Trade Credit & Liquidity Management

JUNE 23, 2025

Another report by PwC found that a significant percentage of working capital is trapped due to inefficient credit approvals, with finance teams spending up to 20% of their time manually evaluating new customer risks or re-checking existing customers during renewal. Different data. Different truths.

CRM 52

CRM AI Risk Micro-Entry 52

Trade Credit & Liquidity Management

JUNE 23, 2025

Below are six practical, high-impact strategies that finance and credit leaders can use to accelerate collections, reduce DSO, and drive cash performance, without compromising customer relationships. Tighten Credit Policies Your credit policy directly impacts DSO. 🔐 Tip: Use credit tools (e.g.,

UCC 52

UCC Disputes Push-to-Card Risk 52

Fintech Labs Insights

MARCH 13, 2025

Ramp is a New York City-based fintech startup founded in 2019 that offers corporate charge cards paired with an expense-management platform and finance tools. By integrating bill payments into the same dashboard as corporate card spend, Ramp gave finance teams a single system for both card expenses and vendor bills.

Push-to-Card 29

Push-to-Card AI Finance Multi-Currency 29

Payments Dive

JULY 22, 2025

“The challenge is that existing platforms are really designed for a mass-market consumer base,” Zaid Rahman, the chief executive of Flexbase Technologies, a personal finance and payments platform, said Thursday in an interview.

FedNow 78

FedNow Privacy Credit Cards Federal Reserve 78

Trade Credit & Liquidity Management

JUNE 9, 2025

When reviewing a company’s financial statements to determine an appropriate credit limit, there are a multitude of things to consider. Debt-to-Equity Ratio: This ratio compares a company’s total debt to its shareholders’ equity, indicating the proportion of debt financing relative to equity financing.

Assessments 52

Assessments Credit Limit AI Risk 52

Fintech Finance

FEBRUARY 17, 2025

With these additions, Yonder is able to give its customers more control over how they spend credit while still enjoying all the rewards. Over time, these accounts will also provide Yonder with valuable data insights to support some credit decisions like increasing customer credit limits.

Payment Reconciliation 59

Payment Reconciliation Reconciliation Credit Cards Payee 59

Trade Credit & Liquidity Management

MAY 28, 2025

Including the Sales Representative will also demonstrate your credit and finance’s support of sales objectives. This provides an opportunity to build a valuable rapport and help the sales rep understand credit practices and the basis for your decisions. Coordinate with your internal stakeholders.

Returns 52

Returns Liquidity Management Mitigation Credit Limit 52

PYMNTS

MAY 4, 2020

Nearly 50 million credit card customers in the U.S. said they have had their credit limit slashed or their card closed in the past month as lenders move to minimize their risk amid the COVID-19 shutdown, a new study revealed.

Credit Limit 97

Credit Limit Credit Cards Card Issuer Shutdown 97

PYMNTS

JANUARY 3, 2021

Finance Factory has rolled out its new automated credit review platform, which will be able to analyze 27 data points quickly and determine a borrower's fundability, a press release says. In addition, according to the release, the company is now paying its finance agent referral partners 25 percent commission rates.

Finance 97

Finance Automation Credit Limit Small Business 97

PYMNTS

JUNE 24, 2020

Hong Kong-based FinTech Qupital is expanding its reach as it unveils a deal to provide financing services to eBay sellers in one of the world’s fastest growing markets, Greater China. Under the agreement with eBay, Qupital will become one of the global eCommerce platform’s finance partners in Hong Kong, the firm stated in a press release.

Finance 68

Finance Cross-Border Agreements Credit Limit 68

Trade Credit & Liquidity Management

MAY 8, 2025

The Cost of Dirty Customer Files for Finance A survey and study by McKinsey reported that "82% of respondents spent one or more days per week resolving master data quality issues, and 66% used manual review to assess, monitor, and manage the quality of their master data. Customer master data. No bounced emails.

Finance 72

Finance Duplicate CRM Audit 72

PYMNTS

DECEMBER 23, 2020

In today’s top payments news around the world, China’s State Council reportedly said that small and micro-sized firms can defer loan payments past Q1 2021 as needed, while China’s Ant Group is curbing the borrowing limits for some young users of Huabei. million) in financing. UK-Based Liberis Lands $93 Million For SME Financing.

Credit Limit 59

Credit Limit Shutdown Credit Cards Blockchain 59

Fintech Finance

SEPTEMBER 24, 2024

By incorporating Hands In’s technology, DEUNA merchants can now offer customers the ability to split payments across multiple cards, overcoming barriers such as credit limits and insufficient funds. The post DEUNA and Hands In Partner to Revolutionize the Online Checkout Experience appeared first on FF News | Fintech Finance.

Credit Limit 96

Credit Limit Payment Solutions Transactions Addressing 96

Fintech News

MAY 29, 2024

JULO, which has been in the fintech industry for seven years, aims to promote financial inclusion in Indonesia through its virtual credit card. This product provides a credit limit for both cash and non-cash transactions, such as e-wallet top-ups, e-commerce payments, and utility bill payments.

Credit Cards 122

Credit Cards Financial Inclusion Credit Limit FinTech 122

Fintech News

SEPTEMBER 4, 2024

Similarly, Slice, originally a BNPL firm, has transitioned to offering prepaid credit cards and is now merging with North East Small Finance Bank. The service is provided by Amazon Finance India in collaboration with third-party lending partners, such as Axio and IDFC FIRST Bank. Users must also be at least 21 years old.

BNPL 109

BNPL Online and Mobile Banking Credit Limit Credit Cards 109

Fintech News

JANUARY 17, 2024

Customers can select their repayment dates, choose loan tenures in months, and adjust credit limits via the app. Hasan Khan Hasan Khan, Head of Credit Card & Lending at Trust said, “Flexible finance is something that makes a big difference to our customers.

Debit Card 109

Debit Card Credit Limit Procedures Adjustments 109

The Fintech Times

MAY 3, 2024

European spend management platform Pleo has secured a €40million debt financing facility from HSBC Innovation Banking UK , the specialist financial partner for the innovation economy, enabling Pleo to offer higher credit limits to even more customers, providing greater flexibility in financial options available to them.

Multi-Currency 59

Multi-Currency Finance FinTech Treasury 59

Fintech Finance

JULY 25, 2024

In the coming months, Kasheesh will also roll out proprietary AI technology that will allow for smart utilization across credit limits and maximizing cash back rewards. To learn more, visit our website or download Kasheesh in the App Store or Google Play Store.

Debit Card 114

Debit Card Credit Cards Payments Credit Limit 114

PYMNTS

MAY 22, 2020

While enabling SMBs to navigate the pandemic’s cash flow constraints through access to funds is key, investors showed interest in a variety of financing options, from invoice financing to trade finance to commercial credit cards. Trade finance technology startup CCRManager announced $2.12 Xtracap Fintech.

Finance 56

Finance B2B Online and Mobile Banking Participant 56

The Paypers

FEBRUARY 15, 2024

Nigeria-based Carbon has completed the acquisition of fintech Vella Finance through its parent company One Credit Limited.

Finance 36

Finance Acquirers Credit Limit FinTech 36

Finovate

SEPTEMBER 27, 2024

The two entities will work together to help newcomers from countries including Australia, India, Kenya, Mexico, and Nigeria to leverage their credit history from their home country to help them access higher credit limits when applying online for financing in Canada. HSBC launched new financing plan for SMEs in Hong Kong.

Embedded Finance 64

Embedded Finance Finance Payroll Online and Mobile Banking 64

Fintech Finance

JULY 25, 2024

” novücard is the first card in Brazil to offer a dynamic credit limit that automatically increases month by month as bills are paid on time and in full. The post alt.bank Migrates Card Operations to Pismo appeared first on FF News | Fintech Finance. This allowed us to migrate in record time.”

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Card Issuer Credit Cards Issuers Credit Limit 96

PYMNTS

MAY 2, 2019

Access to financing (trade finance, that is), especially online, can level the playing field a bit. The companies said suppliers can get paid as soon as an order is “captured” through the Brandwise system, and approved retailers get “net 60 terms” on their purchases, within credit limits. The result is a cash flow crunch.

B2B 83

B2B Credit Cards Small Business Credit Limit 83

Fintech Finance

SEPTEMBER 12, 2024

He will oversee all financial strategies for the company and will lead Nium’s global finance organization, including planning, treasury, tax, reporting, corporate development, and investor relations. Andre Mancl joins as Chief Financial Officer. He holds an MSc. from the University of Nottingham and a BSc. from the University of Sussex.

Compliance 98

Compliance Cross-Border Payments Cross-Border Best Practices 98

PYMNTS

JULY 10, 2020

When you talk about relevance, the fact still remains that there is a credit limit available on the company card product — it’s just not being used,” Razdan noted. In addition to heightened visibility and access to reconciliation data, corporate cards connect businesses to a valuable line of credit. Retooling The Revenue Stream.

Commercial Card 80

Commercial Card Credit Limit Issuers Card Issuer 80

The Finance Weekly

MARCH 4, 2024

,, Cash flow numbers are really important in finance. It shows how healthy and sustainable your finances are. Problem 3: Flawed Credit Management Good credit management is crucial for any business to keep its finances healthy. This helps you avoid risky customers and decide how much credit to give.

Checks 130

Checks Finance Product Rules 130

PYMNTS

NOVEMBER 17, 2020

Not having the use of their card for a period of time or access to their credit limits or access to their money — it's a big deal. As a credit union, we're responsible for taking care of our members and their finances and our finances as an institution.

Credit Union 126

Credit Union Crime CVV2 Issuers 126

The Fintech Times

FEBRUARY 14, 2024

TotallyMoney , the personal finance app, has introduced a new feature aimed at improving the credit card application process. With millions of UK adults experiencing credit rejection and facing potential downselling practices by lenders, the introduction of this feature aims to address these challenges.

Credit Cards 59

Credit Cards Addressing Credit Limit Checks 59

Fintech News

SEPTEMBER 4, 2024

These companies, which represent countries such as Malaysia, the Philippines and South Korea, are tackling challenges in sectors such as lending, banking, and business finance, leveraging innovative business models and cutting-edge technologies to boost efficiency and enhance accessibility across the financial services industry.

FinTech 117

FinTech Cross-Border Payment APIs and Integration Credit Cards 117

PYMNTS

NOVEMBER 9, 2020

Meanwhile, the decrease in demand in some sectors came from less need for things like financing inventory, accounts receivable, mergers or acquisitions and plant or equipment. Major net fractions of banks also tightened important terms on credit card loans, including credit limits and minimum credit scores required.".

Fed 75

Fed Federal Reserve Rules Credit Cards 75

Fintech Finance

JANUARY 15, 2024

This first-of-its-kind functionality allows customers to extend their spending capabilities beyond their existing credit limit. Preloading works by allowing customers to top up their Capital on Tap credit balance with their own funds. All spending shows on one monthly statement for simplified accounting and cash flow management.

Credit Limit 52

Credit Limit Credit Cards Small Business Accounts 52

PYMNTS

SEPTEMBER 24, 2018

The company touts its ability to provide startups with higher credit limits, reports noted, and does not place liability of the cards onto its clients’ founders. Acknowledging the high failure rate of tech startups, Brex takes on that liability.

Commercial Card 70

Commercial Card Request for Comment Push-to-Card Visa 70

PYMNTS

OCTOBER 6, 2017

The companies have also developed a new solution, the “Pay Later” offering, that enables companies to borrow, based on a credit limit, for up to a year. SMBs can make multiple drawdowns, while the credit line gets replenished based on borrower repayments, the news reports explained.

Credit Limit 55

Credit Limit Finance Economy Continuity 55

PYMNTS

JULY 6, 2020

As PYMNTS reported , last month Paytm expanded its Paytm Postpaid program so that its payments app can be used in convenience shops and chain stores, along with the possibility of an increased credit limit.

Credit Limit 72

Credit Limit Authorization Acquirers Product 72

PYMNTS

SEPTEMBER 20, 2018

Banks offer credit limits to borrowers that would seem punitively low in much of the Western world, so there is a pent-up demand for online alternatives. The opportunity is also gigantic, Cheng told Webster, given that the country has some 800 million working adults, with less than half of them in possession of a credit card.

P2P 66

P2P Credit Cards Online and Mobile Banking Credit Limit 66

Fintech Finance

FEBRUARY 14, 2025

Together, FIS and Affirm will deliver a new program that enables FIS vast network of banking clients to integrate Affirms industry-leading solution into their existing debit program via their digital banking and mobile app platforms, allowing their customers to easily manage their finances in a single place.

Debit Card 59

Debit Card Online and Mobile Banking Issuers Underwriting 59

The Fintech Times

JULY 22, 2024

Many operations can now be automated, such as remote account opening, requesting credit limits, deposits, and brokerage accounts. “Furthermore, incumbents are offering modified debit and credit cards in large print and braille formats, making them accessible to blind and low vision individuals.

Adjustments 118

Adjustments Online and Mobile Banking Financial Inclusion FinTech 118