Finovate

APRIL 22, 2025

Flix Flix enables financial platforms to offer seamless cross-border payments via WhatsApp, combining embedded finance with a fast, familiar, and conversational user experience. Banks, credit unions, community banks, wallets, and digital banks. Banks and credit unions.

Credit Union 52

Credit Union Cross-Border Payments Deepfake Disputes 52

PYMNTS

SEPTEMBER 22, 2020

This week's look at the latest in open banking initiatives shows creativity in how FinTechs, credit unions (CUs) and banks wield data integrations for the benefit of corporate end users, from streamlined credit underwriting to automated expense management. ClearBank Dives Into Multicurrency Accounts Via API.

Use Case 110

Use Case Payment APIs and Integration Credit Union FinTech 110

PYMNTS

APRIL 29, 2020

The April 2020 New Payment Flows edition of PYMNTS’ Credit Union Innovation Playbook series, a PSCU collaboration, looks into the credit union (CU) space at a pivotal moment: Many concepts, from eating to shopping to traveling and, of course, how we pay, have changed forever. A Members-First Mentality.

Credit Union 61

Credit Union Innovation P2P Credit Union Service Organization 61

Finovate

AUGUST 8, 2024

Happy Money will use Method’s financial liability connectivity APIs to help credit union members better manage credit card debt. Happy Money , an unsecured loan provider that works with credit unions, has forged a strategic partnership with Method Financial.

Payment APIs and Integration 106

Payment APIs and Integration Consumer Credit Union Credit Cards 106

PYMNTS

AUGUST 29, 2019

The market share of credit unions is only a fraction of their larger bank counterparts, but they tend to inspire a greater sense of loyalty among customers. Data from PYMNTS’ Credit Union Innovation Index found that 60.8 Data from PYMNTS’ Credit Union Innovation Index found that 60.8

Credit Union 63

Credit Union Payment APIs and Integration API Credit Union Service Organization 63

Wharton Fintech

OCTOBER 30, 2023

Narmi’s Co-Founder Nikhil Lakhanpal — building an API-driven digital banking platform In today’s episode, Kailee Costello hosts Nikhil Lakhanpal , Co-Founder at Narmi. There are many integrations, there are many pieces of functionality you can add on. What’s your next loan payment due? So obviously, it gets way more complicated.

API 130

API Online and Mobile Banking FedNow Credit Union 130

PYMNTS

DECEMBER 29, 2020

The benefits of instant payment services are gaining attention from companies that want to be able to transact with better visibility and cash flow information. Enabling rapid-fire transactions to become the norm requires a critical mass of banks and credit unions (CUs) adopting these rails, however.

Faster Payments 124

Faster Payments Payment APIs and Integration Real Time Payments Instant Payments 124

PYMNTS

MARCH 22, 2019

Apple has reportedly acquired API integration developer Stamplay for 5 million euros ($5.678 million). The Rome-based startup won a contest to make the best use of new Visa APIs, according to Venture Beat. In fact, it is expected to expand the service with a self-branded credit card next week.

API 70

API Payment APIs and Integration Credit Union Credit Cards 70

PYMNTS

FEBRUARY 6, 2020

Meanwhile, the Monetary Authority of Singapore (MAS) continues to drive financial services innovation through the availability of banking licenses for FinTech firms, with a focus on exploring the opportunities for application programming interfaces (APIs) to expand the market’s Open Banking capabilities. Nacha Unlocks Payments Data.

Payments Data 73

Payments Data Payment APIs and Integration Credit Union NACHA 73

Fintech Finance

SEPTEMBER 4, 2024

Jack Henry (Nasdaq: JKHY) has announced a collaboration with Moov , a modern digital payments processor, to enable community and regional financial institutions to offer enhanced digital payment services to small and medium-sized business (SMB) customers. Banks and credit unions are increasing their focus on small businesses.

Small Business 97

Small Business Digital Payments Payment APIs and Integration Credit Union 97

PYMNTS

SEPTEMBER 25, 2018

We are doing and offering the same things to credit union members as an industry, but we need to be mindful that we actually have to socialize our members to know this — and know that we are using all kinds of advanced tools to battle against fraudsters,” Buzzard said. Optimizing For The Consumer. Building For The Organizations.

Credit Union 60

Credit Union Fraud Prevention Authentication Push-to-Card 60

PYMNTS

MAY 3, 2018

Cross-border small business payments company Veem is partnering with America’s Credit Union (ACU) to expand its reach to small business (SMB) customers. ACU will link its SMB clients to Veem’s global payment services, the companies said in a press release on Wednesday (May 2).

Credit Union 46

Credit Union Cross-Border Payment APIs and Integration Small Business 46

The Fintech Times

APRIL 24, 2025

Versapay , an Accounts Receivable (AR) platform, has appointed Elizabeth Bramlage as chief marketing officer.With over 15 years of experience leading marketing for high-growth fintech and payments companies, Bramlage most recently served as CMO at ComplyAdvantage , a global provider of financial crime compliance technology.

FinTech 59

FinTech Cross-Border Payment APIs and Integration Multi-Currency 59

PYMNTS

JANUARY 2, 2020

Today, CO-OP Financial Services Chief Technology Officer Pam Brodsack said, a customer can do that — and a whole lot more — from within the confines of their mobile app from just about any place on earth due to the power of application programming interfaces (APIs). . Consumers need real-time access to their data.

API 57

API Credit Union Payment APIs and Integration Innovation 57

PYMNTS

OCTOBER 16, 2020

It’s been three years since The Clearing House rolled out its Real-Time Payments (RTP) network, but Mark Ranta, payments practice lead at Alacriti, tells PYMNTS that 2021 will be the year FIs migrate to the technology in record numbers. Making Real-Time Payments A Reality. Consider a typical credit card purchase.

Real Time Payments 126

Real Time Payments Payment APIs and Integration RTP Payments 126

PYMNTS

MAY 3, 2018

According to Bruce Parker, CEO of cloud-based payment utility Modo , the chief obstacles to implementing today’s innovations are those of yesterday. Parker’s take is reflective of PYMNTS’ latest Innovation Readiness Playbook research, which revealed that outdated IT infrastructure remains a significant roadblock for payments innovation.

API 74

API Payment APIs and Integration Interoperability Point-of-Sale (POS) 74

PYMNTS

AUGUST 6, 2020

Also seen in this week’s roundup of the latest in open banking and bank-FinTech collaborations is an emerging use of application programming interfaces (APIs) to enhance payments via both new and legacy rails. ’s Faster Payments real-time payments system. Orum Launches Real-Time Service For FIs.

FinTech 110

FinTech Payment APIs and Integration ACH Online and Mobile Banking 110

PYMNTS

SEPTEMBER 18, 2019

Open banking has opened the path toward a number of banking/FinTech and digital partnerships leveraging APIs to speed innovations. The companies said that the pact lets Horde gain access — through a single point — to the API network offered via Neonomics, with data across 1,300 banks.

API 68

API Payment APIs and Integration FinTech Multi-Currency 68

Fintech Finance

JUNE 25, 2024

Finzly”), a leader in innovative payment and financial solutions, today announced a partnership with Frost Bank , a subsidiary of Cullen/Frost Bankers, Inc. headquartered in Texas, to deliver instant payments capabilities to the banks global business and consumer customers through the Federal Reserve’s FedNow® and The Clearing House’s RTP®.

FedNow 93

FedNow RTP Instant Payments Payment APIs and Integration 93

PYMNTS

MARCH 26, 2020

To regain some of that ground, Connie Davis, senior vice president at FIS , told PYMNTS in a recent interview, FIs — particularly credit unions (CUs) and community banks — must transform the way they think about digital offerings and connected experiences. That means they can compete more effectively against digital-only competitors.

Payment APIs and Integration 99

Payment APIs and Integration Online and Mobile Banking Credit Union Community Banks 99

PYMNTS

NOVEMBER 5, 2020

Meanwhile, Prime Trust launches a new portal for banks to manage crypto, and Radius Bank releases its own API-powered developer sandbox. StreetShares offers small business lending technology for banks and credit union. Prime Trust Debuts Fractional Assets Platform For Banks. Wise Raises Funding For Embedded Biz Banking.

FinTech 103

FinTech Payment APIs and Integration Credit Union API 103

The Fintech Times

DECEMBER 10, 2023

“The anticipated increase in adoption, diversification of services, and the continued growth of open banking payments signal a significant transformation in the financial sector. “Regulators and policymakers are also taking note of the transformative power of open banking payments. .

Payment APIs and Integration 124

Payment APIs and Integration Credit Union API Privacy 124

PYMNTS

NOVEMBER 24, 2020

This week's look at the latest in bank-FinTech collaborations explores how a range of banks is turning to partners and API connectivity to enhance small business services, from lending to payments. Also focused on unlocking bank data is Visa, which recently announced a partnership with API provider Codat in Europe.

Payment APIs and Integration 60

Payment APIs and Integration Small Business API Underwriting 60

PYMNTS

DECEMBER 31, 2020

The demand for faster payments is growing as companies look for swift, data-rich ways to transact. One study from 2019 found that 54 percent of 120 financial executives listed real-time payments as one of the most impactful emerging technologies, for example. Direct Connection Versus Third-Party Provider.

RTP 67

RTP Real Time Payments Faster Payments Third-Party Service Provider 67

Finovate

SEPTEMBER 4, 2024

Jack Henry is teaming up with payments platform Moov to offer enhanced payment services to SMEs. The services will include the ability to accept payments with the tap of a phone, automate reconciliations to accounting software systems, and more. The companies will begin beta testing the new payment services by mid-2025.

Payment APIs and Integration 59

Payment APIs and Integration Credit Union Reconciliation Payments 59

FICO

AUGUST 19, 2022

Tackling the Fintech Threat: A Guide for Banks and Credit Unions. billion globally in 2021 – banks and credit unions are losing their status as the primary financial services providers to American consumers. This makes BNPL a dangerous competitor to banks’ payment and unsecured lending products. by Darryl Knopp.

Credit Union 52

Credit Union FinTech BNPL Online and Mobile Banking 52

Stax

NOVEMBER 13, 2024

Understanding ACH credit payments means understanding the way in which different types of ACH payments are processed in the US banking system. ACH credit payments differ from ACH debit payments and both are distinct from credit and debit card payments. Learn More What are ACH Credit Payments?

ACH 88

ACH ACH Network Payer Payee 88

Finovate

AUGUST 20, 2024

Features Leverage free API gateway for real-time vendor monitoring Elevate operations and engagement with intuitive web admin portal Scale platform with patent-pending branding technology Who’s it for? Banks, credit unions, payment providers, and financial institutions focused on unsecured consumer lending.

Credit Union 59

Credit Union Payment APIs and Integration BSA SARS 59

Finovate

AUGUST 22, 2024

Banks and credit unions. Fin3 Technologies Fin3 Technologies is the modern payment solution to physical checks. Fin3 is a trailblazer in the digital payments space and launched a new payment method, Digital Drafts, based on changes to payment law, specifically UCC 12. Banks and credit unions.

Credit Union 52

Credit Union Payment APIs and Integration OFAC UCC 52

PYMNTS

JULY 24, 2019

While commercial real-time payments became available in the U.S. But this has been the domain of larger financial institutions, especially when community banks and credit unions are included. Last month, payment company PayFi and The Clearing House (TCH) partnered to bring real-time payment technologies to community banks.

Real Time Payments 67

Real Time Payments Payment APIs and Integration Faster Payments Fraud Detection 67

PYMNTS

NOVEMBER 2, 2020

Everlink Payment Services is teaming with workflow solutions provider FINTAINIUM to offer B2B and B2C payments in real time, leveraging the ISO 20022 global standard, according to a press release. It will give them the ability to send or request real-time bulk payments without the usual associated high costs.

B2C 64

B2C ISO 20022 B2B Payment APIs and Integration 64

PYMNTS

AUGUST 5, 2020

Consumers are migrating to … this digital world that we live in for payments,” he said, adding that Coinstar’s strategy has given rise to the ability for consumer to come in and load cash onto a digital payment platform, including cryptocurrencies (purchased though mobile phones and apps at the kiosk). Bill Payment And Commerce.

Bitcoin 135

Bitcoin Payment APIs and Integration Online and Mobile Banking Credit Union 135

Finovate

AUGUST 6, 2024

Digital banking solutions provider Blend has forged a partnership with instant payments-as-a-service company Astra. The partnership will integrate Astra’s Card to Account payment solution directly within Blend’s Deposit Account application flow. Nima Ghamsari is CEO and Co-Founder.

Instant Payments 59

Instant Payments Deposit Account Payment APIs and Integration Credit Union 59

Finovate

AUGUST 15, 2024

APIMatic APIMatic’s developer experience platform adds a layer of technology between fintech APIs and developers to make integrations faster through automation and AI. Features Automates the creation of SDKs Includes dynamic use case guides Delivers AI-generated integration code Who’s it for?

Deepfake 59

Deepfake Credit Union Payment APIs and Integration AI 59

PYMNTS

DECEMBER 27, 2019

The same demand for data integrations between back-office platforms spread into the need for those FinTech solutions to also integrate with SMBs’ bank account data for faster, more accurate data entry and analysis. The key to open banking’s rising adoption in the SMB financial services market, he said, is data integration.

Small Business 53

Small Business Payment APIs and Integration Credit Union Underserved 53

Finovate

APRIL 25, 2024

Atomic Atomic’s PayLink simplifies subscription management by allowing consumers to efficiently manage, modify, and optimize recurring payments and subscriptions within their financial institutions. Banks, fintechs, card networks, credit unions, etc. Banks, credit unions, challenger banks, neobanks, etc.

Credit Union 52

Credit Union Payment APIs and Integration Irrevocability FedNow 52

PYMNTS

JUNE 27, 2019

As the world of financial services is changing (and consumer expectations are increasingly digital), it’s not surprising that credit unions (CUs) have had to radically rethink their offerings for their members. The idea is that once you are in our integration layer, it connects you to a world of services and offerings. …

Credit Union 40

Credit Union Payment APIs and Integration Online and Mobile Banking Payments 40