PYMNTS

OCTOBER 17, 2018

17) that it has partnered with TokenEx for data security. In a press release , the companies said Bluefin and TokenEx will provide their platform security technologies to each company’s client base, including Bluefin’s PCI-validated P2PE solution for TokenEx clients and TokenEx’s cloud tokenization solution for Bluefin clients.

Data Security 62

Data Security Security Data Breach Encryption 62

PCI Security Standards

AUGUST 20, 2024

Merchants around the world use the Payment Card Industry Data Security Standard (PCI DSS) to safeguard payment card data before, during, and after a purchase is made. The standard is intended for all entities involved in payment card processing, including merchants, processors, acquirers, issuers, and service providers.

PCI DSS 131

PCI DSS Processors Issuers Data Security 131

Stax

MARCH 11, 2025

This article will show all you need to know about online credit card processing and how you can select the best payment services provider for your needs. Some payment gateways use tokenization to secure sensitive customer details. Popular BNPL service providers include Klarna, Afterpay, and ClearPay.

Online Payment Processing 88

Online Payment Processing Process Payment Gateways Online and Mobile Banking 88

The Fintech Times

MARCH 10, 2025

Through the partnership, ProgressSoft will leverage the FINX Comply and FINX Connect platforms from Fintech Galaxy, equipping banks and financial entities with tools to fast-track regulatory compliance, enhance digital payments, and monetise financial data securely.

Compliance 69

Compliance Regulatory Compliance FinTech Payment APIs and Integration 69

PYMNTS

JANUARY 14, 2020

In financial services, demand for ease of use and security are sky-high, even for business customers. But for many service providers, achieving one can often mean compromising the other. Other regulations adding weight to financial service providers’ compliance burden include Europe’s PSD2 and the U.K.’s

Security 101

Security PCI DSS Compromise Service Provider 101

Fintech Finance

MARCH 10, 2025

By advancing Open Banking adoption across the financial sector and leveraging national payment infrastructures and existing payment rails, this collaboration enables banks, payment service providers (PSPs), and regulators to streamline compliance, enhance digital transactions, and build scalable financial ecosystems.

Regulatory Compliance 69

Regulatory Compliance FinTech Payment APIs and Integration Compliance 69

The Fintech Times

SEPTEMBER 10, 2024

Meanwhile, the rest of Europe is considerably more trusting with 62 per cent of respondents having faith in their providers. In fact, in Italy, 74 per cent trust their banks with data security, with 60 per cent of French respondents feeling the same way. Why are Brits cautious with their banks?

Service Provider 59

Service Provider Consumer Crime Product 59

The Fintech Times

FEBRUARY 28, 2025

Monitoring AI so it doesn’t get outsmarted by fraud James Lichau, financial services co-leader at BPM AI is constantly learning and adapting to offer a more personalised solution. “Another big challenge is related to data security and privacy. “AI brings significant legal challenges to the fintech sector.

AI 97

AI Regulations Best Practices Risk 97

PCI Security Standards

JANUARY 10, 2024

As a global forum, the Council brings together payments industry stakeholders to develop and drive implementation of data security standards and resources for safe payments worldwide. to help secure payment data.

Participant 112

Participant Processors Data Security Payments Data 112

Nanonets

OCTOBER 1, 2023

​A payment service provider (PSP) is a company that provides online payments for e-commerce, similar to a credit card processor in a brick-and-mortar store. PSPs are usually used by merchants who sell online, although some may also provide services for offline sales as well. It charges $25 per month + 0.5%

Payment Service Provider (PSP) 52

Payment Service Provider (PSP) Service Provider Payments Payment APIs and Integration 52

Stax

NOVEMBER 21, 2024

It also ensures that data security best practices, particularly PCI DSS (Payment Card Industry Data Security Standards) requirements , are followed to the letter to prevent any breach or loss of sensitive customer data. Such a business will require a provider that supports international transactions.

Credit Cards 88

Credit Cards Small Business Process Credit Card Payment Processing 88

Stax

APRIL 10, 2025

You also need a payment services provider that supports your chosen payment methods, but that providers platform must integrate seamlessly with your existing CRM, ERP, payroll, CMS, and accounting software systems.

Small Business 88

Small Business Wire Transfer BNPL ACH 88

Paymerang

APRIL 16, 2024

Banks, insurance firms, and other finance service providers are increasingly automating manual workflows to enhance productivity. Although automation improves workflow efficiency and reduces manual effort, if not done right, it can leave your business open to security and fraud risks.

Automation 52

Automation Data Security Finance Security 52

Stax

APRIL 3, 2025

Some offer hands-off support from the payment gateway provider while others require regular maintenance and support. That said, lets dive into the different types of eCommerce payment solutions: Hosted payment gateways Hosted payment gateways are provided by a payment service provider (PSP).

Payment Solutions 88

Payment Solutions Payment APIs and Integration Payment Gateways Gateways 88

The Fintech Times

NOVEMBER 11, 2024

The move aims to improve digital banking experiences by offering increased security, reliability and transparency, enabling customers to better manage their finances while maintaining privacy and data security. It also provides greater reliability by enabling real-time sharing of customer-directed account information.

Security 59

Security Credential API Privacy 59

The Payments Association

JUNE 3, 2025

Moreover, network tokenisation reduces the regulatory burden by eliminating the need to store sensitive card data, supporting the Payment Card Industry Data Security Standard (PCI DSS) compliance and lowering the risk of data breaches. Token frameworks can also accelerate partner integration.

Security 88

Security Payment APIs and Integration Payment Security Credential 88

VISTA InfoSec

OCTOBER 26, 2023

SOC and SOX represent two pivotal compliance frameworks that help maintain financial reporting integrity and data security. In this post, we’ll outline the basics of SOC and SOX, highlight key differences between them, and provide deeper insight into these vital components of the corporate landscape.

Audit 130

Audit Compliance Laws Governance 130

Fintech Finance

FEBRUARY 1, 2024

Small business owners are optimistic about the future, with 88% indicating the financial state of their individual businesses is about the same or better off than a year ago, which should bode well for merchant services providers. Overall merchant services provider satisfaction is significantly higher among innovators.

Debit Card 52

Debit Card Small Business Service Provider BNPL 52

Stax

JUNE 8, 2025

No – requires a payment processor to complete transactions Yes – for in-person transactions; needs a gateway for CNP transactions Provided By Often bundled with eCommerce platforms (e.g., Shopify Payments, PayPal, Stripe) Often provided by banks or payment service providers (e.g.,

Payment Gateways 88

Payment Gateways Processors Gateways Online and Mobile Banking 88

Basis Theory

NOVEMBER 12, 2024

Historically, data security has been treated as featureless and burdensome—but a necessary expense incurred by organizations. Today, we can tokenize anything from credit card primary account numbers (PAN) to one-time debit card transactions or social security numbers.

Encryption 157

Encryption Payment APIs and Integration PCI DSS Returns 157

PYMNTS

AUGUST 13, 2020

There is an array of benefits to wielding multiple cloud service providers, he said. It mitigates against the risk of a loss of service or vendor lock-in because if one service goes down, others are likely still running. The bigger challenge is more often the ability to ensure that data can seamlessly flow between clouds.

Third-Party Service Provider 133

Third-Party Service Provider Payments Service Provider Volume 133

Stax

MARCH 18, 2025

Funds are settled and deposited into the merchant account – Once the transaction has been approved, the funds are deducted from the customers account and deposited into the merchant account or payment service provider account after settlement. Security is the core of any payment processing system.

Process 88

Process Payment APIs and Integration Processors Online and Mobile Banking 88

Stax

JANUARY 21, 2025

Consider the following security and compliance features when choosing a payment gateway: PCI DSS Compliance – The Payment Card Industry Data Security Standard (PCI DSS) is a set of rules and principles designed to keep payment card information safe and secure. This is to allow for refunds and chargebacks.

Payment Gateways 88

Payment Gateways Gateways PCI DSS Payment APIs and Integration 88

Stax

APRIL 8, 2025

Since each player sets its own rates, credit card processing fees can vary based on your choice of credit card processing service provider, their fee structure, and the types of transactions you process. Merchants can, however, negotiate with their payment processor to cut costs, tweak pricing, or secure better rates.

Credit Cards 88

Credit Cards Process Processors Push-to-Card 88

VISTA InfoSec

NOVEMBER 9, 2023

In the world of digital transactions, businesses handling payment cards must demonstrate their data security measures through the Payment Card Industry Self-Assessment Questionnaire (PCI SAQ). Your choice depends on your credit card transaction and cardholder data management. No connection of these devices to other systems.

PCI DSS 130

PCI DSS Assessments Credit Cards Compliance 130

Stax

JANUARY 28, 2025

The payment system unified all the distinct online checkouts offered by Visa, American Express, Mastercard, and Discover, and once customers register their cards with any of the major card networks, they only need to tap the Click to Pay button on the websites of online retailers and service providers to make payments.

Payment APIs and Integration 68

Payment APIs and Integration Online and Mobile Banking Payment Gateways Gateways 68

VISTA InfoSec

OCTOBER 11, 2023

The Payment Card Industry Data Security Standard ( PCI DSS ) aims to prevent financial fraud by securing payment card data. Any company that handles this data must implement security measures to ward off unauthorized access. However, not all merchants or service providers need a ROC.

PCI DSS 130

PCI DSS Audit Compliance Assessments 130

PYMNTS

JULY 26, 2018

In fact, worldwide airlines, travel agencies and hotels spend some $75 billion per year to pay their payment service providers. Other notable findings in the report include that: Four out of 10 travel operators struggle to manage multiple payment service providers. The global travel industry generates approximately $1.4

Service Provider 40

Service Provider Process Payments Mitigation 40

Stax

NOVEMBER 14, 2024

Step 4: The credit card processing companies send the payment to the business’s bank through a certified merchant services provider such as Stax. Some merchant service providers may offer same-day or next-day funding, while others might take longer to process payouts. Step 3: The card is authorized.

Credit Cards 88

Credit Cards Process Online and Mobile Banking Payment APIs and Integration 88

Fintech Finance

MARCH 3, 2025

Antom , a leading unified merchant payment services provider under Ant International, has received Service Organization Control (SOC) 2 Type II certification, a globally recognised benchmark for data security and privacy protection.

Fraud Prevention 52

Fraud Prevention Fraud Detection AI Risk Management 52

Fintech News

DECEMBER 11, 2023

A recent study by global payments service provider FIS found that Singaporeans exhibit significantly higher trust in generative artificial intelligence (GenAI) compared to their counterparts in major markets such as Australia, the UK, and the US.

AI 120

AI APACS Data Security Consumer 120

Evolve Payment

NOVEMBER 19, 2024

Table of Contents PCI Compliance in a Nutshell PCI compliance, also known as the Payment Card Industry Data Security Standard , or PCI-DSS, is an important standard that major credit card companies like Visa and Mastercard have adopted to protect themselves and their merchants from the risks associated with exposed cardholder data.

PCI DSS 94

PCI DSS Compliance Processors Breach 94

Finovate

JUNE 13, 2025

The service uses advanced security technology—including the Visa Token Service—to keep transaction data secure and is designed to meet EMVCo standards for digital checkout. Buy Now, Pay Later provider Atome secured a $75 million asset-backed financing facility to support its expansion to the Philippines.

Online and Mobile Banking 66

Online and Mobile Banking Payments BNPL Cross-Border Payments 66

Stax

NOVEMBER 6, 2023

Loss, corruption, improper use, and unwanted access to a company’s data assets can lead to immense negative publicity, which in turn can cause irreparable reputation damage, fines, sanctions, and loss of profits. Moreover, companies need to follow data privacy and compliance requirements to stay in business.

Encryption 88

Encryption PCI DSS Data Security Origination 88

The Finance Weekly

DECEMBER 30, 2021

Business intelligence, data security, and and has proved particularly effective for finance departments, given the recent powerful innovations in finance technologies. Moreover, how do you ensure data quality, security, and privacy as cybersecurity breaches stubbornly persist?

Technology 130

Technology MSPS Small Business Data Security 130

Stax

MARCH 5, 2025

Enjoy Industry-Grade Security Reliable online merchant account services providers offer their services without putting your customers security at risk. They comply with the latest industry and security standards to ensure that you and your customers data remain safe from any threats.

Credit Card Payment Processing 88

Credit Card Payment Processing Credit Cards Process Payment Gateways 88

The Finance Weekly

JULY 28, 2022

In 2010, the SOC 1 and SOC 2 reports were split off and introduced by the American Institute of Certified Public Accountants (AICPA) in order to address the need of companies to externally validate their state of security.

Audit 130

Audit Compliance Data Security Security 130