Finextra

JUNE 11, 2025

Digital ID Enablement: Wallets are becoming enablers of KYC-lite onboarding , travel document storage , and credential sharing. Mobile-First Infrastructure: Inclusion, Innovation, and Interoperability The smartphone has become the central node of financial inclusion and fintech innovation.

Consumer 52

Consumer Payment APIs and Integration Payments Microtransactions 52

The Payments Association

JANUARY 22, 2025

Additionally, standardisation of digital IDs is required to ensure they are interoperable with TSA systems. Building upon this framework, the EU Digital Identity Wallet Consortium (EWC) is leveraging the potential of the proposed EU digital identity to develop digital travel credentials.

Security 88

Security Online and Mobile Banking Credential Verification 88

The Payments Association

JUNE 11, 2025

Sustainable growth depends on interoperable risk frameworks, shared scam indicators, and coordinated responses, especially as fraudsters grow more agile and cross-border by design." Without collective visibility, we risk fragmented defences. Traditional attack vectors continue to evolve alongside these new threats. million.

Risk 88

Risk Fraud Prevention Fraud Detection Payment APIs and Integration 88

Fintech News

NOVEMBER 12, 2024

However, challenges remain, particularly regarding interoperability. To address this, stakeholders including NETS Group and Liquid Group are working on interoperable QR payment solutions that are designed to simplify processes for merchants, Chia said.

FinTech 111

FinTech Cross-Border Payments Cross-Border Payment APIs and Integration 111

Open Banking Excellence

JULY 8, 2025

The CFPB is taking a different approach than other regulators by specifying a single standard-setting organisation for open banking, aiming to streamline implementation and ensure interoperability. One of them said to me, “Every time a customer provides their credentials, the aggregator goes in and changes the data.”,

Regulations 130

Regulations Payment APIs and Integration CFPB API 130

Finextra

JUNE 5, 2025

By encouraging public sector organisations to issue and accept digital credentials, the legislation will reduce administrative burden and enable better services for European businesses. When credentials are structured and machine-readable, they can be processed automatically. Interoperability is crucial.

Credential 52

Credential Payment APIs and Integration Authorization Issuers 52

Fintech News

AUGUST 12, 2024

Here are the eight selected startups: Edubuk A platform for global academic and professional credentials verification, using blockchain and AI to streamline background checks. Kerc A healthcare platform focused on seamless data interoperability to improve patient outcomes and reduce errors.

Blockchain 140

Blockchain Credential Verification APACS 140

Fintech Finance

APRIL 7, 2025

As instant payments adoption continues to grow, financial institutions, fintechs, and payment service providers face challenges in managing account information, ensuring interoperability, and mitigating fraud risks. “By securely connecting payers and payees, directories reduce friction and drive broader adoption.

Instant Payments 98

Instant Payments Faster Payments FPC Interoperability 98

Payments Source

OCTOBER 17, 2018

Visa is expanding its Visa Token Service commercially with 20 acquirer/gateway partners it feels can immediately add scale for using interoperable Visa tokens in addition to the partners' own as credential-on-file token requestors.

Interoperability 69

Interoperability Credential Gateways Acquirers 69

The Fintech Times

MAY 17, 2024

Visa Flexible Credential A Visa study found that more than half of card users want the power to access multiple accounts through a single credential. The Visa Flexible Credential will allow a single card product to toggle between payment methods, putting the power of choice in the hands of the consumer.

Product 128

Product Consumer Online and Mobile Banking RTP 128

PYMNTS

DECEMBER 16, 2020

With Plaid, users are able to link bank accounts securely near-instantaneously, through using login credentials rather than verifying through micro-deposits, which could help to cut down on fraud. By bridging the gap, Kane said, the digital payments ecosystem will benefit from a fuller way to use crypto.

Accounts 106

Accounts Cryptocurrency FDIC Interoperability 106

PYMNTS

DECEMBER 15, 2016

In a mutual commitment to accelerating the adoption of an open digital wallet, global card networks Mastercard and Visa announce their agreement to allow each network to request tokenized credentials from the other when consumers are transacting across any digital medium — in app, online and in store. Tokens Get Turbocharged.

Visa 95

Visa Payment APIs and Integration Credential Push-to-Card 95

Fintech News

DECEMBER 20, 2023

Developments include cross-border quick response (QR) payment linkages, connectivity between real-time national payment schemes, and the ongoing Singapore Response Code Scheme (SGQR+) project focusing on furthering QR code payment interoperability.

FinTech 111

FinTech Cross-Border CBDC Web 3.0 111

PYMNTS

AUGUST 12, 2020

Visa has become a part of the ranks of companies experimenting with Phixius, a technology that assists credentialed service providers in exchanging and supervising digital payments data, NACHA said in a Wednesday (Aug. However, Phixius makes these deals less necessary as it offers interoperability. 12) announcement.

Phixius 79

Phixius ISO 20022 Payments Data NACHA 79

PYMNTS

MAY 29, 2018

The chief challenge in the identity overhaul will be creating something that is not only secure and trustworthy, but that offers interoperability and portability, Pointner said. China’s approach means that the government holds credentials on every individual in the country, a system that could easily be abused.

Interoperability 43

Interoperability Governance Government Authentication 43

PYMNTS

MAY 28, 2018

The chief challenge in the identity overhaul will be creating something that is not only secure and trustworthy, but offers interoperability and portability, Pointner said. China’s approach means that the government holds credentials on every individual in the country, a system that Pointner said could easily be abused.

Interoperability 40

Interoperability Governance Government Authentication 40

NFCW

JANUARY 23, 2024

Apple would create the necessary APIs to allow equivalent access to the NFC components in the so-called Host Card Emulation (‘HCE’) mode, a technology issued to securely store payment credentials and complete transactions using NFC, without relying on an in-device secure element.

CHIPS 109

CHIPS Settlement API Interoperability 109

Fintech News

FEBRUARY 20, 2024

The project’s development of basic ESG digital credentials for MSMEs seeks to promote green inclusion, improving access to green financing and opportunities in cross-border supply chains. Central to Project Savannah is the ambition to streamline the ESG reporting process for MSMEs.

Small Business 111

Small Business Credential Facilitators Verification 111

PYMNTS

JANUARY 14, 2021

The new Vaccination Credential Initiative (VCI) said the goal is to create a setup that works with different electronic systems and allows individuals to demonstrate their vaccine status. Mitre Corp., Oracle, Safe Health and Salesforce. “As

Credential 60

Credential Privacy Payer Push-to-Card 60

PYMNTS

OCTOBER 24, 2016

The millions of consumers that use Microsoft Wallet, Android Pay or Samsung Pay will be able to use their same tokenized credentials and device authentication methods to complete online transactions at any merchant site that accepts Masterpass.

Visa 73

Visa Online and Mobile Banking Interoperability Credential 73

PYMNTS

JUNE 14, 2019

The malware targets smart TVs and wireless presentation systems by exploiting their default credentials. How The Z-Wave Alliance Balances IoT Interoperability and Security. Experts discovered a new Mirai botnet strain that had been identified earlier this year is now being wielded in attacks. Get the full scoop in the Tracker.

Regulations 64

Regulations Interoperability Wire Wires 64

PYMNTS

DECEMBER 17, 2018

Instead, the company seeks to help them get connected and interact with providers in an interoperable manner. Merchants simply press a button to turn on a Modo offering after bringing their own credentials. To help these merchants, Modo serves as a market – but not in the sense that it will offer them payment services directly.

FinTech 71

FinTech Interoperability Credential Service Provider 71

The Fintech Times

JUNE 8, 2024

As part of the partnership, Onafriq will implement the VGS card reveal capability for its new ‘Credential Show’ feature, which is where both organisations will securely collect and store Primary Account Number (PAN) data and display a complete card number, expiration date, and CVV to end-users when requested.

Security 64

Security FinTech Credential Interoperability 64

PYMNTS

DECEMBER 10, 2018

For Visa Global Head of Payments Products and Platforms TS Anil, it’s been a year in which many big steps have been taken on the journey toward giving merchants something that has made checking out in the store a safe, standard and interoperable checkout experience.

Credential 72

Credential Interoperability Checks Security 72

PYMNTS

OCTOBER 1, 2018

According to NACHA , the B2B directory will be structured as a network of credentialed service provider “sub-directories,” in which trusted and validated payee information will be stored. Credentialed service providers will allow access to the stored electronic payment information, including ACH payment details and other payment methods.

NACHA 56

NACHA Business Payments Payee ACH 56

PYMNTS

JANUARY 14, 2020

Click-to-pay is interoperable with the EMVCo tokenization and the 3-D Secure specifications. In thinking about card on file and stored credentials transactions moving into the future, Bowman pointed to transactions conducted across Internet of Things (IoT) and even conversational commerce.

Transactions 68

Transactions EMV Interoperability Credential 68

Faster Payments Council

MARCH 15, 2023

Whether we will see these services gain traction is tied to what many believe to be a major hurdle–interoperability. FedNow may not interoperate with RTP, and it doesn't seem to be a priority for either. Some banks may not be able to connect to both.

FPC 88

FPC ISO 20022 Cross-Border Payments Federal Reserve 88

Fintech Finance

MAY 30, 2024

In addition, Visa is announcing Visa Pay, a new payments-as-a-service platform that provides world-class mobile-first experiences for digital payments and interoperable send-and-receive that has been developed for the Central and Eastern Europe, Middle East and Africa region. With Visa Pay, banks can supercharge their existing mobile apps.

Online and Mobile Banking 52

Online and Mobile Banking Product Credential Micro-Entry 52

The Fintech Times

MAY 1, 2025

Zetrix’s advanced blockchain architecture enables MBI to deliver unparalleled interoperability, security, and transaction efficiency that meets both government and commercial requirements. It is designed to enable broader participation with simplified user experiences and increased accessibility for non-technical users.

Blockchain 49

Blockchain Cross-Border Interoperability Use Case 49

CB Insights

SEPTEMBER 21, 2017

Startups are addressing pain points such as medical record interoperability, data security, reimbursement, and pharmaceutical supply chain management, while corporates are launching initiatives to bring blockchain tech to healthcare. ELECTRONIC MEDICAL RECORD interoperability. First Name. Total Funding: $48.67M. Chronicled.

Blockchain 69

Blockchain Interoperability Security Data Security 69

PYMNTS

AUGUST 17, 2017

He said that the open API in the traditional sense has translated to a service like Stripe, where one can go on that company’s site, log-in, get a developer credential and documentation and start building an application. This is a “mass-market approach with minimal vetting,” Weir maintained, over who has credentials for these activities.

API 76

API Online and Mobile Banking Credential NACHA 76

Fintech Finance

JUNE 3, 2024

Onafriq is set to implement VGS’s card reveal capability for its new “Credential Show” feature, which will apply to virtual cards and other card issuance features specifically tailored to fintech providers in Africa and the Middle East. This partnership brings with it a host of important developments.

Innovation 52

Innovation FinTech Security Credential 52

Fintech Finance

MAY 16, 2024

The new products and services Visa has unveiled which will begin to roll out later this year, include: Visa Flexible Credential A Visa study found that more than half of card users want the power to access multiple accounts through a single credential.1

Product 52

Product Online and Mobile Banking Credential RTP 52

PYMNTS

DECEMBER 12, 2018

Dunkin’ said account holders’ first and last names — as well as email addresses, account numbers and QR codes — may have been affected by the incident, which it’s calling a “credential stuffing attack,” a form of automated attack that is different from a data breach. About The Tracker.

Data Breach 66

Data Breach Payments Faster Payments Breach 66

PYMNTS

JUNE 17, 2019

Hackers could access devices, eavesdrop, and conduct credential theft and takeovers remotely. The Alliance was founded on supporting expansion of Z-Wave and the continued interoperability of devices that utilize Z-Wave. These incidents raise questions as to who’s responsible for IoT security.

Security 69

Security Laws Interoperability Credential 69

Finovate

JANUARY 25, 2024

“BlockID 1Key eliminates this roadblock and provides a phishing-resistant, scalable and interoperable passwordless experience for workers in dynamically assigned workspace settings – using a stationary, one-to-many FIDO-compliant key.” The technology is also suitable for workstation-independent contexts.

Authentication 52

Authentication Phishing User Authentication Interoperability 52

PYMNTS

MAY 5, 2020

The ToIP Foundation will work by weighing digital wallets alongside new technology like W3C Verifiable Credentials in order to make sure customers online can establish trust and lower any potential risks, helping to protect identities online, the release says. Those interested in witnessing that can sign up on Zoom.

Interoperability 52

Interoperability Credential Visa Government 52