The Fintech Times

JANUARY 31, 2025

Overcoming remaining challenges While there are some positive signs, significant challenges remain for banks and credit unions – the largest of which appears to be continually rising fraud levels. The underserved small and medium-sized business (SMB) market presents an opportunity for FIs looking to grow deposits.

Credit Union 105

Credit Union Federal Reserve FDIC Underserved 105

Fintech Finance

MARCH 7, 2025

This International Women’s Day, Airtel Payments Bank recognises the pivotal role women play in expanding financial access, particularly through the remarkable work of women business correspondents (BCs) who are bridging the gap between banking and underserved communities.

Financial Inclusion 86

Financial Inclusion Correspondent Payments Underserved 86

Fintech Finance

OCTOBER 9, 2024

The British fintech company Pockit and the pan-European fintech Monese today announce that they have agreed terms for Pockit to acquire Monese, subject to Change in Control approval by the FCA, creating the leading fintech for the financially underserved and lower-middle-income consumers across the UK and Europe.

Underserved 64

Underserved Acquirers FinTech Multi-Currency 64

Fintech Review

NOVEMBER 27, 2024

Despite their significant contributions to GDP and employment, SMEs in emerging markets remain underserved by traditional banking. With digital banking, mobile payments, and microloans, fintechs allow underserved businesses to participate in the formal economy. Fintech companies see this gap as an opportunity to innovate.

FinTech 105

FinTech Cross-Border Cross-Border Payments Online and Mobile Banking 105

The Fintech Times

NOVEMBER 12, 2024

Xavier Segura, general partner, Morgan Creek Digital Xavier Segura , general partner, Morgan Creek Digital added: “As Latin America’s Web3 startup ecosystem continues to evolve and mature, we are looking forward to supporting the founders that have joined the programme.” The selected teams were chosen from applications across the region.

Stablecoins 101

Stablecoins Cross-Border Financial Inclusion Underserved 101

Fintech Finance

DECEMBER 9, 2024

It is committed to driving inclusive growth through open collaboration and continuous innovation. Antom continues to strengthen its payment processing capabilities across all payment channels. Antom continues to launch tech-driven innovative solutions to provide more secure and efficient services at lower cost to its customers.

Embedded Finance 98

Embedded Finance Cross-Border AI Cross-Border Settlement 98

Fintech Finance

OCTOBER 29, 2024

This approach not only strengthens tpay’s service capabilities but also extends financial access to underserved communities, narrowing the gap in digital financial services across META. This collaboration underscores our commitment to seamless, secure, and inclusive payments throughout the region.”

Digital Payments 98

Digital Payments Financial Inclusion Payments Underserved 98

PYMNTS

JANUARY 6, 2021

The majority of profits at most community banks are derived from the business portfolio,” he said — and yet that segment is still underserved when it comes to digital capabilities, as well as over-simplification. “It

Continuity 127

Continuity Innovation Credit Union Underserved 127

The Fintech Times

DECEMBER 2, 2024

AI, too, continued to capture investor attention for its potential to enhance efficiencies and reduce costs, particularly as companies sought to remain competitive in a high-cost environment. While funding trends showed restraint, the broader fintech industry continued to adapt to changing priorities.

FinTech 69

FinTech Financial Crimes Underserved Crime 69

Fintech News

JANUARY 12, 2025

The regions strong fundamentals, coupled with a growing digital economy, promise continued growth and innovation in the coming years, a new report by Royal Park Partners (RPP), a fintech-focused corporate finance advisory firm, says. billion underbanked adults.

FinTech 120

FinTech Financial Inclusion BNPL Cross-Border 120

Finovate

MAY 10, 2024

Experian launched Cashflow Attributes, a tool to offer lenders more data about underserved consumers. Information services company Experian unveiled Cashflow Attributes yesterday, a new solution that leverages open banking to help underserved consumers access fair and affordable credit.

Underserved 59

Underserved Consumer Identity Theft Underwriting 59

Fintech Finance

JANUARY 13, 2025

As Ghana continues its economic strides with a GDP per capita of USD $2,238 for 2023, and notable growth in sectors like agriculture, mining and digital infrastructure. Ghana presents a tremendous opportunity for Mastercard to enhance its geographical presence in West Africa.

Visa 98

Visa Financial Inclusion Cross-Border Payments Cross-Border 98

Fintech News

DECEMBER 4, 2024

Open banking and APIs will continue to drive innovation, enabling even more seamless integration of financial services. As embedded finance becomes more sophisticated, it will likely expand its reach to underserved populations across Asia and beyond, enabling greater economic participation. Financial inclusion will remain a key focus.

Embedded Finance 113

Embedded Finance Finance Payment APIs and Integration BNPL 113

The Fintech Times

MARCH 18, 2025

Gabriel Swanepoel , country manager at Mastercard Southern Africa Gabriel Swanepoel , country manager at Mastercard Southern Africa, commented: “Our collaboration with Paymentology continues to evolve, driven by a shared vision of fostering an accessible digital economy.

Financial Inclusion 80

Financial Inclusion Visa Underserved Processors 80

The Payments Association

DECEMBER 18, 2024

Undoubtedly, fintech and payments will continue to serve as pivotal forces shaping the financial landscape, but what trends will define the market next year? Jeff Parker, CEO, says, “Digital payments will continue to grow rapidly, with mobile wallets expected to reach 4.8

Cross-Border 88

Cross-Border AI Push-to-Card Real Time Payments 88

The Fintech Times

APRIL 9, 2024

As BaaS evolves, it is helping fintech innovation reach new markets and underserved communities; which has the potential to greatly improve financial inclusion across the globe. Continuing our BaaS focus at the beginning of April, we asked industry leaders about how they’re seeing BaaS driving financial inclusion worldwide. .

Financial Inclusion 121

Financial Inclusion Underserved Non-Bank Embedded Finance 121

Fintech News

NOVEMBER 17, 2024

The pressure to stay ahead continues to mount as customers demand more immediate and user-friendly experiences. Oradian can enable swift entry into any market, including those that have been historically underserved. Banks throughout the world have accelerated down the road of technological advancement in the last decade.

SWIFT 113

SWIFT API Underserved Interoperability 113

The Fintech Times

APRIL 10, 2024

“At Kueski, we have built one of the strongest merchant networks in Mexico and this only continues to grow. Kueski continues to gain momentum as the strongest BNPL and consumer lender, with nearly 16 million loans issued. Kueski now estimates that one in four of the top e-commerce merchants in Mexico is offering its BNPL service.

Underserved 64

Underserved Mobile Payments BNPL Online and Mobile Banking 64

Finovate

MAY 22, 2025

Circle’s initial focus with CPN is on high-value, underserved global trade corridors. Because of this, Circle is currently focusing CPN on serving organizations transacting in high-value, underserved global trade corridors that rely on fiat dollars. “We are just getting started.

Payment Networks 52

Payment Networks Cross-Border Payments Cross-Border Stablecoins 52

Fintech News

JUNE 18, 2024

This investment from global nonprofit Accion aims to help Amartha expand its platform, offering a full range of financial products and services to underserved women-led small businesses in rural Indonesia using data and AI. Indonesian microfinance fintech company Amartha has secured a US$17.5

Underserved 113

Underserved Small Business AI Innovation 113

Fintech News

JANUARY 15, 2024

Operating in Indonesia, Singapore, Thailand, and Vietnam, Validus utilises proprietary data and AI to provide financing solutions to underserved SMEs. Lendable’s strong spirit of collaboration and alignment in their commitment to our vision will be invaluable as we continue to expand our reach in the region.”

Underserved 109

Underserved Underwriting Finance AI 109

The Fintech Times

MARCH 26, 2024

These innovative technologies not only enable insurers to streamline operations and enhance customer experiences but also play a pivotal role in extending financial services to underserved communities. “These solutions enhance accessibility by providing digital insurance options tailored to the needs of underserved communities.

Underserved 115

Underserved FinTech Financial Inclusion Risk 115

Fintech News

FEBRUARY 10, 2025

Unlike GenAI, which operates within predefined parameters, Agentic AI systems possess the capability to make independent decisions, learn from real-time data, and autonomously execute complex tasks without continuous human oversight.

AI 82

AI FinTech Fraud Detection Fraud Prevention 82

The Fintech Times

JANUARY 28, 2025

Unlike traditional banks and financial service providers, which are often constrained by legacy systems and processes, fintechs are often more flexible – enabling them to quickly build solutions that better support underserved communities. Its an industry of collaboration and partnership between fintechs and traditional banks.

Service Provider 59

Service Provider FinTech Underserved Innovation 59

The Fintech Times

FEBRUARY 19, 2025

The majority of stakeholders highlighted that consumers benefit from a more seamless and efficient payment journey, including enhanced authentication security measures and greater financial accessibility for underserved groups. Concerns also remain that competition between digital wallets is not working well.

Regulations 72

Regulations Underserved Authorization Innovation 72

The Payments Association

OCTOBER 28, 2024

Complementing their technology advantage, fintech companies have also adopted agile development methodologies that prioritise rapid prototyping, continuous integration, and frequent customer feedback. Flexible, API-driven architectures, cloud-native infrastructure, and DevOps-driven deployment pipelines have been instrumental in this.”

Process 100

Process Payment APIs and Integration Processors Payments 100

Fintech News

JULY 25, 2024

Lim Boon Heng Lim added, “Income Insurance will continue to provide affordable and accessible insurance options to the underserved and lower-income customers, through products such as the LUV and SilverCare policies. Thirdly, Income insurance will also continue to price its products very competitively.”

Underserved 117

Underserved Participant Continuity Acquirers 117

Fintech Review

JULY 10, 2024

As a result, DeFi is gaining traction rapidly due to its ability to provide financial services to those who have been historically underserved by conventional banking systems. Potential for Financial Inclusion: Bridging the Gap DeFi holds immense promise for fostering financial inclusion by providing services to underserved populations.

Finance 97

Finance Financial Inclusion Underserved Blockchain 97

Fintech Finance

AUGUST 28, 2024

a fintech empowering consumers with innovative services for flexible money access, has announced a partnership with Mastercard to continue scaling payments and disbursements services in the public sector. It is an honor to partner with Mastercard, and continue driving innovation throughout the public sector,” said Stewart A.

Visa 96

Visa Digital Payments Financial Inclusion Underserved 96

Fintech Finance

JULY 18, 2024

With 300% YoY revenue growth and over €2.5bn transactions processed since its inception in 2021, wamo aims to leverage the funding to enhance its digital business account offering as it continues to deliver on its ambition of being the growth partner of choice for SMEs across Europe.

Underserved 98

Underserved Security Cross-Border Payments Cross-Border 98

Fintech News

APRIL 14, 2024

Post-acquisition, AlteriQ will continue to operate under the leadership of Zhi Yong and Kenneth, with a focus on advancing the company’s growth trajectory. Schwin Chiaravanont “Private credit represents an underserved yet compelling asset class that complements our group.

APACS 125

APACS Acquirers Underserved Risk Management 125

Fintech News

NOVEMBER 20, 2024

This upward trend continued in 2024. An underserved B2B payment market Deng explained how his extensive experience in payment systems and money movement at organizations including Alipay and Visa motivated him to tap into the underserved B2B vertical.

Cross-Border Payments 131

Cross-Border Payments Cross-Border B2B Due Diligence 131

Fintech News

JANUARY 7, 2024

We will continue to innovate and bring meaningful impacts to Indonesia’s massive population base, especially the underserved yet promising MSMEs in tier 2 and 3 cities.” We firmly believe that rural bank digitisation is pivotal to nurture financial inclusivity in Indonesia. Funding appeared first on Fintech Singapore.

Financial Inclusion 123

Financial Inclusion Underserved Participant Regulations 123

The Fintech Times

FEBRUARY 4, 2025

The majority of traditional financial services infrastructure, such as ATMs and point-of-sale terminals, are concentrated in the capital city of Dakar, leaving rural areas underserved. Additionally, cash remains the preferred payment method for 56 per cent of Senegalese.

FinTech 59

FinTech Financial Inclusion Online and Mobile Banking Central Bank 59

The Fintech Times

JANUARY 13, 2025

It designs solutions that enhance lives, like providing underserved communities with credit or promoting financial literacy. Venture-backed fintechs chase rapid growth and profitability, sidelining underserved communities as they focus on high-revenue markets. “A fintech for good embeds purpose into its core.

FinTech 59

FinTech Financial Inclusion Underserved Blockchain 59

The Fintech Times

JANUARY 23, 2025

The latest to do so is PayJoy , the financial service provider to the underserved in emerging markets, as it reveals how smartphones are enabling working mothers in Mexico to have financial stability. Were committed to supporting the women who are often overlooked by traditional financial services, continued Barrantes.

Finance 59

Finance Participant Economy Financial Inclusion 59

Fintech Finance

AUGUST 15, 2024

million active customers and more than 79,000 merchants across the United States, Australia and New Zealand,1 Zip continues to promote financial inclusion by making everyday spending, cash flow management, budgeting – and the ability to cover unexpected expenses – accessible.

Financial Inclusion 98

Financial Inclusion BNPL Underserved Economy 98