Finovate

MARCH 6, 2025

Online travel booking company Expedia is partnering with mobile banking and lending fintech Upgrade to make its cruise booking services more accessible. While consumers benefit from a more approachable way to pay for their cruise, the cruise brands themselves also benefit.

BNPL 59

BNPL Online and Mobile Banking Volume Credit Cards 59

Fintech News

NOVEMBER 6, 2024

OCBC Bank has launched a new service allowing customers to send money instantly to users of WeChat Pay and Alipay in China. This makes OCBC the first bank in the Asia Pacific region to offer this capability. This will allow customers to send money to friends and family abroad or even make direct payments to small businesses overseas.

Cross-Border 126

Cross-Border Small Business Mobile Banking Facilitators 126

The Fintech Times

JANUARY 30, 2025

With smartphone theft on the rise across the UK, fintech and mobile security platform, Nuke From Orbit , is launching a nationwide campaign to combat this growing crisis. Our goal is to empower people with simple, effective ways to protect their mobile devices and create new habits that secure their personal data as we kick off the new year.

Consumer 59

Consumer Online and Mobile Banking Law Enforcement Crime 59

Fintech News

JUNE 23, 2025

This shift reflects growing consumer demand for all-in-one mobile platforms that simplify daily life. Best for: Frequent Shopee users, deal hunters, and online-first consumers. Meanwhile, the Buy Now, Pay Later (BNPL) market is gaining momentum, offering flexible payment options and boosting e-commerce conversions.

Online and Mobile Banking 69

Online and Mobile Banking Cross-Border BNPL Cross-Border Payments 69

Finextra

JUNE 13, 2025

It expresses the views and opinions of the author.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

Fintech Finance

FEBRUARY 27, 2025

Entrust, a global leader in identity-centric security solutions, has announced the launch of the NFC Issuer Wallet Solution for iOS, allowing European financial institutions to build their own wallet within their banking app, in addition to deploying the Apple Pay Wallet.

Issuers 80

Issuers Alternative Payment Methods Credit Union Digital Payments 80

Fintech News

APRIL 24, 2025

The companys ecosystem leverages AI-driven, credit-enabled solutions to empower businesses and consumers alike. Atome Financial specialises in consumer financing, ADVANCE.AI It offers services like digital banking, financing, investment, and insurance brokerage, focusing on customers in emerging markets. billion payments Coda 2.5

FinTech 138

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 138

NFCW

MARCH 27, 2025

Device manufacturers will have new opportunities to bring innovative products to the market, improving the user experience for consumers based in Europe.” “Moreover, physical smart cards can easily be read for instance to activate or secure mobile banking.”

Interoperability 103

Interoperability Rules End User Privacy 103

The Fintech Times

JULY 14, 2025

Going against the grain, its super app journey began in the financial sector, as a conventional bank. Throughout the 2000s, European banks were consolidating and experimenting cautiously with mobile banking, but for Kaspi, this pace was too slow. Consumers are already accustomed to a daily operating system in Kaspi.

Payment APIs and Integration 59

Payment APIs and Integration Online and Mobile Banking Embedded Finance Non-Bank 59

The Fintech Times

JULY 10, 2025

Consumers want online payments to be fast, easy and secure. It wasn’t designed for consumer devices. We’re also working with banks and issuers to embed this tech directly into mobile banking apps. Since launch, how has your company evolved? We spent two years in a dark room, literally.

Online and Mobile Banking 59

Online and Mobile Banking CHIPS Laws Account Takeovers 59

Fintech Review

APRIL 11, 2025

This includes services like mobile banking, peer-to-peer payments, investment platforms, and blockchain applications. Consumer trust in banks plummeted. At the same time, mobile internet and smartphones became mainstream. Their technology reduces friction in both consumer and business transactions.

FinTech 52

FinTech Online and Mobile Banking Payment APIs and Integration Cross-Border 52

The Fintech Times

APRIL 10, 2025

Through the launch of Pay by Bank from Payit by NatWest as a payment option on its platform, Utilita is enabling its customers to instantly add funds to their smart meter or wallet through the My Utilita app. The integration of the Payit service from NatWest comes as part of its mission to offer consumers better service and a fairer deal.

Accounts 59

Accounts Online and Mobile Banking Mobile Banking Risk 59

Finextra

JULY 14, 2025

Personalization emerged as a top priority for banks’ AI initiatives in 2024, driven by customer expectations for services tailored to their needs. According to a McKinsey study, 71% of consumers now expect personalized experiences from their banks, and 76% feel upset when personalization is lacking. The J.D.

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

The Payments Association

JULY 15, 2025

Digital channel fraud has emerged as a significant concern, with internet, telephone, and mobile banking fraud affecting 11% of respondents the most severely. Large banks absorb fraud costs as investment to stifle startup competition, happily swallowing losses to maintain market dominance against emerging fintech competitors."

Financial Crimes 88

Financial Crimes Crime Fraud Prevention Deepfake 88

M2P Fintech

APRIL 17, 2025

Fundamentally, API-led banking provides a modular foundation for delivering services. It allows banks to expose and consume capabilities in a secure, standardized manner, both internally and externally. These APIs are optimized for performance and user context, ensuring seamless integration with devices and platforms.

API 52

API Payment APIs and Integration Non-Bank Fraud Detection 52

The Fintech Times

DECEMBER 16, 2024

“All banks need to pull their weight in the fight against scams. It applies to consumer electronic payment transactions, including ATM, EFTPOS and credit card transactions, online payments, internet and mobile banking, and BPAY. “We know scammers are constantly looking for new ways to exploit people.

Scams 64

Scams Online and Mobile Banking Non-Bank Transactions 64

The Fintech Times

JUNE 9, 2025

Jordan-based Bank al Etihad is joining forces with ecolytiq , a Berlin-based fintech providing sustainability-focused solutions to financial institutions, and digital payment giant Visa , to launch a new carbon insights tool within its mobile banking app.

Mobile Banking 45

Mobile Banking Mitigation Credit Cards Agreements 45

The Fintech Times

OCTOBER 31, 2024

Safecypher’s technology enables businesses to optionally disable the static Card Verification Code on cards and provide customers with new dynamic CVCs that change for each transaction generated via their mobile banking app.

FinTech 59

FinTech Verification Money Laundering Regulatory Compliance 59

Fintech Review

APRIL 15, 2025

Consumers expect fast, mobile, and intuitive experiences when they pay bills online. It integrates with mobile banking apps and smart home devices. So what are the best ways to pay bills online in 2025? Businesses must now offer seamless options as part of their customer service strategy.

Online and Mobile Banking 52

Online and Mobile Banking Payment APIs and Integration BNPL Embedded Payments 52

The Fintech Times

APRIL 17, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 53

Embedded Finance Finance Online and Mobile Banking Embedded Payments 53

The Fintech Times

FEBRUARY 20, 2025

The potential of this partnership could be far-reaching, with estimations suggesting that three in four consumers will use Pay by Bank by 2029. Real-time Pay by Bank delivers substantial benefits over traditional payment methods, eliminating intermediaries to reduce processing costs and increase cash flow.

User Authentication 59

User Authentication B2C Embedded Payments Processing Costs 59

Finextra

JUNE 10, 2025

Mobile phones were becoming part of everyday life, and we—Nordea, Nokia, and Visa—were pioneering mobile banking, proximity payments, and digital identity services. 03 June See all Opinions from Bo More expert opinions Neil O'Connor CTO, Experian Consumer Services at Experian London Tech Week 2025: Spotlight on the U.K.’s

AI 99

AI Authorization Interoperability Origination 99

Finovate

JANUARY 14, 2025

Texas-based Sage Capital Bank has partnered with digital banking solutions provider Apiture. Courtesy of the partnership, Sage Capital Bank will deploy Apiture’s Consumer Banking, Business Banking, and Digital Account Opening solutions, as well as its Data Intelligence solution.

Online and Mobile Banking 52

Online and Mobile Banking Credit Union Fraud Detection Mobile Banking 52

The Paypers

JUNE 12, 2025

According to the survey, which sampled 2,000 US adults with banking relationships in early February 2025, 67% of respondents have now used P2P services, such as splitting bills or sharing expenses, a notable rise from 40% reported in 2020. Additionally, 62% described these apps as essential to their financial routines.

P2P 41

P2P Financial Crimes Crime Embedded Finance 41

Fintech Weekly

JULY 10, 2025

Challenges related to integration, the development of new functionalities or features, and the migrating of stacks to modern technology are time-consuming and have led to a somewhat lethargic approach to adoption. Mobile banking alone has changed the dynamic of how quickly customers expect delivery of services and real-time insights.

Technology 78

Technology Innovation Online and Mobile Banking Blockchain 78

Payments Dive

APRIL 26, 2018

adults surveyed, mobile banking app use ranked third (31 percent) behind only social media (55 percent) and weather apps (33 percent), respectively. Of the 2,000 U.S.

Mobile Banking 130

Mobile Banking Consumer 130

Payments Dive

AUGUST 4, 2017

Mobile remote deposit capture is not the trendy feature it once was for banks. Today, consumers desire a way for banks to help them make the best decisions with their money. It's expected.

Remote Deposit Capture 122

Remote Deposit Capture Mobile Banking Consumer 122

Fintech Finance

AUGUST 22, 2024

In keeping with its constant dedication to providing cutting-edge services to its customers, National Bank of Kuwait (NBK) announced introducing a new service that allows customers to confirm payment transactions online through the NBK Mobile Banking App, making itself as the first provider of this service in Kuwait.

Mobile Banking 111

Mobile Banking Verification Online and Mobile Banking Push-to-Card 111

PYMNTS

NOVEMBER 17, 2020

Consumers’ banking habits have changed radically since the pandemic was first declared in March. Not only are many account holders visiting brick-and-mortar branches less often than they did before the pandemic, but many are also more reliant on digital banking channels — particularly mobile banking apps — than they have ever been.

Mobile Banking 93

Mobile Banking Consumer Authentication Ubiquitous 93

PYMNTS

JUNE 26, 2020

Financial institutions (FIs) worked quickly to ensure they could operate smoothly as the pandemic kept consumers at home and closed brick-and-mortar branches in Europe, the United Kingdom and the United States. Developments Around the Cloud Banking World. How N26 Is Using Cloud Core Banking for Nimble Mobile Innovation.

Mobile Banking 91

Mobile Banking Online and Mobile Banking Consumer Volume 91

PYMNTS

NOVEMBER 20, 2020

April was also the month that financial institutions (FIs) and Big Tech firms alike learned that mobile banking had become a much bigger, more important channel, virtually overnight. It took crashing the websites of a string of major banks and credit unions for the sector to grasp what happened. Mobile Experience Can Do More.

Mobile Banking 94

Mobile Banking Authentication Credit Union Accounts 94

NFCW

DECEMBER 5, 2023

The passport-scanning feature will speed up the bank account application process and reduce the risk of error by enabling users to automatically populate data fields — including their name, title, date of birth, gender and country of birth — directly from their passport, the bank says.

Mobile Banking 122

Mobile Banking CHIPS Interoperability Checks 122

PYMNTS

SEPTEMBER 18, 2020

Mobile banking upstart Chime has completed funding that has provided the firm with a $14.5 Chime, which CEO Chris Britt co-founded in 2013, provides clients mobile banking accounts without charges, debit cards and automated teller machine (ATM) access. consumers who make from $30,000 to $75,000 annually. “We

Mobile Banking 105

Mobile Banking Debit Card Non-Bank ATM 105

PYMNTS

NOVEMBER 24, 2020

Whether it’s increased demand for debit, installment plans or buy now, pay later (BNPL) arrangements, consumers today need multiple types of financial services, rather than a simple DDA account. But while some might think the mobile banking innovation trend is a U.S.-dominated Mobile isn’t a U.S. phenomenon.

Mobile Banking 124

Mobile Banking Credit Union FinTech Cost Structure 124

PYMNTS

JULY 15, 2020

MoneyLion , the New York-based mobile bank, announced the launch of RoarMoneySM, a demand deposit account powered by MetaBank N.A. It features two-day early paydays, mobile wallet capabilities, funding options, near real-time transaction alerts and advanced cybersecurity, the company said in a Wednesday (July 15) press release.

Mobile Banking 70

Mobile Banking Identity Theft Contactless Payments Visa 70

NFCW

DECEMBER 18, 2023

SCAN: Availability is being expanded from NFC on Android phones to QR Codes on all smartphones Consumers in Korea can now make cash withdrawals and deposits at ATMs by scanning a QR code with their Apple or Android smartphone rather than needing to use a physical bank card.

ATM 123

ATM Consumer Card Services Mobile Banking 123

Payments Dive

AUGUST 17, 2017

Across the globe, financial institutions are under mounting pressure to meet high consumer expectations, capture and retain market share, and secure mobile transactions – all at the same time. Some are lagging, while others are upgrading technologies and investing in innovation and testing departments. So, how did we get here?

Transactions 126

Transactions Mobile Banking Security Innovation 126