M2P Fintech

APRIL 11, 2025

With the gold loan market continuing to expand, particularly in rural and semi-urban India, this framework focuses on improving underwriting, valuation, collateral safety, and end-use transparency. Background: Current State of Gold Lending RBIs review uncovered widespread irregularities and recurring issues in gold loan practices.

Due Diligence

Fintech News

MARCH 17, 2025

June 2025 ITC Asia 2025 When: 0 3 June 2025 05 June 2025 Where: Sands Expo & Convention Centre, Singapore ITC Asia 2025 is an event that will explore things revolving around AI-powered insurance models, digital underwriting, and risk management automation.

FinTech

M2P Fintech

APRIL 4, 2025

The new-age credit stack can do this efficiently with smarter underwriting capabilities, integrated data collection mechanisms and ability to automate workflows in the process. Improved Risk Management To assess credit risk accurately, new-age credit stack incorporates advanced algorithms and real-time analytics.

Finance

Fintech News

MAY 28, 2025

This track will explore how advancements in healthtech and wellness integration are driving new approaches to life and health insurance; how technology is redefining claims and underwriting; as well as the trends and strategies that are reshaping how insurers invest. At 11:30, the spotlight will shift to modernization and risk management.

AI

Fintech Weekly

JULY 15, 2025

2) How has your experience in credit and risk management shaped your approach to building reliable fintech products? Credit and risk management are foundational to fintech.

Small Business

The Fintech Times

OCTOBER 29, 2024

By leveraging Standard Chartered’s expertise and risk management framework, OKX aims to offer institutional investors a broader range of secure and reliable custody solutions. Appointments UK digital MGA Ripe appoints David Rowntree as its new chief underwriting officer.

FinTech

The Fintech Times

JUNE 24, 2025

AI, automation, and embedded insurance are just some of the technologies driving change in everything from underwriting and claims to customer engagement, leading many industry firms and leaders to rethink their approach. When exploring some of the biggest emerging trends in the insurtech industry, one recurring theme was AI.

AI

Stax

AUGUST 22, 2024

In this article, we’ll discuss what SaaS companies looking to become payment facilitators need to know about risk management strategies. PayFacs handle risk assessment, underwriting, settling of funds, compliance, and chargebacks which exposes them to greater potential risks.

Risk Management

Stax

JANUARY 8, 2024

As such, PayFacs need to equip themselves with an effective risk management strategy that helps them continuously monitor risks and employ appropriate risk responses if needed. Once the information is collected, PayFacs must render an underwriting decision to approve or decline sub-merchant applications.

Risk Management

PYMNTS

NOVEMBER 30, 2018

Joining PYMNTS’ Karen Webster for this week’s edition of the Unscripted Podcast, the pair agreed that in the digital age, risk management is such a complex, interconnected and vast topic that payments service providers in some sense need to write an entirely new rule book when to comes to capturing the emerging art of risk management. “On

Risk Management

EBizCharge

NOVEMBER 12, 2024

Merchant underwriting is an essential component of the payment processing industry, ensuring the safety and security of electronic payments. This process is critical for payment processors, who must determine whether a business poses a high financial risk. What is merchant underwriting?

Underwriting

Fintech News

FEBRUARY 26, 2024

JULO’s credit underwriting process, which uses comprehensive behavioral data, has enabled the successful launch of virtual credit card products designed for the middle-income demographic in Indonesia. Supported by AC Ventures, Credit Saison, Quona Capital, and Saratoga, JULO aims to make financial services more accessible in Indonesia.

Underwriting

CB Insights

NOVEMBER 3, 2022

With climate-related losses expected to continue climbing, insurers will need more granular, real-time climate data and enhanced analytics capabilities to accurately price policies and manage claims. Recent developments in climate tech can help the insurance industry understand and plan for changing climate and weather-related risks.

Underwriting

FICO

OCTOBER 27, 2016

With its quantitative, empirically derived analytics, FICO ESS will drive objective risk measurement, transparency and predictability into both breach insurance underwriting and longer-term portfolio management––essential requirements in monetizing the rapidly evolving market for cyber breach insurance.

Risk

FICO

APRIL 17, 2020

The FICO® Cyber Risk Score continues to experience significant momentum in the cyber insurance marketplace with strong growth, new clients, and exciting industry recognition. FICO has become the trusted name in cyber risk scoring in the insurance marketplace.

Risk

The Fintech Times

APRIL 15, 2024

Artificial Intelligence (AI) has dominated discussion across all fintech sub-sectors for at least the last couple of years and continues to do so. “By analysing big data and rapidly assessing risks, AI empowers financial companies to make well-informed decisions. .” Take embedded insurance as a good example here.

Embedded Finance

Fintech Review

JUNE 12, 2024

IoT devices, such as smart home sensors and connected cars, provide real-time data that insurers can use for risk assessment and mitigation. Real-Time Monitoring and Prevention IoT devices enable real-time monitoring of insured assets, allowing for proactive risk management.

Risk Assessment

CB Insights

MARCH 4, 2021

As companies continue to transition to the cloud, cybersecurity remains a major concern amid growing cyber losses. However, companies have spent far less on cyber insurance than on cybersecurity as a form of cyber risk management. First name. Company name. Phone number. The post Google Is Partnering With Cyber Insurance Giants.

Cybersecurity

PYMNTS

NOVEMBER 3, 2020

The release stated firms have more often been looking for data to validate their own internal counterparty and credit risk assessment. Firms can bolster risk management, loan and debt underwriting, portfolio optimization, supply chain risk management and investment idea generation, the release stated.

Credit Risk

Finovate

MAY 13, 2024

But the overall message continues to be caution when it comes to investor attitudes about investech. The disposition of regulators toward change in the industry is a major concern as new technologies are introduced to enhance operations like underwriting and statistical modeling. What Ails Insurtech? There are obstacles.

AI

FICO

JULY 28, 2020

The market for cyber insurance continues to gain momentum. A 2019 Allianz survey of risk management experts across 86 countries ranked cyber incidents as the biggest single point of risk for an organization, thus highlighting the need for an effective insurance policy to transfer risk from potentially damaging effects of a cyber-attack.

Underwriting

PYMNTS

MARCH 12, 2020

Equiniti Eyes APIs for Risk Management. Equiniti Group recently revealed its adoption of Codat’s accounting integration API for its Equiniti Riskfactor solution, a tie-up that will see Equiniti’s risk management operations embrace API technology to promote automatic data sharing from small businesses.

Payment APIs and Integration

Nanonets

DECEMBER 13, 2023

A survey by Accenture on underwriting employees found that up to 40% of underwriters’ time is spent on non-core and administrative activities. When errors occur, the system can adapt and improve over time through continuous learning, ultimately enhancing the accuracy of future data extractions.

AI

Finovate

SEPTEMBER 23, 2024

The technology will also proactively adjust portfolios based on market trends, economic forecasts, and client life changes, continuously aligning investments with a client’s long-term goals. This offers financial institutions an effective way to reduce fraud risks and improve compliance with regulatory requirements.

AI

FICO

DECEMBER 8, 2022

If we think of a lending portfolio as an exclusive night club, its underwriting policy acts as the doorperson, checking IDs and making sure anyone trying to enter meets minimum acceptance criteria. Traditional underwriting risk management strategy approach in stressed versus unstressed economy. Senior Director, Scores.

Addressing

FICO

JULY 31, 2019

As TPRM or third-party risk management grows in importance, so does cybersecurity risk assessment as part of it. The latest Assessment of Business Cyber Risk (ABC) report from the US Chamber of Commerce and FICO discusses four steps for improving third-party cybersecurity risk management.

Risk

Fintech News

MAY 28, 2024

The company’s competitive advantage lies in its ability to leverage data, proprietary machine learning algorithms, and agile cloud infrastructure to make better credit and underwriting decisions than traditional banks. Digital banks in the APAC region should take a similar approach to innovation as Nubank. trillion by 2025.

APACS

FICO

SEPTEMBER 18, 2020

Our FICO Cyber Risk Score is becoming the de-facto cyber risk score for enterprise self-assessment, third-party risk management and insurance underwriting. . As the report shows, the market for Cyber Risk Quantification Solutions (CRQ) continues to show rapid growth.

Risk

The Fintech Times

JULY 29, 2024

Riziq Ishaq, head of property and deputy senior executive, HDI Global Riziq Ishaq has been appointed to lead the property underwriting line, and John Morrell will lead construction and engineering. Especially as we look to strengthen our relationships with brokers and clients by providing solutions through a local team of underwriters.

Underwriting

PYMNTS

MARCH 20, 2020

Open banking’s impact on small- to medium-sized businesses (SMBs) continues to proliferate as traditional financial institutions (FIs) embrace the opportunity to unlock data for third-party platforms. ’s experience with open banking continues to be closely monitored in other markets around the world, including the U.S.,

Risk Mitigation

PYMNTS

MARCH 10, 2020

To address this issue, risk assessments must be exceptionally accurate and utilize unstructured, as well as structured, big data inputs and machine learning techniques in this continually evolving environment. Trade Ledger [was] the perfect fit for our credit risk assessment solution,” said Gabriele Sabato, CEO of Wiserfunding. “As

Risk Assessment

The Fintech Times

MARCH 13, 2024

“Generative AI is not the first, and won’t be the last, disruptive technology to impact the cyber threat landscape, so it is critical that businesses improve their risk mitigation, security and defence technologies, as well as seek appropriate risk transfer today, more than ever before.”

Risk Mitigation

The Fintech Times

MAY 5, 2024

NetDiligence, the cyber risk firm, revealed that both average ransom demands and average incident costs have skyrocketed since 2018, in its latest Cyber Claims Study. ” The post Resilience Launches New Cyber Risk Tools to Empower Clients to Improve Their Risk Mitigation appeared first on The Fintech Times.

Risk Mitigation

Tearsheet

AUGUST 7, 2024

Morgan’s fortress balance sheet and depth of client relationships with Slope’s strengths in underwriting and credit risk monitoring as well as platform flexibility, we are well-positioned to meet our clients’ needs in a rapidly evolving market. Morgan to this partnership, and how does it complement J.P. By combining J.P.

AI

FICO

AUGUST 28, 2018

They were not sure how they could bake it into their underwriting process.”. Scoring Cyber Risk: No Standardized Underwriting Processes. Sasha, who has deeply studied cyber insurance pricing and risk, added, “I’ve had many conversations about which factors go into pricing, what the properties are and how they are weighted.

Risk

PYMNTS

OCTOBER 12, 2017

SecurityScorecard , the risk management firm whose platform helps provide security ratings, said Thursday that it raised $27.5 The company said in its press release that it “continuously monitors the security posture of more than 200,000 enterprises and government agencies … and assigns an A to F rating” to enterprises.

Third Party Vendors

Fintech News

FEBRUARY 27, 2024

While discussions continue, the details of the IPO, such as its size and timing, are yet to be finalised. The firm boasts an innovative credit underwriting approach, leveraging extensive behavioral data, and has been instrumental in successfully introducing virtual credit card offerings aimed at Indonesia’s middle-income segment.

FinTech