The Fintech Times

FEBRUARY 3, 2025

Payment clearing and settlement system operator Payments Canada has revealed that it has made ‘substantial progress’ on the Real-Time Rail, Canada’s first real-time payment system, since the back-end of 2024. “Our last quarterly update was in October.

Real Time Payments

The Fintech Times

MARCH 14, 2025

Joo Del Valle , co-founder and CEO of EBANX “This is a clear indication of how the fast and massive adoption of alternative payment channels by consumers in emerging countries is also influencing the credit card industry in these regions, explained Joo Del Valle , co-founder and CEO of EBANX.

Continuity

Clearly Payments

OCTOBER 31, 2024

Growth Trends : Despite the rise of alternative payment methods, credit card transactions continue to grow in sectors like travel, accounting for 60% of all travel bookings globally. Growth : In regions such as Southeast Asia and Latin America, bank transfer payments have grown by 20% annually due to increasing banking access.

Online and Mobile Banking

Fintech Finance

FEBRUARY 10, 2025

In our industry, the ability to move large payments instantly, securely and reliably is crucial, said Ann Bowering, CEO of Computershare Issuer Services, North America. With real-time payments, we can settle higher-value transactions immediately, reducing counterparty risk and improving overall working capital efficiency.

Transaction Limits

The Payments Association

MAY 16, 2025

Real-time payments and instant settlement: As consumer expectations shift, instant gratification has become the norm rather than a luxury. Real-time payment networks and instant settlement capabilities are transforming how funds move across systems.

Transactions

The Fintech Times

NOVEMBER 4, 2024

While NPCI previously enabled UPI-based payments in Singapore and Bhutan, as well as inking a deal with UAE-based Mashreq Bank to enable Indian travellers to make payments in the UAE, the Nepal expansion marks the first time UPI’s real-time payment system is fully adopted internationally.

Continuity

The Payments Association

JANUARY 21, 2025

Table of Contents Voices from the industry: Insights into the 2024 payments landscape In 2024, we witnessed a convergence between consumer and B2B payments, driven by the rise of BNPL adoption, AI-powered fraud detection, and the continued digitalisation of payment platforms.

Payments Trends

The Payments Association

JANUARY 8, 2025

The payments industry in 2025 will see advancements in real-time payments, AI tools, and voice-activated technologies reshaping consumer and business interactions. From pay-by-bank solutions to futuristic voice-activated payments, 2025 promises to bring significant advancements.

Non-Bank

The Payments Association

JULY 29, 2025

The Universal Aggregator is positioned as a scalable solution for institutions seeking to modernise their payment infrastructure. The company continues to integrate with a wide range of domestic and international payment networks. What role did your business play in Switzerland’s move to real-time payments?

ISO 20022

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? A team of Paymentologys payment experts explore what we can expect to see in the payments industry next year. Real-time payments (RTP) could reach $193.1

Cross-Border

Finovate

JULY 21, 2025

Stripe is acquiring payment orchestration startup Orum to enhance its real-time payments capabilities, including FedNow, RTP, and AI-driven instant payouts. The acquisition reflects Stripe’s broader strategy to lead in modern, fast, and seamless payment infrastructure amid growing global demand for real-time payments.

Acquirers

Fintech News

JANUARY 26, 2025

In 2025, UPI is expected to become an omnipresent network, transforming connected devices into potential payment endpoints through messaging platforms like WhatsApp. Real-Time Payments Bridging Asia Pacific Borders Real-time and cross-border payments are becoming a reality, thanks to regional collaborations and technological advancements.

Payments Trends

Finextra

JULY 8, 2025

The rise of Real-Time Payments (RTP) However, that dominance is no longer guaranteed. A quiet revolution is underway, and it’s being led by Real-Time Payments (RTP) - systems that enable the instant transfer of funds between bank accounts, 24/7, with settlement occurring within seconds.

RTP

Fintech Finance

NOVEMBER 18, 2024

A recent study found that 92% of surveyed businesses still rely on banks as their primary cross-border payment providers, despite more than half of banking and payments executives confirming that their organizations struggle with legacy tech stacks, unable to provide real-time payment solutions.

Cross-Border Payments

Fintech News

JANUARY 12, 2025

Southeast Asias fintech industry is flourishing, driven by soaring adoption of digital payments, alternative lending, and wealthtech. QR code payments are driving this trend, with volumes surpassing US$13 billion in 2023 and over 85% of retailers in Thailand, Vietnam, and Indonesia now accepting the payment method.

FinTech

Finextra

JUNE 11, 2025

Immediate Payment Service (IMPS) (2010): NPCI launched IMPS, enabling instant 24x7 interbank fund transfers, a crucial step towards ubiquitous real-time payments. RuPay Cards (2012): NPCI launched Indias domestic card payment network, reducing reliance on international schemes and promoting domestic processing.

Financial Inclusion

Fintech Finance

NOVEMBER 14, 2024

Volante Payments Intelligence addresses the increasing volume and complexity of the payments landscape, driven by the proliferation of real-time payments, the adoption of ISO 20022, and the digitization of payment flows.

Real Time Payments

The Fintech Times

NOVEMBER 12, 2024

With Thunes’ in-house SmartX Treasury System and Fortress Compliance Platform, Members of the Network receive good speeds, control, visibility, protection, and cost efficiencies when making real-time payments, globally. It provides our users with a trusted and secure platform for international transfers.

Cross-Border Payments

Fintech Finance

DECEMBER 17, 2024

” Visa Direct’s extensive global infrastructure and real-time payment capabilities ensure that CARD.com customers will enjoy fast remittances, secure transfers, and enhanced control over their cross-border transactions.

Cross-Border Payments

Fintech Finance

JULY 17, 2025

Key drivers included account-to-account (A2A) transfers, digital wallet defunding, gig economy payouts, and merchant settlement, as payment providers expanded real-time options for consumers and businesses alike. Meanwhile, the RTP network continues to grow its reach. With the rise of RTP Network Instant Payments, U.S.

RTP

The Fintech Times

NOVEMBER 6, 2024

As part of its continued expansion, Nium’s partnership with Partior enhances its ability to facilitate frictionless global transactions and unlock new services such as intra-day FX swaps, cross-currency repos, programmable enterprise liquidity management, and multi-bank payments for financial institutions.

Product

The Fintech Times

JUNE 18, 2025

Working together, Mastercard and NITMX will power PromptPay , the real-time payments (RTP) platform in Southeast Asia, which will bring more Thai citizens and businesses into the digital economy. Over the new contract, Mastercard will work with NITMX to refine and build on the service to enable the next generation of growth.

Visa

Fintech Finance

MAY 27, 2025

Andrew McCormack, Chief Operating Officer at Al Etihad Payments, said: “We are delighted to onboard Mashreq as a provider of the innovative Aani Instant Payment solution – bringing intuitive, secure, and inclusive digital payments to small-scale merchants and their customers.

Instant Payments

The Payments Association

JULY 16, 2025

Paymentology , the leading global issuer-processor, has announced the opening of its new and expanded office in Dubai, marking a significant milestone in its continued investment across the Middle East. Real-time payments are also growing rapidly, with the region expected to exceed 3 billion transactions by 2028.

Embedded Finance

Fintech Finance

JANUARY 20, 2025

A positive payment experience makes 82% of global online sports-bettors stay to continue wagering with sportsbooks, according to new research released today by leading payments platform Paysafe (NYSE: PSFE).

Security

Fintech Finance

MARCH 10, 2025

Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA.

Regulatory Compliance

The Payments Association

FEBRUARY 17, 2025

As digital payment technologies evolve, they are revolutionising how transactions occur and breaking down barriers that have long excluded billions from the financial ecosystem. With the rise of real-time payment settlement networks, cross-border transactions are becoming instant, cost-effective, and more transparent.

Innovation

The Fintech Times

JULY 4, 2025

In addition to faster, cheaper and more secure cross-border payments, tokenisation programmes are translating technology into more competitive FX rates and faster FX settlement for customers. By enabling interoperability between bank solutions, payments can be completed 24/7 with FX settlement conducted in real-time.

Interoperability

The Payments Association

MARCH 19, 2025

Legacy systems are increasingly unreliable, expensive to maintain, and resistant to modern payment innovations. The real question is no longer whether banks should modernise but how to do it with minimal risk and maximum value. But as the financial landscape evolves, that mindset is in danger of proving very costly.

Payment APIs and Integration

Fintech Finance

JULY 9, 2025

Broadridge guarantees that institutions can effectively and securely comply with EU regulations by providing a scalable, real-time payments platform, facilitating quicker transactions and increased transparency.

Instant Payments

The Payments Association

APRIL 28, 2025

Implementing new payment methods follows closely at 10%, showing that the introduction of innovative payment systems continues to challenge firms. Financial crime and cyber security threats are identified by 9% of respondents, underlining the importance of maintaining robust defences as digital payments expand.

Cross-Border Payments

Finovate

JULY 16, 2025

Meanwhile, banks and fintechs are ramping up their use of AI, navigating new regulatory requirements, and adapting to global momentum around real-time payments and digital identity. Tokenization takes over In the first half of 2025, we saw major pilots for tokenized deposits, treasuries, and real-world assets (RWAs).

ISO 20022

The Payments Association

JUNE 3, 2025

Unlike static gateway or acquirer tokens, network tokens adapt in real time to changes such as card reissuance or expiry, ensuring continuity in payment flows. This model holds particular promise in real-time payments and open banking environments, where data minimisation and user control are top priorities.

Security

Fintech Finance

JUNE 4, 2025

-based Members of the Thunes Direct Global Network will enjoy unmatched speed, transparency, protection, control, and cost efficiency in executing real-time payments in and out of the U.S., Floris de Kort, CEO of Thunes , said: “At Thunes, we’re proud to have built a world-leading payments Network.

Cross-Border Payments

Fintech Finance

JANUARY 6, 2025

Founded in 2021 by Philip Kelvin and Beau Allison, Tranch has set a new standard for law firms in the management of invoices and payments, enabling firms to streamline and automate their payment processes and increase cashflows through improved speed and efficiency in invoice delivery, billing and collections.

Laws

The Paypers

JUNE 20, 2025

Driving development and inclusion The digital payment market in the country continues to grow, driven by the use of PromptPay, which was developed by NITMX and built on Mastercard’s RTP technology. The solution was launched eight years ago and has seen rapid adoption, with a 13% YoY increase in transaction value.

Visa

The Fintech Times

DECEMBER 1, 2024

Following its collaboration with Dandelion, HSBC now offers fee-free transfers to over 100 destinations in more than 60 currencies, providing a seamless, real-time payment experience that bypasses the traditional correspondent banking model.

Cross-Border Payments