This increases competition and innovation. Customers gain more control over their financial data and more choice in services. Financial Inclusion Fintech improves access to credit, savings, and insurance in underserved markets.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

APRIL 12, 2024

This vibrant ecosystem is demanding finance and fintech professionals to stay updated with the latest trends and innovations. It strives to facilitate dynamic exchanges of innovative ideas, cutting-edge strategies, and best practices shaping the future of the industry.

APACS 125

APACS FinTech Innovation Finance 125

Innovative Payments Association

FEBRUARY 28, 2024

Innovation has been the driving force behind the tremendous strides our country has made toward financial inclusion and the democratization of the consumer financial product marketplace. Product innovation, however, is a process that requires some experimentation and market feedback.

Participant 52

Participant Innovation CFPB Consumer Financial Protection Bureau (CFPB) 52

The Fintech Times

SEPTEMBER 9, 2024

Previously hosted by major institutions like the Federal Reserve, Deutsche Bundesbank and the European Central Bank, the workshop has become a central platform for discussions on cutting-edge financial innovations. The event will also explore emerging issues such as consumer protection in the age of generative AI.

P2P 59

P2P Federal Reserve Central Bank Financial Inclusion 59

Open Bank Project Blog

NOVEMBER 20, 2023

Regulating Open Banking, April 2023 Open Banking promises a wide range of benefits, from financial inclusion to financial education in the community. But establishing frameworks that ensure steady innovation, increased competition, equilibrium and consumer protection is nothing short of a Herculean task.

Regulations 52

Regulations Financial Inclusion Consumer Protection Origination 52

Clearly Payments

FEBRUARY 12, 2024

This article aims to explore the impact that Visa and Mastercard has on the payment industry, examining their influence on innovation, regulation, consumer behavior, and the broader economy. Financial regulations and compliance requirements also shape Visa and Mastercard’s operations.

Visa 105

Visa Payments Payment Networks Online and Mobile Banking 105

Fintech News

DECEMBER 19, 2023

At the same time, adaptive regulations are acting as a facilitator for the fintech industry, providing frameworks that balance innovation with consumer protection and financial stability, all the while encouraging innovation in the banking sector and fostering competition in the sector. Register here.

FinTech 128

FinTech Web 3.0 Participant AI 128

The Fintech Times

OCTOBER 29, 2024

Challenges to overcome Despite clear growth and advancement in its financial services ecosystem, Pakistan has a long way to go before it fulfils its fintech potential. To best foster fintech innovation, it will need to work on stronger regulatory and data protection legislation. appeared first on The Fintech Times.

FinTech 59

FinTech Financial Inclusion Consumer Protection Transactions 59

The Fintech Times

APRIL 27, 2024

It looks to provide new opportunities in the financial services sector including enhancing digital financial inclusion. Open finance provides a platform that gives UAE customers the power and capability to securely and efficiently share the data of their financial products with third parties or other financial institutions.

Finance 59

Finance Financial Crimes Consumer Protection Crime 59

The Fintech Times

DECEMBER 9, 2023

Consumer Duty, a set of rules aimed at enhancing consumer protection in the financial services sector, came into force in July 2023. The Financial Conduct Authority’ s (FCA’s) new rules mean that firms selling financial products now have to meet much higher standards.

Consumer 111

Consumer Financial Literacy Regulations AI 111

The Fintech Times

FEBRUARY 3, 2024

The Labour Party ‘s Financial Services Review highlights fintech as the future of financial services (FS) in the UK while warning of the ‘danger of slipping behind’ when it comes to innovation in FS. “This stance marks a positive step towards a more dynamic and inclusive financial ecosystem for the UK.

Finance 59

Finance FinTech Regulations Financial Inclusion 59

The Fintech Times

MARCH 5, 2024

Governments and regulatory bodies are actively supporting initiatives aimed at increasing financial inclusion. They are implementing policies and regulations that promote innovation while ensuring consumer protection and financial stability. What’s the best mistake you’ve ever made?

Financial Literacy 64

Financial Literacy Financial Inclusion Underserved FinTech 64

The Fintech Times

MARCH 21, 2024

” Panellists also discussed how open banking and open finance could drive financial inclusion, innovation and consumer empowerment. He explained how the transition from PSD1 to PSD2 marked a notable improvement in consumer protection. It has helped new firms grow.

Cross-Border Payments 64

Cross-Border Payments Cross-Border ISOs Rules 64

FICO

DECEMBER 20, 2021

After more than a decade of waiting, the Consumer Financial Protection Bureau will issue long-awaited regulations, in accordance with section 1033 of the Dodd-Frank Act , that provide consumers with a right of access to their financial information.

CFPB 52

CFPB Financial Inclusion OCC Rules 52

The Fintech Times

APRIL 23, 2024

. ‘Connecting for Change: MUFG’s Strategy for Fintech Integration’ at Money 20/20 Asia in Bangkok, Thailand On the agenda During the morning’s activities on the Vision stage, a keynote session led by Daranee Saeju , assistant governor, payment systems policy and financial consumer protection group from the Bank of Thailand, highlighted (..)

Payment APIs and Integration 59

Payment APIs and Integration Cross-Border Cross-Border Payments CBDC 59

PYMNTS

JULY 30, 2019

Now they want to break our currencies and payment systems, while hiding behind the phrase ‘innovation.’”. In reference to the unbanked populations, Baradaran took issue with the idea that financial inclusion would be a hallmark of cryptos, asking “how does any digital based currency help when people are operating in cash?”.

Digital Currency 56

Digital Currency Money Laundering Data Breach Privacy 56

The Fintech Times

APRIL 18, 2024

The PSR’s chief aim is to improve consumer protection, and it will introduce changes to the existing open banking framework to improve access to these services. What remains to be seen is whether these regulatory updates will effectively balance consumer protection with commercial concerns.

Non-Bank 64

Non-Bank Push-to-Card Payments API 64