Stax

JULY 21, 2025

Overview of Mastercard Mastercard was created by a consortium of banks in 1966 in an effort to compete more effectively with Visa, which at the time had a virtual monopoly on payment processing. Instead, it earns revenue from charging banks a fee to issue cards and process payments, which is also known as an interchange fee or ‘swipe’ fee.

Visa

The Payments Association

JULY 18, 2025

Colombe Hérault highlights that this integration could streamline processes like online age verification, student discounts, and property rental credentials. Initiated through biometric authentication, background processes or integrated ID systems, the distinction between payment and identity is expected to blur over time. “At

Payments

The Payments Association

MAY 28, 2025

The process replaces your 16-digit primary account number and other sensitive data with a secure, unique digital identifier that functions exclusively within controlled environments. The evolution represents more than enhanced security protocols, it constitutes a complete reimaging of payment credential architecture.

Credential

NFCW

MARCH 13, 2025

.” “The TW DIW will allow individuals to securely store their digital credentials, such as Citizen Digital Certificates, National Health Insurance (NHI) Cards, and Drivers Licenses,” it adds.

Credential

Fintech News

JULY 2, 2025

As more transactions move online, fraudsters are leveraging increasingly advanced tactics to exploit vulnerabilities in onboarding and transaction processes. Built around documentation verification and static data checks, these processes are essential for regulatory compliance.

Fraud Prevention

Fintech Finance

MARCH 10, 2025

Bringing enhanced security and convenience, Tap-to-Add Card eliminates the cumbersome process of manual entry, a common source of errors and a vulnerability exploited by fraudsters seeking to compromise sensitive card information. This significantly improves the customer experience.

Digital Payments

The Fintech Times

JANUARY 8, 2025

In a move to address these challenges, iDenfys address verification solution sends a physical letter containing secure credentials to the user-provided residential address. Once the letter is received, the user uses secured credentials to initiate the identity verification process and confirm identity and physical access to the address.

Verification

Fintech Finance

DECEMBER 16, 2024

This extensive network, combined with its full-featured backoffice, enables merchants to optimize and manage their payment processes. ” This adds to Praxis Tech’s existing data compliance credentials, including its adherence to the PCI-DSS Level 1 standard for safeguarding card payment data.

ISOs

Fintech News

OCTOBER 27, 2024

Additionally, MAS has excluded phishing scams conducted through non-digital means, as these are addressed through public education and advisories that stress not sharing credentials or one-time passwords (OTPs). While FIs act as the main contact, telcos may assist with specific queries, ensuring collaboration and timely responses.

Phishing

The Payments Association

JULY 23, 2025

Visa and Mastercard have deployed tokenised credentials and API-first architectures, but legacy banking systems—built on monolithic mainframes—lag behind. These outdated platforms lock institutions into lengthy development cycles, while competitors are already processing real-time agent transactions.

Payment APIs and Integration

Fintech Finance

JUNE 11, 2025

eftpos Click to Pay transactions are processed using tokenisation, which replaces real card details (like card numbers) with a digital token. Meanwhile, payments routed over the eftpos network leverage AP+’s domestic payments infrastructure, ensuring Australian data is processed in line with domestic security and privacy standards.

Debit Card

The Fintech Times

MAY 1, 2025

Finally, Visa shared the expansion of its Flex Credential platform, and new products and services that provide more ways for people to make and receive payments. Leveraging agenic AI In the last 25 years, Visas network has processed 3.3 Visa also announced new stablecoin partnerships to reach more people and geographies.

Stablecoins

The Fintech Times

MARCH 10, 2025

Upon tapping, a unique one-time code is validated by Visa’s Chip Authenticate service, ensuring secure provisioning of card credentials and offering a significantly faster and more secure alternative to traditional methods. This significantly improves the customer experience.

Digital Payments

The Fintech Times

MARCH 24, 2025

Powered by over 20 billion data points and insights from Checkout.coms global network, Intelligent Acceptance applies numerous optimisations at every step of the payment process (e.g, messaging, routing, authentication, credential lifecycle, and retries).

Credential

Fintech Finance

JUNE 5, 2025

Trustly , the global leader in Pay by Bank, and Point & Pay , a leading payment processing provider for government agencies, today announced an integrated product partnership. Trustly’s process is backed by a patented split-token security process that is more secure than traditional methods of hand-keying account information.

Government Payments

Fintech Finance

MAY 1, 2025

Finally, Visa shared the expansion of its Flex Credential platform, and new products and services that provide more ways for people to pay and get paid. Visa Intelligent Commerce: A New Era In the last 25 years, Visa’s network has processed 3.3 Unveiled, Visa and Klarna are partnering to bring the Flex Credential to the U.S.

AI

Finovate

JUNE 13, 2025

Klarna and Marqeta are launching a new debit card powered by Visa Flexible Credential (VFC), allowing users to pay now or later with the same card. BNPL giant Klarna has teamed up with card issuing platform Marqeta to power the Klarna Card: a new debit card powered by Visa Flexible Credential (VFC) that offers flexible payment options.

Debit Card

Fintech News

JANUARY 13, 2025

The National University of Singapore (NUS) has partnered with Northern Trust and UOB to launch a first-of-its-kind initiative that uses blockchain technology to track green bond credentials. This move aims to increase transparency and trust in ESG (environmental, social, and governance) reporting within the financial sector.

Blockchain

EBizCharge

APRIL 24, 2025

Popular customer relationship management (CRM) platforms like Salesforce continue to streamline these operations with robust sales, marketing, and service tools, making the ability to process payments directly within this system the cherry on top.

Payment Gateways

Fi911

JUNE 9, 2025

Attackers monitor public information such as press releases about mergers, leadership changes, or international expansions to time their attempts when normal verification processes might be bypassed due to urgency or executive unavailability. Staff overtime, consultant fees, system reviews, and process changes strain budgets.

Email Compromise

EBizCharge

MARCH 7, 2025

Acumaticas electronic payment processing is a game-changer for businesses looking to enhance their sales and receivables processes. From selecting the right provider to testing the integration, youll learn how to optimize your Acumatica payment processing capabilities for optimal efficiency. What is Acumatica?

Payment Gateways

The Fintech Times

JANUARY 2, 2025

into our payment processing platform, providing merchants with an end-to-end solution that includes fraud prevention, transaction tracking, and chargeback management,” explained Kasia Gruszka , senior scheme manager at PXP Financial. “We are proud to have already successfully embedded OI & CE3.0

Fraud Prevention

Finextra

JULY 3, 2025

Users can: Store card credentials securely Authenticate with biometrics Make fast, online, and contactless payments Access loyalty points, tickets, or IDs You’re not managing funds. It simply facilitates transactions by linking to your customers existing financial instruments, like bank accounts or credit/debit cards.

eWallet

Finextra

JUNE 13, 2025

The original bank data stays protected, while the business uses the token for processing payments as if it were the real thing. Even if a breach occurs, attackers get meaningless tokens rather than actionable payment credentials. Strategic Benefits Beyond Security The appeal of tokenisation goes beyond protecting against fraud.

Data Security

Fintech Finance

JUNE 15, 2025

In the UK, Volt processes real-time payments on the Faster Payments rails using a ‘Pay by Bank’ checkout option. The instant payments system, which was managed by Australia Post, received criticism from banks and customers owing to users having to share their bank account login credentials.

Payment APIs and Integration

Finextra

JULY 7, 2025

Fraud-fighting models double detection rates, block over $350 million in attempted theft for the case and slice scam losses by up to 50 percent, with one bank saving 17 percent more funds for clients and processing 250,000 security queries each month. Impact: This proactive detection prevents fraud before customers even realize an issue.

AI

EBizCharge

MARCH 20, 2025

Integrating a payment gateway into Sage accounting software provides numerous advantages for merchants, including streamlined payment processes, improved cash flow, and enhanced security. This article will walk you through the integration process in Sage, from selecting the right payment gateway provider to enabling and testing your solution.

Payment Gateways

Finovate

MARCH 28, 2025

“We are thrilled about our partnership with Taulia as it enables truly embedded B2B payments processes in the SAP technology eco-system, making it easy for clients to adopt virtual payments and realise their strategic objectives.”

Payment APIs and Integration

EBizCharge

JULY 22, 2025

Maybe you’ve noticed inefficiencies or gaps that slow down your payment processing. NetSuite offers several APIs that are useful for payment processing. Others might want to consolidate payment processing across multiple platforms—e-commerce, point of sale, and billing—into one seamless NetSuite integration.

API

Fintech Finance

JULY 24, 2025

Uber will leverage a range of Mastercard products and services – including Mastercard Move for real-time disbursements, Mastercard One Credential to simplify the payment experience, and Mastercard Gateway capabilities for collections – to support its business operations.

Visa

The Payments Association

JUNE 11, 2025

Julia Bond Business development director, UK & EU, Sumsub "Security shouldn't equate to unnecessary hurdles during the checkout process. These attacks inject malicious code into checkout processes to harvest credit card data, with threat actors earning $1,950-$2,400 per month per infected site.

Risk

EBizCharge

JULY 17, 2025

Why Payment Solutions Matter in NetSuite Payment processing lies at the heart of accounts receivable, revenue, and customer satisfaction. A good NetSuite payment solution should work behind the scenes, automating key processes without forcing users to learn a new system from scratch.

Payment Solutions

EBizCharge

MARCH 3, 2025

Thankfully, leading integrated enterprise resource planning (ERP) systems like Acumatica cater to diverse business needs by integrating robust credit card processing tools into its platform. Acumatica is a cloud-based ERP software designed to help businesses manage their core financial processes efficiently. What is Acumatica?

Credit Cards

Finextra

JULY 1, 2025

Yet, many institutions still treat them like internal vendors, applying outdated identity models and manual processes that simply can’t scale. Misconfigured credentials, over-permissioned users, and outdated accounts no one remembered to turn off. Common causes?

Embedded Finance

Fintech Finance

FEBRUARY 3, 2025

By pre-authorising credentials, it is able to securely identify end users and therefore display banking options linked to their financial profiles making it easier for them to select their preferred bank and initiate their payment.

Real Time Payments

The Fintech Times

JULY 10, 2025

Backed by £5million in seed funding, Burbank is now in the process of going live with early partners including banks, PSPs and regulators to bring its solution to markets globally. No one-time passwords, no saved credentials, no account takeover: just a secure, positive action that proves it’s really you.

Online and Mobile Banking

The Payments Association

JANUARY 22, 2025

Building upon this framework, the EU Digital Identity Wallet Consortium (EWC) is leveraging the potential of the proposed EU digital identity to develop digital travel credentials. The EWC is actively engaged in pilot projects to expand the functionality of the reference wallet application for use cases related to digital travel credentials.

Security