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Consumer Credit Cards Online and Mobile Banking 
Fintech News
JUNE 5, 2025
In the past decade, digital wallet adoption in Singapore has surged, overtaking long-standing payment methods such as credit cards and cash as the preferred payment method. In contrast, credit cards, once the dominant method, saw their share of e-commerce transactions drop sharply from 70% in 2014 to 37% in 2024.
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Stax
MAY 6, 2025
Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. In fact, ResearchAndMarkets.com forecasts the global credit card payment market to grow to $762.16
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Stax
NOVEMBER 14, 2024
Credit card processing can be overwhelming, expensive, and confusing. Credit, debit, and digital payments have far and away become the most popular payment method. If your AOV is above $25, you must accept credit cards. TL;DR There are several parties involved in credit card processing.
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Stax
NOVEMBER 21, 2024
Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. In this article, you will discover all you should know about credit card payment processing for small businesses.
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Stax
MARCH 5, 2025
Fact: modern consumers are increasingly gravitating towards eCommerce businesses. While brick-and-mortar retail isnt going away, todays customers value the convenience of shopping online. That means selling your products and services online allows you to better serve your customers (and reach new ones!)
Stax
JANUARY 21, 2025
Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% of consumers owning at least one credit card.
Stax
MAY 13, 2025
Credit card merchant services are often viewed as a back-office function or necessary cost. In this blog, we’ll explore how to approach credit card processing like an opportunity instead of just another expense. Talk to sales What Are Credit Card Merchant Services?
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Clearly Payments
OCTOBER 31, 2024
From traditional options like credit cards to emerging solutions such as cryptocurrencies and biometrics, each payment method comes with unique advantages that cater to varying consumer needs. The economy today is tech-driven and payment methods are a key part of that paradigm. They remain a staple payment method globally.
Clearly Payments
NOVEMBER 6, 2024
The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. This growth is driven by increased adoption of digital payment methods, evolving consumer behavior, and an expanding e-commerce sector.
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Clearly Payments
MARCH 14, 2025
A credit card transaction is a process involving multiple entities, complex technology, and rigorous security protocols. This article covers the anatomy of a credit card transaction and provides insight into the technological infrastructure that supports modern commerce. credit card payments surpassed $10.6
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Stax
JUNE 8, 2025
Industry data shows that 70% of consumers say the availability of their preferred payment method is very or extremely influential when choosing an online store. TL;DR A payment processor is a provider that handles transactions between a buyer’s bank and a seller’s bank.
Fintech News
JANUARY 14, 2025
According to The State of Digital Retail Payments in Asia Pacific 2024 by Forrester , high-growth economies like Indonesia and Malaysia are leading the shift, with consumers increasingly favouring digital payments. While online payments have taken off, many consumers still favour credit cards or cash for offline purchases.
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Fintech News
APRIL 24, 2025
The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI It provides access to game credits, gift codes, and vouchers using familiar local payment methods such as mobile carrier billing and e-wallets.
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Clearly Payments
JANUARY 14, 2025
With so many payment options available from credit cards to mobile wallets it can be hard to know which methods are the best fit for you and your customers. But a growing number of businesses especially those online have dropped cash altogether because it doesnt make sense for their operations.
Fintech Finance
AUGUST 22, 2024
In keeping with its constant dedication to providing cutting-edge services to its customers, National Bank of Kuwait (NBK) announced introducing a new service that allows customers to confirm payment transactions online through the NBK Mobile Banking App, making itself as the first provider of this service in Kuwait.
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PYMNTS
NOVEMBER 16, 2020
Consumers have cut back on travel, in-person entertainment and restaurant spend. They have paid down their credit cards. The main one centers on the drop in credit card spend. Additionally, total card balances fell to $723 billion, a decline of more than 10 percent year over year and the lowest since Q2 2017.
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The Payments Association
JANUARY 21, 2025
Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.
Fintech Finance
MARCH 7, 2025
The “LATAM Payment Methods & Digital Payments 2025: Consumer Trends and Market Forecasts” report has been added to ResearchAndMarkets.com’s offering. However, mobile payments, digital wallets, and real-time transactions are broadening financial access. trillion by 2027.
Clearly Payments
MAY 13, 2025
Many consumers use it to pay friends or family. Interac e-Transfer is a Canadian money transfer service that lets individuals and businesses send and receive funds using email addresses or mobile phone numbers. It’s offered through most Canadian banks and credit unions. For consumers, it’s simple.
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Stax
JULY 9, 2024
We can hail a ride from a mobile app, and our transactions for all sorts of goods and services can be easily paid for from our phones. In 2019, 77% of US consumers were using at least one type of digital payment system. It’s no question that the world has been digitally transformed — both in business and in life.
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Stax
APRIL 18, 2024
According to Forbes , “mobile payments are increasingly being used by U.S. Not only are there a number of ways your customers could be using their mobile devices to give payments, but you as a business owner could be leveraging mobile devices to accept them as well. What is mobile credit card processing?
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Clearly Payments
MARCH 18, 2024
In consumer finance, the way we pay for goods and services is changing rapidly. Once upon a time, cash was king, but now, it’s facing stiff competition from digital alternatives, especially credit cards. This significant drop underscores a fundamental shift in consumer preferences towards digital alternatives.
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The Payments Association
NOVEMBER 18, 2024
How fintechs are challenging traditional banks in the merchant services space, posing a threat to banks’ core business and revenue streams. The shift driven by fintechs could erode banks’ dominance, forcing them to modernise or risk losing a significant share of the market. Why is it important? What’s next?
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PYMNTS
APRIL 29, 2020
The COVID-19 pandemic has prompted traditional banks to take fresh looks at their digital initiatives and has given digital-only banks the opportunity to learn about the advantages and hurdles of serving customers primarily through online and mobile channels. Building Trust Between Banks and Consumers Online.
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PYMNTS
NOVEMBER 18, 2020
consumers paid off $10 billion in credit card debt in the third quarter of 2020, and Amazon Pharmacy launched for consumers to order prescription medications. US Consumers Pay Down $10B in Credit Card Debt In Q3. On the other hand, overall consumer debt hit $14.35 In today’s top news, U.S.
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Fintech Finance
JANUARY 22, 2025
JetBlue (Nasdaq: JBLU) have announced it is the first airline to accept Venmo , offering customers an easy and secure payment option when booking flights directly with JetBlue online. Currently available on jetblue.com and rolling out on the JetBlue mobile app in the coming months, U.S. The post JetBlue Says ‘Just Venmo Us!’
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Stax
APRIL 18, 2024
Accepting credit card transactions is no longer a decision of whether to but rather how to. With cashless now BEING king, credit and debit cards are the primary method for your customers to make payments. of consumer payments came through card payments. Card Network (e.g., Pre-pandemic, 62.3%
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Clearly Payments
DECEMBER 11, 2024
Alternative Payment Methods (APMs) have become a big part of todays evolving fintech landscape, as consumers seek faster, more convenient, and secure ways to pay. APMs refer to any payment methods outside traditional credit or debit cards. 15% of European online transactions occur via bank transfer. In the U.S.,
Fintech Finance
OCTOBER 21, 2024
million customers with cards linked to mobile devices, figures that are on the rise, with more than 800 million transactions in the last 12 months. With this, the bank reinforces its position as a benchmark in payment methods in Spain and reaffirms forecasts that point to the growth of mobile phones as means of payment among users.
PYMNTS
APRIL 13, 2020
and international) consumer and the businesses that serve them will be center stage as earnings season gets underway, starting, as always, with a slew of big banks. The last time we had earnings season, stretching from mid-January into the end of February, banks pointed to the continued strength of the U.S. and the U.K.,
Fintech News
DECEMBER 4, 2024
Think about how easy it is to order a ride on Grab, book a hotel on Agoda, or pay for groceries on Shopee without even needing to pull out your credit card or open a banking app. The region has become a hotbed for embedded finance, thanks to its mobile-first economy and digitally savvy population.
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The Fintech Times
MAY 17, 2024
Consumer payment preferences are constantly evolving, meaning firms need to adapt to cater to these needs. At the Visa Payments Forum in San Francisco, Visa has unveiled new products which will address the evolving consumer payments demands. We’re announcing the next generation of truly digital-native payment card experiences.
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PYMNTS
MAY 27, 2020
As PYMNTS found in a recent consumer study, 40 percent of individuals are doing more of their daily retail and transactions online, partly because, well, there’s no other way to do it. Merchants, he said, “need to make sure they not only accept credit cards but also contactless payments.”. As Good noted, four in 10 U.S.
PYMNTS
FEBRUARY 14, 2020
Customer service is the lifeblood of financial services, just as much as credit cards, debit cards and checking accounts. But as banking becomes ever-more mobile, and account openings and activities are done through digital channels, the very definition of support – and how it should be provided – is changing.
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PYMNTS
DECEMBER 29, 2020
Consumers have more heavily leaned on debit during the pandemic, with the economic downturn making shoppers more cautious than ever about the prospect of taking on credit card debt. A recent study even estimates that shoppers could ultimately shift $100 billion worth of annual spending from credit cards to debit cards.
121 
Stax
SEPTEMBER 26, 2024
Credit card surcharges are increasingly becoming a fact of life. Industry data shows that 9 out of 10 credit card users say they don’t want to pay surcharges but do it anyway. That said, you can’t just decide and impose credit card surcharges overnight. Learn More What is a Credit Card Surcharge?
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PYMNTS
JANUARY 21, 2021
One common theme amid bank earnings — beyond lofty trading revenues gleaned from Wall Street — has been the increased uptake of mobile banking. Stats from banks, pretty much across the board, have given evidence that consumers have been pivoting to their mobile devices to attend to their everyday financial needs.
Stax
JANUARY 10, 2024
Credit card transactions have quickly become the lifeblood of eCommerce businesses and storefronts alike. According to Capital One, global credit card transactions in 2022 reached an estimated 678 billion —an average of 1.86 However, accepting credit cards does come with a flipside; the ongoing sting of credit card fees.
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Fintech News
JULY 16, 2024
Global analytics software leader FICO unveiled its latest global consumer fraud research , highlighting that complex identity checks are stalling Singapore’s digital banking progress. This increase in identity checks by Singapore banks is a direct response to the significant issue of identity theft in the country.
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The Fintech Times
DECEMBER 9, 2024
As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations.
PYMNTS
OCTOBER 1, 2020
The great digital shift is transforming credit cards into money management tools. Consumers want cards, and they want them quickly, and they want those cards [delivered] in a digital way," said Turner. Those processors will in turn work with issuing banks to offer near-instant issuance of cards.
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Clearly Payments
MARCH 22, 2024
In the landscape of commerce, mobile payments have emerged as a disruptive force, altering the way people engage in financial transactions. It represents a paradigm shift in how consumers and businesses interact financially. The Growth of Mobile Payments The ascent of mobile payments has been nothing short of meteoric.
Fintech Finance
OCTOBER 4, 2024
Rising African countries are among the fastest-growing regions in consumer spending, according to data from the World Data Lab analyzed by EBANX , a global technology company specializing in payment services for rising markets. trillion in consumer spending by 2034, a 198% growth compared to the current US$ 1.8
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PYMNTS
NOVEMBER 23, 2020
Artificial intelligence (AI) in mobile food ordering: tantalizing. That’s a silly simplification of the very serious matter of what AI is doing for the restaurant sector, among others, as online ordering becomes a way of life and not just a lockdown relic. Advanced AI Makes Systems Smarter. Catering to Individual Tastes at Scale.
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