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Credit Cards Financial Inclusion Underserved 
Fintech Finance
JUNE 18, 2024
ZORRZ , the pioneering fintech driving financial inclusivity, has announced its strategic partnership with CLOWD9 , a B-Corp certified processing platform, to power its innovative BlueAccess Hybrid Credit Card platform. “We are delighted that ZORRZ has chosen to partner with CLOWD9!
Fintech Finance
MARCH 13, 2025
Curve Flex, an instalment-linked revolving credit line, will now have transactions reported in real-time through Infact’s API-based system – uniquely suited to represent Credit Card and BNPL activity accurately.
Fintech News
DECEMBER 11, 2024
Since Singapore launched its first digital bank in 2022, five digital banksGXS Bank, MariBank, ANEXT Bank, Green Link Digital Bank, and Trust Bankhave entered the market, challenging traditional banking models and reintroducing fintech innovation to Singapore’s financial landscape.
113 
Payments Source
MAY 14, 2018
Fair Square Financial has received a $100 million equity investment from the Orogen Group to fund a credit card designed for underserved U.S. consumer segments.
62 
Fintech News
APRIL 24, 2025
From digital payments to decentralised finance (DeFi), these companies are solving real-world challenges like financial inclusion and cross-border transactions, while setting new global standards for innovation. Each plays a key role in transforming how Indonesians save, spend, invest, and access financial services.
138 
Fintech News
DECEMBER 4, 2024
In simple, layman’s terms, embedded finance is when financial services – like payments, loans, or insurance – are integrated directly into non-financial platforms. Financial inclusion will remain a key focus. Whether it was settling bills or booking travel, everything happened in silos.
113 
Fintech News
OCTOBER 8, 2024
Surfin began with consumer lending and has since expanded into various financial services, including payments, remittance, credit card issuance, and wealth management. It has also launched Sufinc, a credit card service in Mexico in partnership with Visa, which allows customers to make payments globally with no annual commission.
117 
PYMNTS
SEPTEMBER 15, 2017
According to Orloff, LendUp and Beneficial State came up with the idea to offer a socially responsible credit card product several years ago, but it only came to market this spring. It has a higher interest rate – 19.99 percent to 29.99
The Fintech Times
OCTOBER 30, 2024
HSBC UK recently became the first major bank to enable international customers to leverage their international credit history to apply for a UK mortgage application. While this represents a significant step forward, should financial inclusivity have moved further ahead by now? Then we’ll make real progress.”
The Payments Association
DECEMBER 18, 2024
The growing adoption of mobile and internet technology and rising consumer expectations for instant payment experiences will drive financial inclusion forward. This transformation will enable low-cost access to financial systems, empowering underserved communities and fostering inclusion.
88 
PYMNTS
DECEMBER 16, 2020
Welcome Technologies , which builds data-driven tech for immigrant communities, has chosen PSCU , a credit union service organization, to provide processing services and support for the first credit card program to be offered by Welcome, an online consumer platform that focuses on immigrant communities, according to a press release.
61 
FICO
MAY 23, 2022
Finding a way to score millions without credit history. Círculo de Crédito , the fastest-growing credit bureau in Mexico, has used unique credit risk scores from FICO to boost financial inclusion in Mexico and help an additional 20 million citizens access credit.
Fintech News
APRIL 29, 2024
The International Finance Corporation (IFC) has partnered with KB Kookmin Card (KBC), a South Korean credit card issuer, to enhance financial access for small businesses in Indonesia and promote digital inclusion in Thailand.
121 
Clearly Payments
OCTOBER 7, 2024
Serving the Needs of the Underbanked The pandemic exposed significant gaps in financial inclusion, particularly for underbanked populations. This has led to a concerted effort to develop payment solutions that cater to these underserved groups. Financial Inclusion Initiatives : According to the World Bank, over 1.7
105 
Clearly Payments
MARCH 11, 2024
Economic Implications in Payments The adoption of cryptocurrency has far-reaching economic implications for Canada, ranging from increased financial inclusion to enhanced economic competitiveness. The post How Cryptocurrency is Shaping the Future of Payments in Canada appeared first on Credit Card Processing and Merchant Account.
104 
Fintech Finance
OCTOBER 24, 2024
We will continue to lead the way in transforming Pakistan’s financial services landscape and paving the way for the widespread adoption of digital payments.” Khalil said: “At Mastercard, we are committed to building a robust digital payment ecosystem and enhancing financial inclusion in Pakistan. ” J.K.
98 
Finovate
AUGUST 9, 2024
“With their global expertise and reach within the financial inclusion space, they will be instrumental in further expanding GCash’s social impact, especially to the underserved. Indian fintech FINQY raised $2 million in funding for its insurance, credit card, and loan solutions.
Fintech News
AUGUST 26, 2024
The BOT aims for these new digital players to enhance financial services through the use of technology and data, improve financial inclusion, and foster healthy competition. KakaoBank is a South Korean financial institution specializing in mobile banking services.
Clearly Payments
FEBRUARY 12, 2024
At the forefront of payment industry, particularly in credit cards, are two giants: Visa and Mastercard. Bank of America launched the BankAmericard in 1958, widely considered the first credit card available to consumers, which eventually evolved into Visa. UnionPay has 32% of the global credit card market.
105 
The Paypers
JANUARY 11, 2022
Challenger credit card provider, Keebo , has joined forces with global information services company, Experian , in a move to improve access to credit for underserved consumers.
PYMNTS
MARCH 4, 2020
“We believe in our mission to address financial inclusion by making real-time national, regional and global payments accessible to everyone,” said Ambar Sur, founder and CEO of TerraPay. “We A big part of the problem is the number of mobile money providers with no interoperability between networks.
67 
FICO
APRIL 27, 2017
When young Russians apply for their first credit card at Sovcombank, they go through a fun, interactive survey that starts with the question, “How do you feel today?” What they’re doing is participating in a new type of psychometric credit scoring that could expand credit in markets worldwide.
66 
The Fintech Times
MAY 21, 2024
The demographics of these ghosts have little to no history of credit cards, loans, rental leases, home purchases or mobile device plans, leaving them without the credit bureau history and public records data to pass the traditional identity verification systems generally used to safeguard access to our most critical services.
59 
FICO
SEPTEMBER 28, 2017
Lenders are looking for new ways to connect with the estimated 3 billion people worldwide who fall outside the credit mainstream. These “credit invisibles” don’t have credit cards, bank accounts or credit history — so how can a lender assess their risk?
74 
The Fintech Times
JULY 24, 2024
Since a lot of Brazilians don’t have access to traditional banks, Nu used digital tech to offer no-fee credit cards and a completely digital banking experience. “Nu’s success shows how developing markets can come up with financial solutions that deal with local problems and bring more people into the financial system.”
59 
The Fintech Times
JANUARY 31, 2024
To further identify how these benefits advance credit education and enable financial inclusion, the study used depersonalised credit data to analyse these outcomes for key consumer credit segments: new-to-credit, underserved, and credit-served consumers.
59 
The Fintech Times
MARCH 5, 2024
Our hypothesis is that this gap exists due to the lack of credit infrastructure. Yabx has been on this journey to build this credit infrastructure ground up and enable financial access for the underserved. These achievements have impressive real-world implications with individuals in underserved regions.
Fintech News
FEBRUARY 20, 2024
The company aims to meet the daily financial needs of underserved customers in emerging markets through digital banking, digital financing, digital investment, and insurance brokerage services. Akulaku’s core products include an e-commerce platform that allows users to shop by using installments and a virtual credit card.
125 
Finovate
MAY 16, 2024
.” The news comes shortly after Experian launched Cashflow Attributes , a tool also powered by open banking and consumer-permissioned data, that aims to offer lenders more data about underserved consumers. Connecticut-based VantageScore was founded in 2006 as an independently managed joint venture of the U.S.’
52 
Fintech News
DECEMBER 17, 2023
Founded in 2016, Akulaku provides digital banking, financing, investment and insurance brokerage services, targeting financial underserved demographics. Its products include the Akulaku virtual credit card and e-commerce platform, the Asetku online wealth management platform, and Bank Neo Commerce, a digital and open banking platform.
52 
M2P Fintech
MARCH 25, 2025
By integrating with various data custodians, ULI reduc es paperwork, expedit es loan approvals, and enhanc es credit accessibility across multiple sectors. This integration will help reduce operational costs, making credit more accessible to underserved populations and aligning with ULI’s goal of financial inclusion.
CB Insights
FEBRUARY 13, 2020
As businesses and consumers become more comfortable using credit cards online, the proportion of US commerce that takes place online has steadily increased over the last 20 years. In 2000, PayPal launched business accounts, allowing businesses to accept unlimited credit card payments with a standard 2.9% + $0.30
PYMNTS
MARCH 21, 2017
Anyone who has ever applied for a car loan, a mortgage, a credit card, a job online or to college knows that algorithms — and the decisions that they inform — can make very big differences to extremely important life decisions. Some algorithmic experiences, however, are much harder to miss. And that, author and Harvard Ph.D.
45 
Payment Savvy
SEPTEMBER 5, 2024
Fintech applications and platforms are tied in with your bank, credit card, and other financial accounts, helping you stay abreast of expense patterns and giving you an overview of your spending analysis. Personal Finance Fintech has also changed the way people do their finances.
52 
PYMNTS
APRIL 4, 2018
For the 47 percent of Americans with prime credit scores, getting and using a credit card isn’t much of a problem. The problem, Petal co-founder and CEO Jason Gross told Karen Webster, is that it leaves around half of all Americans with only a few options: a credit card with expensive strings or no credit at all.
53 
Clearly Payments
APRIL 9, 2024
New products and services are being developed to compete in a market where customer expectations are constantly evolving, leading to a more dynamic financial landscape with quicker adoption of new technologies. This can lead to greater financial inclusion, with a wider range of people gaining access to essential financial services.
105 
The Fintech Times
JANUARY 27, 2025
Furaha plans to leverage Yabxs platform with AI-driven alternate lending capabilities, alongside SC Ventures understanding of banking and risk management to reduce the cost of delivering purpose-driven lending products and widen financial inclusion across underserved segments in Africa.
Fintech Review
NOVEMBER 12, 2024
By joining forces, they can combine their strengths to improve financial services and reach underserved populations. Governments and regulatory bodies aim to increase financial inclusion and make services accessible to all. This opens the door to financial inclusion, benefiting both customers and financial institutions.
105 
Fintech News
DECEMBER 18, 2024
We are excited by the value that Nubanks thought partnership and advice can bring to Tyme, particularly in areas like data analytics, credit risk management, product development, and marketing. Building a Legacy of Financial Inclusion From the outset, Tyme Groups journey began with a bold mission.
The Payments Association
MAY 20, 2025
True financial inclusion depends on bridging digital exclusion while allowing for natural market evolution. This dual focusa “digital inclusion bridge”is essential as the UK continues its transition to a more digital economy. We cannot afford to leave anyone behind or take the risk of a two-tier economy.
88 
The Fintech Times
APRIL 21, 2025
Moniepoint , the Nigeria-based business payments and banking services platform, has launched a new remittance and digital financial services solution aiming to meet the underserved needs of the African diaspora in the UK. It serves ten million businesses and individuals across Nigeria, driving financial inclusion efforts.
51 
Fintech Finance
APRIL 16, 2025
(Moniepoint or the Company), one of Nigerias leading business payments and banking services platforms, announces the launch of MonieWorld; a new remittance and digital financial services solution specifically to meet the fragmented, underserved needs of the UKs African diaspora. MonieWorld is launched in the UK by Moniepoint Inc.s
52 
The Fintech Times
NOVEMBER 23, 2024
MNT-Halan, recognised as Egypt’s first fintech unicorn, is extending its reach to unbanked and underbanked populations by integrating microlending, consumer finance, digital wallets, card services and payments within a single app. How do you balance the needs of such a diverse, underserved user base? The company reports more than 1.8
72 
Fintech News
APRIL 1, 2025
It offers fund transfers, deposits, loans, credit cards, and wealth management products, providing clients in South Korea with simple virtual banking. With expertise in SME banking and advanced financial technology, PAObank received a banking licence from the Hong Kong Monetary Authority in May 2019 to offer digital banking services.
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