Stax

JANUARY 21, 2025

If youre like many people, its been a while since you last made a payment exclusively with cash. said theyve used electronic payment methods to make a transaction in the past three months. Credit and debit cards, digital wallets , ACH transfers , and other digital payments have become the norm.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Basis Theory

NOVEMBER 12, 2024

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers. Return to Top What does a tokenization platform do?

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

The Payments Association

JUNE 3, 2025

Once a system for masking sensitive data, tokenisation has evolved into a foundational technology for enabling secure, interoperable, and scalable digital payments. However, with its growing role comes increasing complexity, particularly in terms of integration, regulation, and the architecture of future payment flows.

Security 88

Security Payment Security Payment APIs and Integration Credential 88

Stax

MARCH 18, 2025

According to the US Federal Reserve in 2022, general-purpose card payments reached $153.3 On top of that, 69% of Americans online in 2023 said they used digital payment methods to make a purchase. To address evolving customer demands and accept electronic payments, you need a payment processing system. trillion in value.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Fintech Finance

DECEMBER 16, 2024

Praxis Tech , a leading Payment Orchestration Platform, today announces that it has achieved the ISO/IEC 27001:2022 certification, the leading global standard for Information Security Management Systems (ISMS). This demonstrates that security excellence is not just a goal but a fundamental part of how we operate.”

ISOs 95

ISOs PCI DSS Accreditation Security 95

Stax

MARCH 11, 2025

Customers in this age of instant gratification always expect a smooth and seamless online payments experience. As a business owner, you must have a clear understanding of how online payments processing works to be able to create a hassle-free checkout process that will keep buyers coming back to your eCommerce store.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Payments Association

NOVEMBER 11, 2024

The European Trajectory: A Mixed Bag The European Union has been at the forefront of open banking regulation, primarily through the Payment Services Directive 2 (PSD2). PSD2 mandates banks to provide TPPs with access to customer account information (AIS) and payment initiation services (PIS). However, challenges remain.

Payment APIs and Integration 88

Payment APIs and Integration API Privacy Regulations 88

EBizCharge

FEBRUARY 26, 2025

With an ever-growing reliance on online transactions, understanding the nuances of payment systems is essential. NetSuite offers a comprehensive suite of financial services designed to streamline payment processes. Choosing a payment gateway for NetSuite Choosing the right payment gateway for NetSuite is crucial.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Fintech Finance

MARCH 10, 2025

Fintech Galaxy , a regional leader in Open Banking and financial innovation, and ProgressSoft , a global provider of real-time payment solutions, have partnered to fast-track Open Banking adoption and regulatory compliance across MENA.

Regulatory Compliance 69

Regulatory Compliance FinTech Payment APIs and Integration Compliance 69

EBizCharge

JANUARY 14, 2025

Finding the right payment gateway for your business in 2025 is a critical step toward ensuring seamless online transactions, boosting customer satisfaction, and securing your revenue streams. What is a payment gateway? Strong encryption builds trust with customers and reduces the risk of data breaches.

Payment Gateways 52

Payment Gateways Gateways Payment APIs and Integration Online and Mobile Banking 52

Finextra

JUNE 26, 2025

And if your customers don’t feel safe while making payments, they won’t return. But what’s often unclear is how to stay secure and compliant in a space that’s constantly changing. Most importantly, you’ll see how the right digital payment solution can make compliance simpler and more effective. Yes, trust is everything.

PCI DSS 52

PCI DSS AML Process Payment APIs and Integration 52

EBizCharge

APRIL 22, 2025

Since the ways merchants handle transactions can make or break their success, integrating a reliable and robust payment processing system that syncs with their other business systems can be invaluable. Seamless payment processing software can also be synced directly inside of it when partnered with the right payment gateway.

Payment APIs and Integration 52

Payment APIs and Integration Payment Gateways Gateways Payments 52

The Fintech Times

MARCH 10, 2025

Fintech Galaxy , the open banking infrastructure provider founded in the UAE, is partnering with ProgressSoft , a real-time payment solution provider, to accelerate open banking adoption and regulatory compliance across the Middle East and North Africa (MENA).

Compliance 69

Compliance Regulatory Compliance FinTech Payment APIs and Integration 69

PYMNTS

JULY 2, 2020

businesses in the form of B2B payments each year, yet the payments industry faces a host of complications despite this impressive sum. The APIs that facilitate these transactions also provide superior payment security. Open banking benefits in B2B payments . More than $25 trillion flows between U.S.

B2B 109

B2B Payment APIs and Integration API Credential 109

PYMNTS

DECEMBER 1, 2019

Small business accountants have said they are now forced to manually transfer data between payroll and human resources solution providers Gusto and Zenefits after the two companies abruptly ended their application programming interface (API) integration, AccountingToday reported.

Disputes 81

Disputes API Security Payroll 81

The Payments Association

MARCH 18, 2025

From open banking to open finance and beyond: The future of financial data-sharing March 18 2025 by Payments Intelligence LinkedIn Email X WhatsApp What is this article about? As data becomes the currency of modern finance, payments leaders are facing a profound transformation. Why is it important? What’s next?

Finance 88

Finance Payment APIs and Integration Non-Bank Embedded Finance 88

EBizCharge

NOVEMBER 27, 2024

The shift toward eCommerce has made it essential for businesses to implement the right tools and protocols to navigate online payments effectively. By understanding the components and processes involved in Internet merchant accounts, businesses can streamline their payment operations and provide a seamless shopping experience.

Accounts 52

Accounts Payment Gateways Gateways Payment APIs and Integration 52

Finextra

JUNE 11, 2025

These banks introduced formal ledger-based accounting and cheque payments. Cheque System: The cheque emerged as a formal payment instrument, requiring physical movement and manual clearing processes. This was a significant step towards non-cash payments but was slow and prone to errors.

Financial Inclusion 52

Financial Inclusion Payment APIs and Integration Real Time Gross Settlement (RTGS) Funds Transfer 52

PYMNTS

MARCH 7, 2019

Payroll solutions provider Inova Payroll has debuted an application programming interface (API) integration with M3 , an accounting and human capital management (HCM) platform developed for the hospitality industry. The companies also noted that the API integration will support enhanced data security for joint customers.

Payroll 53

Payroll API Facilitators Data Security 53

Agile Payments

MAY 19, 2021

As of June 30, 2021, a new rule on supplementing data security requirements goes into effect for ACH originators that have an annual volume of 6 million transactions or greater. Basically, the sensitive bank account data needs to be tokenized.

ACH Origination 88

ACH Origination Origination ACH Data Security 88

Fintech Finance

SEPTEMBER 18, 2024

Tribe Payments, the innovative digital payments and infrastructure orchestrator specialising in issuer and acquirer processing, has achieved ISO 27001 certification, the strongest possible global information security standard.

ISOs 98

ISOs Security Payment Security Payment APIs and Integration 98

Finextra

JUNE 13, 2025

What if loyalty can be tied to the payment? Closed-loop payments make that possible. There are multiple reasons why a closed-loop payment solution is a powerful tool to drive loyalty. Seamless loyalty integration at the point of payment Loyalty doesn’t feel like a chore when it’s embedded in the payment experience itself.

Payment APIs and Integration 52

Payment APIs and Integration Payments Push-to-Card Authorization 52

Stax

NOVEMBER 14, 2024

And yet, accepting non-cash forms of payments is more or less required to operate a modern business, at least in the U.S. Credit, debit, and digital payments have far and away become the most popular payment method. Cash has dropped to less than 20% of all US payments in recent years.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

PYMNTS

MAY 1, 2020

have passed laws or implemented programs over the past two years to put more focus on digital banking and data security, fundamentally changing how online transactions work. with ease, control and security.”. This also makes data security critical, though, because banks must protect growing volumes of personal information.

Privacy 98

Privacy API Innovation Payment APIs and Integration 98

Stax

NOVEMBER 21, 2024

Whether you are starting a new online store or looking to grow your existing brick-and-mortar small business, you must make provisions for accepting credit card payments. A study by the Federal Reserve Bank of San Francisco showed that credit cards account for 31% of all payments, significantly more than cash at 18%, and debit cards at 29%.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Fintech Review

FEBRUARY 18, 2025

This integration allows businesses to offer banking-like services, enhancing customer experience and simplifying transactions. Consumers benefit from seamless access to payments, loans, and insurance, all within familiar digital environments. SaaS providers integrate payment solutions for seamless transactions.

Embedded Finance 95

Embedded Finance Finance Payment APIs and Integration Non-Bank 95

PYMNTS

FEBRUARY 6, 2020

APIs are changing how banks serve their corporate customers, helping them become more competitive. Europe’s open banking regulations have forced financial institutions (FIs) to use APIs to open their data to FinTechs, which has resulted in many new services for businesses. Faster payments rails] existed before.

Faster Payments 64

Faster Payments API Payment APIs and Integration B2B 64

PYMNTS

APRIL 8, 2020

In an interview with PYMNTS, Amit Aggarwal, senior vice president of Code Connect & Open APIs, Product Management, at FIS , said application programming interfaces (APIs) can be monetized by financial institutions (FIs) as they tap into customer data. It’s a way of democratizing the APIs.”.

API 75

API Payment APIs and Integration Use Case Origination 75

PYMNTS

MARCH 18, 2019

An application programming interface (API) ecosystem isn’t only for the banking sector. Increasingly, the corporate back office has embraced API connectivity to achieve seamless data integration across various financial platforms. It is not our data,” he said. ” Employee Retention.

Payroll 64

Payroll API Payment APIs and Integration Data Breach 64

Clearly Payments

DECEMBER 3, 2023

In the rapidly evolving world of e-commerce and digital transactions, the choice of a payment gateway is a crucial decision for businesses. A payment gateway serves as the bridge between the customer and the merchant, facilitating secure and seamless transactions. Alipay: Third-party mobile and online payment platform (China).

Payment Gateways 105

Payment Gateways Gateways Online and Mobile Banking Payment APIs and Integration 105

Exact Payments

JULY 1, 2024

By Jeremy Smillie, VP of DevSecOps at Exact Payments In an era where data breaches are not just threats but realities, protecting Personally Identifiable Information (PII) is more crucial than ever. At Exact Payments, we understand the magnitude of the responsibility of handling such sensitive data. We implement TLS 1.3,

Data Security 52

Data Security Security Encryption Payment APIs and Integration 52

Stax

JANUARY 28, 2025

Completing online payments via manual card entry can be time-consuming and off-putting for customers. This article will cover everything you need to know about Click to Pay, including its history, how it works, and how you can implement the payment method in your business. Learn More What is Click to Pay?

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

PYMNTS

DECEMBER 18, 2020

If the pandemic has taught banks anything, it’s that corporates need to offer a range of payment methods to their customers — whether those customers are consumers (for B2C transactions) or enterprises ( B2B ). Morgan , said financial institutions (FIs) need to offer those firms payments functionality on demand. It's not about cloud.

Economy 67

Economy API B2C FedWire 67

EBizCharge

MARCH 3, 2025

With increasing reliance on online transactions, understanding how to streamline payment solutions has never been more essential. Thankfully, leading integrated enterprise resource planning (ERP) systems like Acumatica cater to diverse business needs by integrating robust credit card processing tools into its platform.

Credit Cards 52

Credit Cards Process Payment Gateways Payment APIs and Integration 52

Clearly Payments

MARCH 14, 2025

credit card payments surpassed $10.6 Contactless payments continue their rapid adoption, projected to account for more than 60% of in-store purchases. Behind every simple transaction lies a network of playerseach with a vital role in making sure the process is seamless, secure, and efficient. increase from the previous year.

Credit Cards 52

Credit Cards Transactions PCI DSS Online and Mobile Banking 52

Fintech Finance

SEPTEMBER 20, 2024

NMI ®, a global leader in embedded payments, has partnered with INIT , a leading supplier of public transit ticketing solutions, to implement a cutting-edge payment processing solution for the San Diego Metropolitan Transit System (MTS). As transit operators across the U.S.

Contactless Payments 96

Contactless Payments PCI DSS Payment APIs and Integration Gateways 96

Exact Payments

JANUARY 14, 2024

Whether you run a SaaS business, platform or marketplace, all online businesses need a secure and convenient way to accept and process payments. Payment monetization is a form of embedded finance and a method software providers and independent sales vendors are increasingly turning to in order to sustain scalable growth.

Payment APIs and Integration 52

Payment APIs and Integration Payments CRM Payment Solutions 52