The Payments Association

DECEMBER 10, 2024

With payment systems becoming more digital and interconnected, the risk of AI-driven fraud grows, urging payments firms to adopt cutting-edge solutions to protect themselves and their customers from these emerging threats. fingerprints, facial recognition), and behavioural biometrics (e.g., keystroke dynamics or mouse movements).

AI

The Payments Association

OCTOBER 28, 2024

Payment leaders must focus on fraud prevention, collaboration with tech and telecom sectors, and public education to mitigate future risks. In the world of digital payments, fraud is an ever-present threat that continues to evolve, creating serious risks for both businesses and consumers. What’s next?

Scams

Fintech Finance

NOVEMBER 14, 2024

The survey reveals that 81% of merchants anticipate a surge in digital wallet usage, while 69% expect Open Banking and instant bank transfers to gain popularity as consumer demand for convenient, secure payment options continues to grow.

Payment APIs and Integration

Trade Credit & Liquidity Management

JULY 24, 2025

Improved compliance and fraud prevention: ISO 20022’s richer message format enables banks to comply with sanctions, anti-money laundering, and fraud detection requirements by providing structured, comprehensive payment details, making these processes more efficient and accurate.

FedWire

The Payments Association

MAY 16, 2025

In a global digital economy shaped by rapidly evolving consumer behaviour, diverse payment options, and increasing regulatory complexity, businesses face mounting pressure to deliver seamless, secure, and scalable payment experiences. Security, tokenisation, and fraud prevention: Security remains paramount in payment operations.

Transactions

The Payments Association

FEBRUARY 10, 2025

It highlights new corporate responsibilities, significant penalties for non-compliance, and the businesses need to implement strong fraud prevention measures to protect their financial and reputational standing. Firms must be required to have fraud prevention policies in place and demonstrate their effectiveness.

Crime

The Payments Association

JUNE 11, 2025

Platform operators find themselves at the centre of this challenge, managing dual imperatives: enabling frictionless merchant onboarding to capture market share whilst maintaining rigorous risk controls to prevent significant fraud losses. Consumer fraud losses reached $12.5

Risk

The Payments Association

JULY 15, 2025

Questions address both immediate challenges (fraud prevention, regulatory compliance, technology readiness) and forward-looking opportunities (AI implementation, collaborative defence strategies, regulatory evolution). Coupled with a culture of innovation and trust, this drives effective, customer-centred fraud prevention."

Financial Crimes

The Payments Association

JUNE 16, 2025

It shows that forward-thinking merchants using diverse, strategic payment solutions gain clear advantages in cost control, fraud prevention, and customer experience. 29% of businesses find fraud prevention extremely challenging—making it the most severe concern across all payment-related issues. Why is it important?

Innovation

Finextra

JULY 7, 2025

Power survey shows consumers are largely optimistic about AI’s benefits: 72% agree AI will deliver easy, convenient self-service but also highlight areas to improve, such as building trust and ensuring human-like empathy in AI interactions. At the same time, a J.D.

AI

The Payments Association

JULY 18, 2025

In addition to payments, many consumers are beginning to expect features such as digital identification, authentication, and integration with public or private services. On the merchant side, we need to offer the best payment options for consumers, while supporting wallets as they go to market.”

Payments

Clearly Payments

NOVEMBER 13, 2024

Although BINs play a critical role in how payments are processed and authenticated, they often go unnoticed by the average consumer or merchant. This routing allows the processor to request authorization for the transaction from the issuing bank, which then approves or denies it based on factors like available funds and fraud checks.

Process

The Payments Association

MARCH 19, 2025

Security & compliance risks: Meeting growing AML, fraud prevention, and regulatory demands is difficult with rigid, outdated infrastructure. Future-proof payment and banking infrastructure by implementing cloud-native, AI-driven automation, and Open API solutions that streamline payments and improve fraud detection.

Payment APIs and Integration

Finovate

APRIL 9, 2025

. “Our solution helps Security Bank deliver the experience their customers expect, while maintaining the highest standards of security and fraud prevention.” The technology combines robust security features with advanced fraud detection capabilities including as deepfake detection.

Security

Clearly Payments

AUGUST 8, 2025

In 2024, Canadians reported over CAD $638 million in fraud losses, according to the Canadian Anti-Fraud Centre (CAFC). Credit card and payment fraud remain major threats to both consumers and merchants, with card-not-present (CNP) scams and identity theft driving the majority of losses.

Credit Cards

Fintech Review

MARCH 11, 2025

NYC, NYC, March 11th, 2025, FinanceWire Feedzai , the global leader in AI-native fraud prevention solutions, today announced the launch of ScamAlert, an innovative GenAI-powered fraud prevention agent built from a deep understanding of tactics fraudsters use to exploit consumers.

Scams

Fintech News

FEBRUARY 10, 2025

In fintech, Agentic AI could enhance fraud prevention, risk management, trading, and customer engagement by autonomously analysing financial data, detecting anomalies, and executing decisions in real time. From fraud prevention to financial inclusion, its applications are vast and impactful. What Lies Ahead?

AI

The Payments Association

AUGUST 4, 2025

Today’s consumers are aware of new payment choices and are more sophisticated in their expectations of UX. According to industry research, nearly half of consumers (47%) believe SMEs should have access to the same payment technologies as major companies. Something that rarely qualifies as a strategic concern, but things have changed.

Innovation

Clearly Payments

NOVEMBER 6, 2024

The payment processing market in the United States has demonstrated robust growth, driven by rising consumer demand for digital payments, advancements in financial technology, and the expansion of e-commerce. They can also offer additional services like fraud detection, chargeback management , and analytics. trillion 2019 $4.0

Process

The Payments Association

JANUARY 13, 2025

Stronger fraud detection and better industry collaboration are needed to protect consumers The Payment Systems Regulator’s (PSR) findings in its December’s Unmasking how fraudsters target UK consumers in the digital age report reveal a stark picture of the growing threat posed by authorised push payment (APP) scams.

Scams

The Payments Association

DECEMBER 2, 2024

2024 reshaped payments with instant payment mandates, crypto regulations, and enhanced consumer protection driving innovation and security. In 2024, payments regulation underwent seismic shifts, with reforms spanning fraud prevention, digital innovation, and consumer protection, collectively redefining the industry’s future.

Regulations

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers.

Scams

The Payments Association

APRIL 8, 2025

A roundtable discussion among merchants addressing the evolving challenges of fraud in their operations across various sectors. It highlights the necessity of advanced fraud detection and greater industry collaboration. Improving regulations, using technology for detection, and fostering industry-wide cooperation.

Fraud Detection

Stax

JUNE 8, 2025

Industry data shows that 70% of consumers say the availability of their preferred payment method is very or extremely influential when choosing an online store. They share several common features: Encryption : Both encrypt transaction and cardholder data to help protect against fraud and ensure PCI compliance.

Payment Gateways

The Payments Association

APRIL 7, 2025

Continued investment in innovative fraud detection technologies and adaptive regulatory frameworks is essential to stay ahead of evolving financial crime threats. As financial crimes grow in complexity and sophistication, payment firms find themselves at the forefront of the battle to safeguard their operations and consumer trust.

Financial Crimes

Clearly Payments

MARCH 14, 2025

Despite rising interest rates, consumer spending remains strong, as shown by a 4% increase in holiday sales and a record-high reliance on credit, particularly among millennials. Fraud Detection Reports : Analyze suspicious transactions using AI-driven fraud detection systems. credit card payments surpassed $10.6

Credit Cards

The Payments Association

FEBRUARY 17, 2025

AI and machine learning: Strengthening security and financial access Artificial intelligence is transforming risk assessment and fraud prevention in the payment ecosystem. AI plays a crucial role in fraud detection and compliance, ensuring that financial inclusion does not come at the cost of security.

Innovation

Finovate

FEBRUARY 5, 2025

Worldpay plans to acquire AI-driven fraud detection company Ravelin. The acquisition will help Worldpay enhance its e-commerce offerings by adding fraud prevention technology and improve business clients’ authorization rates. Financial terms of the deal were not disclosed.

Acquirers

Clearly Payments

NOVEMBER 18, 2024

Chargebacks, while essential for consumer protection, can pose significant challenges to businesses. Fraud Prevention Specialists Responsibilities: Monitor transactions for fraudulent activity and implement fraud prevention measures. For businesses, having an effective chargeback management system is important.

PCI DSS

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. “Consumers will be able to enjoy seamless, faster, and more secure payment experiences, reducing the need for physical contact and minimising the risk of fraud.

Payment APIs and Integration

Fintech Review

MAY 6, 2025

Each has its strengths: Stripe dominates the US startup ecosystem, Adyen has deep relationships with European enterprises and marketplaces, and PayPal retains vast consumer brand loyalty. However, Checkout.coms unique positioning enables it to carve out niches where flexibility, global reach, and performance are non-negotiable.

Payment APIs and Integration

EBizCharge

JANUARY 14, 2025

Fraud detection and prevention are critical features of a payment gateway. Effective fraud prevention boosts customer trust and loyalty. Once youve evaluated your options, you should research emerging trends in the payment space to ensure your payment gateway meets consumer demands.

Payment Gateways

The Fintech Times

JULY 7, 2025

Common use cases include fraud detection, anti-money laundering, cybersecurity and back-office automation. Around 41 per cent of firms report using AI to streamline internal processes, while 37 per cent cite cybersecurity as a primary application, and 33 per cent focus on improving fraud detection.

Rules

Finextra

JULY 10, 2025

Overly Aggressive Fraud Filters Fraud detection systems designed to protect merchants can sometimes be too strict, resulting in legitimate transactions being flagged and declined. Balancing fraud prevention with high approval rates is critical. They not only cost sales but also erode customer trust.

Transactions

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. With advanced fraud management systems using AI and machine learning, issuers will proactively stop fraud before it happens, boosting consumer trust and confidence.

Cross-Border

Finextra

JUNE 18, 2025

This rise has been driven by a rapid growth in digitization as consumers lean into the convenience of e-commerce. and UK experiencing a 30% to 40% increase in consumer dispute volumes via their digital channels. The same research found that not all FIs track whether the fraud is first-party or third-party.

Issuers

EBizCharge

MARCH 18, 2025

A secure payment processing provider for Sage 100 will also give merchants access to fraud detection and prevention tools, 3D Secure, chargeback management, and more. By protectin g payments in Sage 100, your company can reduce the risk of data breaches and fraud, ensuring a secure experience for all parties involved.

Credit Cards