Faster Payments Council

JULY 21, 2020

Faster Payments Council (FPC), in partnership with Glenbrook, today released the research white paper, "Faster Payments and the Potential to Transform Consumer Bill Pay." Given these findings, the FPC and Glenbrook positioned bill pay as the subject for a second round of qualitative research.

Faster Payments 68

Faster Payments FPC Research Consumer 68

PYMNTS

JANUARY 21, 2020

PYMNTS research helps illustrate some of those recent developments. Commerce operators such as Macy’s and Timberland , for instance, are showing how to use virtual reality-equipped smart mirrors for such tasks from product testing to checkout. In fact, according to PYMNTS research, virtual reality will generate some $1.8

Use Case 84

Use Case Addressing Research Technology 84

The Fintech Times

SEPTEMBER 3, 2024

Recent Morgan Stanley research projects generative AI’s power demands will increase by as much as 75 per cent annually over the next several years, which would put it on track to consume as much energy in 2026 as Spain did in 2022.

Use Case 64

Use Case AI Innovation CHIPS 64

Fintech Finance

NOVEMBER 28, 2024

The report outlines several potential use cases for spendable benefits cards, such as use in employee-engagement platforms, reward and recognition platforms, traditional HR platforms and new employee-centric super apps. To meet these expectations, new approaches, powered by modern retail payments technology, are required.

Embedded Finance 97

Embedded Finance Finance Technology Debit Card 97

Fintech Finance

JANUARY 22, 2025

Brite launched its Instant Payments offering in Germany in 2024, where research indicates that two-thirds of consumers are already familiar with A2A payments in part due to the legacy of early A2A innovators such as Sofort and are open to trying new online payment methods.

Product 98

Product Instant Payments Online and Mobile Banking Payments 98

Fintech News

JUNE 12, 2025

The report highlights AI decisioning as a critical enabler for Agentic AI, adding that “modular architecture allows organisations to build AI decisioning agents that autonomously adapt to real-time data and maximise decision intelligence for specific use cases.”

AI 91

AI Regulatory Compliance Innovation Use Case 91

Finextra

JUNE 25, 2025

Using the sandbox and Mastercards latest A2A payments technology, banks will be able to test new flows, including retail and digital assets, across person to person, person to merchant, and business to business use cases.

Instant Payments 59

Instant Payments Visa Real Time Payments Payments 59

PYMNTS

NOVEMBER 3, 2020

But it's not only consumers driving demand for real time. In this week's roundup of payment rail innovation, PYMNTS finds B2B payments use cases serve as an important driver of adoption, with FinTechs and financial service providers embracing payment rails old and new to enable real-time B2B payments and foreign exchange.

Use Case 56

Use Case B2B Distributed Ledger Technology (DLT) ISO 20022 56

Open Banking Excellence

NOVEMBER 9, 2023

Since Open Banking launched in January 2018, seven million consumers and businesses have used it. The number of adults using Open Banking in the UK represents around 10% of the adult population. A suboptimal allocation of fraud liabilities to ASPSPs and consumers. We have some way to go.

Use Case 130

Use Case API Fraud Prevention Risk 130

The Payments Association

JANUARY 22, 2025

Airlines already have mobile boarding passes generated at check-in to expedite boarding, and some work has been done within the airline mobile application; United is a good example use case, eliminating a traditional ID requirement at check-in including baggage. Previously, these exchanges relied on in-person verification.

Security 88

Security Online and Mobile Banking Credential Verification 88

Fintech News

JANUARY 21, 2025

A new report by Twimbit, a Singapore-based research and advisory firm, highlights the state of open finance in Southeast Asia, exploring the different factors such as regional integration, technological innovation, evolving business models, and API monetization that are fueling the growth of the sector.

Payment APIs and Integration 109

Payment APIs and Integration Finance Cross-Border API 109

The Fintech Times

APRIL 30, 2024

Research from Juniper Research , the fintech market researchers, has found that due to open banking and the rise of account-to-account (A2A) payments, the instant payments market will grow by 161 per cent. A2A wallets are popular for peer-to-peer transfers, often used for informal lending and repayments to friends and family.

Research 75

Research Transactions Instant Payments P2P 75

The Fintech Times

SEPTEMBER 9, 2024

In fact, according to new research from Juniper Research , the fintech and payments markets researcher, the payment method could rise from 60 billion transactions in 2024 to 186 billion by 2029. The 209 per cent increase was recorded in Juniper Research’s How Open Banking Is Driving A2A Payments report.

Research 59

Research Transactions Instant Payments FedNow 59

PYMNTS

JANUARY 30, 2020

It’s not just the speed of payments that’s important, but also the data that payment operators gain as more consumers use faster forms of digital and mobile transactions. The growth of real-time payment options has helped build a new standard among consumers,” noted Villarreal. Bigger RTP Trends.

RTP 58

RTP Use Case Real Time Payments Credit Union 58

Nanonets

MAY 10, 2024

Gathering information about any of these is known as market research.    Whether you are launching a new product or improving an existing one, market research is necessary to understand the market trend and user perception. The biggest challenge that market researchers face is gathering all this data.

Research 52

Research Use Case Automation Legal 52

The Payments Association

JUNE 3, 2025

With more than 130 jurisdictions now researching or developing CBDCsranging from early-stage exploration to live deploymentsglobal momentum is steadily building. On the consumer side, privacy concerns loom large. CBDCs that allow authorities to track money not only when it moves but also when it remains stationary undermine trust.

CBDC 88

CBDC Cross-Border Central Bank Cross-Border Payments 88

The Payments Association

JUNE 16, 2025

If implemented, offline CBDC capability could introduce new consumer behaviours, shift merchant requirements, and alter the economics of digital payment acceptance. Industry Voices “This research set out to understand what it would take to make peer-to-peer offline payments work – securely, privately and at scale.

Settlement 88

Settlement CBDC Payment APIs and Integration Privacy 88

Finextra

JUNE 18, 2025

Consumers Faster, consistent, and secure payment experiences across Europe The open, universal, and standardized approach also allowed merchants and acquirers to anticipate regulatory evolutions, notably around interchange fee regulations, brand choice obligations , and the broader European card payments harmonization agenda.

ISO 20022 52

ISO 20022 Transactions Payment APIs and Integration Cross-Border 52

PYMNTS

SEPTEMBER 13, 2019

Rampant data breaches have left consumers on edge about digital fraud. In fact, recent PYMNTS research shows that most consumers believe they can do a better job of identifying and protecting themselves against fraud than their FIs, with 71.2 percent of consumers cite this use case), paying merchants and contractors (64.5

Consumer 66

Consumer Authentication Mobile Banking On-Demand 66

PYMNTS

NOVEMBER 25, 2020

Instant Paychecks Should Get Consumers Interested. But Ranta added that when it comes to the consumer, the critical use cases that could spur wider adoption aren’t there quite yet. "We We have not seen the use cases or the digital overlay services rolled out,” he noted. consumers).

Real Time Payments 114

Real Time Payments RTP FedNow TCH 114

Finextra

JUNE 14, 2025

The company operates a massive global network that quietly powers transactions for billions of consumers and millions of businesses, across over 210 countries and territories. Mastercard has deliberately evolved “beyond the card” to support a much wider range of payment types and use cases. Cards are just one rail now.

Visa 52

Visa AI Gateways Value Added Service 52

Fintech Finance

APRIL 30, 2024

The research shows that fintechs and smaller banks play an increasingly significant role in the real-time payment ecosystems of the world’s leading markets. Constant Flow of New, User-Friendly Use Cases: Real-time payments thrive in countries where innovative use cases have found mass adoption by consumers or businesses.

Real Time Payments 52

Real Time Payments Use Case Transactions Cross-Border 52

NFCW

JANUARY 11, 2024

Already one of the most energy efficient and low e-waste wireless technologies to connect products, the NFC Forum community is proud to announce its next tangible steps towards researching, learning and advancing our sustainable thinking and approach to do even more,” says Mike McCamon, executive director of the NFC Forum.

Product 126

Product CHIPS Use Case Regulations 126

The Paypers

JUNE 20, 2025

Thai consumers can utilise PromptPay for shopping, receiving government welfare and tax rebates, and fast P2P transactions. This enables SMEs such as mobile vendors, food stall owners, and tuk-tuk riders to go cashless and accept digital payments, connecting them to a financial ecosystem that offers more benefits and opportunities.

Visa 61

Visa CBDC RTP Real Time Payments 61

PYMNTS

SEPTEMBER 29, 2020

Separately, research finds B2B payments as the key driver behind surging instant payments volume in the years ahead. Developing better financial products for consumers and opening new funding channels for companies will all help the recovery.”. Researchers also highlighted the opportunities for global corporates.

Instant Payments 129

Instant Payments B2B Innovation ISO 20022 129

The Fintech Times

DECEMBER 12, 2023

But as financial institutions (FIs), fintechs and banks ponder the potential of the technology, 30 per cent of UK consumers do not trust it at all; FIS , the financial services technology provider, has revealed. Despite this, consumer trust in the technology remains low.

AI 64

AI Consumer Use Case Research 64

PYMNTS

OCTOBER 15, 2020

There may be some tailwind, he said, as recent research has shown that the coronavirus can live for weeks on banknotes and other surfaces. Against that backdrop of moving away from paper payments, and toward ubiquitous real-time payments, TCH’s Waterhouse said there’s probably not a use case “that’s going to tip the scale here.”

Real Time Payments 125

Real Time Payments NACHA SWIFT TCH 125

Finextra

JUNE 19, 2025

It holds the promise for consumers to move money instantly, access better financial tools, switch providers effortlessly, and view their entire financial lives in real time. For the consumer, convenience is king. That future is no longer theoretical - it’s here and now is the time for it to scale, but only with the right catalyst.

Online and Mobile Banking 52

Online and Mobile Banking Authorization Privacy Research 52

PYMNTS

DECEMBER 24, 2018

But in hopes of hopping on the holiday bandwagon — and providing data-backed insight in the hottest payment trends for 2019 — allow us to offer this list of a dozen ways that consumers (and some businesses) are paying now, methods that promise to play big roles in 2019. So, how will consumers (and some businesses) pay? #1:

Consumer 83

Consumer Online and Mobile Banking Debit Card Volume 83

The Payments Association

DECEMBER 10, 2024

The growing threat of AI-related fraud puts financial institutions at risk of significant financial losses and jeopardises consumer trust and compliance with regulations. Fraudsters are leveraging these advanced tools to enhance the sophistication and scale of their attacks, making it harder for traditional security measures to keep pace.

AI 88

AI Fraud Detection Fraud Prevention Deepfake 88

The Fintech Times

DECEMBER 3, 2024

Beforehand, there was an interim review carried out by members of the Rulebook Development Group , representing the views of consumers, retailers and payment service providers. Up to date At the same time, the ECB has been conducting new user research and experimentation activities to gather insights into users’ preferences.

Central Bank 59

Central Bank Participant Procedures Risk Management 59

PYMNTS

NOVEMBER 13, 2020

Real-time payments (RTP) methods aren’t much use if few people understand what they are, where to find them and how to use them. PYMNTS’ research reveals that a fair share of consumers do not fully understand what real-time payments are or which payment methods support real-time transfers. A surprising 36.2

Real Time Payments 56

Real Time Payments RTP Consumer P2P 56

Faster Payments Council

AUGUST 23, 2024

Financial Institutions are enabling use cases and improving send reach that allows customers to manage their cash on hand and easily disburse payments up to the due date while maintaining a positive account status and avoiding late fees. We will wrap up with an interactive session for feedback on our research efforts.

FPC 128

FPC ISO 20022 Federal Reserve Instant Payments 128

The Fintech Times

MAY 30, 2025

Valued at $28.93billion in 2024 and set to hit $49.18billion in 2025, according to The Business Research Company , the blockchain market is thriving. In light of this, this May we are looking to spotlight blockchains use cases and where the tech is going next. Blockchain has not experienced the same rapid growth.

Blockchain 51

Blockchain AI Use Case Cryptocurrency 51

Finextra

JUNE 13, 2025

Hence, instead of spending to operate a rewards program, you’re using a more efficient payment system that funds the loyalty loop itself. Use cases across industries Closed-loop payments fit any business where loyalty and repeat spend matter. It’s sustainable, scalable, and smart.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

PYMNTS

NOVEMBER 28, 2019

India’s Minister of state for electronics and IT (MeitY) has announced that the government is drafting a national framework to expand the deployment of blockchain use cases. And Tata Consultancy Services has also rolled out a multi-brand consumer loyalty platform on R3’s enterprise blockchain Corda.

Blockchain 63

Blockchain Research Use Case Governance 63

Fintech Finance

OCTOBER 28, 2024

“We are committed to identifying new and highly impactful ways to make DailyPay’s platform relevant, meaningful, and easy to use for our customers and their everyday needs,” said Jack Rubin, SVP of Consumer Financial Solutions at DailyPay. Sending payments overseas with the click of a button, safely and quickly is one such example.”

Real Time Payments 94

Real Time Payments Credit Cards Use Case Research 94