Electronic Transactions Association

JANUARY 16, 2025

Over the past decade, the payments industry has developed and deployed AI tools that have made payments faster, more secure, and has unlocked numerous benefits for the payment industry and consumers alike. Privacy and Identity - Trust and confidence in the payments industry is necessary for it to thrive.

CFPB 45

CFPB Privacy BNPL Financial Inclusion 45

PYMNTS

NOVEMBER 24, 2020

“Interestingly, the health industry has actually been ahead of that curve in terms of customer privacy and patient privacy … and as this movement toward more remote interactions in healthcare has continued to expand, now there is even more pressure to identify patients electronically.” . Healthcare And Setting The Privacy Standard.

Privacy 64

Privacy Regulations CCPA Rules 64

PYMNTS

OCTOBER 24, 2018

When it comes to data privacy, it’s not all about General Data Protection Regulation (GDPR), and it’s not all about Europe. and in the wake of GDPR, which of course took effect in May, there exists the California Consumer Privacy Act of 2018, known colloquially as CCPA. Here in the U.S.,

Privacy 49

Privacy Laws CCPA Data Breach 49

PYMNTS

APRIL 30, 2019

Lobbying groups and trade associations representing tech giants such as Facebook and Apple have thrown their support towards legislation that could weaken California’s landmark privacy law. As they work to get the new legislation passed, privacy groups have warned that these proposed changes could severely weaken the CCPA.

Privacy 46

Privacy CCPA Consumer Wire 46

PYMNTS

NOVEMBER 4, 2020

regulators acknowledge that although there is a market and demand for open banking, the current regulatory structure prioritizes consumer protection.”. Don’t let the lack of hard law in the U.S. , the Federal Reserve Bank of Boston said, “To date, U.S. One need only look to the U.K. for a foretaste.

Laws 68

Laws API Regulations Federal Reserve 68

PYMNTS

NOVEMBER 1, 2020

The regulations are wide in scope, including things like antitrust, privacy, data security and localization, consumer protection, advertising sales, billing and eCommerce, product liability, intellectual property and more, the report stated.

Legal 94

Legal Regulations Consumer Protection Privacy 94

PYMNTS

MARCH 7, 2019

Data privacy and security is becoming a popular political issue, and the latest proof of that came Thursday (March 7) on Capitol Hill. The hearing took place at a time of increasing scrutiny for online privacy and security. During a hearing for the U.S. Rather, it looks like Marriott inherited this breach from Starwood.”.

Data Breach 71

Data Breach Breach Privacy Federal Trade Commission 71

The Payments Association

MARCH 18, 2025

While data privacy concerns and varying interoperability standards remain key adoption barriers, progress can be accelerated through standardised APIs and consumer education. This raises profound questions around privacy, consent, data security, and liability. At the same time, implementation models differ across markets.

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

Segpay

MARCH 24, 2025

This article will help you gain a better understanding of gaming and gambling laws in Down Under. Data Privacy & Cross-Border Compliance Australia: The Privacy Act 1988 applies, with additional AUSTRAC reporting for cross-border transactions over $10,000 AUD.

Compliance 71

Compliance Suspicious Activity Report (SAR) Fincen AML 71

Fintech Review

MAY 1, 2025

Businesses must also demonstrate governance, risk management , and consumer protection from day one. These include anti-money laundering (AML) rules, know your customer (KYC) checks, data privacy requirements, cybersecurity protocols, and financial reporting obligations. It is no longer enough to innovate.

Compliance 59

Compliance Regulations FinTech Payment APIs and Integration 59

PYMNTS

AUGUST 4, 2016

A spokeswoman from the European Commission told Reuters that national authorities are responsible for enforcing the EU’s rules pertaining to data and consumer protection. The lack of transparency cannot be the rule,” Tarabella said.

Laws 41

Laws Law Enforcement Rules Authorization 41

The Fintech Times

AUGUST 14, 2024

” AFC also explained that it recognises the ‘essential’ role of existing consumer protections and governance structures in safeguarding consumer privacy and managing third-party risk.

Treasury 69

Treasury AI Innovation FinTech 69

PYMNTS

OCTOBER 16, 2019

Mastercard said for a digital currency to be successful, it has to give customers not only stability and consumer protections but regulatory compliance as well. Mastercard said that cryptocurrencies need to give consumers protections that include privacy and security of both information and transactions.

Visa 60

Visa Blockchain Digital Currency Cryptocurrency 60

PYMNTS

FEBRUARY 1, 2019

In the meantime, the District of Columbia’s attorney general Karl Racine is working on his own, and sued Facebook in December for allegedly violating Washington’s consumer protection laws. North Carolina is also part of the probe. Earlier this week Racine said he believes more states will sue the social media giant.

Privacy 43

Privacy Data Breach Breach Consumer Protection 43

PYMNTS

MARCH 19, 2019

We attorneys general have authority under consumer protection acts to do both,” said Mississippi Attorney General Jim Hood, according to CNBC , on Monday (March 18). “So It’ll either be in Congress or in a court of law,” he said. “If

Settlement 62

Settlement Consumer Protection Regulations Privacy 62

The Fintech Times

JULY 31, 2024

“Issues such as data privacy, cross-border transactions, and adherence to stringent anti-money laundering (AML) protocols require constant vigilance and adaptation. The evolving nature of fintech regulations requires platforms to be agile, constantly updating their compliance strategies to align with new laws and guidelines.

Compliance 64

Compliance AML Regulations Due Diligence 64

PYMNTS

NOVEMBER 19, 2019

18) that the Justice Department may widen investigations into whether tech giants such as Facebook and Google have violated antitrust laws. Rosen said law enforcement could look into privacy, consumer protection and other areas throughout its investigations.

FTC 40

FTC Federal Trade Commission Law Enforcement Privacy 40

Electronic Transactions Association

JANUARY 15, 2025

JANUARY 16, 2025 The Electronic Transactions Association (ETA), the world's leading trade association for the payments industry, today announced its comprehensive public policy priorities for 2025, focusing on fostering innovation, especially for small businesses, while ensuring consumer protection across federal, state, and Canadian markets.

Consumer Protection 40

Consumer Protection Privacy P2P Fraud Prevention 40

NFCW

NOVEMBER 27, 2023

“While the CFPB has enforcement authority over these companies, the CFPB has not previously had, inside many of these firms, examiners carefully scrutinizing their activities to ensure they are following the law and monitoring their executives.”

Consumer Financial Protection Bureau (CFPB) 52

Consumer Financial Protection Bureau (CFPB) Rules CFPB Consumer 52

The Fintech Times

OCTOBER 7, 2024

The post Fintech Australia Backs Scams Prevention Framework Proposal but Pushes for Accompanying Reforms appeared first on The Fintech Times.

Scams 52

Scams FinTech Laws AML 52

PYMNTS

JANUARY 30, 2019

Andrew Cuomo, governor of New York, said the attorney general is investigating Apple after a privacy flaw revealed that FaceTime users could listen in on people they called before the recipient accepted or rejected the call, according to a report in Bloomberg. A software update will come later in the week, the company said. “We

Privacy 46

Privacy Breach Consumer Protection Laws 46

PYMNTS

OCTOBER 3, 2019

Two years ago, Chairman Jerome Powell told conference attendees at Yale Law School that digital currencies issued by a central bank would become global targets for cyberattacks, cyber counterfeiting and cybertheft. I do think it is something around digital currency,” he said.

Digital Currency 55

Digital Currency Fed Federal Reserve Central Bank 55

FICO

JANUARY 5, 2023

CFPB Director Rohit Chopra has further indicated that he would like to see consumer protections akin to those for credit cards, including improving disclosures and fraud and dispute resolution protections. However, some have questioned whether the same consumer protection laws apply to all BNPL activity.

BNPL 52

BNPL CFPB Consumer Financial Protection Bureau (CFPB) Privacy 52

PYMNTS

JULY 5, 2018

The European Union’s (EU) new data privacy law isn’t being followed by some of the globe’s biggest technology companies, according to research from the EU Institute. She said the findings by the researchers were “very concerning” and that “many privacy policies may not meet the standard of the law.”

Privacy 44

Privacy Laws Rules Research 44

PYMNTS

NOVEMBER 30, 2020

In a PYMNTS interview, Jim McCarthy, president of i2c, said global regulatory forces are largely over-reacting when it comes to competition law and Big Tech and the results could have consequences. The Pandemic Anti-Monopoly Act was introduced earlier this year by Sen.

Federal Trade Commission 56

Federal Trade Commission Acquirers CRM NOV 56

PYMNTS

NOVEMBER 10, 2019

Current antitrust laws are “flexible enough” to handle issues caused by technology firms, said Makan Delrahim, assistant attorney general for the Antitrust Division of the U.S. Department of Justice, Reuters reported on Saturday (Nov. The membership roster for the CCIA includes Amazon, Facebook and Google, among others.

Federal Trade Commission 40

Federal Trade Commission Laws FTC Privacy 40

Stax

JANUARY 15, 2024

Surcharging involves understanding federal laws, state-specific restrictions, and international regulations. Be sure to understand federal laws, state regulations, and international standards to sidestep potential legal issues. Surcharging restrictions for multi-location businesses can get confusing. ​​In Enter the PCI DSS compliance.

Credit Cards 88

Credit Cards PCI DSS Compliance Process 88

FICO

MARCH 31, 2016

Successful customer communications through the use of modern technology has been elusive in the United States in the shadow of an outdated 1991 law – The Telephone Consumer Protection Act (TCPA). Global privacy and information security topics are dominating global headlines.

Regulatory Compliance 49

Regulatory Compliance Best Practices Compliance Financial Crimes 49

Electronic Transactions Association

JANUARY 25, 2024

ETA encourages policymakers to: Understand the use of AI in payments to appreciate its role in a robust, secure payment ecosystem Ensure new laws complement rather than duplicate existing industry regulations Support technology-neutral, principles-based, and industry-led standards that balance innovation, consumer protection, U.S.

Privacy 40

Privacy Consumer Protection Fraud Detection Duplicate 40

Neopay

MAY 28, 2024

“When consumers check out and choose Buy Now, Pay Later, they don’t know if they will get a refund if they return their product or whether the lender will help them if they didn’t get what was promised,” said CFPB Director Rohit Chopra in a statement.

Credit Cards 52

Credit Cards BNPL Consumer Financial Protection Bureau (CFPB) Regulations 52

PYMNTS

NOVEMBER 18, 2019

At an American Bar Association antitrust forum, Rosen said, “We do not view antitrust law as a panacea for every problem in the digital world. We will not ignore any harms caused by online platforms that partially or completely fall outside the antitrust laws.”.

Laws 40

Laws Advisors Consumer Protection Privacy 40

PYMNTS

JULY 30, 2019

They break things like … political discourse … relationships and privacy. He said that access to capital is limited for smaller firms, and further issues with the existing financial system come through privacy violations and data breaches due to the vulnerabilities of legacy technology. And in her own remarks, Prof.

Digital Currency 56

Digital Currency Money Laundering Data Breach Privacy 56

Stax

FEBRUARY 5, 2024

Healthcare providers, for instance, may factor in compliance costs spent on cybersecurity measures, staff training, regular audits, and legal consultations to ensure adherence to health information privacy regulations. State and federal laws. Surcharging laws vary by jurisdiction. Consumer protection laws.

Credit Cards 88

Credit Cards Legal On-Demand Regulatory Compliance 88

PYMNTS

SEPTEMBER 9, 2019

Facebook and the FTC reached a $5 billion settlement in July over issues concerning privacy. If Google is found to have broken antitrust laws, its business model could be severely harmed. As attorneys general, we need to evaluate and address specific conduct, utilizing our existing antitrust and consumer protection laws.”.

Federal Trade Commission 41

Federal Trade Commission FTC Laws Participant 41

Fintech Review

APRIL 11, 2025

Policymakers face the challenge of encouraging innovation while safeguarding consumers and preserving financial stability. Consumer protection is a top priority. Data privacy and cross-border standards are increasingly important. Regulations like GDPR in Europe set high standards for data protection and user consent.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

Fintech News

FEBRUARY 10, 2025

Data privacy is another crucial issue. Ensuring that sensitive financial information is protected from unauthorised access is essential for maintaining consumer trust in AI-driven credit systems. Financial institutions must work towards greater transparency.

AI 84

AI Assessments Mitigation Regulations 84

Segpay

OCTOBER 4, 2023

Such practices can lead to legal and regulatory challenges, particularly if consumers are harmed or misled. Compliance with Consumer Protection Laws: Affiliate marketers must adhere to various consumer protection laws and regulations, such as the Federal Trade Commission (FTC) guidelines in the United States.

Security 52

Security Due Diligence Compliance Payments 52