The Fintech Times

NOVEMBER 7, 2024

“Given 24/7 e-commerce , the continued rise in mobile and online payments and consumers’ desire for seamless multichannel experiences, treasuries need to automate and optimise back-office processes or risk falling behind.

ISO 20022 59

ISO 20022 Consumer ISOs Online and Mobile Banking 59

PYMNTS

DECEMBER 16, 2020

By harnessing the power of cloud-based architecture, financial institutions will be able to “safely and securely handle significant payment processing volume in near-real time.” . He added that the tie-up with Mastercard will “make our global ambitions a reality.” Dobbie will join Form3’s Strategic Advisory Board.

Real Time Payments 133

Real Time Payments Visa Faster Payments Near Real-Time 133

Finovate

MAY 22, 2025

With CPN’s compliance-first payments coordination protocol, financial institutions can exchange payment instructions securely while settling transactions on open, public blockchains in near-real-time. According to the World Bank, cross-border payments can take up to five days to settle and cost an average of 6.3%

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

PYMNTS

JANUARY 22, 2021

Global payments firm MoneyGram is advancing its Visa debit card deposit service across Europe in a partnership with Checkout.com and continued collaboration with Visa’s real-time push payments platform Visa Direct. Consumer demand for real-time payments direct to bank accounts and mobile wallets continues to surge.”.

P2P 107

P2P Cross-Border Real Time Payments Cross-Border Payments 107

Fintech Finance

APRIL 15, 2024

Responding to the ever-growing need to move money seamlessly, Mastercard and VoPay today announced a strategic partnership that will offer choice, simplicity and efficiency for near-real-time money movement in Canada and internationally for businesses and consumers.

Visa 92

Visa Electronic Funds Transfer (EFT) Near Real-Time Cross-Border 92

NFCW

OCTOBER 2, 2024

Details of the product resold and the sale price are recorded to the item’s ID, giving Coach access to near real-time resale data from Poshmark, so increasing transparency, building consumer trust in the product’s provenance and providing Coachtopia with new insights into the entire product lifespan.

Product 111

Product Near Real-Time Accounts Regulations 111

Fintech News

JANUARY 30, 2024

Additionally, it offers access to near-real-time payment information, facilitating more efficient reconciliation of financial data across systems and supporting quicker, more informed decision-making. Nuvei aims to continue exploring collaborative opportunities with Microsoft across various geographies and use cases.

Reconciliation 113

Reconciliation Near Real-Time Payments Real Time Payments 113

Fintech Finance

JUNE 2, 2025

Visa A2A also benefits businesses, as near real-time settlement through Pay.UKs Faster Payment System gives them greater visibility over payments and makes cash flow management simpler. We look forward to seeing how this innovation can benefit TSBs customers.

Consumer Protection 59

Consumer Protection Consumer Participant Innovation 59

Fintech Finance

MAY 1, 2025

“The increasingly digital global economy in the Middle East and North Africa presents a unique opportunity to continue supporting clients through our innovative offerings. Clients can execute near real-time FX transactions and settlement, reducing FX settlement risk and speeding up trade settlements.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Settlement Blockchain 69

The Fintech Times

APRIL 19, 2025

Using near real-time data from 5.3 ” The launch comes at a time of mounting financial pressures for many, with April bringing a wave of cost increases – including council tax, energy bills, road tax and the TV licence fee – prompting some to label it Awful April.

Near Real-Time 45

Near Real-Time Privacy Economy Accounts 45

The Payments Association

FEBRUARY 27, 2025

Comprehensive reporting and analytics: Real-time dashboards provide actionable insights into transaction patterns, fraud trends, and dispute outcomes. continuously monitors transactions using data from Ethoca and Verifi to identify potential fraud. How it works Avoided.io Why avoided.io is unique Avoided.io

Fraud Detection 88

Fraud Detection Fraud Prevention Disputes Near Real-Time 88

Fintech Finance

SEPTEMBER 12, 2024

New and enhanced product integrations include: Banking Services: Deliver real-time cash balance visibility through J.P. Touchless Expense: Create expense reports faster using near real-time transaction authorization data through J.P. Morgan Payments to help corporate treasury make informed and smarter decisions.

Treasury 110

Treasury Point-of-Sale (POS) Payments Near Real-Time 110

PYMNTS

NOVEMBER 30, 2020

The partnership also grows the reach of the three companies by allowing near-real-time international transactions among money transfer operators, participating financial institutions and other financial service companies. The International Finance Corporation forecasts that $5.2

Financial Inclusion 79

Financial Inclusion Near Real-Time APACS Agreements 79

Fintech Finance

MARCH 19, 2024

Mastercard continues to expand its cross-border payment solutions with a new connection to Alipay , China’s leading digital open platform under Ant Group. As global economic activities continue to recover, demand for cross-border payments will only increase.

Cross-Border Payments 52

Cross-Border Payments Visa Cross-Border Near Real-Time 52

PYMNTS

SEPTEMBER 21, 2016

Interactive and highly visual dashboards give organizations the ability to easily monitor user behavior in order to drive continuous improvement and optimization of the mobile apps.

Near Real-Time 72

Near Real-Time Debit Card Facilitators Technology 72

PYMNTS

DECEMBER 1, 2016

Kail noted that the current problem many businesses face in the application space comes from continuous demand for developers to produce new updates, features and functionality to existing app products. Instead of selling fear, uncertainty and doubt, we’re trying to sell confidence, assurance and resilience.”.

Near Real-Time 55

Near Real-Time Cybersecurity On-Demand Automation 55

The Fintech Times

MARCH 18, 2025

Under his leadership, Guavapay will continue to develop its flagship products, MyGuava and MyGuava Business, while exploring new markets, partnerships and fintech innovation. Industry hires Guavapay, a provider of end-to-end payment solutions headquartered in London, UK, appoints Guy Noble as its new CEO for Guavapay UK.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

Tearsheet

JANUARY 9, 2025

Some of the new approaches are proving effective in tackling this challenge: Faster payment networks (like FedNow) are making their way to the main scene, offering near real-time, card-like experiences for B2B payments. Therefore, a gateway that supports both card and bank transfers is critical, he notes.

Embedded Payments 59

Embedded Payments B2C B2B Payment APIs and Integration 59

Fintech News

MAY 7, 2024

Quarterly fintech equity funding and deals, Source: State of Fintech Q1 2024, CB Insights, Apr 2024 The data, presented in the “State of Fintech Q1 2024” report, illustrates the continued downward trajectory in fintech funding this year as investors continue to opt for smaller investments. million, down 19% from 2023.

Payment APIs and Integration 128

Payment APIs and Integration Non-Bank Finance FinTech 128

Wharton Fintech

JANUARY 18, 2024

Jack: E-commerce, technology companies, and digital-enabled companies continue to form the majority of our customer base. As we continue to grow, our aim is to create fully vertically integrated software on top of our infrastructure to automate and scale our customers’ financial operations globally.

Cross-Border 130

Cross-Border Cross-Border Payments Payment APIs and Integration Cryptocurrency 130

PYMNTS

DECEMBER 3, 2020

The system can provide insurance-policy holders with claim payments in near real time using their preferred payment method. Additionally, the initiative can serve the gig economy through offering real-time payments to any account.

Treasury 89

Treasury Visa Digital Payments Debit Card 89

Fintech Finance

JUNE 3, 2024

Visa Direct is a VisaNet processing capability that allows safe, convenient, near real-time funds delivery directly to financial accounts using card credentials. With Visa Direct, Nuvei merchants are able to provide instant payout capabilities to their customers, with transactions routed and processed in near real-time.

Near Real-Time 52

Near Real-Time Credential Cross-Border P2P 52

PYMNTS

JANUARY 28, 2021

CFOs and treasurers are becoming more comfortable with digital assets in a variety of scenarios, but the evolution of the industry is continuing. Finance leaders are lacking the tools and infrastructure to manage their finances in a holistic, compliant and secure way, said Sully, with Ledgermatic hoping to fill that gap.

Treasury 84

Treasury Cross-Border Cross-Border Payments Interoperability 84

PYMNTS

JANUARY 14, 2021

The Clearing House's real-time payments offering, the RTP ® network, continues to gather steam with financial institutions (FIs), FinTechs and their business customers in this week's Payment Rail Innovation roundup. Noting that more than $18.5 trillion in B2B transactions in the U.S.

RTP 62

RTP Real Time Payments Payment APIs and Integration Digital Currency 62

Fintech Finance

JANUARY 30, 2024

Businesses can also access near-real-time payment information, enabling them to reconcile financial information across systems with greater efficiency which enables faster, more informed decision-making. In total, B2B payment volumes are expected to exceed $120tn this year.

Near Real-Time 52

Near Real-Time B2B ACH Automation 52

Faster Payments Council

FEBRUARY 28, 2022

Funds and details can be cleared and settled in real-time or near real-time allowing consumer account details and information to be updated just as fast. This can give American consumers a continually accurate and up-to-date view of their financial landscape.

Faster Payments 68

Faster Payments Payments FPC Near Real-Time 68

PYMNTS

APRIL 24, 2020

As local- and state-level government entities continue to run, it’s not business as usual for the public sector — particularly in the way these entities make and receive payments. Yet there is one factor that continues to thwart ACH adoption for both government and business transactions.

ACH 64

ACH Governance Government G2B 64

PYMNTS

JULY 24, 2018

All of those transactions will happen in near real time, he explained. Holmes noted that the firm has, and will continue to have, an “awesome” cash network, one they are focused on optimizing continually.

P2P 89

P2P Cross-Border Push-to-Card B2C 89

The Payments Association

MAY 7, 2025

helps: Near real-time fraud detection: By leveraging combined alerts from Ethoca and Verifi, avoided.io 4) Cross-border fraud in e-commerce With the continued growth of global e-commerce, cross-border fraud is becoming more prevalent. How avoided.io

Risk 88

Risk Disputes Debit Card Cross-Border 88

PYMNTS

APRIL 14, 2020

The volatility of current events, dominated by the coronavirus , underscores the urgency for digitization and real-time data, said Rangachari. Many customers continue to employ some level of manual or brute force to be able to gather and consolidate the data.

Payment APIs and Integration 92

Payment APIs and Integration Treasury Treasury Management API 92

PYMNTS

SEPTEMBER 18, 2020

SMBs especially tend to be laser-focused on providing one particular service in one particular sales channel, which will need to change for these businesses to stay in the black as the pandemic continues to shift both consumers’ and B2B payments online.

Checks 96

Checks Small Business Near Real-Time Direct Deposit 96

Fintech Finance

DECEMBER 18, 2023

Under the agreement, Prosa will continue to operate as an independent company with its own technology infrastructure, while Visa looks to expand Prosa’s product offerings with new digital solutions, as well as share its experience and knowledge managing a global network and set of technology capabilities.

Digital Payments 52

Digital Payments Acquirers Issuers Agreements 52

Fintech Finance

DECEMBER 12, 2023

Therefore, we are very proud to continue expanding this solution in Spain, hand-in-hand with a partner like RevoluPAY,” stated Eduardo Prieto, Country Manager of Visa in Spain.

P2P 52

P2P Near Real-Time Facilitators Payments 52

PYMNTS

AUGUST 7, 2020

The Fed is defining instant payments as a subset of payments in which an end user receives funds in near real time, with immediate interbank settlement of the payment also having occurred. The most recent details on FedNow come roughly a year after the central bank announced its plans to build and operate real-time rails.

Fed 75

Fed Instant Payments FedNow Interbank Settlement 75

PYMNTS

NOVEMBER 29, 2016

The banks will use blockchain to trade invoices, purchase orders, invoice financing processes and other trade finance transactions in near real-time, the banks noted. ” “With this pilot, we are clearly a step closer to see mainstream adoption of blockchain-based applications,” he continued.

Blockchain 44

Blockchain Near Real-Time NOV Finance 44

PYMNTS

MARCH 30, 2017

According to a press release , Mastercard is continuing its efforts to offer its customer base greater protection in digital space, integrating NuData into its already strong suite of fraud management and security products. The information collected enables merchants and issuers to make near real-time authorization decisions.

Visa 40

Visa Security Online and Mobile Banking Near Real-Time 40

PYMNTS

DECEMBER 13, 2018

Despite the data challenge, pressures on CFOs and treasurers continue to mount. Analysts today expect the cash management of tomorrow to be real-time, which means financial executives need to access all of their data — fast. As open banking continues to proliferate in the U.S. ”

Treasury Management 62

Treasury Management Treasury Payment APIs and Integration API 62