The Fintech Times

JUNE 30, 2025

While these specialised companies can build substantial businesses by serving underserved niches, they face scaling challenges and distribution hurdles in reaching agents. Organisations cannot continue spending most of their budgets simply maintaining existing systems; this approach is unsustainable.

Payment APIs and Integration 80

Payment APIs and Integration AI Underwriting Treasury 80

The Fintech Times

MARCH 18, 2025

Under his leadership, Guavapay will continue to develop its flagship products, MyGuava and MyGuava Business, while exploring new markets, partnerships and fintech innovation. He will advise on PayFutures expansion strategy, as it targets high-growth underserved markets across the Middle East, Africa, South East Asia and Latin America.

FinTech 59

FinTech Payment APIs and Integration Non-Bank APACS 59

Fintech News

APRIL 24, 2025

4 Fintech Unicorns in Hong Kong Hong Kong continues to cement its role as a fintech powerhouse in Asia, blending its strong regulatory framework with an innovation-friendly environment. HashKey focuses on regulatory compliance, security, and innovation.

FinTech 130

FinTech Online and Mobile Banking Payment APIs and Integration Push-to-Card 130

The Fintech Times

JUNE 25, 2024

By launching the Mama Money Card (costing R100 with R25 monthly fees), Access Bank, Paymentology , and Mama Money demonstrate their commitment to using tech for good that empowers underserved communities through access to critical financial services.

Bank Card 64

Bank Card Finance Cross-Border Regulatory Compliance 64

PYMNTS

APRIL 30, 2020

Cash continues to play a vital role in the space, however, even with rising bankability. ” This categorization of the marijuana market as high risk is also likely to continue to act as a barrier for companies in the space that seek financial services and products beyond the basics, even if and when federal legalization occurs.

Legal 78

Legal Credit Union Cannabis Banking Non-Bank 78

PYMNTS

APRIL 30, 2019

In the May Credit Union Tracker , PYMNTS explores the latest developments in the CU space, including new partnerships, technological innovations and expansions into previously underserved areas. The new tech is intended to aid in authenticating identities, regulatory compliance, lending and payments.

Credit Union 63

Credit Union CRM Regulatory Compliance Underserved 63

Fintech News

JULY 23, 2024

This approach has enabled CapBay to provide over MYR 3 billion (US$643 million) in financing to more than 1,700 underserved SMEs across 20 diverse industries. It said it would use the proceeds to enhance its product offering further and expand its regional presence, while increasing its team to continue to innovate in the space.

FinTech 133

FinTech Online and Mobile Banking Multi-Currency Non-Bank 133

The Fintech Times

JULY 19, 2024

“Moreover, staying current with technology and regulatory changes is challenging. Fintech companies need to continuously adjust to new laws and public expectations, which demands regular investment and adaptability. Many underserved communities lack access to traditional banking services.

FinTech 105

FinTech Privacy Financial Inclusion Regulations 105

Fintech News

DECEMBER 10, 2023

Tackling this challenge requires a multifaceted approach focusing on data accuracy, technology integration, fraud prevention, and balancing customer experience with regulatory compliance. Many nations within the region have recognised the transformative potential of extending financial services to underserved populations.

Addressing 120

Addressing Fraud Prevention Financial Inclusion Payments 120

The Fintech Times

JUNE 11, 2024

Banks and fintechs must continue to use this opportunity to work together and innovate to deliver outcomes that benefit all of society.” At the same time, with the power of open finance, the cost to serve is also reduced, making those new markets more attractive for institutions.

FinTech 119

FinTech Innovation Finance Cross-Border Payments 119

The Fintech Times

FEBRUARY 8, 2024

Large banks in emerging markets must begin with a vetted, reliable foundation When working with financial service providers, our process is to prioritise and invest in the highest industry standards and regulatory compliance, extending that to our financial clients and partners.

Product 69

Product Payment APIs and Integration Due Diligence Small Business 69

FICO

JANUARY 4, 2018

Author Ethan Dornhelm explained, “We have pulled the latest FICO Score distribution information based on a snapshot of millions of US consumers’ credit data as of April 2017, and can report that consumer credit health and responsibility continue to be strong! Read the full post.

Posting 58

Posting Risk Credit Risk Regulatory Compliance 58

PYMNTS

JUNE 11, 2019

That disruption isn’t over, either, according to Axos Bank CEO Gregory Garrabrants, who spoke with PYMNTS about how a fluctuating industry will continue to affect SMBs in the area of lending, payments and beyond. “Consumer banking has become very commoditized, but small businesses are still very underserved.”

Office of the Comptroller of the Currency 60

Office of the Comptroller of the Currency Small Business Payment APIs and Integration Third-Party Service Provider 60

Fintech Finance

MARCH 22, 2024

In fact, as these trends continue to shape the digital agenda in Latin America, they are expected to generate an incremental US$20 billion in digital remittances by 2026. Additionally, dealing with regulation is perhaps one of the most acute issues, given the lack of legal, regulatory, and operational consistency across global jurisdictions.

Visa 52

Visa Cross-Border Cross-Border Payments Financial Inclusion 52

Finextra

JULY 7, 2025

Traditional areas like fraud prevention (65%), credit underwriting (62%) and regulatory compliance (58%) are still heavily prioritized, reflecting that these were some of the first uses of AI in banking and continue to be critical for reducing losses. Analysts project exponential growth in AI spending by banks (e.g.,

AI 64

AI Fraud Detection Online and Mobile Banking Payment APIs and Integration 64

PYMNTS

NOVEMBER 19, 2019

PayQwick Chief Operating Officer Bob Craig told PYMNTS in a recent interview that it’s not that financial institutions (FIs) don’t want to address this challenge and bank the underserved legal marijuana industry — it’s that the burden is so large that they are often unable to meet its requirements in-house. The Compliance Burden Proliferates.

Compliance 43

Compliance Legal Payments Due Diligence 43

The Fintech Times

FEBRUARY 19, 2024

As e-commerce growth continues to surge, merchants are looking for fast, adaptable, and secure payment facilitation on a global scale. To support this, the chief priority for businesses looking to offer cross-border payments should be to allow for more real-time cross-border payments. Keeping up with regulations will also be vital.

Cross-Border Payments 69

Cross-Border Payments Cross-Border Stablecoins Multi-Currency 69

Fintech Review

NOVEMBER 12, 2024

By joining forces, they can combine their strengths to improve financial services and reach underserved populations. Regulatory pressures also encourage these partnerships. Governments and regulatory bodies aim to increase financial inclusion and make services accessible to all.

FinTech 105

FinTech Financial Inclusion Regulatory Compliance Compliance 105

Fintech Review

NOVEMBER 6, 2024

Fintech companies are now focusing on these underserved populations, aiming to break down financial barriers with innovative digital solutions. By digitizing microfinance, fintechs are extending credit to underserved populations, supporting entrepreneurship, and encouraging economic growth.

Financial Inclusion 111

Financial Inclusion FinTech Online and Mobile Banking Blockchain 111

Fintech News

OCTOBER 27, 2024

Many countries that were previously underserved or had underdeveloped payment infrastructures are now emerging as key players in the global economy. Source: PayerMax PayerMax focuses on regulatory compliance in the cross-border payment arena, constantly enhancing payment security.

Cross-Border Payments 117

Cross-Border Payments Cross-Border Fraud Prevention Value Added Service 117

Fintech News

JANUARY 22, 2025

Open banking could drive significant advancements in financial inclusion across underserved markets. Branches Reinvented The debate surrounding the relevance of physical branches in the digital era continues. All of this can be made possible by lowering barriers to entry for new players and promoting interoperability.

Cross-Border 120

Cross-Border Payment APIs and Integration AI Financial Inclusion 120

Open Banking Excellence

JANUARY 29, 2025

While the UKs Open Banking regulations were introduced as a way to boost competition, other countries have been focused on use cases that will actually drive adoptionwhether that is through digital payments or improving financial inclusion and making it easier for the underserved and micro SMEs to access credit.

API 130

API Payment APIs and Integration Innovation Cross-Border 130

Finovate

APRIL 21, 2025

Digital Transformation Goes Deeper As financial institutions continue to modernize, digital transformation is expanding beyond the basic front end changes we saw in 2020. Business Banking Is Getting a UX Overhaul Small and mid-sized businesses have historically been underserved when it comes to having an elegant banking user experience.

Embedded Finance 66

Embedded Finance Disputes AI Fraud Detection 66

Fintech Review

JANUARY 14, 2025

As fintech continues to grow, staying ahead of emerging trends is essential. One of the growing trends, neobanks target underserved segments, including small businesses and freelancers. Digital solutions provide access to financial services for underserved populations.

Embedded Finance 59

Embedded Finance FinTech Payment APIs and Integration Financial Inclusion 59

M2P Fintech

APRIL 29, 2025

Microfinance institutions (MFIs) play a crucial role in driving financial inclusion by providing a suite of financial services tailored specifically for the underserved and unbanked populations in remote and rural areas. Case Study A prominent player in the banking domain, provides microfinance and small loans to underserved communities.

Technology 52

Technology Assessments Risk Assessment Compliance 52

Finextra

JUNE 30, 2025

This could create more accessible loan products, collateralized by stablecoins themselves, opening up new markets and customer segments currently underserved by traditional lending practices. Forward looking: Market future and Expectations As we move through 2025, the stablecoin landscape continues to evolve rapidly.

Stablecoins 52

Stablecoins Finance Cross-Border Payment APIs and Integration 52