PYMNTS

NOVEMBER 18, 2020

Just ask the estimated 42 percent of small- to medium-sized businesses ( SMBs ) that continue to use paper checks to make B2B payments. Today's Most Valuable Use Cases. Payroll is one use case that emerged early, and Ledford said this will continue to grow as businesses approach the holiday season.

RTP 82

RTP Use Case Real Time Payments ISO 20022 82

PYMNTS

DECEMBER 22, 2020

Increasingly, consumer and corporate end users of various platforms are seeking a more seamless experience, and the owners of those platforms are finding a big opportunity to integrate a range of financial products and services, from payments to financing. But across use cases, Bloh said two key themes are emerging.

Payment APIs and Integration 114

Payment APIs and Integration End User Treasury Non-Bank 114

NFCW

APRIL 4, 2024

. “As familiarity and understanding of NFC continues to grow, so too does demand for additional applications and use cases for the technology.

Consumer 125

Consumer Contactless Payments Use Case Research 125

PYMNTS

JANUARY 26, 2021

Over the last three years, the open banking model has continued to proliferate in markets around the world — even in jurisdictions, like the U.S., where there is no open banking regulatory mandate. Citi Drives ISO 20022 Adoption With Volante.

ISO 20022 142

ISO 20022 ISOs Payment APIs and Integration Message Standards 142

PYMNTS

NOVEMBER 27, 2019

That is to say, mass adoption will take time, and the factors driving that adoption will almost certainly continue to change and shift as end users’ needs do the same. Although the technology exists, it’s ultimately the end user who will dictate how (or if) to use it.

ISO 20022 117

ISO 20022 Cross-Border Payments ISOs Cross-Border 117

Fintech Finance

JULY 9, 2024

Galileo continues to power most of the leading fintechs in the US and provide a one-stop-shop for a wide variety of payment methods,” said David Feuer, CPO at Galileo. ” Enabling wire capabilities benefit end users in several ways: Fast Transactions: Recipients receive their funds on the same day they’re sent.

Wire Transfer 97

Wire Transfer Wire Wires FedWire 97

PYMNTS

APRIL 17, 2020

Small businesses and corporate end-users have emerged as powerful drivers of exploring new use-cases for open banking and PSD2 regulations. But it’s not the only use-case for open banking. ” With new funding , Vaccino said Yapily will continue to focus primarily on the U.K.

Innovation 83

Innovation Payment APIs and Integration Use Case Reconciliation 83

PYMNTS

DECEMBER 15, 2020

Real-time rails continue to gain traction as solution providers debut new tools wielding existing instant payment infrastructure to enhance their offerings to business customers. They want a user-friendly solution, but most importantly, they want those funds," he said. Bank Of America Wields SWIFT gpi.

Innovation 94

Innovation Cross-Border Payments Cross-Border Real Time Payments 94

Fintech Finance

JULY 24, 2024

With experience and focus on innovative payment services across Real-Time Payments (RTP® and FedNow®), ACH, card solutions and alternative payment rails, Carl is well-positioned to support the FPC’s continued growth and innovation in faster payments.

Faster Payments 97

Faster Payments FPC FedNow RTP 97

Fintech Finance

OCTOBER 1, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help Payment Service Providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our

IBAN 98

IBAN Financial Inclusion Settlement Payments 98

The Finance Weekly

JUNE 5, 2024

Key Features: 1) Enterprise-wide Connected Planning Seamlessly synchronize planning across organizations using clear, collaborative formats and dashboards. 3) Good Time to Value Rapidly model scenarios, collaborate with stakeholders and make swift decisions from a unified user experience.

AI 130

AI Audit API Data Encryption 130

PYMNTS

MAY 8, 2020

The small business FinTech arena continues to blossom as more developers explore ways to address a market historically underserved by traditional financial institutions (FIs). “We think of the user experience as critical and want to apply this philosophy on the business side.” The Back-End Strategy: Flexibility.

B2C 70

B2C B2B End User Addressing 70

Faster Payments Council

MARCH 15, 2023

Speakers: Elizabeth McQuerry, Glenbrook Partners; Mike Sklow, Goldman Sachs; Samson Rajan; JP Morgan; Miriam Sheril, Form3 1:30pm-2:10pmCT: Panel Session – Business End-Users Mega Use Cases (City Beautiful Ballroom AB) As more capabilities become available for faster payments, business end users are finding creative ways to use the services.

FPC 88

FPC ISO 20022 Federal Reserve Cross-Border Payments 88

PYMNTS

FEBRUARY 7, 2020

The telecommunications industry is an early first use case of the technology, Clear Co-Founder and Executive Chairman Eran Haggiag told PYMNTS in a recent interview. The company plans to use the funding to ready its software for enterprise adoption and explore additional verticals into which it can expand. ClearMetal.

B2B 98

B2B Blockchain Cross-Border FinTech 98

Stax

APRIL 18, 2024

ISVs, or Independent Software Vendors, are businesses that develop and distribute software products to end-users. ISV software products are tailored to meet the specific needs of industries and users. Customer Support In-house support teams maintain direct relationships with end-users for assistance.

ISVS 88

ISVS Payment APIs and Integration End User On-Demand 88

PYMNTS

MARCH 19, 2020

FinTechs and banks continue to develop new solutions to address many of the biggest pain points of global business payments, from speed to foreign exchange. Yet in today’s fast-paced world, which is continually moving toward real-time payments, innovators are struggling to develop this ecosystem quickly enough.

Cross-Border 95

Cross-Border B2B Innovation Payments 95

PYMNTS

NOVEMBER 12, 2020

It may be an open road for open banking as, three years after the rollout of the second Payment Services Directive (PSD2), bank-FinTech collaborations and new initiatives unlocking bank account data continue to flourish. But it may not always be smooth sailing ahead.

Payment APIs and Integration 88

Payment APIs and Integration Treasury Small Business Facilitators 88

PYMNTS

JANUARY 14, 2021

With a focus on addressing these data pain points, EvoluteIQ connects businesses to technology designed for "citizen users" — that is, end users that are not data analytics by specialization.

Automation 70

Automation Finance Payment APIs and Integration Use Case 70

The Finance Weekly

JUNE 17, 2024

Your Always-on Intelligent Assistant – Analyzes millions of data points and flags potential errors, working continuously to help you accomplish more. AI Integrations At Planful, their vision lies in delivering a complete, off-the-shelf AI solution for structured and dynamic planning use cases.

AI 130

AI Addressing Automation Finance 130

The Fintech Times

MAY 26, 2024

However, the idea that digital assets are exclusively some form of currency is slowly falling by the wayside as different use cases are emerging and being rapidly adopted. The potential use cases and benefits for users are hazy at best. In recent years, digital currencies have been all the rave.

CBDC 98

CBDC Central Bank Multi-Currency Privacy 98

PYMNTS

MARCH 7, 2019

As Red Hat ’s Global Director of Financial Services Richard Feldmann explained, the heart of the embrace and appeal of open source technology is the need for speed, and to evolve use cases for end users (consumers and enterprises) in a more robust and secure fashion. Making Old ATMs New(ish).

ATM 77

ATM Innovation Real Time Payments Blockchain 77

PYMNTS

JUNE 10, 2019

At present, he continued, what has been challenging to consumers is that any one of those behaviors is usually tied to individual cards within their wallets, but the siloed nature of those activities can change with the APIs that bundle functionality. Defining The Visa Next Ecosystem And Use Cases. The Roadmap.

Issuers 70

Issuers Processors Push-to-Card API 70

PYMNTS

NOVEMBER 22, 2017

In a recent interview with Karen Webster, Kaplan said that the core of AI in banking is to facilitate better, faster, more informed decision-making for the end user to improve their experience (and boost their lifetime value to the FI). Another use case is application processing. That’s not good customer service.

AI 74

AI Credit Cards Non-Bank End User 74

PYMNTS

OCTOBER 1, 2020

Money management, said Turner, is part of “an end-to-end” financial experience that leverages other Mastercard assets, such as Ethoca , for dispute resolution. The partnerships with FinTechs, she said, allows the flexibility to create “customized” solutions for different end users’ money management desires.

Credit Cards 99

Credit Cards Visa Credential Push-to-Card 99

PYMNTS

NOVEMBER 19, 2020

Australia's New Payments Platform (NPP), its real-time payments rail, continues to gain traction according to the latest figures from the network. As more payment use cases emerge from distributed ledger technology (DLT), some solution providers are looking toward industry-specific applications of blockchain.

B2B 104

B2B Blockchain Real Time Gross Settlement (RTGS) Real Time Payments 104

PYMNTS

OCTOBER 19, 2016

We do, however, see merchant enthusiasm for wallets increasing, as well as continuous improvements in consumer adoption. Additionally, our tech partners are really starting to understand merchant challenges and working with our merchants to address key use cases to help streamline a secure checkout experience.”.

Mobile Payments 79

Mobile Payments EMV Payments Breach 79

Nanonets

JUNE 5, 2023

In this comprehensive guide, we'll explore everything you need to know about RPA - from what it is and how it works to its benefits, use cases, pitfalls and more. Robotic Process Automation (RPA) is a game-changing technology that enables businesses to automate repetitive and mundane tasks using software robots.

Automation 85

Automation Process Bots Use Case 85

Faster Payments Council

FEBRUARY 2, 2022

The FPC conducted the latest survey of payments system stakeholders to gauge progress and perceptions around faster payments, trends, use cases, and challenges in the United States. This current installment of the Faster Payments Barometer illustrates that faster payments adoption continues to rise.

Faster Payments 68

Faster Payments FPC Interoperability Cross-Border 68

PYMNTS

FEBRUARY 14, 2020

Liability needs to be shared across the chain, he said, but the first pieces of data and the initial relationships between the end-user and the organization that they are directly interacting with are the most important. The Micro Level. Integration must be simple and developer-friendly, he advised.

Money Laundering 82

Money Laundering Privacy Financial Inclusion Use Case 82

The Fintech Times

OCTOBER 2, 2024

Virtual Accounts, which enable instant refunds and payouts, among other key capabilities that help payment service providers (PSPs) unlock the full potential of open banking payments for a vast range of markets and use cases.” “Our Todd Clyde, CEO of Token.io Todd Clyde , CEO at Token.io

IBAN 59

IBAN Financial Inclusion Settlement End User 59

Fintech Review

SEPTEMBER 17, 2024

Integrating native USDC and CCTP enhances Sui’s utility, security and interoperability for users and developers, with the intent of bringing more liquidity to the network, streamlining transactions, and improving market efficiency across the ecosystem. Users can seamlessly send, spend and save with digital dollars.

Stablecoins 52

Stablecoins Blockchain Interoperability Caps 52

Faster Payments Council

NOVEMBER 3, 2019

The inaugural Faster Payments Barometer was widely circulated and received well over 700 responses from a broad array of payments stakeholder segments including financial institutions, core processors, payment network operators, business end users, acquirers, fintechs, and more. The survey was conducted from Sept. 18 – Oct.

Faster Payments 68

Faster Payments FPC Interoperability Payments 68

PYMNTS

JANUARY 13, 2021

However, there is a new game in town [in which] the FinTech actually empowers the bank to enable its own services, such as disbursements, for its corporate clients and all the way through to the clients’ end users or recipients.”. Consumerization Continues.

FinTech 52

FinTech End User P2P Treasury 52

Fintech News

DECEMBER 20, 2023

Efforts were also made to advance digital assets, tokenization and central bank digital currency (CBDC) experimentation with initiatives such as Project Guardian and Project Orchid expanding to include more use cases and moving towards “live” pilots.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

PYMNTS

FEBRUARY 3, 2020

As open banking frameworks continue to encourage bank-FinTech collaboration , the financial services market is exploring new ways to unlock data — not only with banks, but with each other. The impact of open data and data integration frameworks on the payroll sector is only one of several industry shifts the market is witnessing today.

Payroll 73

Payroll Payment APIs and Integration Faster Payments Due Diligence 73

The Payments Association

NOVEMBER 19, 2024

Do clarify your card’s purpose and intended user benefits. Different use cases require different security, regulatory, and technological configurations. When possible, opt for providers that maintain continuity between sales and operations teams to ensure alignment and accountability. Also, clarify support structures.

Product 88

Product Push-to-Card Card Issuer Issuers 88

The Finance Weekly

AUGUST 7, 2024

These features collectively enhance budgeting, forecasting, month-end closes, and what-if scenarios, offering a single source of truth in real time. It allows finance teams to continue leveraging their familiar Excel models while taking advantage of modern automation and AI capabilities. Limited out-of-the-box apps and reporting tools.

AI 130

AI Automation Finance Audit 130