Fintech Finance

NOVEMBER 27, 2024

This helps to close the gap between consumer expectations and merchant capabilities. The faster refund capability is available to the vast majority of UK shoppers using Mastercard and Visa cards when making purchases at participating retailers, including HMV. Under many systems, refunds can take days to reach consumer accounts.

Visa

The Payments Association

JANUARY 3, 2025

This session drew participants from diverse industries, including retail, travel, telecommunications and hospitality, each grappling with unique yet interconnected fraud challenges. Fraudsters, armed with advanced technologies and professional networks, are exploiting gaps in systems and consumer behaviour.

Fraud Detection

Fintech Finance

MARCH 24, 2025

The platform integrates various components, including an Integration Platform for seamless connectivity, a Participant Portal for real-time transaction monitoring, and a Dispute Portal for efficient case resolution.

Instant Payments

Fintech News

MAY 5, 2025

Only firms licensed by the State Bank of Vietnam (SBV) will be allowed to participate, and foreign banks are explicitly excluded. While domestic fintechs and credit institutions may apply to join, participation in the sandbox does not guarantee future regulatory approval once permanent legal frameworks are introduced.

P2P

Fintech Finance

JUNE 10, 2025

” The Visa Asia Pacific media showcase highlighted how AI-enabled digital commerce will significantly change the way consumers across the region discover and purchase products and services. Over the past 25 years, Visa’s global network has handled 3.3 trillion transactions.

AI

Fintech News

OCTOBER 27, 2024

By holding these entities accountable, the SRF enhances consumer protection and provides clear avenues for victim recourse in cases of phishing-related losses. This inclusion acknowledges the increased risk of significant losses from e-wallets and mandates robust consumer protection controls.

Phishing

The Payments Association

JANUARY 13, 2025

The FCA’s proposed safeguarding reforms for payments and e-money firms, aiming to enhance consumer protection and operational compliance. The reforms ensure robust safeguarding practices, bolster consumer trust, and address risks like fund shortfalls during insolvency. Why is it important? What’s next?

Compliance

Fintech News

JANUARY 21, 2025

These changes, which include lifting restrictions on WhatsApp Pay and postponing the implementation of a market share cap for UPI apps, underscore the NPCIs commitment to create a fairer digital payment landscape in India, and ensuring equal opportunities for all participants, India TV News reported.

Caps

Fintech Finance

MARCH 24, 2025

The platform integrates various components, including an Integration Platform for seamless connectivity, a Participant Portal for real-time transaction monitoring, and a Dispute Portal for efficient case resolution.

Instant Payments

Fintech Finance

JUNE 2, 2025

Built on Visas decades of payments expertise, Visa A2A gives consumers greater choice, control and protection over how they pay via bank transfers. Visa A2A introduces an easy and intuitive experience for consumers, allowing them to easily manage their bills and subscriptions through their bank app.

Consumer Protection

Fintech News

JANUARY 12, 2025

Consumer adoption of BNPL has also surged, with now 40% of Filipino users relying on BNPL for budgeting and immediate expenses. These platforms enable low-income users to participate in the financial markets, enhancing the accessibility of wealth management and fostering greater financial inclusion across the region.

FinTech

The Fintech Times

NOVEMBER 6, 2024

Businesses and consumers paying into and out of the Middle East and North Africa (MENA) region will benefit from faster, cheaper and more transparent cross-border payments through a public-private collaboration between Mastercard and the Arab Regional Payment System, Buna.

Cross-Border Payments

Fintech News

JULY 8, 2025

Consumer use of PayTo rose steadily, with an 80% increase in transactions between the second and third quarters of FY25. The median consumer spend during this period was A$352.64, and the average number of transactions per active account was 6.01. Despite increasing uptake, the Index points to ongoing barriers to wider adoption.

Business Email Compromise

Fintech News

JUNE 10, 2025

The system offers a faster, secure, and convenient checkout experience with global acceptance, as it is now supported at more online outlets where consumers wish to shop. Additionally, Click to Pay employs advanced security standards and technology to protect transaction data, offering consumers increased confidence in online payments.

Online and Mobile Banking

Fintech News

JULY 31, 2025

One key driver is the rising frequency of overseas consumer activity, with around 30% of shoppers now making international purchases on a weekly basis. Additionally, expanding global payment networks are connecting local systems with international platforms, enabling wider participation and greater transparency.

Cross-Border Payments

Fintech Finance

JUNE 23, 2025

This initiative aims at enabling European citizens to send and receive payments seamlessly across the continent, for the benefit of both consumers and merchants. The aim is to cover all use cases (person-to-person and commercial payments both online and in-store) across the markets of the participating solutions.

Cross-Border

Fintech News

NOVEMBER 5, 2024

billion consumers through more than 30 payment partners globally, enabling seamless cross-border payment experiences. Participating GrabPay merchants include popular names like CHAGEE, BreadTalk, Toast Box, and iStudio, offering tourists familiar and convenient payment options. Currency exchange can often be a pain point for tourists.

Stablecoins

Stax

JUNE 17, 2025

. “Payments can be really important as a way of helping those companies drive additional revenues that they wouldn’t otherwise see, because they wouldn’t normally participate in those payment streams.” ” The interview also highlighted the rapid pace of technological advancement, particularly in AI.

Payments

The Payments Association

JUNE 3, 2025

The evolution of CBDC thinking Historically, consumer-facing banks have treated payments as an extension of banking: an account-based system where intermediaries authorise and validate each transaction. On the consumer side, privacy concerns loom large.

CBDC

Fintech Finance

APRIL 8, 2025

Also, in certain installations where ACI is the technology partner, they will provide decryption services to alleviate PCI compliance burdens for retailers, ensuring a secure, seamless payment experience for consumers.

Consumer

The Fintech Times

JANUARY 23, 2025

“I believe that consumer lending will be one of the most impactful sub-sectors of fintech in terms of improving peoples financial wellbeing in 2025. .” “Platforms like Participate allow banks to extend credit more confidently by reducing concentration risk, enhancing liquidity, and boosting efficiency.

FinTech

Fintech Finance

AUGUST 3, 2025

” Finmo’s CoP integration is powered by Australian Settlements Limited (ASL), a Tier 1 NPP participant. Moving quickly to bring this feature to Finmo users improves network safety and builds trust for businesses and consumers alike.”

Payee

The Fintech Times

APRIL 2, 2025

On 1 April, banks can enable platform partners that have enrolled in a new program to accelerate the use of embedded consumer-like experiences in commercial payments. Additionally, corporate employees increasingly expect the consumer-like payment experiences they are accustomed to when making payments in everyday life.

Visa

Clearly Payments

MARCH 14, 2025

Despite rising interest rates, consumer spending remains strong, as shown by a 4% increase in holiday sales and a record-high reliance on credit, particularly among millennials. Participant Role in Transaction Cardholder Uses a credit card to make a purchase. seconds Merchant and consumer receive transaction completion notice.

Credit Cards

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends

The Payments Association

APRIL 7, 2025

The survey had a strong representation from senior roles, with 58% of participants holding C-level, VP, or director positions, indicating that the insights gathered are from those with significant decision-making power. Among the respondents, 54% were from the United Kingdom, followed by 7% from the United States and 3% from Germany.

Financial Crimes

Open Banking Excellence

JULY 2, 2025

When those rules were introduced, the intended aim was to drive competition in the retail banking market and make it easier for consumers to switch accounts. This has helped create a burgeoning ecosystem that is already driving rapid adoption among consumers in the U.S. That hasn’t really happened. Another potential lesson for the U.S.

Regulations

The Fintech Times

JUNE 28, 2025

To find out what different industry participants think about the decision, whether it’s a sensible move to increase protections or infringes on consumer choice, we reached out to find out what they have to say. This sits within the spirit of the Consumer Duty rules, without restricting consumer freedom.”

Credit Cards

The Payments Association

DECEMBER 18, 2024

The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. billion unbanked individuals globally, enabling participation in the formal economy and accelerating the transition to cashless societies.”

Cross-Border

The Fintech Times

MARCH 25, 2025

Meeting both local and international regulatory standards, the platform integrates various components, including an Integration Platform for seamless connectivity, a Participant Portal for real-time transaction monitoring, and a Dispute Portal for efficient case resolution.

Instant Payments

Fi911

MAY 22, 2025

Why an Upgrade is Needed PSD2, implemented in January 2018, was designed to transform the EU payments ecosystem by enhancing competition, boosting innovation, and strengthening consumer protections. Consumer Protection with stronger authentication and fraud prevention measures, such as Strong Customer Authentication (SCA).

Payment APIs and Integration

Fintech Review

NOVEMBER 27, 2024

For these businesses, securing a loan can be challenging, time-consuming, and costly. With digital banking, mobile payments, and microloans, fintechs allow underserved businesses to participate in the formal economy. Traditional banks often view SMEs as high-risk due to limited credit history and collateral.

FinTech

The Fintech Times

NOVEMBER 6, 2024

Consumers can set parameters or choose between debit, credit, ‘pay-in-four’, or pay using rewards points. New wallet payment experience – Soon, consumers will be able to use their wallets to scan and pay at merchants outside of their domestic markets that accept Visa via scanning-enabled QR codes.

Product

The Fintech Times

FEBRUARY 17, 2025

SCBHK, Animoca Brands and HKT have been jointly participating in the HKMA stablecoin issuer sandbox launched in July 2024, to explore how stablecoins can play a key role in the development of financial markets and payments by bridging Web3 and traditional finance, thus strengthening Hong Kongs position as a global digital assets hub.

Stablecoins

The Payments Association

JUNE 16, 2025

It assesses whether the new policy is effectively protecting consumers and reducing fraud, while also highlighting ongoing challenges and debates about a broader, cross-sector approach to tackling APP fraud. Authorised push payment (APP) scams remain one of the most devastating forms of financial fraud affecting UK consumers.

Scams

Fintech News

DECEMBER 16, 2024

Top regulators attending the event include Roong Mallikamas, Deputy Governor of the Bank of Thailand; Adnan Zaylani, Deputy Governor of Bank Negara Malaysia; and Nik Mohamed Din Nik Musa, Director General of Labuan FSA, with more participants to be announced. Spanning four stagesthe Exchange Stage, MoneyPot, Unfiltered Stage, and HumanA.I.ty

Regulations

The Fintech Times

OCTOBER 30, 2024

. “Our Direct Data Share tool is being offered to Worldpay as a free, secure and compliant product that allows their merchants using FraudSight to participate. The powerful data sharing connection will optimise authorisation rates while protecting merchants, issuers and consumers alike from the risks and losses associated with fraud.”

Payment Security