NFCW

JANUARY 23, 2025

The STEVAL-25R200SA kit incorporates ST’s new ST25R200 reader/writer IC and is designed to help engineers “quickly build proof-of-concept models to demonstrate convenient short-range wireless communications for device pairing, configuration setting, or product authentication to ensure brand protection,” ST says.

ISOs 109

ISOs Authentication Use Case Product 109

The Fintech Times

JUNE 18, 2025

Consumers and small businesses generally feel they get more value from fintechs than traditional banks, according to the findings from a recent survey by the Financial Technology Association , the DC-based trade association representing fintech industry leaders.

Small Business 45

Small Business Consumer FinTech Online and Mobile Banking 45

Fintech Finance

DECEMBER 19, 2024

This will bolster Visas fraud protection capabilities and enhance security for its customers and consumers worldwide. Over the coming months, Featurespaces product portfolio will be incorporated into Visas existing offering, expanding the available range of fraud prevention solutions and use cases.

Fraud Prevention 97

Fraud Prevention Value Added Service Financial Crimes AI 97

Fintech News

APRIL 29, 2025

The initiative aims to enable secure, seamless transactions through generative AI agents across consumer and business platforms. Mastercard will work with Microsoft to explore new use cases using Microsofts AI technologies, including Azure OpenAI Service and Copilot Studio.

Visa 86

Visa AI Credential Contactless Payments 86

Tearsheet

FEBRUARY 27, 2025

Fast-forward to today, a Bitcoin-focused product strategy within the lineup seems to be a safer bet. Several years ago, we began testing cryptocurrency transfers to better understand the technology as it relates to payments and immediately saw the value it could provide, says May Zabaneh, VP of Product at PayPal.

PayPal 72

PayPal Payments Digital Currency Privacy 72

The Payments Association

JUNE 3, 2025

Tokenisation and the embedded finance boom Embedded finance is reshaping the consumer experience by integrating financial services into e-commerce platforms and apps. This enables rapid scaling of new payment use cases, without duplicating risk exposure.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

The Payments Association

MARCH 19, 2025

Starting with their most pressing product, operational, security, or compliance challenges, they should select a future-proof platform to enter a new geography, fix a problem, or launch a new product. DORA (digital operational r esilience act) is now in effect: EU banks must prove they can withstand cyber threats and disruptionslegacy.

Payment APIs and Integration 88

Payment APIs and Integration Innovation Cross-Border ISO 20022 88

The Fintech Times

JUNE 26, 2025

Through the launch of the new sandbox, Mastercard hopes to play a significant role in helping to modernise the UK’s A2A payment ecosystem by enabling banks and FIs to test new flows, including retail and digital assets, across person-to-person, person-to-merchant, and business-to-business use cases.

Instant Payments 59

Instant Payments Visa Payment APIs and Integration Real Time Payments 59

Fintech Finance

JUNE 2, 2025

Built on Visas decades of payments expertise, Visa A2A gives consumers greater choice, control and protection over how they pay via bank transfers. Visa A2A introduces an easy and intuitive experience for consumers, allowing them to easily manage their bills and subscriptions through their bank app.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Finextra

JULY 7, 2025

Power survey shows consumers are largely optimistic about AI’s benefits: 72% agree AI will deliver easy, convenient self-service but also highlight areas to improve, such as building trust and ensuring human-like empathy in AI interactions. At the same time, a J.D. Almost every bank is at least planning for GenAI.

AI 72

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 72

The Fintech Times

MAY 1, 2025

Payments giant Visa unveiled a number of AI-enabled advancements at its Global Product Drop, alongside expanded stablecoin partnerships, as it looks to position itself as a key enabler of the AI-driven future of digital commerce. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are currently 4.8

Stablecoins 45

Stablecoins AI Credential Payment APIs and Integration 45

The Fintech Times

DECEMBER 6, 2024

One of the biggest challenges for crypto adoption has been its use cases. For many, it has simply been viewed as a volatile investment, but what if it could be used to make everyday purchases? Consumers will be able to use crypto as easily as cash or credit and merchants won’t need to pay high fees.

AI 72

AI Cryptocurrency Payments Ubiquitous 72

Fintech Finance

MAY 1, 2025

The future of commerce is on display at the Visa Global Product Drop with powerful AI-enabled advancements allowing consumers to find and buy with AI plus the introduction of new strategic partnerships and product innovations. Soon consumers will enable AI agents via AI platforms to use a Visa credential (of which there are 4.8

AI 59

AI Credential Stablecoins Payment APIs and Integration 59

NFCW

JUNE 17, 2025

It also incorporates a new NFC Digital Product Passport Standard that makes it possible for a single NFC tag embedded in a product to store and transmit both standard and extended digital product passport data using common NFC Data Exchange Format (NDEF) records.

Transactions 94

Transactions Volume Use Case ISOs 94

The Fintech Times

MARCH 7, 2025

CFIT ‘s Digital Company ID will drive economic growth by generating significant improvements in productivity and countering the efforts of fraudsters. Create a multi-stakeholder taskforce : Establish a taskforce to identify, prioritise and develop high-value use cases for Digital Company ID within financial services.

Compliance 96

Compliance Financial Crimes Crime Government 96

NFCW

MARCH 6, 2025

. “This is driven by an increase in mandates for a wider range of items to be tagged with RAIN technology including beauty products, sports equipment and electronics as well as continued growth in penetration in other industries such as pharmaceuticals, healthcare, logistics and manufacturing.

CHIPS 72

CHIPS Use Case Continuity Compliance 72

Fintech News

FEBRUARY 10, 2025

In this article, we cover the developments between Agentic AI in fintech and possible use cases, giving a glimpse into how financial services could look like in the near future. Ensuring AIs transparency in decision-making processes is vital to avoid opaque outcomes that might not be easily understood or disputed by consumers.

AI 85

AI FinTech Fraud Detection Fraud Prevention 85

Open Banking Excellence

JULY 2, 2025

When those rules were introduced, the intended aim was to drive competition in the retail banking market and make it easier for consumers to switch accounts. fintechs have already been racing ahead with developing Open Banking use cases free from any regulatory shackles. That hasn’t really happened. is around access to credit.

Regulations 130

Regulations Non-Bank Rules Innovation 130

The Payments Association

FEBRUARY 14, 2025

The idea behind open banking was to give consumers more control over their finances and encourage healthy competition in the financial services sector. The goal was to allow consumers to share financial data with trusted providers, offering more choices and better products. The open banking promise: What was it meant to deliver?

Credit Cards 88

Credit Cards IBAN Transactions Use Case 88

The Payments Association

JANUARY 21, 2025

Payments Report 2024 As the global payments ecosystem undergoes a period of rapid transformation, the Payments Report 2024 serves as an essential resource for industry leaders navigating shifting trends, emerging technologies, and dynamic consumer behaviour.

Payments Trends 88

Payments Trends Financial Crimes Cross-Border Payments 88

The Fintech Times

MAY 10, 2025

We have invested in a robust AI infrastructure, including our own compute capabilities, and we use both regional and international cloud models based on the nature of the use case. Hyper-personalisation vs. privacy: The trust equation Unsurprisingly, consumer expectations are rising around hyper-personalisation.

AI 91

AI Blockchain Online and Mobile Banking Privacy 91

The Payments Association

JUNE 16, 2025

If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. A successful digital British pound hinges on a well-defined product, clear processes, and expert people to balance innovation with risk.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

The Payments Association

JANUARY 13, 2025

It is advised that firms ensure their custody arrangements, contracts and terms of service are aligned with these legal definitions in the interest of avoiding disputes while strengthening consumer trust. Most notably, the three areas are contractual uncertainty, asset recovery challenges, and consumer claims.

Legal 88

Legal Stablecoins Cross-Border Due Diligence 88

Fintech Finance

JUNE 25, 2025

The scope and potential for ideas is considerable with banks and FIs able to test new flows, including retail and digital assets, across person to person, person to merchant, and business to business use cases. According to an EY report , published in March 2025, noted that there was a potential £9bn uplift to GDP annually.

Visa 59

Visa Real Time Payments Payment APIs and Integration Instant Payments 59

Fintech News

JANUARY 21, 2025

These include embedded finance, a market thats projected to reach US$7.85 Super-apps are also transforming the financial services landscape, with up to 60% of their users engaging with financial products directly within these platforms. Finally, the fourth and last driver outlined in the report is the rise of the API economy.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Fintech Times

APRIL 11, 2025

Many businesses today operate on unique workflows for accounting and payments that often require manual data transfers between applications, which is error-prone and time-consuming. Businesses can now implement end-to-end payment automation faster than ever before with the combination of these two powerful no-code products.

Automation 59

Automation Payment APIs and Integration Consulting Blocks 59

Finovate

JULY 1, 2025

The partnership offers a scaled ATM network and API solution in ReadyCode that will help InComm Payments bridge the “digital-to-physical” cash payments gap and allow consumers to make cardless cash withdrawals via a simple and secure code delivered through their preferred application.

ATM 59

ATM API Use Case Volume 59

FloQast

MARCH 19, 2025

Now that you understand what agents are, its time to look at their use cases. Use Cases of AI Agents AI in accounting is not new, although there have been significant advancements in recent years. Over 50% of companies use AI to varying degrees. In accounting, strategic use cases prove to be very beneficial.

AI 52

AI Accounts Fraud Detection Audit 52

The Fintech Times

JUNE 18, 2025

Launched on 16 June, the new service rolled out by the Central Bank of Brazil will enable recurring payments to be made using Pix, without the need for credit cards or complex direct debit setups. The new feature will be especially helpful when consumers are looking to set up subscriptions, utilities, and memberships.

Credit Cards 49

Credit Cards Central Bank Payments Volume 49

Tearsheet

FEBRUARY 20, 2025

The Web3 push Payments get a blockchain upgrade: While traditional financial products remain, the bank is also carving out its space in the future with Web3-driven programmable payments. Some solutions will be built in-house, others will come through partnerships, and in some cases, acquisitions will fill the gaps.

Payment APIs and Integration 64

Payment APIs and Integration FinTech Embedded Finance Payments 64

The Payments Association

MARCH 27, 2025

Multibanking, (which is access to best of breed financial services among use cases and locations) can empower corporates to take full advantage of this opportunity. Branded products, once seen as the ultimate driver of customer loyalty and revenue, are no longer enough.

Embedded Finance 88

Embedded Finance Finance Non-Bank On-Demand 88

Finovate

JUNE 16, 2025

The retailer would use the stablecoin for internal settlement, supply chain payments, employee payroll, and in-store consumer purchases. The retailer could use its own stablecoin to power consumer incentives such as rewards programs, marketplace settlements, and cross-border payments. 1) What is your use case?

Stablecoins 80

Stablecoins Settlement Multi-Currency Cross-Border 80

Finextra

JUNE 13, 2025

Hence, instead of spending to operate a rewards program, you’re using a more efficient payment system that funds the loyalty loop itself. Use cases across industries Closed-loop payments fit any business where loyalty and repeat spend matter. Traditional loyalty programs are often built as afterthoughts.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

Finextra

JUNE 14, 2025

The company operates a massive global network that quietly powers transactions for billions of consumers and millions of businesses, across over 210 countries and territories. What’s changed in recent years is the breadth of that network and the products riding on it. Indeed, Mastercard’s worldwide reach – with 3.4

Visa 52

Visa Gateways AI Value Added Service 52

Neopay

JUNE 26, 2025

The UK Government has passed the Data (Use and Access) Bill through the House of Parliament, paving the way for expansion of open banking and smart data sharing across multiple business sectors. Other use cases could include the sharing of mortgage data to grease the wheels of the property market and provide the best deals on utility bills.

Finance 52

Finance Use Case Assessments Government 52

Fintech News

DECEMBER 9, 2024

However, this embrace of the new is not without a cautious side, as Singapore carefully balances innovation with robust regulation and consumer protection. The trials have explored use cases ranging from foreign exchange (FX) to debt capital markets, providing valuable insights into the practical implementation and challenges of tokenisation.

Cryptocurrency 117

Cryptocurrency Cross-Border Consumer Protection Facilitators 117

Stax

JUNE 23, 2025

Automation and efficiency By automating ACH payment processing, businesses can eliminate time-consuming manual processes like uploading CSV files or logging into a bank portal. What Are Some of the Use Cases of ACH? The ACH platform is versatile enough to be used to facilitate a wide variety of transactions.

ACH 88

ACH API Payment APIs and Integration ACH Network 88