Stax

MAY 6, 2025

Credit cards are a staple in the wallets of consumers today, and they will undoubtedly be a payment method of choice for years to come, particularly as the adoption of mobile and contactless payments continues to grow. Or they could use a mobile credit card terminal if they prefer to collect payments at the table.

Credit Cards 88

Credit Cards Online and Mobile Banking Payment APIs and Integration Credit Card Payment Processing 88

Fintech Finance

JANUARY 22, 2025

Brite Payments , a leader in instant bank payments, has announced that George Parks Davie has been appointed VP Product. Davie also played an active role in shaping PSD2, which underpins open banking in Europe today, through the European Banking Associations Working Group on APIs under PSD2.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

The Payments Association

MARCH 19, 2025

As digital wallets reshape finance and big tech challenges traditional banks, who will control the future of money? The partnership signals a potential shift in power, where platforms like X aim to rival traditional banks in how money moves and who controls financial access.

Digital Payments 88

Digital Payments Finance Online and Mobile Banking Payments 88

Stax

NOVEMBER 14, 2024

They include: the merchant, cardholder, card associations, acquiring bank, issuing bank, and payment processor. These are not banks, but rather governing bodies that set interchange rates, and arbitrate between acquiring and issuing banks. Acquiring Bank: The business’ (i.e., merchant’s) bank.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Finextra

JUNE 11, 2025

Indigenous Banking (Shroffs and Mahajans): Long before modern banks, India had a thriving indigenous banking system. These banks introduced formal ledger-based accounting and cheque payments. This expanded the reach of formal banking to rural areas. This introduced standardization and divisibility.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

Finextra

JULY 14, 2025

Banks turned to a powerful ally: artificial intelligence. AI didn’t just automate services—it began shaping intimate, context-aware journeys that feel less like banking and more like a personal concierge for your financial life. Banks around the world rolled out AI-powered personalization features in 2024. The result?

AI 71

AI Rules Online and Mobile Banking Non-Bank 71

Stax

JANUARY 21, 2025

Much like in the United States (and practically the rest of the world, for that matter), Canadian consumers have widely adopted credit cards and digital payments. Research shows that Canada has the world’s highest credit card ownership rate, with 82.7% of consumers owning at least one credit card.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment APIs and Integration 88

Finovate

JULY 11, 2025

The wallet supports recurring, one-click and on-file payment solutions and, in 2024, was responsible for the largest share of the volume transacted online through a digital wallet in the country. This is according to research from Payments and Commerce Market Intelligence (PCMI).

Innovation 63

Innovation Cross-Border Online and Mobile Banking Payments 63

The Payments Association

JUNE 16, 2025

The research examines how digital transformation and shifting customer expectations are transforming payment strategy into a key differentiator in customer experience and business growth. 51% of merchants report frequent usage of both cards and mobile wallets, showing digital parity between traditional and emerging in-store payment methods.

Innovation 88

Innovation Cross-Border Fraud Prevention Payments 88

The Fintech Times

DECEMBER 9, 2024

As 2024 draws to a close, it’s been an eventful year for the payments industry, marked by rapid innovation, unexpected challenges, and evolving consumer expectations. This incident disrupted operations across airlines, banks, and media outlets, resulting in billions in losses for major corporations.

Payment APIs and Integration 102

Payment APIs and Integration Online and Mobile Banking AI Financial Inclusion 102

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. Research shows that 55% of customers will abandon their cart if they have to re-enter checkout information like credit card details, negatively affecting your business conversion rate. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

The Payments Association

JULY 11, 2025

The strategic adoption of AI, IoT, mobile, and biometric tech to future-proof payments and retail operations. Industry commentary "As POS systems evolve, solutions must adapt to diverse business needs and rising consumer expectations for tailored experiences. What’s next? trillion globally by 2027. million in 2022 to US$1.04

Point-of-Sale (POS) 88

Point-of-Sale (POS) Payment APIs and Integration Online and Mobile Banking Compliance 88

The Fintech Times

JANUARY 23, 2025

We often explore how fintechs are changing the banking and payments landscapes, and sometimes look into how their solutions are supporting financial inclusion and helping people develop healthy financial habits.

FinTech 64

FinTech Financial Literacy Cross-Border Online and Mobile Banking 64

Finextra

JULY 2, 2025

Whether they are shopping online or in a store, they want the payment process to be smooth. Mobile-Friendly Payments Many users shop on their phones. Mobile-optimized payment pages and features like tap-to-pay improve the experience. Open banking is also changing how we pay. Customers today are used to digital tools.

Online and Mobile Banking 52

Online and Mobile Banking AI Authorization Fraud Detection 52

The Fintech Times

FEBRUARY 19, 2025

Global payment juggernaut, Mastercard is expanding its presence in the UAE’s flexible payment and lending ecosystem as it partners with the shopping, payments and banking fintech, Tamara to launch a new virtual card. This demand stems from the country’s thriving e-commerce sector and rise in digital payment solutions.

Visa 75

Visa Online and Mobile Banking Payments Payment Solutions 75

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. When a customer initiates a payment, the gateway securely transmits the information to the payment processor and the issuing bank for authorization.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Payments Dive

JUNE 12, 2025

Social media, online commerce, mobile text messaging and other digital platforms have allowed scammers to innovate in targeting consumers. million consumers reported fraud incidents last year, roughly the same as in 2023, according to the FTC. You can unsubscribe at anytime. Please select at least one newsletter.

Law Enforcement 88

Law Enforcement Scams Payments Zelle 88

The Fintech Times

JULY 15, 2025

Fairer Finance appoints Helene Brichet as chair of its consumer advisory board, replacing Chris Pond as he moves to lead the FCA’s Financial Services Consumer Panel. The board oversees Fairer Finance’s transparency, research and independence as a consumer-focused ratings and advocacy group. Raul Villar Jr.,

FinTech 59

FinTech Void Online and Mobile Banking Push-to-Card 59

Finovate

MARCH 7, 2025

What happens when an ongoing revolution in payment innovation meets a regulatory regime determined to ensure secure and safe transactions for individual consumers, business entities, and even governments? With one of the biggest LPM networks in the world, were making it easier than ever for global merchants to meet consumers where they are.

Payments 52

Payments Push-to-Card Online and Mobile Banking P2P 52

The Paypers

JUNE 19, 2025

Through this partnership, fintech companies are set to be able to develop propositions on the enza platform that provide consumers and businesses with embedded Mastercard payment solutions capabilities. For businesses, enza will facilitate the acceptance of Mastercard payments across in-store, online, and in-app channels.

Visa 36

Visa FinTech Financial Inclusion Embedded Payments 36

Finextra

JUNE 15, 2025

If an online gaming service goes down 10 minutes before the start of a horse race that is a catastrophic event. If an online gaming service goes down 10 minutes before the start of a horse race that is a catastrophic event. Reliance, security and speed are keys. No body wins in the ensuring chaos so best not try.

Technology 52

Technology Security Online and Mobile Banking Wire Transfer 52

Finextra

JUNE 18, 2025

For example, contactless acceptance and PIN Online have been supported in nexo protocols since the beginning, whereas some countries took over 10 years to roll them out. Merchants and consumers can select their preferred payment brand on co-badged cards. no mandatory cobadging). no mandatory cobadging).

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

The Fintech Times

APRIL 17, 2025

Embedded finance is rapidly changing the way consumers and businesses alike interact with financial services. As traditional banking processes are replaced by more integrated financial solutions, companies across industries are embedding payment processing, lending, insurance, and investment services directly into their platforms.

Embedded Finance 53

Embedded Finance Finance Online and Mobile Banking Embedded Payments 53

Finovate

MARCH 31, 2025

According to a study conducted in partnership with Murphy Research, 78% of B2B buyers indicated a need to customize or control aspects of their purchasing experience. In a statement, the company noted that these options work across all purchasing channels, whether online, in-store, or via sales teams.

B2B 58

B2B Reconciliation Online and Mobile Banking Small Business 58

Finovate

NOVEMBER 6, 2024

Consumers will benefit from earning rewards for transactions via Crypto.com’s Crypto.com Pay ; merchants will benefit from being able to manage payments and services via both mobile and tablet devices. Traditional financial products such as stock trading and banking are also top of the 2025 agenda for the company, as noted above.

Blockchain 63

Blockchain Cryptocurrency SWIFT Payments 63

Fintech Finance

MARCH 13, 2025

” Recent research commissioned by Ecommpay revealed that just half of online retailers offer customers checkout in their local currency, potentially limiting conversion rates. The checkout should also be accessible and user-friendly for all, including those with disabilities and those using mobile or desktop devices.”

Online and Mobile Banking 59

Online and Mobile Banking Risk Mitigation Regulatory Compliance Mitigation 59

Finextra

JUNE 19, 2025

Community Your feed Latest expert opinions Groups Join the Community 23,315 Expert opinions 42,505 Total members 368 New members (last 30 days) 195 New opinions (last 30 days) 29,090 Total comments Join Sign in Open Banking Won’t Work Without Trust. For the consumer, convenience is king. Here’s How We Enable That.

Online and Mobile Banking 52

Online and Mobile Banking Authorization Privacy Research 52

Finextra

JUNE 24, 2025

Klarna arrives on Google Pay in the US Klarna, the global digital bank and flexible payments provider, is now available as a payment option on Google Pay. Shoppers can use Klarna’s flexible payment options online on select Android apps and websites that offer Google Pay at checkout. It expresses the views and opinions of the author.

Payment APIs and Integration 52

Payment APIs and Integration Online and Mobile Banking Authorization Privacy 52

The Payments Association

JANUARY 22, 2025

The widespread shift to online reliance has created a greater demand for accessing various services online, including government public services and online retail payments. This increased digital dependency has raised the need for secure access and quick and easy identity verification online.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech Finance

JANUARY 29, 2025

MB Way counts half of Portuguese bank account holders as its customers and holds a 45% market share of e-commerce transactions in the country. With MB Way e-wallet, customers can make EUR payments, send or request money, and manage funds using their mobile application, without having to input card details in every transaction.

Online and Mobile Banking 69

Online and Mobile Banking Alternative Payment Methods Payments On-Demand 69

Fintech Weekly

JULY 10, 2025

She leads software engineering organizations that use application programming interfaces, microservices, and cloud technologies to build next-generation banking solutions that are aligned with digital and mobile-first growth strategies. Leena Kallakuri is a vice president of software engineering for Capital One.

Technology 78

Technology Innovation Online and Mobile Banking Blockchain 78

Finextra

JUNE 27, 2025

Home News Retail Starling eyeing US bank acquisition Editorial This content has been selected, created and edited by the Finextra editorial team based upon its relevance and interest to our community. Earlier this year, Starling set up a subsidiary in Delaware in order to sell its Saas infrastructure to mid-tier banks across North America.

Online and Mobile Banking 52

Online and Mobile Banking Privacy Research AI 52

The Fintech Times

JUNE 28, 2025

As consumers turn away from traditional insurers for a variety of reasons, including speed and simplicity, incumbent players are left wondering how they can keep up with the digital changes. Previously, insurers provided policies, and consumers would come to them. What I call Embedded Insurance 2.0. “It market to be about $3.5trillion.

On-Demand 59

On-Demand Online and Mobile Banking Underwriting AI 59

Finextra

JULY 14, 2025

This all helps to make Bitcoin payments accessible to a wider number of consumers. “Today, consumers can use Bitcoin and other crypto assets to pay for groceries and a wide selection of value-added services, from airtime and electricity to bills and travel tickets. We use cookies to help us to deliver our services.

Bitcoin 69

Bitcoin Payment APIs and Integration Value Added Service Authorization 69

Finextra

JUNE 17, 2025

online sales, are poised to capitalize on easing trade tensions, as Amazon sells and facilitates imported goods. On June 16, the broader market saw gains, with the Dow, S&P 500, and Nasdaq rising amid optimism over contained geopolitical tensions between Israel and Iran, boosting risk appetite.

AI 80

AI Payment APIs and Integration Online and Mobile Banking Authorization 80

Finextra

JUNE 23, 2025

Zopa launches current account Half a decade after pivoting from P2P lending to become a bank, Zopa has entered the UK current account market. The mobile-first flagship Biscuit account can be opened within minutes, with automated onboarding, with customers getting instant access to virtual cards and the ability to link external accounts.

Accounts 64

Accounts Payment APIs and Integration Online and Mobile Banking P2P 64

Finextra

JULY 6, 2025

Zopa opens Manchester office London-headquartered digital bank Zopa is opening an office in Manchester as it bids to create a 500-strong workforce in the city. The bank is planning to tap into the city’s thriving tech ecosystem, strong financial services presence, and deep talent pool.

Online and Mobile Banking 52

Online and Mobile Banking Privacy Enrollments Research 52